--- title: "QuickBooks Money Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about QuickBooks Money Software - reviews, pricing plans, popular comparisons to other Mobile Banking products and more." source_url: "https://www.capterra.com/p/170065/QuickBooks-Money/" page_type: "product" language: "en" --- # QuickBooks Money Software Review 2026: Features, Integrations, Pros & Cons Last updated on September 16, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) QuickBooks Money ## What is QuickBooks Money? QuickBooks Money is a cloud-based mobile payment platform. Pay-enabled invoices and ACH and eChecks allow you to accept credit card payments and debit cards online. Get paid on the go, or take contactless in-person payments from anywhere. With Fast Deposits, get paid the next business day on eligible payments or instantly for 1% more. Pay E-Invoices regardless of how they’re paid. Set recurring invoices to be automatically sent and paid. ## What is QuickBooks Money used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/)[Mobile Credit Card Processing](https://www.capterra.com/mobile-credit-card-processing-software/) Top alternative Featured Overall rating Based on 104 user reviews Reviews sentiment Positive 87% Neutral 6% Negative 8% Contact vendor for pricing Free trial available Includes Free Version Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... - Billing and Invoicing / 2026 - Mobile Credit Card Processing / 2026 - Payment Processing / 2025 Our "Best of" badge program showcases products with the highest ratings... Do you work for QuickBooks Money?[Manage this product listing](https://www.g2.com/products/quickbooks-desktop-pro/claim_requests/new?auto=true) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### QuickBooks Money 4.3 (104) VS. [4.6 (1,485)](https://www.capterra.com/p/127994/Jobber/reviews/) Starting Price Contact vendor Starting Price $39 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.5 (103) Ease Of Use 4.6 (26,636) Value For Money 4.1 (87) Value For Money 4.4 (20,475) Customer Service 3.9 (86) Customer Service 4.6 (20,733) ## QuickBooks Money alternatives [4.4 (3,327)](https://www.capterra.com/p/120109/Xero/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars [4.2 (2,071)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [4.0 (628)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) Starting price $124.42 Per User, Per Month Pricing Options Free Trial Free Version User Rating 76% of reviewers rated it above 4 stars Highest Rated [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,658)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) [View all alternatives](https://www.capterra.com/p/170065/QuickBooks-Money/alternatives/) ## FAQs about QuickBooks Money Overview ### What problems does QuickBooks Money solve? QuickBooks Money solves slow invoice collection, scattered payment tracking, and manual reconciliation by combining invoicing, ACH and card payments, reminders, and automatic transaction matching in one workflow. Small business owners, bookkeepers, field service teams, and mobile sellers benefit most when collecting payments on-site, tracking receivables, and simplifying tax-season recordkeeping. Answer based on 75 reviews Overview ### Which roles and teams benefit most from QuickBooks Money? QuickBooks Money is most used by small-business owners, executives, office managers, and finance administrators who need clear control over cash flow. Leadership teams use it to monitor balances and spending, while billing, payroll, and accounting staff rely on it to manage payments, track transactions, and keep day-to-day finances organized. Answer based on 100 reviews Overview ### What company size and industries is QuickBooks Money built for? QuickBooks Money is built mainly for small businesses, which make up 97% of reviewers, with Construction leading at 10%. It supports businesses of all sizes for payments, invoicing, electronic checks, and point-of-sale work, but reviewer use is concentrated in small firms, especially Construction, Real Estate at 8%, and Marketing and Advertising at 7%. Answer based on 102 reviews Features and Usability ### What are the key features of QuickBooks Money? QuickBooks Money includes core payment tools like payment processing, ACH payments, credit card processing, and online invoicing. Reviewers also highlight mobile payments with a card reader, QuickBooks integration for automatic transaction syncing, and cash management features such as expense tracking, invoice tracking, and real-time reporting. Answer based on 63 reviews Integrations ### Which third-party tools and platforms does QuickBooks Money integrate with? QuickBooks Money integrates with 2 third-party commerce platforms: Shopify and WooCommerce. Answer based on 8 reviews Getting Started and Support ### What training and onboarding options does QuickBooks Money offer? QuickBooks Money provides documentation to help teams get started. This written material supports self-paced reference for setup steps, feature guidance, and ongoing use. No other training formats are listed in the catalog data for QuickBooks Money. Answer based on 5 reviews Getting Started and Support ### What customer support options does QuickBooks Money offer, and how do users rate the experience? QuickBooks Money offers email/help desk support and an FAQ/forum. User feedback on support is mixed: some describe helpful, polite assistance during setup and problem solving, while many report slow responses, hard-to-reach agents, long calls, unresolved issues, inconsistent answers, and limited availability when urgent payment problems arise. Answer based on 24 reviews Card reader ### How well does QuickBooks Money card reader work? QuickBooks Money makes mobile card payments convenient for small businesses, field teams, and event sellers. It supports swipe, chip, manual entry, and receipts, with accounting sync that many teams find helpful. Some users still run into reader pairing issues, failed scans, shipping delays, or refund and hold workflows that feel clunky. Answer based on 20 reviews ## Features AI summary Based on 16,388 Mobile Banking reviews Capterra data shows that buyers of billing and invoicing software rank the following features as their top priorities: - **Invoice Processing** (**53%** of reviewers rated this feature as