---
title: "Square Payments Software Pricing, Alternatives & More 2026 | Capterra"
description: "With the help of Capterra, learn about Square Payments Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more."
source_url: "https://www.capterra.com/p/170278/Square-Payments-Processing/"
page_type: "product"
language: "en"
---

# 

 Square Payments Software Review 2026: Features, Integrations, Pros & Cons

Last updated on July 23, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Users](#users)[Pros and Cons](#pros-cons)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

Square Payments

## What is Square Payments?

Accept every way your customers want to pay with Square Payments. Get a free magstripe reader to swipe credit cards anywhere. Take chip cards and NFC payments with Square Reader for contactless and chip. With Squares credit card processing, you can accept all major cards and get deposits as fast as the next business day. We offer chargeback protection, fraud detection, account takeover protection, and more, so you can focus on your customers. Its free to sign up and fast to get set up.

## What is Square Payments used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)[Mobile Credit Card Processing](https://www.capterra.com/mobile-credit-card-processing-software/)

Recognitions

Shortlist

Top alternative

Featured

Overall rating

Based on 2,700 user reviews

Reviews sentiment

Positive

94%

Neutral

4%

Negative

2%

Pros & cons

Intuitive and simple interface

Flexible event payment collection

Processing fees impact profits

Technical glitches and disruptions

Contact vendor  
for pricing

Free trial  
not available

Includes Free Version

Capterra Shortlist charts the highest-rated and most popular products...

-   Payment Processing / 2026

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for Square Payments?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://squareup.com/&name=Square Payments)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Square Payments

4.7 (2,700)

VS.

[4.6 (3,361)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price

Contact vendor

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.7 (2,697)

Ease Of Use

4.5 (26,531)

Value For Money

4.5 (1,968)

Value For Money

4.3 (20,376)

Customer Service

4.4 (1,747)

Customer Service

4.2 (20,632)

## Square Payments alternatives

[4.2 (142)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

Starting price

$99.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

79%

of reviewers

rated it above 4 stars

[3.8 (726)](https://www.capterra.com/p/152638/Epos-Now/reviews/)

Starting price

$349.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

68%

of reviewers

rated it above 4 stars

[4.5 (1,471)](https://www.capterra.com/p/170673/SumUp-Air/reviews/)

Starting price

$99.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

88%

of reviewers

rated it above 4 stars

[4.2 (2,057)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

85%

of reviewers

rated it above 4 stars

[View all alternatives](https://www.capterra.com/p/170278/Square-Payments-Processing/alternatives/)

## FAQs about Square Payments

Overview

### What problems does Square Payments solve?

Square Payments solves slow, cash-only sales, delayed invoice collection, and fragmented payment tracking by letting businesses accept cards, tap payments, keyed-in transactions, and recurring invoices from phones or desktops. Small businesses, freelancers, field service teams, event vendors, and nonprofits benefit most from faster checkout, organized records, and quicker deposits.

Answer based on 2253 reviews

Overview

### Which roles and teams benefit most from Square Payments?

Square Payments is most used by business owners, founders, and executives who need fast payment acceptance, cash flow visibility, and simple reporting. Office managers, administrative staff, and operations teams rely on it for daily transaction processing and reconciliations, while service professionals, educators, and creatives use it to invoice clients and accept in-person or online payments.

Answer based on 2696 reviews

Overview

### What company size and industries is Square Payments built for?

Square Payments is built primarily for small businesses, which make up 86% of reviewers, especially in retail at 7% and health, wellness, and fitness at 7%. It also serves restaurants, beauty salons, service providers, food trucks, contractors, nonprofits, franchises, and arts and crafts businesses at 4%, mainly for payment processing.

Answer based on 2698 reviews

Features and Usability

### What are the key features of Square Payments?

Square Payments includes core payment processing for in-person, online, and manually entered card transactions, plus mobile card readers and contactless NFC payments. Reviewers also focus on invoicing features like recurring invoices, partial payments, payment links, and reminders, along with reporting dashboards, sales reports, and quick bank deposits.

