---
title: "Finly.io Reviews 2026. Verified Reviews, Pros & Cons | Capterra"
description: "Is Finly.io the right Accounts Payable solution for you? Explore 25 verified user reviews from people in industries like yours to make a confident choice."
source_url: "https://www.capterra.com/p/171468/Finly-io/reviews/"
page_type: "reviews"
language: "en"
publication_date: "2026-10-19"
---

Finly.io

4.8 (25)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

* * *

Last updated October 19th, 2026

# Reviews of Finly.io

Ease of use

4.8

Customer Service

4.9

## Showing most helpful reviews

Showing 1-25 of 25 available reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

Vinay M.  
CEO  
Used the software for: Less than 1 year

### "Good Software for Spend Management at one place"

October 28, 2020

5.0

i liked user experience. other founders also say that. Many founders in our vertical like them a lot. My employees don't say anything wrong so far about them. no complaints so far.

Pros

ease to get started, ease to use it. these are two things i like a lot. We were able to trust the sales. customer success took care of our needs.

Cons

nothing in particular. We are satisfied with this product.

Alternatives considered

[BILL AP/AR](https://www.capterra.com/p/166559/BILL/)

Reasons for choosing Finly.io

these are three things that come to my mind 1. Able to better manage cashflow by using the credit period given by vendors. The visibility helped us control our payables better. Eliminated most data entry work. why should i spend time there.

Review Source

CTO  
Used the software for: 1-3 years

### "Highly Productive Tool & Easy to Use"

October 19, 2020

5.0

Pros

Great tool in terms of eliminating all the data entry work. It has ensured all invoices are cleared on time & services remain unaffected. Cashflow management is simplified by maximizing credit terms with vendors

Cons

Doesn't allow us to make payments directly from the system.

Switched from

[Quadient Accounts Payable](https://www.capterra.com/p/133062/BeanworksAP/)

The purchase requisition workflow was more powerful in Finly

Review Source

Asst. Manager - Finance  
Used the software for: Less than 1 year

### "Great customer support and provides personalised modification as per our needs"

March 21, 2018

3.0

This software has reduced my 60% of man hours job, which has became very cost effective and provides a Audit trail to the organization as well.

Pros

Ease to use, improves efficiency of work, and ready for Modifications as per our business requirement.

Cons

A bit of dependency on support team in regards of modifications and change in control. Every day update and improvement is good in long term, but becames an issue in short when you encounter the update for the 1st time

Review Source

Response from VV Finly Technology

March 21, 2018

Thank you Umesh. Really appreciate the feedback and we will go above & beyond to provide the best service.

Co Founder  
Used the software for: 1-3 years

### "The best User Experience among all the Business Applications I Use"

February 5, 2018

5.0

Pros

\- Very intuitive - Seamless Real-time integration with Accounting System has made life easy for my Finance Team - Amazing support. Any queries, the dedicated account manager is just a call away

Cons

\- Would be good to have a mobile app to support Vendor Payments

Review Source

Being creative  
Used the software for: Less than 1 year

### "My financials now streamlined, thanks to Finly"

September 26, 2018

5.0

It's been a pleasure working all this while. The team has been very helpful in fixing nay issues that we might have faced at anytime.

Pros

The ease of use of the software and simplicity of integrating the tool across the business systems is a big plus.

Cons

Need a reliable iOS version for vendor payments.

Review Source

Software Engineer  
Used the software for: Less than 1 year

### "Pleasant, easy and useful."

March 9, 2018

4.0

Pros

Their product range is quite astonishing and they were able to solve a lot of financial day to day problems that we face. Apart from this, they are an innovative bunch of folks which reflects in the software they build in terms of ease of use, solving real world problems and distribution.

Cons

What they can improve is the stability of their software. Sometimes the software was non-responsive. This happened for a short duration, but happened nontheless.

Review Source

Response from VV Finly Technology

March 9, 2018

Thank you for your review. Really appreciate it. We will constantly work on your feedbacks to provide the best experience.

