# Page 7 | Square Payments Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Page 7 - Is Square Payments the right Payment Processing solution for you? Explore 2670 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/170278/Square-Payments-Processing/reviews

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Square Payments

4.7 (2670)

[View alternatives](https://www.capterra.com/p/170278/Square-Payments-Processing/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 23rd, 2026

# Page 7 - Reviews of Square Payments

## Showing most helpful reviews

Showing 151-175 of 2670 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

DB

David B.  
Lead Pastor  
Religious Institutions  
Used the software for: 6-12 months

### "Great System"

May 8, 2025

5.0

Square Payments is an easy to use method for a POS and online sales, though I could not find a discounted rate for non-profits.

Pros

Square Payments is simple to work with and has a straight-forward and intuitive design that make sit easy to learn and customize.

Cons

The processing fee, though competitive, was not the best rate I found.

Review Source

JF

Jaclyn F.  
Owner, clinician  
Mental Health Care  
Used the software for: 2+ years

### "Square is fine"

January 20, 2025

4.0

I use it in my business as a payment option.

Pros

Convenience and popularity, ease of use.

Cons

Amount of money taken out- percentage of payment.

Review Source

Kate M.  
Mobile Tire Repair  
Automotive  
Used the software for: 1-2 years

### "Square is perfect for mobile or online businesses."

August 19, 2024

5.0

What I like most about square payments is my business is mobile and I don't have a card reader so I can take payments from the app by simply and putting card number and accepting the payment. I also like how I invoices.

Pros

What I like most about square payments is ease of use for mobile payments and ability to send invoices mobile.

Cons

I don't like the processing fee. But all services have a processing fee so I don't mind that it's a little cheaper than others.

Alternatives considered

[Stripe](https://www.capterra.com/p/123889/Stripe/)[PayPal Point of Sale](https://www.capterra.com/p/171165/PayPal-Here-app/)

Reason for choosing Square Payments

I chose square payments over the other one because square was the first one I used and I was used to it. Also I looked at others and compare the prices and square is a lot more affordable.

Review Source

MR

Maria R.  
Office Manager  
Construction  
Used the software for: 2+ years

### "perfect for your business"

October 24, 2024

5.0

as a small business owner, square made it very easy to create invoices and process payments with our clients.

Pros

my favorite part is the how easy it is to process payments and invoices

Cons

in the beginning i had the little square plug in thing. did not like it at all

Review Source

PS

Patricia S.  
General manager  
Accounting  
Used the software for: 1-2 years

### "Great product. "

November 8, 2024

5.0

Really enjoy using this service. Definitely recommend.

Pros

Easy to set up & even easier to explain to my customers how the process & transactions work.

Cons

It was a little aggravating transferring funds to my bank account/linked debit card, but one call to customer service & they had everything taken care of & ready to go.

Review Source

DM

Deborah M.  
Administrative Assistant  
Non-Profit Organization Management  
Used the software for: 1-2 years

### "Square Payment is it for me!"

November 14, 2024

5.0

Seamless, User friendly, Payment Control, Amazing Features

Pros

Square is by far the best for small businesses and independents. The simplicity and ease are some of the best!

Cons

There is nothing that I can say about Square that's negative! Square Payments is it for me!

Review Source

Shaunak P.  
Sr. Data Engineer  
Information Technology and Services  
Used the software for: 6-12 months

### "Ideal of gift card side business"

February 26, 2025

5.0

Overall experience was very easy, refund and discount policy made simple with square payment's gift card.

Pros

I loved Square Payments because it's very simple and straight forward to setup the online Gift card shop. They also offer hard card for in-person usage at your kiosks and payment centers. This is very useful for small businesses to offer complimentary give-back items to attendees, participants and volunteers.

Cons

No cons as such, but need top make upfront payment for physical cards :)

Review Source

AM

Alicia M.  
Owner  
Food & Beverages  
Used the software for: 6-12 months

### "Happy lady boss"

May 8, 2025

5.0

Good, I will continue to use them for off site sales

Pros

Ease of use, customizable, organized, portable

Cons

Device disconnects often when needing to run cards on site

Alternatives considered

[Shopify](https://www.capterra.com/p/83891/Shopify/)

Reason for choosing Square Payments

Low cost of device and charges relatively reasonable

Review Source

SD

Suzanne D.  
Owner  
Consumer Goods  
Used the software for: 2+ years

### "Best payment card system"

November 5, 2024

5.0

Been using this for several years and recommend it everyone

Pros

It is easy to setup/start using and the fee per use is low

Cons

If I have to give an answer, it is the reader is small and plugging it into my phone is (the smallest) hassle. If you have the ability for the counter unit, this wouldn't even be an issue

Review Source

Jade M.  
Owner  
Consumer Goods  
Used the software for: 6-12 months

### "Amazing products and software!"

November 21, 2024

5.0

Square Payments is a super easy software that allows you to take card payments and not have to always request cash. I find that the mini card reader makes it easy to travel to various bake sales, farmers markets, etc and accept payments with ease.

Pros

I love that Square Payments sent me a free card reader to attach to my charging port. This was super convenient as I am starting up my baking business and do not have to rely on getting cash.

Cons

I have not found a con for Square Payments yet, everything has been wonderful.

Review Source

IP

Isis P.  
Lash technician  
Cosmetics  
Used the software for: 1-2 years

### "Square payment review"

October 11, 2024

5.0

Overall I love using square for my business and I definitely recommend it

Pros

I love that square gives you the option to accept payments through cashapp and Apple Pay as well as debit and credit payments

Cons

The least thing I like is the different fee rates for processing payments

Review Source

TM

Troy M.  
Executive Director  
Religious Institutions  
Used the software for: 1-2 years

### "A solid product that meets most retail needs"

October 7, 2024

4.0

The overall experience is good. There's minimal training needed for p-o-s users. There's a very easy (incredibly easy) user interface. And as mentioned before, it's very easy for the vendor to receive payment quickly, with almost no delay at all.

