# Page 17 | BILL Spend & Expense Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 17 - Is BILL Spend & Expense the right Spend Management solution for you? Explore 437 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/166905/Divvy/reviews --- BILL Spend & Expense 4.7 (437) [View alternatives](https://www.capterra.com/p/166905/Divvy/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Page 17 - Reviews of BILL Spend & Expense ## Showing most helpful reviews Showing 401-425 of 437 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use CB Chemeka B. owner Transportation/Trucking/Railroad Used the software for: 1-2 years ### "Divvy " January 12, 2023 5.0 Overall experience was ok. Pros I like the ease of use and also the virtual card feature Cons Divvy cuts your limit if your not very active or i guess meet there activity quota Review Source AR Adell R. Managing Member Transportation/Trucking/Railroad Used the software for: Less than 6 months ### "Amazing!" February 4, 2021 4.0 I have no complaints PERIOD. Pros The fact that you have options on how to pay divvy. Cons No fee's what so ever when it come to this software. Reason for choosing BILL Spend & Expense Divvy hands down is the best Review Source MH Mike H. Director of CS Computer Software Used the software for: Less than 6 months ### "An easy way to manage work-based expenses" July 26, 2019 5.0 It makes our travel and expense management so much easier. Pros It is very easy for us to assign budgets for specific projects/trips and track documentation. Users can request additional funds if needed and loading more cash onto a users card is easy. Cons Cards have been declined before even when funds have been allocated. I'm not sure whether this was a Divvy issue or an issue with the vendor where the user was making payment. Review Source VR Verified Reviewer Account Executive Computer Software Used the software for: Less than 6 months ### "Perfect Platform For Expense Reports!" February 1, 2019 4.0 I have had a great experience with Divvy. Pros First off, you can't beat the price. Free is always the best price. It is very simple and easy to use. With that being said, it still has some great functionality for how easy it is. Cons Divvy is a great company and has a great tool. Since they are a startup, they have some little improvements to make on the frontend. They will get there. Review Source AM Ashley M. Systems Manager Construction Used the software for: Less than 6 months ### "Great tracking of purchases" May 31, 2019 5.0 It's been great for submitting payments to different software we use. As mentioned previously it's very easy to use and we love that we are able to create virtual cards. Pros It is very easy to track purchases since we have several different virtual cards for different software. I also like how there are budgets set up to put employees into certain categories. Cons So far we have not experienced any cons. We just started using this software. Review Source MS Melinda S. Small business services associate Accounting Used the software for: 2+ years ### "Amazingly easy to use" October 5, 2018 5.0 Very simple and cost effective Pros Easy, efficient and great for small business's with tight budgets. Easily allocate budgets to different card holders based on need. Cons The application can be a little confusing but after using it several times it is fairly easy to use. Review Source HA Hajime A. postdoc Research Used the software for: Less than 6 months ### "A simple but useful tool to manage expense" September 14, 2022 5.0 Pros It is quite important for a group to manage expense. We can do that very easily with Divvy. The platform is very easy and clear to use. Cons If you are using another software, it might be confusing to switch to Divvy. Review Source EH Erica H. CEO Online Media Used the software for: Less than 6 months ### "Great" February 24, 2022 5.0 Pros Intuitive and great for small organizations Cons approval process was slightly cumbersome Alternatives considered [Brex](https://www.capterra.com/p/182054/Brex/) Reason for choosing BILL Spend & Expense ease Review Source SK Stanislav K. Dev Hospitality Used the software for: Less than 6 months ### "Great choice for managing corporate cards " September 24, 2020 5.0 This application is perfect to meet your business needs! Pros \- Stable, secure, and very intuitive app that helps you to track all the receipts; - the ability to issue virtual cards; Cons \- They had feww iissues at the very beginning when I started using it, but not I don't see something that will prevent me from loving this application. Review Source JM Jamison M. President Internet Used the software for: Less than 6 months ### "Works great if you buy mostly online" December 4, 2019 5.0 Good experience, would recommend for those looking for an easy to use receipt management system Pros The app is simple, fast and does exactly what it's supposed to do. Purchases are categorized and I can create digital cards on the fly without too much hassle. Cons Almost ZERO retain stores know what to do with a digital card. I wasn't able to get a physical card, but I don't think we're quite there yet to go fully digital. Review Source JG Joseph G. CEO Consumer Services Used the software for: Less than 6 months ### "Easy transaction tracker" November 14, 2021 5.0 Using it for a week now, quite a good experience Pros it helps you track your expenses; it will nudge you until you enter a description Cons it has too few categories, the ones they have are broad, would like to see more detailed categories Review Source DS Dawnica S. Owner/Manager Translation and Localization Used the software for: Less than 6 months ### "Satisfied Divvy