# Page 9 | Square Payments Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 9 - Is Square Payments the right Payment Processing solution for you? Explore 2691 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/170278/Square-Payments-Processing/reviews --- Square Payments 4.7 (2691) [View alternatives](https://www.capterra.com/p/170278/Square-Payments-Processing/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 23rd, 2026 # Page 9 - Reviews of Square Payments ## Showing most helpful reviews Showing 201-225 of 2691 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use MZ Mike Z. Lead Consumer Goods Used the software for: 1-2 years ### "Great revenue partner" November 5, 2024 5.0 I use square to help drive revenues while selling at estate sales and flea markets. Simple and trusted Pros This product is so easy to use by either swipe or manual entry. Simple and intuitive. Customers trust the app, which keeps track of past transactions to automatically send a receipt to your customer Cons I have not experienced any problems with this platform Review Source MM Monica M. Owner Arts and Crafts Used the software for: I used a free trial ### "Square: A pretty cool gadget! " September 25, 2025 5.0 I didn’t actually have much of a need for the this as I would have liked to have, but I know that if I would have needed it it would have been easy to use. Pros I signed up and received the card reader in the mail almost immediately for free! It was initially simple to use! Cons I cannot say that I have anything negative to say about this product. It was easy to use, free and arrived within a few days! Review Source AB Allison B. Owner Arts and Crafts Used the software for: 6-12 months ### "Easy and simple payment app" January 18, 2025 5.0 Pros It’s extremely easy to set up and use if you need just a simple payments system. Cons I wish the app could automatically detect location to remind you when you may need to update your sales tax settings. Switched from [Venmo](https://www.capterra.com/p/222572/Venmo-/) I needed something more profession with more reporting tools. Review Source mV matthew V. Carpenter Construction Used the software for: Less than 6 months ### "Square for a square " November 30, 2024 5.0 Fantastic, first time used felt like \[sensitive content hidden\] Pros Remote locations without typical amnesties, was able to complete transaction and provided customer with viable options payment. Cons Necessary to use internet or wifi, not comfortable with open wifi and this type of money transfer Review Source JP Jenna P. Consultant Food & Beverages Used the software for: 2+ years ### "Best Payment solution for any company" October 24, 2024 5.0 Square payments make it affordable for small businesses. You can take it on the go and not have to worry about missing out on a sale. Customer service is great. You can also get your money instant in your bank. Pros Pros: Easy to set up. They except many types of payments, at a great rate. Helps keep my inventory organized so I know when I need to re order more product for my company. Cons Cons: The original square hardware I went through a few of them cause they just stopped working, but they have improved now. No issues with the new Gen. Review Source TM Troy M. Executive Director Religious Institutions Used the software for: 1-2 years ### "A solid product that meets most retail needs" October 7, 2024 4.0 The overall experience is good. There's minimal training needed for p-o-s users. There's a very easy (incredibly easy) user interface. And as mentioned before, it's very easy for the vendor to receive payment quickly, with almost no delay at all. Pros It is a very easy way to process credit cards and to receive funds in an expeditious manner. Cons The data that is transmitted for accounting purposes is absolutely adequate, but it is difficult at times to know specific information about a client's identity (name, etc). Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) Square was more universally easy to set up and to use. Review Source IP Isis P. Lash technician Cosmetics Used the software for: 1-2 years ### "Square payment review" October 11, 2024 5.0 Overall I love using square for my business and I definitely recommend it Pros I love that square gives you the option to accept payments through cashapp and Apple Pay as well as debit and credit payments Cons The least thing I like is the different fee rates for processing payments Review Source KD Kashee D. Manager Real Estate Used the software for: 2+ years ### "Another Great Payment Tool!" December 2, 2024 5.0 Square was probably my first type of payment processing tool and I have always liked it! Pros LOVE the simplicity of this payment option and the fact that once used, your receipts will automatically be sent the the email on file! Easy peasy!! Cons No complaints about Square Payments! A great and simple tool! Review Source NS Nailah S. Homemaker Consumer Electronics Used the software for: 6-12 months ### "Consumer prespective on the System" November 24, 2024 5.0 Pros Its a great alternative to have fir yiur business when your usual systens are down Cons Its still not a widely used system for businesses and businesses lose out from potential customers bc they dont implement it Review Source