# LendingPad Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about LendingPad Software - reviews, pricing plans, popular comparisons to other Loan Origination products and more. Source: https://www.capterra.com/p/171891/LendingPad/pricing --- # LendingPad Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Users](#users)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) LendingPad ## What is LendingPad? LendingPad is an innovative, secure & powerful cloud-based mortgage loan origination system (LOS) created by mortgage professionals to modernize the complex and costly loan origination process today. The solutions LendingPad offers elevate the efficiency, compliance, and information security for brokers, lenders, banks and credit unions. Fully integrated with vendors, ability to customize, intuitive UI, easy setup, multi-user same-file edits and real-time loan pushed updates. ## What is LendingPad used for? [Loan Origination](https://www.capterra.com/loan-origination-software/)[Mortgage](https://www.capterra.com/mortgage-and-loans-software/)[Loan Servicing](https://www.capterra.com/loan-servicing-software/) Top alternative Featured Overall rating Based on 134 user reviews Reviews sentiment Positive 87% Neutral 7% Negative 6% Starting price $50 Per Feature, Per Month Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for LendingPad?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.lendingpad.com/&name=LendingPad) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### LendingPad 4.4 (134) VS. [4.9 (112)](https://www.capterra.com/p/191761/Mortgage-Automator/reviews/) Starting Price $50 Per Feature, Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.2 (134) Ease Of Use 4.9 (112) Value For Money 4.5 (116) Value For Money 4.9 (102) Customer Service 4.6 (133) Customer Service 4.9 (111) ## LendingPad alternatives [4.8 (285)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 97% of reviewers rated it above 4 stars [4.9 (24)](https://www.capterra.com/p/254642/HES-LoanBox/reviews/) Starting price $75000.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [4.8 (48)](https://www.capterra.com/p/79849/Margill-Loan-Manager/reviews/) Starting price $4450.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 98% of reviewers rated it above 4 stars Highest Rated [5.0 (14)](https://www.capterra.com/p/135272/LOAN-SERVICING-SOFT/reviews/) Starting price $7500.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/171891/LendingPad/alternatives/) ## Who uses LendingPad? Based on Capterra reviews from the past 5 years ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Loan Management 4.3 (78) 78.21% of 78 reviewers that rated this feature as important or highly important LendingPad offers a streamlined way to manage loans, letting you easily access, track, and progress applications. Reviewers appreciate quick navigation, clear loan statuses, and responsive updates, but some mention issues with duplicate accounts and difficulty locating all files. Document Management 4.2 (71) 67.61% of 71 reviewers that rated this feature as important or highly important With this capability, you can organize, upload, and customize documents efficiently. Reviewers appreciate easy borrower uploads, customizable folders, and simple document categorization, though some mention slow uploads and a desire for better PDF handling and more folder options. Loan Processing 4.3 (66) 74.24% of 66 reviewers that rated this feature as important or highly important It helps you collaborate and process loans smoothly, allowing third-party processors access and supporting automation. Reviewers appreciate intuitive workflows, easy file preparation, and integration with lenders, but some mention disclosures are not user-friendly and updating files at funding is difficult. Online Applications 3.9 (52) 61.54% of 52 reviewers that rated this feature as important or highly important You get a web-based, accessible application process with integration options. Some users say it saves time and is convenient, but reviewers indicate frequent login issues, basic POS functionality, and a lack of CRM and realtor portal integrations. Workflow Management 3.9 (39) 74.36% of 39 reviewers that rated this feature as important or highly important Create, design and manage workflows for repetitive tasks Contact Management 3.7 (35) 54.29% of 35 reviewers that rated this feature as important or highly important Manage, organize, and store contact information LendingPad 33 features Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance Application programming interface that allows for integration with other systems/databases A record of all activities within the system, including user access, changes made, etc. Automate loan approval rules and risk analysis to determine acceptable loan terms for a borrower Electronic storage of stakeholder contact information Track and manage adherence to policies for any service, product, process, or supplier Manage, organize, and store contact information Report customer payment history and outstanding