user " November 12, 2021 5.0 Super satisfied Pros Customer service is quick. I’m super impressed how friendly helpful they are every time I have questions. Cons I don’t have anything to report that I don’t like about the software. Review Source NL Nick L. Enterprise Account Executive Logistics and Supply Chain Used the software for: Less than 6 months ### "Divvy" December 5, 2019 5.0 This helped us stop using venmo time after time. Pros Eliminates the need for expense reports. Helps you run the company finances in real time rather than getting behind. Cons Company cards feel cheaply made, but they get the job done. If you dont have enough money on the card you have to keep requesting it. Review Source AD Aaron D. Owner Construction Used the software for: Less than 6 months ### "I wish I knew about this sooner!" February 13, 2018 5.0 Pros I love the real time tracking of our expenses. Being able to not only see but control where our money is spent and when is amazing! Review Source KP Kendal P. CEO Management Consulting Used the software for: Less than 6 months ### "Great Expense Reporting Tool " May 17, 2018 4.0 Pros This is a great tool for a business that is heavily reliant on expense reporting from employees. Love the budgeting features Cons This isn't as multi purposed as other business software products, so this will handle expense reporting for our business and that's about it Review Source JV Jen V. Assistant Director of Finance Higher Education Used the software for: 6-12 months ### "Great Product " October 25, 2019 5.0 We are using Divvy for our procurement card. It is very easy to use and allows our employees to upload receipts instantly. Pros It is super to easy to use and allows for many different users Cons That you can't automatically split charges to multiple budgets on recurring charges Review Source FD Fraser D. Product Marketing Executive Computer Software Used the software for: Less than 6 months ### "Ideal for large or small sized businesses" January 16, 2019 5.0 Pros \- real time tracking of expenses saves hours of time - setting budgets only takes a few clicks of the mouse Cons \- if you want a more robust accounting application, you need to interface with other solutions - it can be slow and glitchy sometimes Review Source DB Dillon B. Product Designer Electrical/Electronic Manufacturing Used the software for: ### "Amazing Product" April 14, 2018 5.0 Pros It changes the way businesses approach expense reporting. It transforms a company from a reactive to a proactive approach to all their expenditures. Cons It might be tough to integrate this into a company, but once the transition is over companies will see the benefits Divvy brings. Review Source SJ Saad J. President Real Estate Used the software for: Less than 6 months ### "Benificial For New Business Owners Looking to Build Credit" November 11, 2021 5.0 Pros The software is easy to use and track all expenses Cons The fact that this is not really a credit card but more like a debt card. Review Source AZ Andrew Z. Content Development Computer Software Used the software for: Less than 6 months ### "Great report and expense system" February 13, 2018 5.0 Moving to a new software is always hard, and the initial change and learning curve can be difficult for some. Pros It just makes reporting so much easier. Seems like keeping track of where our department funds are going is much easier with this system. Review Source bP beatrice P. business owner Food & Beverages Used the software for: I used a free trial ### "Divvy Revew" February 25, 2022 5.0 Pros Easy to use, plenty of features and I will recommend Cons No cons divvy is easy to use, and I have no cons Review Source DG Dennis G. CFO Consumer Services Used the software for: Less than 6 months ### "Excellent service" October 12, 2018 5.0 I highly recommend using this service. It solved a lot of problems for us and helped our small company gain control over expenses. Pros I love the organizational process of this service. It enables us to keep track of where every cent is going without having to waste tons of time going to each individual. Cons Getting set up is a little tricky but as long as you walk through a tutorial with a rep, you shouldn't have any issues! Review Source AS Apeksha S. Accounting Manager Information Technology and Services Used the software for: Less than 6 months ### "Customer Service" July 7, 2021 5.0 Tried to onboard 200 new employees, and have not got an input from Customer Service for over 15 days. Pros The visibility of transactions done during the month Cons Uploading new users. There is not a way to send out remote cards. Review Source JH Jace H. Student Accounting Used the software for: Less than 6 months ### "Friendly personnel and helpful service!" April 13, 2018 5.0 Pros Exciting company. I do not have any knowledge or experience with this company other than what I have seen on social media and heard from friends. And from those experiences this company sounds like it is making great strides and has a bright future. Excited to see what the future holds. Cons I do not have any negative or constructive feedback on the product. Should any arise I believe they would be resolved quickly. Review Source BL Betty L. Controller Education Management Used the software for: Less than 6 months ### "Great customer service from Divvy!" December 9, 2020 4.0 Pros Easy to use and set up on the user side and provides plenty of help and support options. Cons The sign up process online could be improved. Reason for choosing BILL Spend & Expense Ease of use and simple interface platform. Review Source Similar Products Featured ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.