# Page 7 | Square Payments Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 7 - Is Square Payments the right Payment Processing solution for you? Explore 2691 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/170278/Square-Payments-Processing/reviews --- Square Payments 4.7 (2691) [View alternatives](https://www.capterra.com/p/170278/Square-Payments-Processing/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 23rd, 2026 # Page 7 - Reviews of Square Payments ## Showing most helpful reviews Showing 151-175 of 2691 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use JD James D. Director Construction Used the software for: 2+ years ### "Great all round product" December 3, 2024 5.0 Excellent and would recommend. Useful tool that meets all requirements and accepts all main payment cards Pros Ease of use. Well made products. Interaction with SAGE. Intuitive and detailed dashboard. Cons Time it takes to receive payment from customers. Could be quicker Review Source SK Signe K. Therapist Health, Wellness and Fitness Used the software for: 1-2 years ### "Easy and Fast Processing " March 28, 2025 5.0 Square Payments make it simple to allow international transactions to be paid into my business quickly. Pros Ease of creating invoices and receiving payment with 1-2 days. Cons Square payments has a basic interface design. Alternatives considered [Jane](https://www.capterra.com/p/178984/Jane-App/) Reason for choosing Square Payments Cost effective and simpler for my current needs. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) A major client does not use PayPal, and PayPal does not offer an in-person payment terminal option. Review Source BB Bridget B. Director Education Management Used the software for: 2+ years ### "Happy and Satisfied" May 19, 2026 5.0 Square is very easy to use. There has not been any hidden fees. The charges are what was agreed upon. Pros My administration loves the fast payment that Square Payments provide. We receive next day payments which is very helpful for the business. Cons At this moment in time my staff and I have no complaints about Square Payment. It has really assisted us in processing payments. Review Source KW Kyree W. CEO Restaurants Used the software for: 1-2 years ### "Square Payments helped us start our first business!" December 10, 2024 5.0 Square payments has been integral to starting our small business and collecting payment. Pros The setup system is incredibly simple, from Items to Menus, and even team members. Cons Fees are always an annoyance, especially when they are associated with upgrading features. Review Source CP Christie P. Director of Operations Retail Used the software for: 6-12 months ### "Square Review" May 13, 2025 5.0 Great, loved that I could program items and prices for a tap and go experience. Pros The ability to use tap to pay. Makes checkout so much easier. Cons Initial load time of the app. Took a while longer than expected. Review Source RF Rachel F. Head of Events Events Services Used the software for: 2+ years ### "Who doesn't love Square?" January 9, 2025 5.0 i use this everyday whether its at a coffee shop or retail store, super user friendly Pros it's super easy to use and remembers the card i used for rewards systems Cons nothing to hate - i love its ease of use Review Source ML Matthew L. Sales Manager Industrial Automation Used the software for: 2+ years ### "It gets the job done right" April 10, 2025 5.0 Pros Simple, trusted, reliable, up-to-date and easy. Cons Not much. I hate credit card processing fees, of course, but theirs were par for the course. Review Source DB David B. Lead Pastor Religious Institutions Used the software for: 6-12 months ### "Great System" May 8, 2025 5.0 Square Payments is an easy to use method for a POS and online sales, though I could not find a discounted rate for non-profits. Pros Square Payments is simple to work with and has a straight-forward and intuitive design that make sit easy to learn and customize. Cons The processing fee, though competitive, was not the best rate I found. Review Source SP Shantel P. Owner Real Estate Used the software for: 6-12 months ### "Amazing product " December 20, 2024 5.0 I have had square for around a year and i use it daily, I has saved me so much time. Pros Ease of access to receive payment anywhere Cons Price is a bit high when you add multiple services. Review Source RC Robert C. Magician Entertainment Used the software for: 6-12 months ### "Good but could better" December 27, 2025 4.0 Satisfied so far with everything I mostly need for but could improve a lot more with options like contracts and better tracking options Pros Been able to track and accept