Co Founder  
Used the software for: Less than 1 year

### "Business Expense management app"

February 5, 2018

5.0

Pros

Easy to use, integrated with your card so that no more double work for reporting expenses. Nice app and easy to understand

Cons

Would love it if we could also start wallet payments as well through finly app/card ecosystem

Review Source

Co-Founder  
Used the software for: Less than 1 year

### "Very good expense program that helps users submit monthly expenses"

February 5, 2018

5.0

Simplicity. Easy to use interface.

Pros

We use it for our company expenses and I can't believe how simple it is to take a picture of my receipts and then Finly does the rest for me!

Cons

I don't have any issues with Finly but there were a few syncing issues with Xero Accounting Software that required some manual clicks but nothing notable.

Review Source

CTO  
Used the software for: Less than 1 year

### "Combination of Cash Disbursement & Auto Scan on one Platform"

February 5, 2018

5.0

Pros

This has revolutionised the tracking of my receipts for business use. It makes it easy to track and record the money spent for business use.

Cons

For the most part this is the most solid software for expenses. There is not much I can say for cons.

Review Source

Rahul V.  
Co-Founder & CEO  
Used the software for: Less than 1 year

### "I use Finly to manage & track my travel expenses."

February 5, 2018

5.0

Pros

The app makes submitting an expense extremely easy. Take a picture, and submit. It automates the approvals and there is no longer a hassle with papers and actual signatures.

Cons

Would be nice to have a tutorial for importing into Sage Accounting System.

Review Source

Response from VV Finly Technology

February 5, 2018

Hello Rahul, Glad to see that Finly has been helpful. We are in the process of introducing real time integration with Sage Accounting System.

Manjunath K.  
Seniour executive  
Used the software for: 3-5 years

### "Quick & Efficient Process"

May 7, 2021

5.0

Reconliation efforts are simplified. Stress has reduced during audit periods.

Pros

"With Finly we are able to quickly perform our reconciliation process. Used to spend a lot of time and effort in reconciling the invoices with the purchase orders and then communicating payouts to the vendors. With Finly this has become less of a burden and I able to do all the tasks assigned one by one by going to the notification tab and running through it one by one. They have a good filter system to fetch any of the documents I am looking for. This is an important feature for me when it comes to the recon efforts involved. All in all the process has become easy & quick for me."

Cons

So far it has been a very positive experience.

Review Source

Rachit A.  
CEO  
Used the software for: 1-3 years

### "Good for Remote Work "

October 16, 2020

5.0

Meets expectations.

Pros

All invoices are processed only post approval and we are able to control our costs because of this. Integration was seamless with our accounting system which has eliminated all data entry efforts.

Cons

Meets expectations. Nothing so glaring to cause me any inconvinience

Review Source

Manager - Marketing and Sales  
Used the software for: Less than 1 year

### "Amazing"

March 15, 2018

5.0

Pros

Simplifies expense reporting, saves a lot of time, Reduce Paperwork, No need to remember where we have spent how much as we can record it on Finly on the go

Cons

Some features are still in development for the IOS app of Finly. The product have a lot of potential and scalability which is yet to be achieved

Review Source

Conference producer  
Used the software for: Less than 1 year

### "We are gaining control over our expense management and bookkeeping process"

March 14, 2018

5.0

Pros

\*Simple to use\* \*Pros: \* As an admin, the ease with which I can switch between my admin page and my personal page is great. Customer service is very responsive and takes suggestions for new features, there have been multiple items I have suggested over the last year that they later implemented.The ability to make edits as I approve is great too.

Cons

There is hardly anything wrong with this software. Absolutely seamless and smooth. I find the user experience and Yorktown of the software to make all the stakeholders jobs easier and smooth

Review Source

Response from VV Finly Technology

March 14, 2018

Thank you. It has been an amazing experience to work with the Trescon Team.

Software Engineer  
Used the software for: Less than 1 year

### "Highly scalable accounts payable solution"

July 28, 2022

5.0

Pros

finly.io was one of the most easy to integrate and by far the most scalable account payable solution that I have worked on so far.

Cons

finly.io needs to have a more comprehensive online integration documentation.

