# Page 6 | Square Payments Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Page 6 - Is Square Payments the right Payment Processing solution for you? Explore 2686 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/170278/Square-Payments-Processing/reviews

---

Square Payments

4.7 (2686)

[View alternatives](https://www.capterra.com/p/170278/Square-Payments-Processing/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

* * *

Last updated March 23rd, 2026

# Page 6 - Reviews of Square Payments

## Showing most helpful reviews

Showing 126-150 of 2686 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

MC

Mark C.  
Director  
Consumer Goods  
Used the software for: 1-2 years

### "Easy to use on the go"

January 7, 2025

5.0

Great experience all round, reports are also very informative, daily emails reporting the previous days sales is also very helpful

Pros

Very easy to use with a great interface, i like how the app works, allows me to send invoices on the go and also manage my balace, the app works perfectly and i use it more than the browser based dashboard

Cons

Intergration with other selling platforms would be good

Review Source

RM

Ryan M.  
Owner  
Construction  
Used the software for: 2+ years

### "Fast, Secure Credit Card Processing"

March 22, 2025

5.0

Fast and secure way to process credit card sales.

Pros

Easy to use, mobile friendly way to process credit cards.

Cons

Would like more customization on invoices sent.

Review Source

ML

Megan L.  
Dentist  
Medical Practice  
Used the software for: 1-2 years

### "Good but expensive"

March 21, 2025

5.0

overall a good payment system but more expensive

Pros

Easy to use and easy for patients to use

Cons

The cost for square payments was high compared to others

Review Source

Courtney T.  
HR Director  
Restaurants  
Used the software for: Less than 6 months

### "Easy and Quick"

January 13, 2026

5.0

Overall, this service is really great and I highly recommend any small business consider Square payments.

Pros

Square payments is really easy to use. I just hooked a reader up to my phone and swiped away! The fees were minimal and worth it.

Cons

Everything is great, the only con would be the fees. It would be great if there were no fees at all, or maybe a yearly/monthly fee instead of transactional fees.

Review Source

JB

Juan B.  
Owner  
Construction  
Used the software for: 2+ years

### "Square makes me money"

February 28, 2025

5.0

Its been good, never had a problem getting my money

Pros

You get your money right away, never had a problem with them been using for more than 7 years

Cons

The fees are high, and they just raised again

Review Source

BP

Bianca P.  
Owner  
Health, Wellness and Fitness  
Used the software for: 1-2 years

### "Square review "

February 6, 2025

4.0

Overall good experience, good product with an easy set up

Pros

Very easy set up, card processor can be used anywhere

Cons

Customer support can be hard to get in touch with

Review Source

ES

Endrit S.  
Business Analyst  
Education Management  
Used the software for: Less than 6 months

### "Easy and Reliable Payment Solution for Small Businesses"

July 25, 2025

5.0

Overall, my experience has been positive. Square Payments made it simple to get started with credit card processing without complicated contracts. It’s a great solution for small businesses or pop-up shops, and the ease of integration with their hardware and software makes it a strong all-in-one payment system.

Pros

I liked how easy it was to set up and start accepting payments right away. The interface is very user-friendly, and it works seamlessly for both in-person and online transactions. The analytics and reporting tools are also very helpful for tracking sales.

Cons

The processing fees can feel a bit high for small businesses, and the customer support wait times can sometimes be long. Additionally, account holds or freezes can happen unexpectedly if there’s unusual activity.

Review Source

VR

Verified Reviewer  
Web Developer  
Information Technology and Services  
Used the software for: Less than 6 months

### "Square Payments: Good option for small bussiness"

March 1, 2025

4.0

My overall experience with square payments is a great because it is good option for small size business

Pros

There is no subscription required for basic uses

Cons

Support is not available for 24/7 and with this sometimes difficult to contact

Switched from

[Clover](https://www.capterra.com/p/226864/Clover/)

Square payments offers free POS with any monthly subscription charges

Review Source

JD

Joy D.  
Tax Preparer  
Accounting  
Used the software for: 1-2 years

### "5 Stars For Ease of Use"

September 17, 2025

5.0

Over all the pros outweigh the cons with Square Payments. I will continue to keep them at the top of my payment processor list.

