# Page 10 | BILL Spend & Expense Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Page 10 - Is BILL Spend & Expense the right Spend Management solution for you? Explore 437 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/166905/Divvy/reviews

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BILL Spend & Expense

4.7 (437)

[View alternatives](https://www.capterra.com/p/166905/Divvy/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 13th, 2026

# Page 10 - Reviews of BILL Spend & Expense

## Showing most helpful reviews

Showing 226-250 of 437 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

DA

Dirk A.  
Financial controller  
Education Management  
Used the software for: Less than 6 months

### "Switched from Amex"

December 16, 2022

5.0

Divvy has been quick to answer all my questions and address all my concerns.

Pros

The spend control through assigned budgets and assigned funds. The in app receipt capture is a must and truly simplified my life with QB integration.

Cons

Just a few miscellaneous minor bugs, although they are quick to help and correct the problem.

Review Source

Jordan R.  
Co-Founder  
Computer Software  
Used the software for: 1-2 years

### "TONS of value for FREE?"

October 23, 2019

5.0

It's been great! This is going to be a game-changer for any business.

Pros

This is an awesome tool. Expense reporting, budgeting, spending cards, virtual cards, budgets -- this tool does it all. FOR FREE. A must-have for any budget-conscious business. Which is basically every business.

Cons

When I originally signed up, they didn't have many credit options, it was all mostly "debit", which is fine, but there are times when a line of credit is nice. (I believe they do have that now? I need to reach out.)

Review Source

AB

Andrew B.  
HR Admin  
Marketing and Advertising  
Used the software for: 2+ years

### "Divvy Review"

October 24, 2019

5.0

I love Divvy. It's a great resource that helps our company stay on budget.

Pros

Divvy's customer support is first class. When something goes wrong, or a mistake is made by a user or myself, the support team never fails in resolving the issue immediately.

Cons

I wish there were more webinars available to train, but they may already exist and I just haven't seen them or used them properly.

Review Source

TW

Tina W.  
Accounting  
Performing Arts  
Used the software for: 2+ years

### "Great Accounting tool"

December 7, 2022

5.0

Pros

Divvy makes it a snap to track expense and receipts.

Cons

Takes some time to download transactions

Review Source

DL

David L.  
Project Manager  
Non-Profit Organization Management  
Used the software for: 2+ years

### "Great product Greater Customer Support"

December 9, 2020

5.0

Divvy has been nothing but wonderful. The only thing that has stopped us from dropping one of our other company credit cards is the lack of weekly budgets.

Pros

They are constantly innovating their system with useful and meaningful features. The customer support team is incredible.

Cons

They still do not have weekly budgets which they promised when we signed on.

Review Source

MJ

Matthew J.  
Project Manager  
Construction  
Used the software for: 6-12 months

### "SSI Review"

February 24, 2022

5.0

Been good and have had no major issues.

Pros

That we can control how much money employees have access to for a specific budget.

Cons

When using the app sometimes it doesn't give you the option to choose all the budgets that you have access. Sometimes it only shows like half the budgets.

Reason for choosing BILL Spend & Expense

Didn't really see many other alternatives.

Review Source

TL

Tanner L.  
Director of Operations  
Computer Software  
Used the software for: Less than 6 months

### "Divvy helps bring simplicity and sanity into managing our expenses"

October 12, 2018

5.0

I'd suggest this to anyone who doesn't enjoy managing expenses and budgets (which I think includes about everyone). It's easy to use, easy to learn, and makes your life so much easier. The team is also super helpful and looks for ways to go above and beyond to get the job done. Great product that has brought great results to our team.

Pros

This product has made my life so much easier when it comes to budgeting and managing expenses. We ordered a card for every one of our employees and whenever they need money all they need to do is request it and within minutes they can have it. Setting up budgets is simple and intuitive and if you ever have questions your are seconds away from an incredible customer support team. I also love the reminders about categorizing expenses that it sends to me and my team after we use the card for a purchase. Great product and a great team to work with.

Cons

Overall I don't have much to put here. Every once in a while a bug will surface on the app but it usually doesn't slow down anything at all. Had very little issues with anything on the app.

