--- title: "Best Credit Card Terminal Alternatives 2026 | Capterra" description: "Looking for alternatives to Credit Card Terminal? Find out how Credit Card Terminal stacks up against its competitors with real user reviews, pricing information, and what features they offer." source_url: "https://www.capterra.com/p/171168/Credit-Card-Terminal/alternatives/" page_type: "alternatives" language: "en" publication_date: "2026-09-29" --- # Credit Card Terminal alternatives Last updated on September 29th, 2026 The best Credit Card Terminal alternatives are Cheddar Up (best overall), Square Payments (best free plan), PayPal Point of Sale (best budget option), and Stripe (most reviewed). Together they hold 8,480 verified Capterra reviews, with overall ratings from 4.6 to 4.9 out of 5. Credit Card Terminal itself holds 4.8 out of 5 across 4 reviews. ### Credit Card Terminal - Rating: 4.8 out of 5 (4 reviews) - Ease of use: 4.3 out of 5 - Starting price: Not available - Key features: 0 of 5 top category features --- ## Top alternatives Credit Card Terminal alternatives compared | Product | Rating difference | Ease of use | Starting price | Key features | | --- | --- | --- | --- | --- | | [Housecall Pro](https://www.capterra.com/p/140363/HouseCall-Pro/) — 4.7 out of 5 (2,749 reviews) | Rated 0.1 lower than this product | 4.6 out of 5 | $79.00 /mo | 1 of 5 top category features | | [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) — 4.7 out of 5 (2,716 reviews) | Rated 0.1 lower than this product | 4.7 out of 5 | Not available | 1 of 5 top category features | | [PayPal Point of Sale](https://www.capterra.com/p/171165/PayPal-Here-app/) — 4.6 out of 5 (2,290 reviews) | Rated 0.2 lower than this product | 4.6 out of 5 | $0.01 | 2 of 5 top category features | | [Stripe](https://www.capterra.com/p/123889/Stripe/) — 4.6 out of 5 (3,390 reviews) | Rated 0.2 lower than this product | 4.5 out of 5 | Not available | 2 of 5 top category features | | [Shopify POS](https://www.capterra.com/p/205337/Shopify-POS/) — 4.6 out of 5 (248 reviews) | Rated 0.2 lower than this product | 4.6 out of 5 | $5.00 /mo | 1 of 5 top category features | | [360 Payments](https://www.capterra.com/p/177326/360-Payments/) — 4.7 out of 5 (35 reviews) | Rated 0.1 lower than this product | 4.7 out of 5 | Not available | 0 of 5 top category features | | [QuickBooks Money](https://www.capterra.com/p/170065/QuickBooks-Money/) — 4.3 out of 5 (104 reviews) | Rated 0.5 lower than this product | 4.5 out of 5 | Not available | 2 of 5 top category features | | [Cheddar Up](https://www.capterra.com/p/276323/Cheddar-Up/) — 4.9 out of 5 (84 reviews) | Rated 0.1 higher than this product | 4.9 out of 5 | Not available | 2 of 5 top category features | | [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/) — 4.2 out of 5 (148 reviews) | Rated 0.6 lower than this product | 4.3 out of 5 | $99.00 /mo | 2 of 5 top category features | | [TSYS Merchant Solutions](https://www.capterra.com/p/171166/TSYS-Mobile/) — 2.1 out of 5 (17 reviews) | Rated 2.7 lower than this product | 2.0 out of 5 | Not available | 0 of 5 top category features | --- ## Top Free alternatives to Credit Card Terminal The best free alternatives to Credit Card Terminal are Housecall Pro, Square Payments, and Shopify POS — all three offer a free plan alongside paid tiers. ### [Housecall Pro](https://www.capterra.com/p/140363/HouseCall-Pro/) — 4.7 out of 5 (2,749 reviews) - Free options: Free trial - Starting price: $79.00 /mo ### [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) — 4.7 out of 5 (2,716 reviews) - Free options: Free version - Starting price: Not available ### [Shopify POS](https://www.capterra.com/p/205337/Shopify-POS/) — 4.6 out of 5 (248 reviews) - Free options: Free trial - Starting price: $5.00 /mo --- ## Top alternatives for SMBs Among reviewers from companies with 1-200 employees, the highest-rated Credit Card Terminal alternatives are Cheddar Up (4.9), Housecall Pro (4.7), and 360 Payments (4.7). ### [Cheddar Up](https://www.capterra.com/p/276323/Cheddar-Up/) - 58 SMB reviewers say - Overall rating: 4.9 out of 5 across 58 SMB reviews - Ease of use: 4.9 out of 5 across 58 SMB reviews > "I don't foresee any issues though." — Eva D., President (August 7, 2025) ### [Housecall Pro](https://www.capterra.com/p/140363/HouseCall-Pro/) - 1,885 SMB reviewers say - Overall rating: 4.7 out of 5 across 1,885 SMB reviews - Ease of use: 4.6 out of 5 across 1,880 SMB reviews > "HousecallPro has helped us take our business to the next level and makes dispatching, estimating, and bookkeeping much easier." — Ryan T., Managing Partner (June 21, 2022) ### [360 Payments](https://www.capterra.com/p/177326/360-Payments/) - 29 SMB reviewers say - Overall rating: 4.7 out of 5 across 29 SMB reviews - Ease of use: 4.7 out of 5 across 29 SMB reviews > "Ready to go & easy to use software that really hits the nail on the head with practicality and transparency." — Sarah P., Owner (April 30, 2025) --- ## Find software for your specific use case ### Mobile Banking - [FinCell](https://www.capterra.com/p/254973/FinCell/) — 5.0 out of 5 (4 reviews) - [Google Pay](https://www.capterra.com/p/212826/Google-Pay/) — 4.6 out of 5 (927 reviews) - [Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/) — 4.7 out of 5 (859 reviews) ### Mobile Credit Card Processing - [Stripe](https://www.capterra.com/p/123889/Stripe/) — 4.6 out of 5 (3,390 reviews) - [Housecall Pro](https://www.capterra.com/p/140363/HouseCall-Pro/) — 4.7 out of 5 (2,749 reviews) - [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) — 4.7 out of 5 (2,716 reviews) ---