Answer based on 1781 reviews

Integrations

### Which third-party tools and platforms does Square Payments integrate with?

Square Payments integrates with over 30 third-party tools and platforms, including PayPal, Venmo, Shopify, WooCommerce, Google Pay, Acuity Scheduling, ClinicSense, and Wix. It also connects with commerce and operations tools such as BigCommerce, Mailchimp, Jotform, Shippo, and QuickBooks Online Advanced.

Answer based on 288 reviews

Getting Started and Support

### How easy is it to onboard and train a team on Square Payments?

Square Payments is quick to onboard for most teams, with in-person training, videos, and documentation available. Reviewers say frontline staff, volunteers, and nontechnical users usually learn basic payment tasks in minutes. Admins handling inventory, discounts, or deeper setup often need more time, and some users want clearer tutorials and support.

Answer based on 29 reviews

Getting Started and Support

### What customer support options does Square Payments offer, and how do users rate the experience?

Square Payments offers email/help desk, FAQ/forum, a knowledge base, phone support, and chat. Users often describe support as fast, helpful, and knowledgeable, especially during setup or urgent issues. Still, some report long wait times, difficulty reaching a live representative, and frustrating help with disputes, frozen funds, or account problems.

Answer based on 364 reviews

Security

### How does Square Payments handle data security and access control?

Square Payments uses secure encryption technology, PCI compliance support, fraud and chargeback protection, cloud-based infrastructure, granular permission settings, and extra login security such as device codes. Reviewers also mention occasional concerns about lenient security, saved customer data, and isolated account-compromise or fraud incidents that affected confidence.

Answer based on 117 reviews

Payment processing

### How well does Square Payments handle payment processing?

Square Payments makes it easy for small businesses to accept payments in person, online, and by invoice. Many retailers, service businesses, and mobile sellers value the simple setup, card readers, payment links, and tracking tools, though some mention processing fees, occasional transfer delays, and setup confusion for specific workflows.

Answer based on 1781 reviews

## Who uses Square Payments?

Based on Capterra reviews from the past year

Talk to a software expert

to get a free software list  
tailored to your business needs

## Pros and Cons

Intuitive and simple interface

96% positive reviews out of 778

Most reviewers find ease of use valuable, highlighting straightforward setup, intuitive navigation, and minimal training required.

Steven N.

Church School Teacher and UFC Fit Kids Attendant, 10,001+ employees.

"The use of Square Payments is simple and straightforward for me in terms of using it."

Processing fees impact profits

43% negative reviews out of 543

Some reviewers say pricing is a drawback, noting transaction fees accumulate and affect small business margins.

Joe H.

Founder, 1 employee.

"The COST is a little high, especially if you have a small ticket size."

Flexible event payment collection

93% positive reviews out of 106

Most reviewers describe event payments as convenient, enabling quick, mobile transactions and boosting sales at offsite locations.

Amber V.

Retail and Purchasing Specialist, 51 - 200 employees.

"Most of our events are run by volunteers and the Square system is simple enough to teach on the fly, but dependable enough to rely on."

Technical glitches and disruptions

56% negative reviews out of 266

Some reviewers report bugs and issues, such as app crashes, glitches, and difficulties resolving problems with customer support.

Jennifer M.

Founder, 1 employee.

"The Virtual Terminal can be buggy, the phone app is prone to freezing."

Fast and reliable payment processing

93% positive reviews out of 96

Most reviewers indicate processing is efficient, with quick transactions, seamless integration, and consistent reliability for daily business.

Anonymous User

Owner, 1 employee.

"It is a reliable processor that allows us to do business as needed."

Dependence on strong connectivity

78% negative reviews out of 120

Most reviewers report connection issues, citing unreliable performance in areas with weak Wi-Fi or cellular signals.

Cam W.

Pitching Instructor, 11 - 50 employees.

"Sometimes it seem to have connectivity issues, particularly in areas with poor internet connection."

