# Page 6 | Square Payments Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 6 - Is Square Payments the right Payment Processing solution for you? Explore 2670 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/170278/Square-Payments-Processing/reviews --- Square Payments 4.7 (2670) [View alternatives](https://www.capterra.com/p/170278/Square-Payments-Processing/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 23rd, 2026 # Page 6 - Reviews of Square Payments ## Showing most helpful reviews Showing 126-150 of 2670 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use JI Jess I. Owner Arts and Crafts Used the software for: 6-12 months ### "Love Square - Get it!" March 18, 2026 5.0 Really enjoy having the option to offer Square to my customers. No one carries cash anymore and you can sell much more when you offer a credit card option to pay with. Pros Very easy to use. Great opportunity to handle credit card customers since no one handles cash anymore. Cons Can't say I had any problems with Square. It was all a positive experience for me. Would definitely recommend. Review Source JD James D. Director Construction Used the software for: 2+ years ### "Great all round product" December 3, 2024 5.0 Excellent and would recommend. Useful tool that meets all requirements and accepts all main payment cards Pros Ease of use. Well made products. Interaction with SAGE. Intuitive and detailed dashboard. Cons Time it takes to receive payment from customers. Could be quicker Review Source JD Joy D. Tax Preparer Accounting Used the software for: 1-2 years ### "5 Stars For Ease of Use" September 17, 2025 5.0 Over all the pros outweigh the cons with Square Payments. I will continue to keep them at the top of my payment processor list. Pros Square payments gets 5 stars for ease of use! All you need is a smart device and a connection! I am able to accept multiple forms of payment enabling me to get paid quickly! Cons I feel like the fees are high with square payments but if you take into consideration zero monthly fees it doesnt seem to be very bad at all. Review Source BB Bridget B. Director Education Management Used the software for: 1-2 years ### "User Friendly" December 2, 2024 5.0 Square payment works cohesively with other Square products. Pros Along with Square's other products...Ease of use. Cons At this current moment in time there is nothing that is unsatisfactory. Review Source PP Perla P. CEO Food & Beverages Used the software for: 6-12 months ### "Ok service" February 17, 2025 5.0 Pros I like how easy it is to use and be able to use at market places when you are not around to connect devices Cons What I like the least was the fees to process payments Alternatives considered [Wave](https://www.capterra.com/p/178021/Wave-Apps/) Reason for choosing Square Payments because everyone said that it was a great product Review Source EH Elizabeth H. Receptionist Consumer Goods Used the software for: Less than 6 months ### "Square discounts" November 9, 2025 5.0 Good, but not being able to add a discount is annoying. You can only add it to multiple purchases. But I like the system, Pros It's very simple. The machine is small. And it offers to send receipt. And you get notification about the purchase. Cons You cannot add a discount easily. You need multiple purchases to add a discount. You cannot see the email or phone you sent the receipt to. Review Source ES Erika S. Photographer and Owner Photography Used the software for: 2+ years ### "Square to Start" April 3, 2025 4.0 Overall, it’s a good jumping off point for business. Pros Ease of use and fairly simple “jump in” user interface. Cons The amount and increasing amount of processing fees. Review Source KW Kyree W. CEO Restaurants Used the software for: 1-2 years ### "Square Payments helped us start our first business!" December 10, 2024 5.0 Square payments has been integral to starting our small business and collecting payment. Pros The setup system is incredibly simple, from Items to Menus, and even team members. Cons Fees are always an annoyance, especially when they are associated with upgrading features. Review Source Courtney T. HR Director Restaurants Used the software for: Less than 6 months ### "Easy and Quick" January 13, 2026 5.0 Overall, this service is really great and I highly recommend any small business consider Square payments. Pros Square payments is really easy to use. I just hooked a reader up to my phone and swiped away! The fees were minimal and worth it. Cons Everything is great, the only con would be the fees. It would be great if there were no fees at all, or maybe a yearly/monthly fee instead of transactional fees. Review Source sH shannel H. Dispatcher Construction Used the software for: 1-2 years ### "It's a must try" September 12, 2025 5.0 Easy to set up, little to no fees, affordable. Highly recommended. East for a smaller business to use. Pros Easy to take or make a payment at the touch of your phone or reader. No hidden fees everything is broke down for you. Cons Customer service is not always the best, hold time can be long. Connections