Review Source

JR

Josh R.  
Client Rep  
Accounting  
Used the software for: 6-12 months

### "Amazing Expense Management Tool"

December 15, 2022

5.0

Pros

Divvy is easy to use and integrates seamlessly with QuickBooks online. It has saved our clients time and money while also giving them the rewards of a traditional credit card. I would highly recommend!

Cons

The only difficulty we encountered with Divvy was with its initial QuickBooks integration. The Divvy support team helped us resolve these issues. Their support is responsive and helpful!

Review Source

PW

Paul W.  
Owner  
Warehousing  
Used the software for: 2+ years

### "Divvy review"

December 15, 2022

4.0

Overall I like the reporting but easily getting questions answers is a bit of a pain.

Pros

able to track expenses for my accountant

Cons

cusotmer support starts with FAQ's. The customer chat is not that intuitive (you'll know when you try to chat). So I have to learn/remember how I connected w/ customer support. It's not easy or appreciated - connecting w/ customer support.

Review Source

MM

Matt M.  
Controller  
Accounting  
Used the software for: 2+ years

### "Great Product"

February 24, 2022

5.0

Very happy with the product and support

Pros

Proactive approach for users to more easily code and track expenses

Cons

More rewards potential, whether it's travel or cash back

Review Source

PB

PAUL B.  
Chief Financial Officer  
Machinery  
Used the software for: 2+ years

### "Best Travel and Reimbursement Tool on the Market"

February 3, 2021

5.0

I have used Divvy for 5+ years at 2 companies and just love it. The easy of use it great to capture expenses but the real beauty of this tool is the simplistic way it allows employees or accounting to generate expense reports. The time savings is huge and allows you employees to focus on their job and not assembling receipts and preparing an expense report.

Pros

Easy of use, quick learning curve, very flexible

Cons

We pay weekly but budgets reset monthly so it gets a bit tricky for people who max out weekly.

Review Source

Chris K.  
Founder, CEO  
Marketing and Advertising  
Used the software for: 6-12 months

### "Divvy is a breath of fresh air for any business"

October 24, 2019

5.0

Divvy has helped our company in so many ways. I can't say thank you enough! The people are always super fast to respond and help, it has solved our cash flow and so much more.

Pros

I LOVE how simple it is to use and the support behind it all.

Cons

There actually isn't anything that I don't like about this software.

Review Source

MG

Moriah G.  
Admin Assistant  
Religious Institutions  
Used the software for: 6-12 months

### "So far, so good!"

December 15, 2022

4.0

Pros

I like the receipt management and ability to set limits, create budgets, review expenses, and order cards from my computer, instead of having to speak to customer service over the phone.

Cons

The initial setup was a little difficult.

Alternatives considered

[Expensify](https://www.capterra.com/p/97594/Expensify/)

Review Source

TS

Tommy S.  
Owner  
Leisure, Travel & Tourism  
Used the software for: Less than 6 months

### "Great Company!!"

December 15, 2022

5.0

Amazing experience

Pros

Easy to use & manage my company. Receipts and transparency at your fingertips.

Cons

Nothing yet but when I think of something, I’ll let you know.

Reason for choosing BILL Spend & Expense

Ease of use. Trying something new

Review Source

VR

Verified Reviewer  
CEO  
Renewables & Environment  
Used the software for: 6-12 months

### "Get control of your business expenses!"

October 24, 2019

4.0

Great customer service, always quick to answer and help

Pros

You can control budgets, team users with present spending limits.

Cons

I wish they had a direct connection with QB and that receipts were pushed over once synced. Their integration now with QB needs more tweaking.

Review Source

DB

Dominique B.  
Clinical Director  
Hospital & Health Care  
Used the software for: Less than 6 months

### "The ease of the product"

December 15, 2022

5.0

positive experience

Pros

The product was easy to use and the customer service was professional, polite and knowledgeable

Cons

They need to improve the texting service

Reason for choosing BILL Spend & Expense

My account found it easier to track my expenses

Review Source

EW

Emily W.  
VP  
Insurance  
Used the software for: Less than 6 months

### "Great System"

November 11, 2021

5.0

By \[SENSITIVE CONTENT\] has been amazing. I do believe the person on the sales team did not set my expectation on some things (rewards, expense reports, reporting features)

Pros

The app and PC interface are very user-friendly.

