# Square Payments Pricing 2026 | Capterra

> Learn more about Square Payments pricing plans including starting price, free versions and trials.

Source: https://www.capterra.com/p/170278/Square-Payments-Processing/pricing

---

# Pricing for Square Payments

[4.7 (2696)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

Write a Review!

## [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) has **4** pricing plans

-   No free trial
-   Yes, has free version

**Credit Card Required:** Not provided by vendor

### In person

2.6% + 15 cents

**Pricing Model:** Usage Based

In person plan includes:

Not available

### Online

2.9% + 30 cents

**Pricing Model:** Usage Based

Online plan includes:

Not available

### Invoices

3.3% + 30 cents

**Pricing Model:** Usage Based

Invoices plan includes:

Not available

### Manually entered

3.5% + 15 cents

**Pricing Model:** Other

Manually entered plan includes:

Not available

## Popular alternatives to [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)

Looking to learn more about Payment Processing software similar to Square Payments? Check out these popular alternatives that are closest in terms of key features, functionality, and benefits.

[PayPal](https://www.capterra.com/p/207944/PayPal/)

by PayPal

[4.6 (26504)](https://www.capterra.com/p/207944/PayPal/reviews/)

Starting Price:$0.29

[LEARN MORE](https://www.capterra.com/p/207944/PayPal/)

[Venmo](https://www.capterra.com/p/222572/Venmo-/)

by PayPal

[4.7 (9296)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Starting Price:No pricing found

[LEARN MORE](https://www.capterra.com/p/222572/Venmo-/)

by Stripe

[4.6 (3354)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price:No pricing found

[LEARN MORE](https://www.capterra.com/p/123889/Stripe/)

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)

by Square

[4.6 (3032)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Starting Price:No pricing found

[LEARN MORE](https://www.capterra.com/p/275802/Square-Point-of-Sale/)

[Modisoft](https://www.capterra.com/p/10016436/Modisoft/)

by Modisoft

[5.0 (6)](https://www.capterra.com/p/10016436/Modisoft/#reviews)

Starting Price:$69/month

[LEARN MORE](https://www.capterra.com/p/10016436/Modisoft/)

[View all alternatives](https://www.capterra.com/p/170278/Square-Payments-Processing/alternatives/)

## What do others say about [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) pricing?

Value For Money[4.5(2696)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

Pros

Cons

[Read All 2696 Reviews](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

Read Full Reviews Below

Ibrahim A.

IT Manager

Non-Profit Organization Management, 11-50 employees

Used the software for: 6-12 months

**

Overall Rating

5.0

**

Ease of Use

4.0

Customer Service

5.0

Features

5.0

Value for Money

5.0

Likelihood to Recommend

90%

9/10

Reviewer Source

Source: Capterra

June 30, 2026

"The best payment ecosystem for growing businesses"

**Pros:** great, easy to use, and useful tool for payment processing. There are never any bugs and issues, card and credit card payments work seamlessly with both POS and online purchases.

**Cons:** With the amount of features it can get a bit confusing to setup especially when looking for particular payment processing workflows to suite your businesses needs.

Bree B.

Administrative Assistant

Maritime, 1-10 employees

Used the software for: 2+ years

**

Overall Rating

4.0

**

Ease of Use

5.0

Customer Service

4.0

Features

4.0

Value for Money

4.0

Likelihood to Recommend

80%

8/10

Reviewer Source

Source: Capterra

May 12, 2026

"Easy to use product! "

**Overall:** Overall, my experience with Square has been very positive. It’s a flexible, reliable, and easy-to-use payment platform that works well for a charter business managing deposits, final payments, and in-person transactions. Having both invoicing and mobile payment options has made it easier to serve clients professionally while keeping our business operations organized across multiple locations.

**Pros:** Square has been an excellent payment platform for our fishing charter business, especially in seasonal, travel-driven markets like Alaska and Florida. It gives clients multiple ways to pay, including online deposits, final trip balances, invoices, and in-person card payments at the dock. Invoicing and payment tracking are straightforward, and the mobile card reader adds flexibility when working in the field or at the marina. It’s also easy to track payments, stay organized, and provide a professional payment experience for clients.

**Cons:** The transaction fees can add up during peak charter seasons when processing a high volume of bookings and larger payments. There can also be occasional holds or verification requests on larger transactions, which can be inconvenient when managing a busy schedule. Outside of that, the platform has been very dependable.

**Alternatives Considered:** [Stripe](https://www.capterra.com/p/123889/Stripe/)

**Reasons for Choosing Square Payments:** Ease of use and customer knowledge/perference

[Read All 2696 Reviews](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

## How should I be thinking about software pricing?

[

Be an Informed Buyer: Understanding the True Cost of Business Software

It's not just you-budgeting for business software is complicated. We're here to break it down.

](https://www.capterra.com/resources/business-software-cost/)