NC Neil C. Owner and Button Maker Apparel & Fashion Used the software for: 2+ years ### "Square is a great alternative to over-priced and over-complicated alternatives" November 4, 2024 5.0 I only had to use it a few times for receiving payments from customers, but it was easy and convenient Pros Square Payments is easy to set-up and use. The fees are quite low, there are no monthly charges or cancellation fees. Cons It is sometimes difficult to get a credit or debit card to read/scan. Alternatives considered [Stripe](https://www.capterra.com/p/123889/Stripe/) Reason for choosing Square Payments I chose Square over other alternatives at the time, because the fees were low, there are no monthly fees, no cancellation fees, and I can use it or not use it as my customer demand required. Review Source TW Tonji W. PCA Consumer Services Used the software for: 2+ years ### "Dare to Square" October 13, 2024 5.0 Square is a great app to work it's fast and organized Pros Square is an excellent way to process payments. It's fast and email friendly. Cons When it's time to transfer payments there is now a minimum of 25 dollars to transfer to another account. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) They discontinued and I switched and tried square Review Source hH heather H. Order Management Automotive Used the software for: 1-2 years ### "Easy, Secure, Payments!" October 21, 2024 5.0 it has been a positive one. From the initiation of the transaction to the end. Pros square is very simple to use, it has minimal instructions on how to install and how to use Cons I cannot think of any CONS at this moment Review Source vP vidya P. Infrastructure engineer Information Technology and Services Used the software for: 6-12 months ### "Square does square out on payments" December 2, 2024 5.0 Overall it leaves good user experience with few limitations Pros I like the use friendly mobile app and multiple ways to make payments over square. Cons Not very flexible in terms of account usage and transactions cannot happen outside of square network Review Source VR Verified Reviewer Owner Health, Wellness and Fitness Used the software for: Less than 6 months ### "Hefty price tag for sleek features" August 26, 2024 3.0 Square was effortless to set up and provided me everything I needed to accept wireless payments for my mobile studio. The ability to accept card anytime, anywhere was lucrative. The fees are high cost of operation are eventually what brought me away from them. For an enterprise business it would make more sense, but not for an SMB. Pros Square payments is awfully intuitive, probably the most learnable and quick to use platform of them all. They feature native integrations to any phone or computer you use. The app can even take payments on iPhone without a POS system. It is a UI dream and even keeps payments engaging and fun. Since they are a big company they have multiple lines of support, and ever adding features. Cons Square payments is expensive, I would say the most expensive of them all. I only lasted 3 months using their service. I was roped in by the ability to accept tap to pay on my iPhone without the need for equipment. However, the fees per transaction were getting up to 2.75% each, with additional fees for instant deposit into bank account. On $10,000 I paid Square about $400 in fees out of my hard earned revenue. Alternatives considered [Clover](https://www.capterra.com/p/226864/Clover/)[SpotOn](https://www.capterra.com/p/197473/SpotOn-Restaurant/) Reason for choosing Square Payments Ease of use, attractive UI, mobile payments without equipment Review Source VR Verified Reviewer Sales Cosmetics Used the software for: 6-12 months ### "Recommended " November 21, 2024 5.0 I really like it. I recommend it to everyone. Pros It's convenient, easy to use. Fast and efficient. Cons Nothing yet . I really like it. I don't find anything wrong. Review Source QM Queneesha M. Business Owner Food & Beverages Used the software for: 2+ years ### "Square is a great option for mobile events. " October 3, 2024 5.0 I've used square for several years now. It has greatly improved over the years and has made it easy to use in a mobile capacity. Pros I like the ability to be mobile and use it while at events. I like the ease of use now that it allows for tap to pay. I was able to integrate it for my shopping cart on my website. Cons You need a strong wifi or cellular connection in order for it to work properly. It's hard to have multiple users at once, you have to constantly verify the log in. Review Source JL Jessica L. Provider and Business Owner Alternative Medicine Used the software for: 6-12 months ### "Easy to use payment software" December 12, 2024 5.0 Pros Ease of use, client familiarity, quick turnaround to have funds deposited. Cons Nothing major to note besides the fee schedule was a bit higher than other companies. Review Source AH Anne H. Staff Accounting Used the software for: 2+ years ### "Good Software but reports could be better " November 7, 2024 4.0 The payment fees are competitive with comparable programs. Pros It is easy to set up and use. Can be used with a cellphone. Cons The report features. Sales tax report does not include totals. Alternatives considered [Stripe](https://www.capterra.com/p/123889/Stripe/) Reason for choosing Square Payments The cost and ease of use online store nice feature Review Source Saemi P. artist Arts and Crafts Used the software for: 1-2 years ### "it is ok to Start it open your business " August 13, 2024 3.0 Its user-friendly interface and straightforward payment process have made managing transactions much easier. While the fees are higher compared to other options, it’s a solid choice if you don’t have other alternatives. Its popularity and reliability make it a trustworthy option. Pros I have been using it and it has been incredibly convenient for both online and offline transactions. The platform allows me to receive payments from clients seamlessly, without the hassle of complicated options. Its user-friendly interface and straightforward payment process have made managing transactions much easier. Cons the fees are higher compared to other options, which is a significant drawback. After a few years, I switched to Venmo for a more cost-effective solution. Switched from [Venmo](https://www.capterra.com/p/222572/Venmo-/) The fees associated with Square payment are relatively high, which is a significant consideration for me. Review Source Kate M. Mobile Tire Repair Automotive Used the software for: 1-2 years ### "Square is perfect for mobile or online businesses." August 19, 2024 5.0 What I like most about square payments is my business is mobile and I don't have a card reader so I can take payments from the app by simply and putting card number and accepting the payment. I also like how I invoices. Pros What I like most about square payments is ease of use for mobile payments and ability to send invoices mobile. Cons I don't like the processing fee. But all services have a processing fee so I don't mind that it's a little cheaper than others. Alternatives considered [Stripe](https://www.capterra.com/p/123889/Stripe/)[PayPal Point of Sale](https://www.capterra.com/p/171165/PayPal-Here-app/) Reason for choosing Square Payments I chose square payments over the other one because square was the first one I used and I was used to it. Also I looked at others and compare the prices and square is a lot more affordable. Review Source RS Ryan S. College Business Class Retail Used the software for: Less than 6 months ### "Square Payment Review" September 26, 2024 5.0 It was overall a good experience. We received the money as expected and were able to charge peoples credit cards. Pros I liked how easy it was to use this. I use this for a college entrepreneurship class. We had to create out own product and sell it on campus. Square made it easy and convenient. Cons The only thing I didn't like was the fact that the funds were not deposited to me right away. It is understandable on why but in a perfect world, I would receive the money right away. Review Source CP Craig P. Owner Primary Photographer Photography Used the software for: 1-2 years ### "Square is a Plus" October 28, 2024 5.0 Square payments is easy to use and your customers will appreciate the convenience of paying safely online. Pros The ease of use and my ability to accept any type of card payment on the go. Cons The cost of every transaction. I wish it didn’t take so much of my earnings. Switched from [Stripe](https://www.capterra.com/p/123889/Stripe/) Square is simple and easy to use. The interface is ,pretty much, self explanatory. Review Source KH Krystle H. Massage Therapist Health, Wellness and Fitness Used the software for: 6-12 months ### "The perfect POS" October 8, 2024 5.0 Excellent. I haven’t had any major issues since using it the past year. Pros Set up is user friendly and intuitive. Pay outs are quick and convenient. Perfect for my small business operations. Cons Credit card fees are high per transaction. Review Source VR Verified Reviewer Artist and Owner Arts and Crafts Used the software for: 1-2 years ### "Managing my business funds better" November 15, 2024 5.0 I enjoy having access to the money I make right away instead of having to wait for it to be transferred to a different bank account. Pros It is like having a separate business account. It accepts payment from customers via direct deposit, and I get a debit card attached to the account. Cons I do not have any cons about square payments. Review Source VR Verified Reviewer Strategic Projects and Operations Manager Marketing and Advertising Used the software for: 2+ years ### "Square makes payments simple!" September 24, 2024 5.0 It makes accepting payments from customers so much simpler. No more checks or long invoices when you use this product. Pros I like that you can take the portable device anywhere and accept payments. Not many people carry checks anymore! Cons The price for the device was a little costly but worth it when you utilize it frequently. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) Square allows someone to insert their credit card anywhere without a long process of invoicing and manually entering card numbers. Review Source Similar Products Featured ## Related categories [Mobile Credit Card Processing](https://www.capterra.com/mobile-credit-card-processing-software/)[Payment Processing](https://www.capterra.com/payment-processing-software/) ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.