Cons

There are not enough reporting features. Everything has to be exported to Excel where it then has to be cleaned up and scrubbed. I would like more roles available or the ability to grant access to certain features.

Alternatives considered

[Expensify](https://www.capterra.com/p/97594/Expensify/)

Reason for choosing BILL Spend & Expense

Ease of use, interface design, cost

Review Source

VR

Verified Reviewer  
Campaign Manager  
Computer Software  
Used the software for: Less than 6 months

### "Divvy makes expense tracking seamless"

August 19, 2022

5.0

Divvy has made it easier for our team to have a bird's eye view of what we're spending each month. There are no surprises at the end of the month.

Pros

I love not having to ask people for a company credit card and having to keep track of physical receipts. Everything is done within the app and it's extremely easy to request the funds I need when I'm booking marketing activities.

Cons

They could become a more robust product with forecasting spend & data analysis. Right now it's all retrospective. They are great with coming out new features though!

Review Source

WL

Wendy L.  
Director of Operations  
Non-Profit Organization Management  
Used the software for: 6-12 months

### "Excellent expense management software "

February 24, 2022

5.0

Pros

Easy to set up and manage. And much more inexpensive.

Cons

Would prefer it to sync with desktop QB easier.

Review Source

CM

Cecil M.  
owner  
Construction  
Used the software for: 1-2 years

### "Divvy review"

February 24, 2022

4.0

It is great

Pros

Being able to attach receipts Mobily and categorize them

Cons

It could be easier to dispute fraudulent charges

Review Source

CR

Chris R.  
VP of Finance & Treasury  
Telecommunications  
Used the software for: 6-12 months

### "Divvy is great!"

February 4, 2021

5.0

Divvy has enabled us to proactively manage our credit card spend and streamline the user reporting as well as the related back-office processes.

Pros

Innovative credit card/expense platform.

Cons

Still early in development of administrator interface and advanced features, but maturing rapidly.

Alternatives considered

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)

Reason for choosing BILL Spend & Expense

Free (cost), innovative, attractive rewards program.

Review Source

SN

Scott N.  
CEO  
Retail  
Used the software for: 6-12 months

### "Credit Card Rewards are Bait and Switch"

February 24, 2022

4.0

Pros

Excellent interface. Quick access to virtual cards that scale very well with our organization.

Cons

Three huge red flags for their rewards program. You don't get the rewards for a year. You have to spend at least 30% of your credit line and the rewards are actually pretty bad cash ratio. In other words they make you feel like you're getting 1.5% cash back but its more like .75%.

Alternatives considered

[Brex](https://www.capterra.com/p/182054/Brex/)

Reason for choosing BILL Spend & Expense

Easy

Review Source

MW

Meghan W.  
Business Development  
Non-Profit Organization Management  
Used the software for: 6-12 months

### "Amazing Software and Better Customer Service"

October 27, 2019

5.0

Pros

This software is very easy to use. You have functionality on your mobile phone and computer. The receipts show up right away on your app and from an accounting perspective the product is exactly what we need

Cons

None, that I have ran across at this time

Review Source

SH

Siddhartha H.  
CEO  
Accounting  
Used the software for: 6-12 months

### "Made our life easy!"

February 25, 2022

5.0

Pros

I love how conveniently we can manage the invoicing and receipts.

Cons

Budget settings can be task at times however we are getting a hang of it.

Review Source

TR

Tyler R.  
CEO  
Real Estate  
Used the software for: 2+ years

### "The best accounting app"

February 24, 2022

5.0

Pros

Divvy makes it easy you manage business financials and allows to manage business funding for employees

Cons

As of this time I don't have any dislikes for Divvy, it has made managing business financials a walk in the park.

Review Source

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