Pros

Square payments gets 5 stars for ease of use! All you need is a smart device and a connection! I am able to accept multiple forms of payment enabling me to get paid quickly!

Cons

I feel like the fees are high with square payments but if you take into consideration zero monthly fees it doesnt seem to be very bad at all.

Review Source

RW

Rob W.  
Owner operator  
Food Production  
Used the software for: 2+ years

### "Good product for the price "

December 21, 2024

5.0

Had square for 10 years worked amazing for every transaction

Pros

Super easy to use online and with card reader

Cons

I had no issues with square payments it self always worked good

Review Source

JL

Jordan L.  
owner  
Entertainment  
Used the software for: 1-2 years

### "903 Water slides loves square. "

March 24, 2025

5.0

I love square. No complaints at all. It has been great for my customers.

Pros

I love how easy it is to manage. Square is the best.

Cons

The fees are a little high but I guess it is comparable.

Review Source

EH

Elizabeth H.  
Receptionist  
Consumer Goods  
Used the software for: Less than 6 months

### "Square discounts"

November 9, 2025

5.0

Good, but not being able to add a discount is annoying. You can only add it to multiple purchases. But I like the system,

Pros

It's very simple. The machine is small. And it offers to send receipt. And you get notification about the purchase.

Cons

You cannot add a discount easily. You need multiple purchases to add a discount. You cannot see the email or phone you sent the receipt to.

Review Source

DO

Damian O.  
Project Manager  
Construction  
Used the software for: 2+ years

### "square overall review"

January 29, 2025

5.0

overall very pleased. square allows you to take payments on the go anywhere anytime.

Pros

I like that I can be anywhere anytime and use square to allow customers to make payments

Cons

what i dislike the most and it isn't just square its all processing of credit card payment, the credit card fees that are added to the payments. I understand it but it also sometimes delays payments because most people do not want to pay the fees so they want to have me come back to either get a check or cash or even sometimes say they will just do an ach to avoid the fees

Review Source

LL

Leah L.  
Manager on Duty  
Restaurants  
Used the software for: 2+ years

### "Restaurant Employee Square Payment User "

January 27, 2025

4.0

I worked in the restaurant industry for 8 years and both companies used Square for payments from consumers.

Pros

I liked that square allowed for our company to set up a rewards system.

Cons

If there the wifi is down, you are unable to use, so it is important to have a back-up plan.

Review Source

TW

Timmy W.  
Owner  
Apparel & Fashion  
Used the software for: 2+ years

### "I love this software and the trust that is gives my customers. "

December 1, 2024

5.0

I do not think my business could survive without it. The library of items, services and discounts all from my phone or ipad is perfect.

Pros

I am able to take payments and create invoices anywhere. I am able to put in other payment options like a check of cash and still send a receipt.

Cons

I do not like when I open the all on my phone it takes a few seconds to get to where I am trying to get to. I do not ever use the square reader and it always tries to connect to it.

Alternatives considered

[Toast POS](https://www.capterra.com/p/136301/Toast-POS/)

Reason for choosing Square Payments

Smaller transaction fees, more payment options, higher reputation.

Review Source

KA

Kylee A.  
Communications Director  
Religious Institutions  
Used the software for: 1-2 years

### "A very user-friendly way to accept payments!!!"

August 3, 2025

5.0

Square is a very helpful tool for businesses to allow easy credit card charges. It’s also very user friendly and all staff can understand it quickly!

Pros

I like how easy it is to use and that there is not subscription required. You can not use it for 6 months and easily pick it back up for an event.

Cons

While there it’s nice there’s no subscription fees, the transaction fees feel relatively high for small purchases. An option for lesser fees associated with a donation or nonprofit charge would be appreciated!