## Features

AI summary

Based on 17,379 Payment Processing reviews

Capterra data shows that buyers of payment processing software rank the following features as their top priorities:

-   **Data Security** (**58%** of reviewers rated this feature as critical)
-   **Online Payments** (**55%**)
-   **Debit/Credit Card Processing** (**52%**)

Square Payments supports all three of the features reviewers rate highest: **Data Security**, **Online Payments**, and **Debit/Credit Card Processing**. Together, these capabilities help businesses protect transaction data, accept payments across digital channels, and process card payments reliably, allowing teams to manage sales more efficiently and serve customers with greater confidence.

Data Security

4.7 (471)

62.42% of 471 reviewers that rated this feature as important or highly important

It gives you strong protection for sensitive information, using encryption and two-factor authentication. Reviewers indicate they feel confident in Square’s robust data security, with no major breaches reported and customers trusting their data is safe.

Online Payments

4.6 (482)

54.15% of 482 reviewers that rated this feature as important or highly important

You benefit from seamless online payment options, including invoicing, payment links, and website integration. Reviewers appreciate the ease of setup, fast processing, and integration with platforms like Wix, though some note occasional transfer or currency issues.

Debit/Credit Card Processing

4.7 (482)

64.94% of 482 reviewers that rated this feature as important or highly important

With this capability, you can quickly accept nearly all major debit and credit cards, both in-person and online. Reviewers appreciate the fast, reliable transactions, flexible card entry options, and the convenience for customers who rarely carry cash.

Payment Fraud Prevention

4.6 (436)

62.84% of 436 reviewers that rated this feature as important or highly important

This aspect helps you avoid fraudulent transactions and protects both you and your customers. Some reviewers find fraud prevention effective and reassuring, though a few mention strictness or lengthy dispute resolution as minor drawbacks.

Mobile Payments

4.7 (407)

57.99% of 407 reviewers that rated this feature as important or highly important

Clients can submit payments via mobile devices

Payment Processing

Square Payments offers fast, intuitive payment processing across multiple channels. Users think the system is easy to use, reliable, and compatible with various devices, though some mention occasional delays in fund transfers and minor customer service issues.

Square Payments 40 features

### All Features
- ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)
- Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities
- API: Application programming interface that allows for integration with other systems/databases
- Billing & Invoicing: Create, manage, and send invoices or bills to customers
- Cash Management: Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances
- Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier
- Contactless NFC: Near-field communication method to share data and process contactless payments
- Credit Card Processing: Accept and process credit card transactions
- CRM: Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system
- Cryptocurrency Processing: Accept and process cryptocurrency transactions such as Bitcoin
- Customer Database: A collection of customer information such as contact details, demographics, previous interactions, etc.
- Data Security: It gives you strong protection for sensitive information, using encryption and two-factor authentication. Reviewers indicate they feel confident in Square’s robust data security, with no major breaches reported and customers trusting their data is safe.
- Debit/Credit Card Processing: With this capability, you can quickly accept nearly all major debit and credit cards, both in-person and online. Reviewers appreciate the fast, reliable transactions, flexible card entry options, and the convenience for customers who rarely carry cash.
- Electronic Payments: Electronically collect payments for goods or services
- Electronic Signature: Digitally sign online documents
- Fraud Detection: Identify and prevent suspicious activity
- Gift Card Management: Reward loyal customers with gift cards which they can redeem for special offers and loyalty bonus
- In-Person Payments: Transactions that typically involve face-to-face interactions between the payer and the payee
- Invoice Management: Captures invoice data and maintains comprehensive records for auditing and reporting purposes
- Mobile Access: Access software remotely via mobile devices
- Mobile Card Reader: Hardware device connected to smartphones for processing payments
- Mobile Payments: Clients can submit payments via mobile devices
- Multiple Payment Options: Process payments via multiple modes directly through the application
- Offline Access: Ability of websites, web applications, or mobile applications to function without an active internet connection
- Online Payments: You benefit from seamless online payment options, including invoicing, payment links, and website integration. Reviewers appreciate the ease of setup, fast processing, and integration with platforms like Wix, though some note occasional transfer or currency issues.
- Partial Payments: Allow customers to make a partial payment on an invoice and track remaining debt
- Payment Fraud Prevention: This aspect helps you avoid fraudulent transactions and protects both you and your customers. Some reviewers find fraud prevention effective and reassuring, though a few mention strictness or lengthy dispute resolution as minor drawbacks.
- Payment Links: Send clickable links via text or email to collect payments from customers
- Payment Processing: Square Payments offers fast, intuitive payment processing across multiple channels. Users think the system is easy to use, reliable, and compatible with various devices, though some mention occasional delays in fund transfers and minor customer service issues.
- PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)
- Point of Sale (POS): Accept and process customer payments for products or services using hardware and software
- Receipt Management: Upload, track, and submit receipts in a central database
- Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service
- Reminders: Timed notification for any upcoming task, deadline, appointment, or activity
- Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns
- Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data
- Sales Reports: Reports specific to sales analysis for trends and strategies
- SSL Security: Security protocol that ensures secure, encrypted communication over the internet, safeguarding sensitive data from unauthorized access
- Third-Party Integrations: Set up connections to third-party platforms to improve business processes
- Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

