# Square Payments Pricing 2026 | Capterra > Learn more about Square Payments pricing plans including starting price, free versions and trials. Source: https://www.capterra.com/p/170278/Square-Payments-Processing/pricing --- # Pricing for Square Payments [4.7 (2682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Write a Review! ## [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) has **4** pricing plans - No free trial - Yes, has free version **Credit Card Required:** Not provided by vendor **Discount:** Information not available ### In person 2.6% + 15 cents **Pricing Model:** Usage Based In person plan includes: Not available ### Online 2.9% + 30 cents **Pricing Model:** Usage Based Online plan includes: Not available ### Invoices 3.3% + 30 cents **Pricing Model:** Usage Based Invoices plan includes: Not available ### Manually entered 3.5% + 15 cents **Pricing Model:** Other Manually entered plan includes: Not available ## Popular alternatives to [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) Looking to learn more about Payment Processing software similar to Square Payments? Check out these popular alternatives that are closest in terms of key features, functionality, and benefits. [PayPal](https://www.capterra.com/p/207944/PayPal/) by PayPal [4.6 (26396)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting Price:$0.29 [LEARN MORE](https://www.capterra.com/p/207944/PayPal/) [Venmo](https://www.capterra.com/p/222572/Venmo-/) by PayPal [4.7 (9281)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting Price:No pricing found [LEARN MORE](https://www.capterra.com/p/222572/Venmo-/) by Stripe [4.6 (3335)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price:No pricing found [LEARN MORE](https://www.capterra.com/p/123889/Stripe/) [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/) by Square [4.6 (3029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Starting Price:No pricing found [LEARN MORE](https://www.capterra.com/p/275802/Square-Point-of-Sale/) [Modisoft](https://www.capterra.com/p/10016436/Modisoft/) by Modisoft [5.0 (6)](https://www.capterra.com/p/10016436/Modisoft/#reviews) Starting Price:$69/month [LEARN MORE](https://www.capterra.com/p/10016436/Modisoft/) [View all alternatives](https://www.capterra.com/p/170278/Square-Payments-Processing/alternatives/) ## What do others say about [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) pricing? Pricing Rating $ $ $ $ $ Value For Money[4.5(2682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Pros Cons [Read All 2682 Reviews](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Read Full Reviews Below Verified Reviewer Owners Arts and Crafts, Self-employed Used the software for: 1-2 years ** Overall Rating 5.0 ** Ease of Use 5.0 Customer Service 5.0 Features 5.0 Value for Money 5.0 Likelihood to Recommend 80% 8/10 Reviewer Source Source: Capterra April 12, 2026 "Simple, Reliable Payments with Room for Improvement" **Overall:** Overall, my experience with Square Payments has been very positive. It’s a reliable and easy-to-use platform that makes accepting payments simple, whether in person or online. The setup process was quick, and the tools for tracking sales and managing my business are very helpful. While the fees and occasional delays in deposits can be a downside, the convenience, flexibility, and professional features make it a great option for small business owners **Pros:** I liked how easy Square Payments is to use, especially for a small business. The setup was quick, and I was able to start accepting payments right away without any complicated steps. I also appreciate the all-in-one system—it handles payments, inventory, and sales tracking in one place. The mobile app is user-friendly, and being able to accept card payments anywhere is a huge plus. The transparent pricing with no hidden fees makes it even better for managing my business finances. **Cons:** One downside is the processing fees, which can add up over time, especially for small businesses with lower margins. I also noticed that transfers to my bank account can sometimes take longer than expected unless I pay an extra fee for instant deposits. Another issue is that account holds or payment reviews can happen without much notice, which can be frustrating when you rely on consistent cash flow. Rachael S. owner Retail, 1-10 employees Used the software for: Less than 6 months ** Overall Rating 5.0 ** Ease of Use 5.0 Customer Service 3.0 Features 4.0 Value for Money 4.0 Likelihood to Recommend 90% 9/10 Reviewer Source Source: Capterra December 28, 2025 "Square Payments Review" **Pros:** Square payments are up front with their processing fees and have affordable tiers for every business. **Cons:** It can be hard to get in touch with tech support if it's needed, and sometimes there are connectivity issues if the internet connection or wifi is weak. **Alternatives Considered:** [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) **Reasons for Choosing Square Payments:** The pricing and setup were easier for me to use. [Read All 2682 Reviews](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) ## How should I be thinking about software pricing? [ Be an Informed Buyer: Understanding the True Cost of Business Software It's not just you-budgeting for business software is complicated. We're here to break it down. ](https://www.capterra.com/resources/business-software-cost/)