--- title: "Best Square Payments Alternatives 2026 | Capterra" description: "Looking for alternatives to Square Payments? Find out how Square Payments stacks up against its competitors with real user reviews, pricing information, and what features they offer." source_url: "https://www.capterra.com/p/170278/Square-Payments-Processing/alternatives/" page_type: "alternatives" language: "en" publication_date: "2026-09-30" --- # Square Payments alternatives Last updated on September 30th, 2026 The best Square Payments alternatives are Cheddar Up (best overall), WeTravel (best free plan), PayPal (best budget option), and Venmo (most reviewed). Together they hold 36,601 verified Capterra reviews, with overall ratings from 4.6 to 4.9 out of 5. Square Payments itself holds 4.7 out of 5 across 2,716 reviews. ### Square Payments - Rating: 4.7 out of 5 (2,716 reviews) - Ease of use: 4.7 out of 5 - Starting price: Not available - Key features: 10 of 12 top category features --- ## Top alternatives Square Payments alternatives compared | Product | Rating difference | Ease of use | Starting price | Key features | | --- | --- | --- | --- | --- | | [Cheddar Up](https://www.capterra.com/p/276323/Cheddar-Up/) — 4.9 out of 5 (84 reviews) | Rated 0.2 higher than this product | 4.9 out of 5 | Not available | 10 of 12 top category features | | [NetSuite](https://www.capterra.com/p/135757/NetSuite/) — 4.2 out of 5 (2,077 reviews) | Rated 0.5 lower than this product | 4.0 out of 5 | Not available | 6 of 12 top category features | | [Epos Now](https://www.capterra.com/p/152638/Epos-Now/) — 3.8 out of 5 (729 reviews) | Rated 0.9 lower than this product | 3.8 out of 5 | $349.00 /one-time | 8 of 12 top category features | | [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/) — 4.2 out of 5 (146 reviews) | Rated 0.5 lower than this product | 4.3 out of 5 | $99.00 /mo | 11 of 12 top category features | | [Stripe](https://www.capterra.com/p/123889/Stripe/) — 4.6 out of 5 (3,387 reviews) | Rated 0.1 lower than this product | 4.5 out of 5 | Not available | 11 of 12 top category features | | [360 Payments](https://www.capterra.com/p/177326/360-Payments/) — 4.7 out of 5 (35 reviews) | Rated the same as this product | 4.7 out of 5 | Not available | 11 of 12 top category features | | [WeTravel](https://www.capterra.com/p/163474/WeTravel/) — 4.8 out of 5 (529 reviews) | Rated 0.1 higher than this product | 4.7 out of 5 | $79.00 /mo | 10 of 12 top category features | | [PayPal](https://www.capterra.com/p/207944/PayPal/) — 4.6 out of 5 (26,682 reviews) | Rated 0.1 lower than this product | 4.6 out of 5 | $0.09 | 12 of 12 top category features | | [Venmo](https://www.capterra.com/p/222572/Venmo-/) — 4.7 out of 5 (9,306 reviews) | Rated the same as this product | 4.7 out of 5 | Not available | 6 of 12 top category features | | [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/) — 4.6 out of 5 (3,039 reviews) | Rated 0.1 lower than this product | 4.7 out of 5 | $49.00 /mo | 5 of 12 top category features | --- ## Top Free alternatives to Square Payments The best free alternatives to Square Payments are Cheddar Up, WeTravel, and PayPal — all three offer a free plan alongside paid tiers. ### [Cheddar Up](https://www.capterra.com/p/276323/Cheddar-Up/) — 4.9 out of 5 (84 reviews) - Free options: Free version - Starting price: Not available ### [WeTravel](https://www.capterra.com/p/163474/WeTravel/) — 4.8 out of 5 (529 reviews) - Free options: Free trial, Free version - Starting price: $79.00 /mo ### [PayPal](https://www.capterra.com/p/207944/PayPal/) — 4.6 out of 5 (26,682 reviews) - Free options: Free version - Starting price: $0.09 --- ## Top alternatives for SMBs Among reviewers from companies with 1-200 employees, the highest-rated Square Payments alternatives are Cheddar Up (4.9), WeTravel (4.8), and 360 Payments (4.7). ### [Cheddar Up](https://www.capterra.com/p/276323/Cheddar-Up/) - 58 SMB reviewers say - Overall rating: 4.9 out of 5 across 58 SMB reviews - Ease of use: 4.9 out of 5 across 58 SMB reviews > "I don't foresee any issues though." — Eva D., President (August 7, 2025) ### [WeTravel](https://www.capterra.com/p/163474/WeTravel/) - 415 SMB reviewers say - Overall rating: 4.8 out of 5 across 415 SMB reviews - Ease of use: 4.7 out of 5 across 415 SMB reviews > "Its a great value for money and the excellent and easy access to book , pay, transfer money and accept all methods of payment." — Gilbert J., Founder CEO (December 19, 2025) ### [360 Payments](https://www.capterra.com/p/177326/360-Payments/) - 29 SMB reviewers say - Overall rating: 4.7 out of 5 across 29 SMB reviews - Ease of use: 4.7 out of 5 across 29 SMB reviews > "Ready to go & easy to use software that really hits the nail on the head with practicality and transparency." — Sarah P., Owner (April 30, 2025) --- ## Why do teams switch from Square Payments? Of the 83 Capterra reviewers who reported switching away from Square Payments, the most common destinations were PayPal, Stripe, Venmo, and Stax. ### What users preferred ### [PayPal](https://www.capterra.com/p/207944/PayPal/) - 4.6 out of 5 (26,682 reviews) — 34 reviewers switched here > "Square was becoming outdated and needed something easy to use for my clients and myself." — Elizabeth S., Owner (December 1, 2025) ### [Stripe](https://www.capterra.com/p/123889/Stripe/) - 4.6 out of 5 (3,387 reviews) — 30 reviewers switched here > "I wanted to try something different. I use Arketa as well as a software but they charge the Stripe processing fee on top of their own fee, so it is easier just to process through Stripe." — Cami B., Owner (September 5, 2026) ### [Venmo](https://www.capterra.com/p/222572/Venmo-/) - 4.7 out of 5 (9,306 reviews) — 16 reviewers switched here > "I was looking for a faster, more convenient payment option." — Katie F., Owner (February 26, 2025) ### [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/) - 4.2 out of 5 (146 reviews) — 3 reviewers switched here > "We switched to lower our cost of doing business." — Mike R., Managing Member (June 24, 2026) --- ## Find software for your specific use case ### Payment Processing - [Temenos](https://www.capterra.com/p/111334/TEMENOS-T24/) — 4.4 out of 5 (69 reviews) - [Paystand](https://www.capterra.com/p/131733/PayStand/) — 4.5 out of 5 (337 reviews) - [Plooto](https://www.capterra.com/p/225025/Plooto/) — 4.3 out of 5 (245 reviews) ### Mobile Credit Card Processing - [SumUp Plus Card Reader](https://www.capterra.com/p/276405/SumUp-Plus-Card-Reader/) — 3.6 out of 5 (5 reviews) - [Stripe](https://www.capterra.com/p/123889/Stripe/) — 4.6 out of 5 (3,387 reviews) - [Cheddar Up](https://www.capterra.com/p/276323/Cheddar-Up/) — 4.9 out of 5 (84 reviews) ---