issues have happened at times. Review Source ES Endrit S. Business Analyst Education Management Used the software for: Less than 6 months ### "Easy and Reliable Payment Solution for Small Businesses" July 25, 2025 5.0 Overall, my experience has been positive. Square Payments made it simple to get started with credit card processing without complicated contracts. It’s a great solution for small businesses or pop-up shops, and the ease of integration with their hardware and software makes it a strong all-in-one payment system. Pros I liked how easy it was to set up and start accepting payments right away. The interface is very user-friendly, and it works seamlessly for both in-person and online transactions. The analytics and reporting tools are also very helpful for tracking sales. Cons The processing fees can feel a bit high for small businesses, and the customer support wait times can sometimes be long. Additionally, account holds or freezes can happen unexpectedly if there’s unusual activity. Review Source RF Rachel F. Head of Events Events Services Used the software for: 2+ years ### "Who doesn't love Square?" January 9, 2025 5.0 i use this everyday whether its at a coffee shop or retail store, super user friendly Pros it's super easy to use and remembers the card i used for rewards systems Cons nothing to hate - i love its ease of use Review Source SK Signe K. Therapist Health, Wellness and Fitness Used the software for: 1-2 years ### "Easy and Fast Processing " March 28, 2025 5.0 Square Payments make it simple to allow international transactions to be paid into my business quickly. Pros Ease of creating invoices and receiving payment with 1-2 days. Cons Square payments has a basic interface design. Alternatives considered [Jane](https://www.capterra.com/p/178984/Jane-App/) Reason for choosing Square Payments Cost effective and simpler for my current needs. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) A major client does not use PayPal, and PayPal does not offer an in-person payment terminal option. Review Source bM brian M. COO Broadcast Media Used the software for: 1-2 years ### "Square is great for quick transactions" May 15, 2025 5.0 Pros Square Payments is very easy and quick to use. their mobile payment app makes thanks fast and convenient for my small business. Cons Fees are a lot for a small number of transactions per month. Chargeback protection is virtually nonexistent too. Review Source KA Kylee A. Communications Director Religious Institutions Used the software for: 1-2 years ### "A very user-friendly way to accept payments!!!" August 3, 2025 5.0 Square is a very helpful tool for businesses to allow easy credit card charges. It’s also very user friendly and all staff can understand it quickly! Pros I like how easy it is to use and that there is not subscription required. You can not use it for 6 months and easily pick it back up for an event. Cons While there it’s nice there’s no subscription fees, the transaction fees feel relatively high for small purchases. An option for lesser fees associated with a donation or nonprofit charge would be appreciated! Review Source VR Verified Reviewer Owner Health, Wellness and Fitness Used the software for: Less than 6 months ### "Hefty price tag for sleek features" August 26, 2024 3.0 Square was effortless to set up and provided me everything I needed to accept wireless payments for my mobile studio. The ability to accept card anytime, anywhere was lucrative. The fees are high cost of operation are eventually what brought me away from them. For an enterprise business it would make more sense, but not for an SMB. Pros Square payments is awfully intuitive, probably the most learnable and quick to use platform of them all. They feature native integrations to any phone or computer you use. The app can even take payments on iPhone without a POS system. It is a UI dream and even keeps payments engaging and fun. Since they are a big company they have multiple lines of support, and ever adding features. Cons Square payments is expensive, I would say the most expensive of them all. I only lasted 3 months using their service. I was roped in by the ability to accept tap to pay on my iPhone without the need for equipment. However, the fees per transaction were getting up to 2.75% each, with additional fees for instant deposit into bank account. On $10,000 I paid Square about $400 in fees out of my hard earned revenue. Alternatives considered [Clover](https://www.capterra.com/p/226864/Clover/)[SpotOn](https://www.capterra.com/p/197473/SpotOn-Restaurant/) Reason for choosing Square Payments Ease of use, attractive UI, mobile payments without equipment Review Source CG Celina G. Chiropractor Alternative Medicine Used the software for: 2+ years ### "Square Review" December 2, 2024 5.0 I have been using square for the last 10 years and loving it. Pros Easy to navigate, portable, cheaper processing rates compared to other POS systems. Cons Processing fees could be better, but still cheaper than most POS systems. Review Source VR Verified Reviewer owner E-Learning Used the