Pros

It is a very easy way to process credit cards and to receive funds in an expeditious manner.

Cons

The data that is transmitted for accounting purposes is absolutely adequate, but it is difficult at times to know specific information about a client's identity (name, etc).

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Square was more universally easy to set up and to use.

Review Source

ZW

Zackary W.  
Owner  
Retail  
Used the software for: 2+ years

### "Square payments"

November 8, 2024

4.0

Overall it's a good 8 out of 10 it has its issues but I enjoy it nonetheless

Pros

The sole convince of how easy it is and readily available

Cons

How particular they are about what you can take and how strict they are on guidelines

Review Source

NB

Nichole B.  
Co owner  
Automotive  
Used the software for: 2+ years

### "Square - user friendly and simple"

December 19, 2024

5.0

As a small business owner, being able to get paid is extremely important. I was looking for a user friendly option, and a friend turned me to Square. I love Square.

Pros

I love how easy it is to install and use.

Cons

It can be a bit slow if Square is having issues.

Review Source

JT

Joe T.  
Chiropractor  
Health, Wellness and Fitness  
Used the software for: 2+ years

### "Nothing Square About Square Payments"

April 8, 2025

5.0

It has been amazing, a great way to process/receive payments, clear organization, and a valuable method to keep track of what has already been processed.

Pros

Very useful when we have events not located in the office to charge for services.

Cons

At times can take a longer process to connect new devices to the square for it to begin working.

Review Source

hB

henri B.  
people ops  
Food & Beverages  
Used the software for: 1-2 years

### "super sécu et rapide"

December 7, 2024

5.0

Pros

sécurisé et rapide, comment dire qu'il est top

Cons

la navigation est un peu compliqué mais la fonctionnalité est top

Review Source

QM

Queneesha M.  
Business Owner  
Food & Beverages  
Used the software for: 2+ years

### "Square is a great option for mobile events. "

October 3, 2024

5.0

I've used square for several years now. It has greatly improved over the years and has made it easy to use in a mobile capacity.

Pros

I like the ability to be mobile and use it while at events. I like the ease of use now that it allows for tap to pay. I was able to integrate it for my shopping cart on my website.

Cons

You need a strong wifi or cellular connection in order for it to work properly. It's hard to have multiple users at once, you have to constantly verify the log in.

Review Source

LW

Lela W.  
Paralegal  
Legal Services  
Used the software for: 1-2 years

### "Great Program, User friendly."

May 15, 2025

5.0

I've had good experience when I have had to use Square payments to process a payment.

Pros

The ease of use and how user friendly it is to figure it out without training. Not a bad program.

Cons

I can't think of anything I didn't like about Square payments that I wouldn't recommend.

Review Source

JH

Joe H.  
Founder  
Leisure, Travel & Tourism  
Used the software for: 2+ years

### "Easy, But Pricey"

April 16, 2025

5.0

Pros

The ease of use is the #1 benefit of using Square Payments. It is SO easy to take a payment, it's wild.

Cons

The COST is a little high, especially if you have a small ticket size.

Review Source

VR

Verified Reviewer  
Owner  
Insurance  
Used the software for: 1-2 years

### "Square Payments is the best for taking payments"

November 14, 2024

5.0

The Square card reader is very easy to use and the online payment system is easy to set up and integrate with your website.

Pros

I like that Square is very user-friendly.

Cons

There isn't anything that I can think of at the moment

Review Source

SR

Sergio R.  
CEO  
Consumer Goods  
Used the software for: Less than 6 months

### "Easy to use, fast & flexible"

March 11, 2025

5.0

Easy to use, fast and flexible. They give you a lot of features for free to expand your business - especially for online businesses

Pros

Easy to use and low fees for all payment types. Fast and flexible payments

Cons

Customer support don’t work on weekends.

Review Source

VR

Verified Reviewer  
Director  
Education Management  
Used the software for: 2+ years

### "Quality product with the price tag"

December 2, 2024

5.0

Excellent product and love using it, however expensive

Pros

Easy to mold to the items and categories you want

Cons

expensive - clever to take a cut every payment, however is expensive for small businesses who do not have the turnover

Review Source

AE

ANNE E.  
Mental health specialist  
Health, Wellness and Fitness  
Used the software for: 6-12 months

### "Making payments is a breeze."

December 8, 2024

4.0

Square paymets has made receiving payments and making payments a breeze. You can make and receive payments anytime anywhere.

Pros

The convenience of making payments virtually anywhere anytime

Cons

There is nothing negative about this app

Review Source

BW

Bonny W.  
Artist  
Arts and Crafts  
Used the software for: 2+ years

### "A reliable business tool"

November 19, 2024

5.0

Wherever I go these days, I have a reliable way to conduct business. I very much appreciate what it does for me.

Pros

Square is the fastest, most reliable way to take payments at popup events. Being able to accept various forms of payments has increased the total amount of sales.

Cons

If there is a lag inbetween transactions, sometimes my reader goes to sleep. When it does, it's slow to reconnect to my phone so the transaction can be entered.

Review Source

RS

Ryan S.  
College Business Class  
Retail  
Used the software for: Less than 6 months

### "Square Payment Review"

September 26, 2024

5.0

It was overall a good experience. We received the money as expected and were able to charge peoples credit cards.

Pros

I liked how easy it was to use this. I use this for a college entrepreneurship class. We had to create out own product and sell it on campus. Square made it easy and convenient.

Cons

The only thing I didn't like was the fact that the funds were not deposited to me right away. It is understandable on why but in a perfect world, I would receive the money right away.

Review Source

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