# Page 14 | BILL Spend & Expense Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 14 - Is BILL Spend & Expense the right Spend Management solution for you? Explore 437 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/166905/Divvy/reviews --- BILL Spend & Expense 4.7 (437) [View alternatives](https://www.capterra.com/p/166905/Divvy/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Page 14 - Reviews of BILL Spend & Expense ## Showing most helpful reviews Showing 326-350 of 437 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use CN Christopher N. COO Accounting Used the software for: 6-12 months ### "Game Changing Expense Management and Budgeting Tool" October 9, 2018 5.0 There are very few products on the market that solve so many needs and provide you a world class solution for FREE. My firm rarely gives good reviews for software products since both of our owners come from a software background, but we gladly promote Divvy! Pros Divvy is the greatest tool I have in my accounting arsenal. Divvy allows me complete control over spending, expense management, and budgeting. Divvy allows me to have real time expense data with the support I need to back it up. Divvy saves thousands of dollars a year (if not tens of thousands)! They are quick to respond and always rolling out great features to keep this product ahead of everything on the market by leaps and bounds. Cons There currently isn't a way for me to manage multiple clients within the web / app - that would be a huge feature add. Otherwise, it's a fantastic software that is learning and growing. Review Source HP Heather P. Co-Founder Design Used the software for: Less than 6 months ### "Easy Credit Card System" December 15, 2022 5.0 Pros I like that we can send virtual credit cards to our contractors to make expense tracking for our projects easy and instant across the country! Cons We require our contractors to provide a job# for each expense, which we generate in Quickbooks, so it would be cool if Divvy could sync recent job#s or something from Quickbooks so we can more quickly find the job we need vs having to manually enter it. Review Source RW Ron W. President Retail Used the software for: Less than 6 months ### "Ease of Use" February 3, 2021 5.0 Divvy is great for the small business owner. I like the fact that I can budget out various company expenses to individuals in the company and track all expenditures in one place. Pros Very user friendly and the ability to track and capture departmental expenditures is excellent. Customer service is always available and very helpful when I call. Cons Have not had many problems with Divvy software. It works well for me and my company's needs. Review Source JW Jermayne W. CEO Graphic Design Used the software for: 6-12 months ### "I Absolutely Love Diivy!!" December 30, 2022 5.0 The software lifts weight off your shoulders when it comes to managing money. Pros I like how it manages my businesses money. Cons Nothing I love everything about Diivy it works out well. Review Source CG Chelsey G. Treasurer Sports Used the software for: 6-12 months ### "Simple to use!" February 24, 2022 5.0 Pros Divvy is simple to use and allows our nonprofit organization transparency in budgeting and spending. It is helpful having software that enables the purchasers to upload their receipts. Cons So far we have been pleased with Divvy software. Review Source EV Erik V. VP Environmental Services Used the software for: 6-12 months ### "Paperless Expense Reports" October 24, 2019 4.0 Pros No longer have to keep up with paper receipts nor fillout expense reports. Cons Initially the product worked perfectly. Lately the receipts take longer to upload and often time out on my phone or a call will come in and stop the upload. Review Source MF Michael F. Senior Client Partner Information Technology and Services Used the software for: 1-2 years ### "Divvy Streamlines Expenses" October 24, 2019 5.0 Expense management and entry Pros Streamlines the expense processes for the user Easy to attach receipts User friendly No training needed Preset budget Cons Could use more reporting Scroll functionality needs updating Switched from [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) Cost and ease of use Review Source AQ Anita Q. Office Manager Construction Used the software for: 6-12 months ### "Divvy Review" December 9, 2020 4.0 Other than the upload feature, I love it. Pros Easy Tracking for my individual employees Cons Does not upload correctly to Quickbooks on-line. I have to manually enter each transaction Reason for choosing BILL Spend & Expense User friendly Review Source JS Joe S. Owner Construction Used the software for: 6-12 months ### "Credit card alternative " December 16, 2022 5.0 Pros This allows you to issue cards to employees without starting your business in credit card debt. Cons Alluding funds to your account can take time. Review Source ME Mike E. President Used the software for: 6-12 months ### "Divvy simplifies my life so much!" October 11, 2018 5.0 Thanks Divvy for simplifying my life. Pros I love the fact that your purchasing and expense reporting is all managed in one app. Budgets for projects and recurring monthly expenses are so simple and help me maintain costs for operating my business and efficiently doing projects Cons Cons, the reports are a bit lacking but the system as a whole is amazing. Other con would be to make the admin be able to do more from the app. Review Source CG Cornelius G. Director of Information Technology Primary/Secondary Education Used the software for: Less than 6 months ### "Divvy for K12" December 30, 2022 4.0 Pros Great onboarding and customer services, feature rich and immense value considering its no cost structure Cons Wish it had more integrations but offers so much otherwise to help us better track and account for purchases for different departments/people Review Source TH Tamas H. CFO Real Estate Used the software for: 6-12 months ### "Control spend for small companies" October 24, 2019 5.0 Amazing! Pros Ease of use, control of budgets for a small company, virtual cards to keep vendors at bay. Cons Budgets and virtual cards are conceptually great but it’s not easy for users to understand the correlation Review Source VP Vincent P. Office Administrator Health, Wellness and Fitness Used the software for: Less than 6 months ### "The best thing since, well, ever!" October 24, 2019 5.0 I wish there was a Divvy for personal use, because I want to use it for