---

Get Advice

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Features

4.6 (2,697)

4.6

Based on 2,697 reviews

## Pricing

Value for money

4.5 (1968)

Free Version

[View pricing plan details](https://www.capterra.com/p/170278/Square-Payments-Processing/pricing/)

In person

2.6% + 15 cents

Online

2.9% + 30 cents

Invoices

3.3% + 30 cents

Manually entered

3.5% + 15 cents

Value for money

4.5 (1,968)

4.5

Based on 1,968 reviews

## Integrations

[

Mailchimp](https://www.capterra.com/p/110228/MailChimp/)[

Wix](https://www.capterra.com/p/169007/Wix/)[

Acuity Scheduling](https://www.capterra.com/p/191978/Acuity-Scheduling/)[

Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[

Jotform](https://www.capterra.com/p/158456/JotForm-4-0/)[

Weebly](https://www.capterra.com/p/246168/Weebly/)[

WooCommerce](https://www.capterra.com/p/225601/WooCommerce/)[

QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.4 (1747)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.4 (1,747)

4.4

Based on 1,747 reviews

## User reviews

Overall rating

4.7

Based on 2,700 reviews

Filter by rating

5(2062)

4(483)

3(99)

2(23)

1(33)

Mentioned topic

Sorted by most recent

SO

Shane O.

Operations and Sales

Sporting Goods

### "Mobile reader saves time"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

8/10

July 30, 2026

We have used square mobile card reader to process payments when away from the register or when all the registers are full.

Pros

We have really enjoyed the ability to be able to process payments anywhere. It is very easy to use and I know many other places that use it agree

Cons

The fees are not ideal but almost all places incur them now. The cost for the overall service is okay but still nice to have it as an option

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

JN

Jay N.

Pool liner installing

Consumer Services

### "No cutting corners for this square "

3.0

Overall Rating

3.0

3.0

Ease of Use

3.0

3.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

5/10

July 29, 2026

Pros

Square payments is very quick and accurate with the payment processing.. customers support was right on top of everything bug or issue

Cons

Fees!!!! As most nobody likes hidden fees and square payments had some!! Read the small print!!! It might be there??!!

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

Reyna F.

Brand Manager

Health, Wellness and Fitness

### "A Simple and Reliable Payment Solution for Small Businesses"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

0.0

0.0

Likelihood to Recommend

10/10

July 24, 2026

As a business user, Square Payments has been a dependable and easy-to-use platform for processing transactions. Whether accepting in-person payments or sending invoices, Square makes the payment process straightforward for both businesses and customers. One of the things I appreciate most is how easy it is to get started. The setup is simple, the interface is intuitive, and payments process quickly. The reporting dashboard also provides helpful insights into sales, transactions, and payment history, making it easier to stay organized. I also like the flexibility Square offers. Customers can pay with credit cards, debit cards, contactless payments, and mobile wallets, which creates a smooth checkout experience. Deposits are reliable, and the mobile app allows me to monitor transactions even when I'm away from the office. Overall, Square Payments has been a great solution for managing payments. It's user-friendly, reliable, and provides the essential tools a small business needs without being overly complicated.

