# Page 5 | Square Payments Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 5 - Is Square Payments the right Payment Processing solution for you? Explore 2686 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/170278/Square-Payments-Processing/reviews --- Square Payments 4.7 (2686) [View alternatives](https://www.capterra.com/p/170278/Square-Payments-Processing/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 23rd, 2026 # Page 5 - Reviews of Square Payments ## Showing most helpful reviews Showing 101-125 of 2686 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use MB Maria B. cashier Food & Beverages Used the software for: 1-2 years ### "Great for on the go" April 13, 2025 5.0 Overall square payments are exceptional. The system is easy to use and I like the way it presents the customers names and products brought in the system as well so it helps well with inventory. Pros The convenience of it on the go. It is also a quick and easy way to use payment methods. Quick and fast so that you can get to other transactions on on the go. Cons the time it took to deposit card transactions Review Source Clay H. Owner Automotive Used the software for: 1-2 years ### "Great payment platform" March 1, 2026 5.0 Pros Its a great payment processing platform with a wide range of options making it a great option for small businesses. Cons Theres nothing I can think of that I don't like about it. it's a great payment processing platform and I would be glad to use it anytime. Review Source EB Ethan B. Detailer Automotive Used the software for: 6-12 months ### "Square system review" July 21, 2025 5.0 Simple and effective solution to collect payments for my customers who also think it is simple and easy to use. Pros Simple to use and there is no monthly fees, it is solely based on how much you make which is good for a small business Cons Fees can be a little high per payment but is way better then the other options available (Moneris payments) Switched from [PAYD](https://www.capterra.com/p/203175/PAYD/) Ease of use and payments are less expensive Review Source JS Joseph S. Developer Information Technology and Services Used the software for: 2+ years ### "Fast and Easy! A known and trusted payment platform" April 3, 2025 5.0 Easy to use, fast onboarding, recognized brand! Pros The square reader! It is super easy to use and customers recognize it. Cons I found nothing wrong with square at all. Alternatives considered [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[Stripe](https://www.capterra.com/p/123889/Stripe/) Reason for choosing Square Payments They offered a free reader and easy onboarding Switched from [Stripe](https://www.capterra.com/p/123889/Stripe/) Free reader was sent in 2 days. Onboarding took less than 20 minutes. Review Source IC Isabella C. CEO Recreational Facilities and Services Used the software for: 1-2 years ### "Easy to setup, versatile" May 28, 2025 5.0 Pros Square Payments is extremely easy to setup and accepts cards from all the vendors. It was easy to connect to our website and bank accounts. Cons You need to keep an eye out for the hardware in your mail, and then take time to set everything up. However, I expect that this would be the case for any similar software. Alternatives considered [Stripe](https://www.capterra.com/p/123889/Stripe/) Reason for choosing Square Payments Online research yielded a favorable decision towards Square. Review Source AD Anjalyn D. Accounts Receivable and Collections Facilities Services Used the software for: 1-2 years ### "My experience with Square Payments" December 11, 2024 4.0 Overall, I would say once you get used to the quirks and learn how to navigate, it becomes more simple to use. Pros What I like most about Square payments is that it is quick and efficient once you get to know how to navigate through the system. Cons I have found that sometimes it does not retain the credit card information I have stored in it. I have also found that the customer has the ability to remove their credit card number when they know that an automatic debit won't go through. When using the mechanism for an iPad or iPhone, sometimes it lags or doesn't function properly at all. Review Source MM Megan M. Owner Commercial Real Estate Used the software for: Less than 6 months ### "Square payments review " December 1, 2025 5.0 Pros What inliked the most about square payments is i can use it anywhere i with at an customers can easily pay Cons What i didn't like about square payments is that they dont take checks and alot of my customers pay by check Review Source FO Feraud O. Owner Marketing and Advertising Used the software for: 1-2 years ### "Top Tier Payment Process For Your E-Com. Site" July 20, 2025 5.0 We have used it on about 80% of the e-commerece websites we have made for ourselves and clients. It's a great secure payment gateway and also great to have along side other options such as PayPal. Pros Very easy to integrate to your website and a secure way to take payments that are know and trusted by customers. Cons The fees could be a bit lower but that is pretty standard across the payment processor industry so it's not only their fault. Alternatives considered [Stripe](https://www.capterra.com/p/123889/Stripe/) Reason for choosing Square Payments Square is easier to integrate and have our clients signup for. Plus more features with apple and google pay. Review Source Ariana R. C. Artist Arts and Crafts Used the software for: 1-2 years ### "Square Payments allows you to accept payments no matter where you are! " December 9, 2024 5.0 Square Payments is easy to use and simple to each others. Since I like to do business both on and offline, it is definitely a very viable tool for my art business. Whether I am out in the world vending or just on the Internet sellimg items via my website, this allows me to be flexible with my sales no matter where I am at. Pros Square payment software is easy to use both online and in "RL" (Real Life). If you have a versatile business and you are conducting sales both on and offline, this makes it easy to accept payments no matter where you are! If you are the type to always carry a little bit of product with you, download the mobile app and you can even accept payments when you are just out and about. Cons So far, I haven't found anything that I don't like. Review Source TB Tonia B. Director of IT Non-Profit Organization Management Used the software for: 2+ years ### "Square Payments review" May 5, 2025 4.0 over all it has gotten the job done without any issues. I can use it anywhere I go. Pros it is coinvent and easy to use. I can use it from anywhere I have a data or Wi-Fi signal. Cons I use my cell phone for it and do not feel it is the most secure because of this Review Source pM paulo M. CEO Consumer Services Used the software for: 1-2 years ### "GREAT TOOLS TO WORk" April 18, 2025 5.0 we have been using squere more than 10 years and its been one of our best tools to work Pros great options and a lot opportunities for what we need to make business and to be updated Cons the rates sometimes we pay kind of too much and payments that we can not charge to costumers Review Source JT Joseph T. Assistant Manager Retail Used the software for: 2+ years ### "Reliable and Efficient" March 30, 2025 5.0 We had a great experience with Square for our all-day payment Pros Square provides easy features and a pretty UI for point-of-sale Cons The pricing, the features, and all of this platform is great Review Source RC Robert C. Ceo Marketing and Advertising Used the software for: 2+ years ### "Square Payments The Solution You Need" March 26, 2025 5.0 It has been great. This is our preferred payment method. Pros I love Square Payments. Easy to use and not hard to setup. Cons The e-commerce pages are hard to setup so.dont use them. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/)[Stripe](https://www.capterra.com/p/123889/Stripe/) Reason for choosing Square Payments It was easier to setup then Square. It took less time to setup Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) Square is easier to use and Interfaces better with WooCommerce Review Source AO Annalise O. Owner Consumer Services Used the software for: 1-2 years ### "EVERY BUSINESS NEEDS THIS UPGRADE" December 11, 2024 5.0 I love how square payments has helped my small business become better than I thought I’d see it! Thanks square payments!!! Pros I liked how easy it was to bring my business on the road- owning small reptile business and traveling to reptile expos it’s extremely easy to complete point of sale transactions with customers. I can’t bring a cash register around, so this was the best investment for my business. Cons It will rarely have issues but it has froze after customer uses tap to pay but its happen once and I’ve had it for over a year! Review Source DB Damon B. Founder Writing and Editing Used the software for: 2+ years ### "Not bad, but new alternatives outshine it" April 24, 2025 3.0 Appreciated the POS hardware integration, but found alternatives Pros Smooth integration with the Point of Sale hardware. Cons High processing cost and overcomplicated dashboard. Alternatives considered [Stripe](https://www.capterra.com/p/123889/Stripe/) Reason for choosing Square Payments I chose Stripe over Square Payments as soon as I discovered it. Review Source KM Kayla M. Controller Construction Used the software for: 1-2 years ### "Square Payments" April 23, 2026 5.0 Overall Square Payments has worked very well for our business and is definitely an asset. We will continue to use it. Pros I love that I can now offer credit card payment options to our customers. It makes it easier to get our payment faster. Cons The thing I like the least about Square Payments is the transaction fees. Yes, the payment is convenient, but it gets to be a lot on larger payments. Review Source aV adam V. Business Development Information Technology and Services Used the software for: 6-12 months ### "A Reliable Choice for Simple, Occasional Credit Card Processing" November 12, 2024 5.0 Overall, Square has been an excellent solution for processing smaller credit card transactions in our business. The invoicing feature is especially useful, allowing us to quickly create and email invoices with direct payment links, which streamlines the process for clients. Accepting credit card payments has removed