software for: 2+ years ### "Simple and easy" November 10, 2024 4.0 When you run a small business, Square could be almost the best solution. It is simple, easy and nothing to worry about it. However, if you want to go a little bit deep, it causes problems. For example, if you accept a large payment (maybe more than $1,000) through code that you create inside Square website, it will ask you to provide documents. Bothering.... and it freezes the payment asking you to refund to the customer. Pros Easy and stable to use and things like taxes are treated inside Square. Cons Too high fees to accept payments. Freezing of payments for a little bit large amount like $1,000. Review Source RC Robert C. Magician Entertainment Used the software for: 6-12 months ### "Good but could better" December 27, 2025 4.0 Satisfied so far with everything I mostly need for but could improve a lot more with options like contracts and better tracking options Pros Been able to track and accept multiple payment options and that this company is credible which allow my clients to trust it and me Cons Invoice limitations are still my biggest problem like not adding my own custom contracts for my clients is my biggest complaint atm Review Source SP Shantel P. Owner Real Estate Used the software for: 6-12 months ### "Amazing product " December 20, 2024 5.0 I have had square for around a year and i use it daily, I has saved me so much time. Pros Ease of access to receive payment anywhere Cons Price is a bit high when you add multiple services. Review Source CP Christie P. Director of Operations Retail Used the software for: 6-12 months ### "Square Review" May 13, 2025 5.0 Great, loved that I could program items and prices for a tap and go experience. Pros The ability to use tap to pay. Makes checkout so much easier. Cons Initial load time of the app. Took a while longer than expected. Review Source ML Matthew L. Sales Manager Industrial Automation Used the software for: 2+ years ### "It gets the job done right" April 10, 2025 5.0 Pros Simple, trusted, reliable, up-to-date and easy. Cons Not much. I hate credit card processing fees, of course, but theirs were par for the course. Review Source CW Cassidy W. Massage therapist, owner Health, Wellness and Fitness Used the software for: 2+ years ### "Satisfied with Square " March 13, 2025 5.0 Straight forward and reliable payment processing for small business. Pros Easy to use and manage from my smartphone. Cons Higher fees for some modes of processing payments. Review Source Saemi P. artist Arts and Crafts Used the software for: 1-2 years ### "it is ok to Start it open your business " August 13, 2024 3.0 Its user-friendly interface and straightforward payment process have made managing transactions much easier. While the fees are higher compared to other options, it’s a solid choice if you don’t have other alternatives. Its popularity and reliability make it a trustworthy option. Pros I have been using it and it has been incredibly convenient for both online and offline transactions. The platform allows me to receive payments from clients seamlessly, without the hassle of complicated options. Its user-friendly interface and straightforward payment process have made managing transactions much easier. Cons the fees are higher compared to other options, which is a significant drawback. After a few years, I switched to Venmo for a more cost-effective solution. Switched from [Venmo](https://www.capterra.com/p/222572/Venmo-/) The fees associated with Square payment are relatively high, which is a significant consideration for me. Review Source KB Kasondra B. CEO Food & Beverages Used the software for: 2+ years ### "Game Changer" October 6, 2024 4.0 "My overall experience with Square POS has been mostly positive. It’s a fantastic tool for managing my business on the move, especially with how easily it handles mobile menus and keeps everything organized. I love being able to access customer data and transaction history with just a few taps—super handy for staying on top of things. Despite these small setbacks, Square has been a reliable sidekick in running my business, helping me keep everything streamlined and efficient." Pros "What I love most about Square is how user-friendly it is, especially for mobile menus. It makes taking orders and managing payments a breeze, even on the go. Plus, the ability to save all the customer data and transaction history is a game changer. It’s super easy to go back and check past transactions or customer details, which helps me stay on top of everything. Overall, it's a reliable and efficient tool that’s made running my business so much smoother!" Cons "As much as I appreciate Square, adding menu items on the phone while on the go can be frustrating. It's not as smooth as I'd like, especially when you're in a rush. Also, card payments sometimes fail when you're in a busy environment, which can be stressful when you're trying to process transactions quickly. It would be great if those issues could be smoothed out for a more seamless experience!" Review Source Similar Products Featured