Switched from

[Reckon One](https://www.capterra.com/p/154538/Reckon-One/)

Review Source

iOS App Developer  
Used the software for: Less than 1 year

### "Great experience!!!"

May 2, 2018

5.0

No need for calculations on manual level.

Pros

Simple to use. I can easily reimburse my bills for authenticity they also need pictures which is a very fine feature. Loved it!!

Cons

I do not find any cons in this product as such. But an improved version of functionalities can be very helpful.

Review Source

Response from VV Finly Technology

May 2, 2018

Thank you. It gives us great pleasure to help you with all problems wrt to managing business expenses.

Saurabh Y.  
iOS Developer  
Used the software for: 1-3 years

### "Great experience, highly customisable according to the client needs. Covers most expense cases."

March 9, 2018

5.0

Expense management

Pros

KYC is done on the go, Data integrity is well maintained. Process are simpler as expected to other platforms.

Review Source

Response from VV Finly Technology

March 9, 2018

Thank you Sir. We will go above and beyond to provide the best product experience & service.

Manya M.  
Founder  
Used the software for: Less than 1 year

### "Reduced manual effort & follow ups"

December 8, 2020

5.0

Pros

Invoices are paid on time so relationship vendors are good and there is no interest due to delayed payments. Able to approve invoices while travelling and the workflow for this well defined.

Cons

There were certain rules and restrictions we could not implement as they were available only in the enterprise plan.

Review Source

Pratim S.  
Account Manager  
Used the software for: Less than 1 year

### "With digitization of corporate spends, finly.io is a real boon for us as it provides hassle free use"

March 20, 2018

5.0

Hassle free claims and reimbursement of business expenses. Time saving as compared to conventional way of expense reporting.

Pros

Ease of use. Reporting my company expenses has become easy and smooth. It also cuts short there time spent while claiming the expenses traditional way.

Review Source

Senior Engineer Software  
Used the software for: Less than 1 year

### "Variety of products"

September 26, 2018

4.0

Pros

I like how finly offers a vast variety of solutions related to expense management.

Cons

The software is sometimes buggy and can have a better design.

Review Source

Sr. Manager Finance  
Used the software for: Less than 1 year

### "Finly is easy to learn, operate and function "

March 14, 2018

4.0

Control over financial documents and processes Easy implementation Ease in doing business when you have decentralised branches Easy to understand

Pros

It can be customised as per your business requirement. Its a simple way to implement policies and procedures in a startup culture.

Cons

It is a developing product hence lot of bugs, however support function is too quick to resolve it on time.

Review Source

Nupur G.  
Associate Manager  
Used the software for: Less than 1 year

### "Incredibly Easy, Very Flexible"

February 12, 2018

5.0

Pros

The biggest problem with expense reports is how easy it is to forget a small charge or two and never be reimbursed. Those add up over time, but Finly provides multiple ways to avoid this!

Cons

It does take time to change and implement a new system. Some people tend to have resistance to change but it is worth the effort in the end.

Review Source

Suvansh B.  
COO  
Used the software for: Less than 1 year

### "It has been amazing. Team Finly stays true to its USP of providing great customer service."

March 21, 2018

4.0

Pros

The extensive features that the product has along with the amazing customer support are the biggest pluses. The value Team Finly provides at affordable rates is another USP and makes Finly a great product to use.

Cons

While the product features are absolutely amazing, some work could be done on making the user experience more seamless. Especially the marketing pages do not convey the offerings very clearly.

Review Source

Co-Founder  
Used the software for: Less than 1 year

### "Solves a great use-case. Great ease-of-use & functionality."

March 27, 2018

5.0

Pros

Solves a very valid use-case in the B2B space. Great set of features. Super ease-of-use both on the web & mobile version.

Cons

Nothing significant. A modern UI/ look and feel might have helped, but I guess that anyway be in the plan.

Review Source

Karthik S.  
Director  
Used the software for: Less than 1 year

### "Great team and product"

March 21, 2018

5.0

Simple management of invoices and expenses in a company.

Pros

Innovative product and solves some very interesting problems for companies, specifically in the B2B space.

Cons

While the user experience is efficient, the UI of the product can be improved, though this isn't a deal breaker.

Review Source

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