some hurdles for clients, helping to reduce the time it takes to initiate projects, as they don’t have to wait for ACH or check approval. Pros Square Payments is incredibly easy to use with minimal setup required. I appreciate that there are no monthly subscription fees, which works well for me since I only use it occasionally. The predictable, flat-fee pricing per transaction is a big plus, making it a convenient and affordable option for when clients prefer to pay by credit card. Cons I’ve noticed that Square may place holds on funds for security reasons, which has made me cautious about using it for larger transactions. This limitation affects our ability to rely on Square for bigger payments, as a hold on substantial funds could impact our ability to deliver on larger service engagements. Alternatives considered [Stripe](https://www.capterra.com/p/123889/Stripe/) Reason for choosing Square Payments We felt that Square was easier to use than Stripe and offered more functionality without the need to purchase add-on services. Review Source JI Jess I. Owner Arts and Crafts Used the software for: 6-12 months ### "Love Square - Get it!" March 18, 2026 5.0 Really enjoy having the option to offer Square to my customers. No one carries cash anymore and you can sell much more when you offer a credit card option to pay with. Pros Very easy to use. Great opportunity to handle credit card customers since no one handles cash anymore. Cons Can't say I had any problems with Square. It was all a positive experience for me. Would definitely recommend. Review Source DM Dana M. Fulfillment Manager Publishing Used the software for: 1-2 years ### "Square with Vendor payments is quick and easy" November 17, 2025 5.0 Overall Experience has been positive. It is easy to use and processes payments quickly. Receipts are sent easily and no fuss. Pros I love that Square is quickly becoming a commonly used method of payment for vendors that we contract through. It is easy to use and on the go. Cons No real issues with Square, it does seem to be pretty heavily dependent on WiFi or Cellular access at the mobile level and that can sometimes be a hinderance during outages. Review Source WM Will M. Manager Computer Hardware Used the software for: 1-2 years ### "Perfect for A small business" March 20, 2026 5.0 Square is a must have for small businesses. It makes a POS system simple. Easy and affordable. Its perfect Pros I love my square device and payment system. I have had 2 different devices now and I love them. Great for the office and mobile services Cons The app can use some fixes but for the most part it works very well. small bugs but I am sure they will be fixed soon Review Source RF Robert F. Sales Representative Food & Beverages Used the software for: 6-12 months ### "Works well on the go" May 8, 2025 4.0 We use Square Payments for handling card transactions in our pop-up store and sometimes for events, it’s really useful because we don’t need big devices or complicated setup. Pros It’s fast to use, clients can pay and get their receipt directly, and everything goes to our Square dashboard where we can check sales anytime. Also, the fees are clear and not too expensive. Cons Until now we didn’t really face any issues or disadvantages, everything works good for what we need, and it helps us stay organized without spending too much time on it. Review Source AL Angela L. Owner Food & Beverages Used the software for: 2+ years ### "Square Payments Review " April 8, 2025 5.0 Overall it is great, free version is worth it custom service is quick Pros Ease of use, lots of options to upgrade and customize Cons Add ons can be costly to customize and upgrade Review Source JS Jacqueline S. Self-employed Retail Used the software for: 6-12 months ### "Non Expensive Payment Processor " August 22, 2025 5.0 Pros What I like about Square Payments is that it can be used anywhere, it’s convenient, the transactions go through smoothly without worrying. The transaction fees are relatively low so you’re not paying high fees. Cons I really don’t have any problems or complaints with it when I use it, so as of right now everything is fine. Review Source CS Chanel S. Massage therapist Health, Wellness and Fitness Used the software for: 2+ years ### "Easy & Convenient" December 7, 2024 5.0 Truthfully I haven’t given any other companies a chance. I had Square 1st and will never use anything else. Pros I love Square, it’s easy and convenient! The savings account and my automatic savings is another great perk! Cons I currently can’t find a C-type plug-in for card swipe. Although, tap-to-pay is convenient most times. Review Source AA Ashlyn A. Athletic Trainer Health, Wellness and Fitness Used the software for: 1-2 years ### "Use Square Payments for Simplicity " April 28, 2025 5.0 Square Payments has been very beneficial for my organization. It has made receiving payments a simple task. Pros Square Payments has made receiving payments more efficient! All customs have expressed their satisfaction! Cons I have not had any major issues with using Square Payments. Issues usually come from the customers cards. 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