multiple payment options and that this company is credible which allow my clients to trust it and me Cons Invoice limitations are still my biggest problem like not adding my own custom contracts for my clients is my biggest complaint atm Review Source AV Amber V. Retail and Purchasing Specialist Maritime Used the software for: 1-2 years ### "It's Hip to be Square!" November 5, 2024 5.0 Square is a great program. Most of our events are run by volunteers and the Square system is simple enough to teach on the fly, but dependable enough to rely on. I love it. Pros We use Square for all major events because it's dependable, fast, and easy to use. One of our Festivals has around 30,000 attendees annually, and we run the entire POS off of Square including: Merch tent, 3 different bar locations, Gyutaku, Boat Building, Special Stages, and food vendors. Cons If Square goes down, which is incredibly rare, it's a nightmare -- however there are some built in settings to help with that possibility. Review Source CG Celina G. Chiropractor Alternative Medicine Used the software for: 2+ years ### "Square Review" December 2, 2024 5.0 I have been using square for the last 10 years and loving it. Pros Easy to navigate, portable, cheaper processing rates compared to other POS systems. Cons Processing fees could be better, but still cheaper than most POS systems. Review Source AM Alicia M. Owner Food & Beverages Used the software for: 6-12 months ### "Happy lady boss" May 8, 2025 5.0 Good, I will continue to use them for off site sales Pros Ease of use, customizable, organized, portable Cons Device disconnects often when needing to run cards on site Alternatives considered [Shopify](https://www.capterra.com/p/83891/Shopify/) Reason for choosing Square Payments Low cost of device and charges relatively reasonable Review Source CW Cassidy W. Massage therapist, owner Health, Wellness and Fitness Used the software for: 2+ years ### "Satisfied with Square " March 13, 2025 5.0 Straight forward and reliable payment processing for small business. Pros Easy to use and manage from my smartphone. Cons Higher fees for some modes of processing payments. Review Source Shaunak P. Sr. Data Engineer Information Technology and Services Used the software for: 6-12 months ### "Ideal of gift card side business" February 26, 2025 5.0 Overall experience was very easy, refund and discount policy made simple with square payment's gift card. Pros I loved Square Payments because it's very simple and straight forward to setup the online Gift card shop. They also offer hard card for in-person usage at your kiosks and payment centers. This is very useful for small businesses to offer complimentary give-back items to attendees, participants and volunteers. Cons No cons as such, but need top make upfront payment for physical cards :) Review Source JF Jaclyn F. Owner, clinician Mental Health Care Used the software for: 2+ years ### "Square is fine" January 20, 2025 4.0 I use it in my business as a payment option. Pros Convenience and popularity, ease of use. Cons Amount of money taken out- percentage of payment. Review Source KL Kaleena L. Sr. Communications Consultant Insurance Used the software for: Less than 6 months ### "Reliable quick way to accept payments" January 11, 2026 5.0 We used Square Payments for a golf tournament and it worked exceptionally well. We didn’t run into any issues during the whole day. I would recommend this for any type of small business. Pros Square Payments is incredibly user-friendly and lets people pay for goods or services from virtually anywhere. Not having a monthly fee is another worthwhile perk. Cons Delays in funding can sometimes occur, which is slightly annoying. Also, you need to make sure you have reliable internet access. Review Source CW Carolyn W. Spa Owner Health, Wellness and Fitness Used the software for: 2+ years ### "Good Business " October 15, 2024 5.0 My payments always come through when they're supposed to, its easy and convenient to use or carry with me, it has tap tp pay feature and the payments are reasonable. Pros Convenient and easy to use, i can carry it with me and the fees are reasonable compared to other processors Cons goes offline or says im offline or im not authorized to use the system Alternatives considered [Stripe](https://www.capterra.com/p/123889/Stripe/)[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) Reason for choosing Square Payments Pricing and ease of use were huge in making my decision Switched from [Mindbody](https://www.capterra.com/p/40229/MINDBODY/) More affordable also switched booking sites Review Source Mike C. CEO Photography Used the software for: 6-12 months ### "Easy way for a business to be able to accept credit card payments" October 7, 2024 4.0 Overall its the best and easiest option for being able to accept credit card payments without having to jump through a lot of hoops and these days people don't carry cash so in order to make sales you have to be able to accept credit cards. Pros I like that I can use Square to accept credit card payments or my small business with out having to set up an account with one of the major credit card processing companies. Easy one stop shop Cons I dislike the cost of the tap terminals and processing fees. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) Paypal doesn't have a mobile card reader terminal at least that I know of. I could only send invoices by email to get credit cards payments Review Source LW Lela W. Paralegal Legal Services Used the software for: 1-2 years ### "Great Program, User friendly." May 15, 2025 5.0 I've had good experience when I have had to use Square payments to process a payment. Pros The ease of use and how user friendly it is to figure it out without training. Not a bad program. Cons I can't think of anything I didn't like about Square payments that I wouldn't recommend. Review Source JT Joe T. Chiropractor Health, Wellness and Fitness Used the software for: 2+ years ### "Nothing Square About Square Payments" April 8, 2025 5.0 It has been amazing, a great way to process/receive payments, clear organization, and a valuable method to keep track of what has already been processed. Pros Very useful when we have events not located in the office to charge for services. Cons At times can take a longer process to connect new devices to the square for it to begin working. Review Source JH Joe H. Founder Leisure, Travel & Tourism Used the software for: 2+ years ### "Easy, But Pricey" April 16, 2025 5.0 Pros The ease of use is the #1 benefit of using Square Payments. It is SO easy to take a payment, it's wild. Cons The COST is a little high, especially if you have a small ticket size. Review Source JG Jamie G. Account Manager Staffing and Recruiting Used the software for: 2+ years ### "Square works good for cards " October 12, 2024 5.0 Overall it helps when someone wants to use their credit card to pay. When they have cash app or Zelle or Venmo I prefer to use those due to the fees. Pros Ease of invoicing and payment options! Can easily connect with cash app. Cons The transaction charges are tough to swallow When one can use cash app it is best to just have them do that or Zelle or Venmo. Review Source VR Verified Reviewer owner E-Learning Used the software for: 2+ years ### "Simple and easy" November 10, 2024 4.0 When you run a small business, Square could be almost the best solution. It is simple, easy and nothing to worry about it. However, if you want to go a little bit deep, it causes problems. For example, if you accept a large payment (maybe more than $1,000) through code that you create inside Square website, it will ask you to provide documents. Bothering.... and it freezes the payment asking you to refund to the customer. Pros Easy and stable to use and things like taxes are treated inside Square. Cons Too high fees to accept payments. Freezing of payments for a little bit large amount like $1,000. Review Source NA Neal A. Managing Partner Investment Management Used the software for: Less than 6 months ### "Square Payment works best for small and medium size businesses" September 19, 2024 5.0 My overall experience with Square Payments has been quite positive. The setup process is straightforward, making it easy for me to start accepting payments quickly. The interface is intuitive, which simplifies transactions for my customers. Pros What I like most about Square Payments is its user-friendly interface and versatility. It simplifies the payment process for both businesses and customers, allowing for easy transactions whether in-person or online. The integration with other Square tools, like inventory management and analytics, also makes it a comprehensive solution for small businesses. Plus, the transparent pricing structure helps users avoid unexpected fees. Overall, it’s a great option for anyone looking to streamline their payment process! Cons What I like least about Square Payments is I have had issues with customer support, especially during peak times. Additionally, while the pricing is generally transparent, certain fees can be confusing for businesses with specific needs, like international transactions. Finally, the limited customization options for payment. Overall, while it’s a strong tool, these areas could use improvement. 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