my personal expenses! Pros Divvy makes it so easy to not only track expenses, but spend company money! With the unlimited number of virtual cards for online purchases, ease of entering expenses, and adding receipts, it's like an accountant's dream come true! And having a budget assigned to each user makes it easy to limit spending to the budget amount! Cons I cannot think of anything to list as a con to using this system. Maybe not having a personal assistant handle it for me? Does that count as a con? Review Source VR Verified Reviewer Used the software for: Less than 6 months ### "Divvy is so convenient and easy to use." February 13, 2018 5.0 Pros Dashboard is great and puts everything into an awesome report for me. I love the simplicity of use and how all my employees can access the funds they need. Review Source ajV aaron j V. Special Projects Information Technology and Services Used the software for: Less than 6 months ### "Divvy's great" March 6, 2019 5.0 Pros Divvy is extremely user friendly, intuitive, and customizable for our accounting structure and various needs as a consulting company. Divvy allows us to properly track, approve, and categorize expenses for invoices, internal budgets, and accounting needs. Divvy's support team is extremely responsive and always high quality. Their product team welcomes and values our user feedback. Cons I expect Divvy to allow users/admins to modify alerts and notifications for budget adjustments, incomplete and declined transactions, product updates, etc. Review Source CH Corey H. Owner Executive Office Used the software for: 6-12 months ### "Awesome Company " October 24, 2019 5.0 My experience has been breathtaking!!!!! I’m going to be a loyal customer forever. Pros It really helps sort things out. I love the virtual cards also. Cons I can’t find nothing wrong with this platform. Reason for choosing BILL Spend & Expense Flexibility. Review Source ZN Zunie N. CEO Financial Services Used the software for: Less than 6 months ### "Good product" December 24, 2022 5.0 Pros Expense management and receipt capture are great functions! Cons Customer support can be improved, especially after integration Review Source AB Angie B. Retention Marketing Manager Retail Used the software for: 2+ years ### "Divvy makes it easy. " October 24, 2019 5.0 Pros Not having to worry about carrying receipts with me on business trips. I can quickly snap a photo and upload it, and then link it once the charge goes through. I love that I can itemize where the expense fits, and I don't have to worry about getting reimbursed for work. Also, the digital cards are amazing! Knowing that I can create a unique card for places I frequently shop and I don't have to put in my physical card number is a huge relief. Requesting funds is super simple and tracking expenses is a breeze. Cons I can't think of anything I would improve upon. Review Source NB Nicole B. CEO Apparel & Fashion Used the software for: Less than 6 months ### "Easy to use" November 11, 2021 5.0 So far I’m satisfied Pros Tracking transactions and expense management Cons Would be better for small businesses if it were revolving Review Source VR Verified Reviewer Owner/Graphic Designer Graphic Design Used the software for: I used a free trial ### "Great customer service and an easy way to manage company cards" July 31, 2019 5.0 Overall, I've had a great experience with Divvy. I haven't fully implemented it into my business yet as it's not large enough that I've needed it, but I still have my account and the app installed so when I get to that point I'll be able to! Pros I loved that before you even used the software you were walked through the entire program by one of their customer support representatives. It made it super easy to use and understand. Also, it's free! Cons I honestly didn't find any real cons about this software, I just wasn't in a place in my business where I was ready to use it. Review Source RC Ryan C. VP Ops Utilities Used the software for: 6-12 months ### "Thanks for a great system " October 26, 2019 4.0 Very effective, and “enjoyable” support for what we need Pros Ease of access, dependability/effectively updating Cons A little tricky to learn process (but pretty understandable) Reason for choosing BILL Spend & Expense N/A Review Source NL Nichole L. Quality improvement advisor Hospital & Health Care Used the software for: Less than 6 months ### "A quick and easy way to manage receipts and mileage reimbursement" November 2, 2023 5.0 Pros The ability to take photos of receipts in the app and the map feature for mileage reimbursement Cons During the initial setup I remember having issues with my work email account not syncing w/ the Divvy app so I couldn't log in, but that could have been use error Review Source Response from BILL November 6, 2023 Thank you for your five star review Nichole! We are glad to hear that the app helps you to be able to get mileage reimbursements with the ability to upload receipts on the go. We apologize for the frustrations you experienced during initial setup and the app not taking your work email. You can reach us directly at 1(855)229-3111 if you still need assistance. ER Eric R. Senior Accountant Consumer Goods Used the software for: Less than 6 months ### "Divvy Review" July 7, 2021 5.0 it is an awesome platform. can't wait for future features to be implemented Pros Uploading receipts and coding to GL in real time Cons the budgets are somewhat irrelevant to us. maybe an option to use or not use Reason for choosing BILL Spend & Expense Price Review Source JR Jymi R. acct ast Marketing and Advertising Used the software for: Less than 6 months ### "Grateful" February 3, 2021 4.0 Pros The physical card has a chip. Our employees can use the phone application on the go. Uploading receipts have been a blessing. Cons Our main issue so far has been operator error. Review Source JI Jakir I. Accountant Marketing and Advertising Used the software for: Less than 6 months ### "Divvy is amazing" November 11, 2021 5.0 Pros So easy to use and the whole team is now in control of their own expenses. Cons The ACH reimbursement is only limited to the US Review Source Similar Products Featured ## Related categories [Financial Reporting](https://www.capterra.com/financial-reporting-software/)[Expense Report](https://www.capterra.com/expense-report-software/)[Travel Management](https://www.capterra.com/travel-management-software/) ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.