Pros

Easy setup with minimal learning curve Accepts credit cards, debit cards, tap-to-pay, Apple Pay, and Google Pay Fast and reliable payment processing User-friendly mobile app Clear reporting and sales analytics Easy invoice creation and payment tracking Transparent pricing with no long-term contracts Reliable deposits into your bank account Integrates well with other Square products Great for small businesses and service-based businesses Customer receipts via email or text Secure payment processing

Cons

Processing fees can add up with high transaction volumes Instant transfers require an additional fee Some advanced features require paid subscriptions Occasional payment holds or verification requests for larger transactions Reporting is solid but not as customizable as some enterprise systems Customer support response times can vary Inventory management is fairly basic unless using additional Square products Not always the most cost-effective option for larger businesses

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AN

Anonymous User

Treasurer

Sports

### "Valuable tool for small businesses"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

July 16, 2026

Overall I have had a positive experience with Square Payments. It is relatively user friendly and easy to set up at the beginning of each season.

Pros

Square Payments makes it easy for the non-profit youth sports league that I am on the board for to take concession stand credit card payments. I feel that the fees charged by Square are very low and we have never had any issues with receiving money from sales on a timely basis. Square is a valuable tool for helping to increase sales by being able to take credit and debit cards for payment.

Cons

I think the sales history screen options could be improved to make it easier to drill down to specific days.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

CS

Candace S.

Assistant

Fishery

### "Amazing you must try it "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

3.0

3.0

Likelihood to Recommend

9/10

July 15, 2026

I love it and i think everyone needs one. Its easy installment and there are no fees. Its a simple plug up to your cell phone.

Pros

Its easy to use. Its fast transactions and even gives you a receipt to your email or text. Also there is no fees to use it.

Cons

Lately when i call customer service i have been getting rude person to help me. Alot of times they just hang up on me.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

FL

Faith L.

Server

Food & Beverages

### "Great and convenient "

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

2/10

July 12, 2026

Pros

It’s convenient, easy to use and small enough to pack it anywhere without any issues. I like you can plug it into different devices

Cons

I do not have anything that I dislike about the square payments. So far it’s been very useful when paying someone.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

HJ

hailey J.

Administrative Assistant

Construction

### "square for backup"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

July 9, 2026

Overall, Square payments have made sales smooth and easy to manage. It's not something we utilize often but when we need to, it's a great resource to have.

Pros

We Like to use square payments in our office when customers are purchasing left over material from our warehouse. It makes tracking transitions without contracts much easier. Card payments are also a lot easier with everything being electronic these days.

Cons

The only thing we don't particularly like are the fees associated with using but that's not something you can get away from. For large quantity orders, the fees will make or break a sale.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Not sure, was just instructed to find a new way to take payments.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

IA

Ibrahim A.

IT Manager

Non-Profit Organization Management

### "The best payment ecosystem for growing businesses"

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

June 30, 2026

Pros

great, easy to use, and useful tool for payment processing. There are never any bugs and issues, card and credit card payments work seamlessly with both POS and online purchases.

Cons

With the amount of features it can get a bit confusing to setup especially when looking for particular payment processing workflows to suite your businesses needs.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

MW

Melissa W.

Hospital administrator

Veterinary

### "Square payments was a letdown"

2.0

Overall Rating

2.0

2.0

Ease of Use

2.0

2.0

Features

2.0

2.0

Customer Service

2.0

2.0

Likelihood to Recommend

1/10

June 26, 2026

Square payments was a letdown because of the huge fees and the lack of compatibility with all of our machinery.

Pros

Square payment was easy and connected to our iPhone for sales on the go. The interface was clear for clients and allowed for payments to be quick.

Cons

The fees associated with square or astronomical; additionally, it would lose connectivity, and we had to buy special software and equipment that did not work across all devices.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

SM

Sandra M.

Owner

Food & Beverages

### "To handle payments"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

June 23, 2026

Pros

Through a POS or a website, payments go through quickly. As a long-time user, Square’s offering of course, has a cost, but it's the best for a merchant.

Cons

Square payment fees are extremely high compared to PayPal. With others, the more you sell, the cheaper it gets, but here it’s the opposite.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

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