Review Source

AV

Amber V.  
Retail and Purchasing Specialist  
Maritime  
Used the software for: 1-2 years

### "It's Hip to be Square!"

November 5, 2024

5.0

Square is a great program. Most of our events are run by volunteers and the Square system is simple enough to teach on the fly, but dependable enough to rely on. I love it.

Pros

We use Square for all major events because it's dependable, fast, and easy to use. One of our Festivals has around 30,000 attendees annually, and we run the entire POS off of Square including: Merch tent, 3 different bar locations, Gyutaku, Boat Building, Special Stages, and food vendors.

Cons

If Square goes down, which is incredibly rare, it's a nightmare -- however there are some built in settings to help with that possibility.

Review Source

CR

Crystal R.  
Program Director  
Education Management  
Used the software for: 2+ years

### "Best card reader and online payment processing!"

December 5, 2024

5.0

I have used it for years and love it! It has the easiest interface and all of my friends use it!

Pros

The ease of use plus ITS free other than fees.

Cons

It costs money to send emails... It would be better if we got at least one email per month for all of our clients.

Review Source

sH

shannel H.  
Dispatcher  
Construction  
Used the software for: 1-2 years

### "It's a must try"

September 12, 2025

5.0

Easy to set up, little to no fees, affordable. Highly recommended. East for a smaller business to use.

Pros

Easy to take or make a payment at the touch of your phone or reader. No hidden fees everything is broke down for you.

Cons

Customer service is not always the best, hold time can be long. Connections issues have happened at times.

Review Source

PP

Perla P.  
CEO  
Food & Beverages  
Used the software for: 6-12 months

### "Ok service"

February 17, 2025

5.0

Pros

I like how easy it is to use and be able to use at market places when you are not around to connect devices

Cons

What I like the least was the fees to process payments

Alternatives considered

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)

Reason for choosing Square Payments

because everyone said that it was a great product

Review Source

RF

Rachel F.  
Head of Events  
Events Services  
Used the software for: 2+ years

### "Who doesn't love Square?"

January 9, 2025

5.0

i use this everyday whether its at a coffee shop or retail store, super user friendly

Pros

it's super easy to use and remembers the card i used for rewards systems

Cons

nothing to hate - i love its ease of use

Review Source

bM

brian M.  
COO  
Broadcast Media  
Used the software for: 1-2 years

### "Square is great for quick transactions"

May 15, 2025

5.0

Pros

Square Payments is very easy and quick to use. their mobile payment app makes thanks fast and convenient for my small business.

Cons

Fees are a lot for a small number of transactions per month. Chargeback protection is virtually nonexistent too.

Review Source

ES

Erika S.  
Photographer and Owner  
Photography  
Used the software for: 2+ years

### "Square to Start"

April 3, 2025

4.0

Overall, it’s a good jumping off point for business.

Pros

Ease of use and fairly simple “jump in” user interface.

Cons

The amount and increasing amount of processing fees.

Review Source

JD

James D.  
Director  
Construction  
Used the software for: 2+ years

### "Great all round product"

December 3, 2024

5.0

Excellent and would recommend. Useful tool that meets all requirements and accepts all main payment cards

Pros

Ease of use. Well made products. Interaction with SAGE. Intuitive and detailed dashboard.

Cons

Time it takes to receive payment from customers. Could be quicker

Review Source

RC

Robert C.  
Magician  
Entertainment  
Used the software for: 6-12 months

### "Good but could better"

December 27, 2025

4.0

Satisfied so far with everything I mostly need for but could improve a lot more with options like contracts and better tracking options

Pros

Been able to track and accept multiple payment options and that this company is credible which allow my clients to trust it and me

Cons

Invoice limitations are still my biggest problem like not adding my own custom contracts for my clients is my biggest complaint atm

Review Source

Similar Products

Featured

## Send me user reviews about this product

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.