critical) - **Invoice Creation** (**55%**) - **Quotes/Estimates** (**55%**) QuickBooks Money supports **Invoice Processing** and **Invoice Creation**, giving businesses a way to handle billing tasks efficiently and generate invoices quickly. However, it does not include **Quotes/Estimates**. Instead, it offers other important billing and invoicing features that reviewers also value, including **Online Invoicing** (**51%**), **Invoice History** (**44%**), and **Payment Processing** (**52%**). These features help businesses send invoices digitally, review past billing activity, and collect payments more easily, helping teams stay organized and get paid faster. Invoice Processing 4.8 (18) 72.22% of 18 reviewers that rated this feature as important or highly important Creation, processing, verification, and execution of invoices till the payment is made Invoice Creation 4.4 (14) 64.29% of 14 reviewers that rated this feature as important or highly important Create invoices from scratch or have recurring invoices Online Invoicing 4.8 (12) 83.33% of 12 reviewers that rated this feature as important or highly important Create, send, and view electronic invoices Invoice History 4.8 (13) 84.62% of 13 reviewers that rated this feature as important or highly important Store and view prior invoices for each account/client Payment Processing 4.2 (21) 90.48% of 21 reviewers that rated this feature as important or highly important Accept, record, and reconcile financial transactions Billing & Invoicing 4.2 (21) 90.48% of 21 reviewers that rated this feature as important or highly important Create, manage, and send invoices or bills to customers QuickBooks Money 32 features Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Application programming interface that allows for integration with other systems/databases Create, manage, and send invoices or bills to customers Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Near-field communication method to share data and process contactless payments Financial system that helps create and manage physical/digital credit cards and track transaction activities Accept and process credit card transactions Add customized logos and colors to align with company branding Invoices that can be tailored according to company's branding, payment terms and personalized information Protect sensitive data for digital privacy Accept and process credit/debit card transactions Wallet that digitally stores credit/debit cards or other items like tickets, loyalty cards, and coupons Digitally sign online documents Plan, manage, and track the financial activities of an individual or organization Create invoices from scratch or have recurring invoices Store and view prior invoices for each account/client Captures invoice data and maintains comprehensive records for auditing and reporting purposes Creation, processing, verification, and execution of invoices till the payment is made Access software remotely via mobile devices Hardware device connected to smartphones for processing payments Clients can submit payments via mobile devices Process payments via multiple modes directly through the application Create, send, and view electronic invoices Accept, record, and reconcile financial transactions Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity Active reporting of data and metrics Upload, track, and submit receipts in a central database Automated process of charging customers at regular intervals for repeated access or use of a product or service View and track pertinent metrics to find patterns and gain insights from data Reports specific to sales analysis for trends and strategies Calculation of consumption tax imposed on the sale of goods/services Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Get Advice We can help you find the software with the features you need. Features 4.3 (103) 4.3 Based on 103 reviews ## Pricing Value for money 4.1 (87) Free Trial Free Version Basic Paid per transaction It includes: - Business bank account - Earn 5.00% APY - Accept payments - Payment transaction rates - Invoices - Same-day deposit - Business Network - Cash flow history Value for money 4.1 (87) 4.1 Based on 87 reviews ## Integrations [ Shopify](https://www.capterra.com/p/83891/Shopify/)[ WooCommerce](https://www.capterra.com/p/225601/WooCommerce/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 3.9 (86) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 3.9 (86) 3.9 Based on 86 reviews ## User reviews Overall rating 4.3 Based on 104 reviews Filter by rating 5(63) 4(27) 3(6) 2(2) 1(6) Mentioned topic Sorted by most recent John L. Office Manager Construction ### "Quickbooks money was not for me. " 2.0 Overall Rating 2.0 2.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 3/10 September 20, 2026 Overall, I found it expensive. Too expensive to keep using. It was very easy to use and in that respect I would give it 5 stars. Pros It seemed like an easy way to process payments. I was even told I did not need a Quickbooks account in order to use Quickbooks Money. It was very easy to process payments and send invoices. Cons It turned out to be very expensive which for some reason was not explained ahead of time. I know, I should have asked ahead of time. Alternatives considered [Clover](https://www.capterra.com/p/226864/Clover/) [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/) Reasons for choosing QuickBooks Money I was looking for something quick to set up. It was immediate set up and they did not require me to have a Quickbooks subscription. Perhaps that is why the fee was so high. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AN Anonymous User Analyst Consumer Electronics ### "Handy all-in-one" 3.0 Overall Rating 3.0 3.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 1.0 1.0 Likelihood to Recommend 5/10 September 3, 2026 Pros Customer service is absolutely terrible – you'll wait forever and they rarely fix anything. Also, Intuit will sometimes hold funds for weeks with no clear reason, leaving sellers completely stuck. Failed payments don't tell you which client it was, so you're left guessing. And fees add up quickly on transactions. Cons Love that it combines payments and banking in one app – no monthly fees and you earn 3% APY on money in envelopes, which is actually decent for a business account. Invoicing is super easy, and payments get automatically matched to invoices, saving tons of time on reconciliation. Same-day deposits are a nice bonus too. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. TF Taya F. Office Manager Hospital & Health Care ### "Use QuickBooks for easy management" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 7/10 August 3, 2026 Very user friendly, I love that everything is all in one place and that you can favorite certain tabs/areas to find them quicker. Pros It is very clear, concise and user friendly. I like how it is organized and the ease to switch between accounts, and ledgers. I love the recent update to automatically attach bank statements for easy posting. Receiving paychecks through QuickBooks is also great. Very easy to navigate. Cons I really don't have any cons. My experience has been great. One thing I could note is that there is not a lot of account flexibility but it doesn't interfere with our business uses. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. HG Hanna-Voma G. Medical Administrative Assistant Medical Devices ### "Honest Review on QuickBooks." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 10/10 June 11, 2026 Overall. Great experience. I've been using it for 1 year and 6 months. And anything i don't understand i look up. It's not difficult to use Pros It tells you your monthly profit and compares it with other months on a line graph. You don't hqve to go all over the place just to find something. Just have a keyword and it pulls up all that are similar to that keyword. Cons The least for me is when trying to save a credit note then applying a new invoice. I don’t know.maybe I'm doing it wrong. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. RD Ruth D. Designer Entertainment ### "Best Accounting Software! " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 April 14, 2026 It is the best for small business owners and freelancers who want to stay organized and don’t like spreadsheets. Pros Easy income and expense tracking for my business. I can create professional invoices to get paid faster. And makes tax preparation easier. Cons If you’ve never used accounting software there can be a learning curve. Costs can add up for certain functions. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AN Anonymous User Owner Hospitality ### "Helps us with filing our annual taxes" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 7/10 April 14, 2026 Pros We use Quickbooks Money to keep track of our expenses throughout the year, and to create our financial statements to turn in to our accountant for tax season. Cons The interface is overwhelming when you first log in. There is an incredible amount of buttons and you almost have no idea where to begin. Not very intuitive for those managing their own books. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JC Jeanne C. Accounting Dept Administrator Marketing and Advertising ### "Mostly a good product but it has it's down side." 3.0 Overall Rating 3.0 3.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 6/10 April 7, 2026 I have mixed feelings about QB Money particularly due to the above-mentioned reason because this issue has still not been resolved, even though we have submitted the issue to their tech team. Pros I do like the secure, automatic application of payments to our clients' accounts and that the client payment is just a click away for them. The reports are well presented and there are many ways to order a reports presentation. It is very turnkey and the learning curve for most of it was minimal for this product. Cons What I like least about this product is that those few times when clients' payments don't go through (their bank rejected it or for some reason on the clients's end something prevented their payment completion of the process.) When that happens, it is a monster finding out which client's payment didn't go through - there is simply an obscure "Alert" stating that "a payment" did not go through, but it doesn't tell accounting WHICH client! When we call support, they are always also confused as to WHY QuickBooks is not specific. It can be a real time waster. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. NA Nicholas A. Principal Software Engineer Information Technology and Services ### "Reliable QuickBooks-integrated banking, but needs a modern update" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 April 3, 2026 Pros The seamless integration with QuickBooks Online is amazing. Transactions sync automatically, which has saved us a bunch of time on reconciliation. Also, the mobile app is clean and easy to use for quick check deposits, transfers, and expense tracking on the go. Cons Customer support can be slow at times and the interface feels outdated compared to modern fintech apps like Mercury or Novo. It doesn't have that polished, snappy feel. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. VP Valerie P. Admin Machinery ### "Simple system" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 26, 2026 Used it daily to track money coming in and going out of the union office. Keeping track of dues paid is very important. Pros Ease of use. Invoicing is a breeze. Keeping track of union dues is simple. Paying accounts and payroll is also a breeze. Cons I like everything. I can't think of anything I dislike. It was one of the first payroll processing systems I learned on. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JI Jack I. Managing Consultant Information Technology and Services ### "Pleasant self-accounting experience" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 June 5, 2025 Overall a pleasant experience using Quickbooks with simple tools to help me effectively manage my entire business' finances. Pros Quickbooks is an easy to use, self-accounting platform. I particularly like the simplicity of reporting and the sales dashboard. Cons Some parts, particularly in payroll can be confusing to start. This could be made simpler with a simple wizard that guides you through. Switched from [Xero](https://www.capterra.com/p/120109/Xero/) Xero was too complicated in its setup and didn't offer me what I needed in Payroll services. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/170065/QuickBooks-Money/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. 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