debts to credit bureaus Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system Store and organize information about customers and previous interactions With this capability, you can organize, upload, and customize documents efficiently. Reviewers appreciate easy borrower uploads, customizable folders, and simple document categorization, though some mention slow uploads and a desire for better PDF handling and more folder options. Store and organize documents in a centralized system Digitally sign online documents Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Used by brokers Store information about leads or contacts and track, manage and nurture them throughout the sales process LendingPad offers a streamlined way to manage loans, letting you easily access, track, and progress applications. Reviewers appreciate quick navigation, clear loan statuses, and responsive updates, but some mention issues with duplicate accounts and difficulty locating all files. Process of securing a loan from a bank or any other lender. Assess and control risks associated with the credit process of each loan portfolio/account It helps you collaborate and process loans smoothly, allowing third-party processors access and supporting automation. Reviewers appreciate intuitive workflows, easy file preparation, and integration with lenders, but some mention disclosures are not user-friendly and updating files at funding is difficult. Automate workflows and trigger campaigns based on customer actions Type of loan used to purchase real estate Expand services to areas outside of the home location, functioning as an extension of the home location. Manage the accounting and financial aspects of multiple locations or companies in a single location You get a web-based, accessible application process with integration options. Some users say it saves time and is convenient, but reviewers indicate frequent login issues, basic POS functionality, and a lack of CRM and realtor portal integrations. Track sent and received payments, invoices, and bills. Track the progress of long term goals, campaigns, and opportunities, for sales, projects, business ventures etc. The initial step in the mortgage workflow Tool used to determine accurate pricing and product eligibility for borrowers Active reporting of data and metrics Search and filter data across systems to locate required information by entering keywords or certain criteria Set up connections to third-party platforms to improve business processes Create, design and manage workflows for repetitive tasks Features 4.2 (134) 4.2 Based on 134 reviews ## Pricing Value for money 4.5 (116) Basic $50.00 Per Feature,Per Month Value for money 4.5 (116) 4.5 Based on 116 reviews ## Integrations [ Zapier](https://www.capterra.com/p/130182/Zapier/)[ Jungo](https://www.capterra.com/p/182058/Jungo-Mortgage-CRM/)[ BNTouch Mortgage CRM](https://www.capterra.com/p/37032/BNTouch/)[ Floify](https://www.capterra.com/p/138124/Floify/)[ Shape](https://www.capterra.com/p/173673/SetShape/)[ Loanzify](https://www.capterra.com/p/203129/Loanzify/)[ MeridianLink Mortgage](https://www.capterra.com/p/123177/LendingQB/)[ LeadMailbox](https://www.capterra.com/p/142399/LeadMailbox/) ## Support, customer service and training options Customer Service 4.6 (133) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.6 (133) 4.6 Based on 133 reviews ## User reviews Overall rating 4.4 Based on 134 reviews Filter by rating 5(82) 4(35) 3(9) 2(5) 1(3) Mentioned topic Sorted by most recent AD Aaron D. Loan Officer Banking ### "coming up short on some key elements" 3.0 Overall Rating 3.0 3.0 Ease of Use 3.0 3.0 Features 3.0 3.0 Customer Service 5.0 5.0 Likelihood to Recommend 4/10 February 27, 2024 Pros quick to learn but has some limitations for the reporting Cons document management and contact management Switched from [Encompass](https://www.capterra.com/p/37038/Encompass360/) changed companies and the companies dictates thew LOS system Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. PW Pamela W. MLO Financial Services ### "Always Improving" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 February 23, 2024 Pros Lending pad is data reporting is better than most CRM's. I can appreciate these metrics being available daily. Cons Integration appears to be the space of opportunity for me. When integrated with Zapier I have noticed I am receiving random files in my pipeline and I do no know if this is LP or Zapier. Duplications are an issue when applicants are going back into the file, not sure if that is an UI issue. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. NP Nicholas P. Owner Financial Services ### "Valor Mortgage" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 21, 2024 Great. Customer service is always very helpfull Pros Customer service and ease of use. the flow of the application and needed documents Cons not sure, not to good with pulling reports. I often have to do it multiple times Reasons for choosing LendingPad Cost and quick follow up and onboarding with my initial sign up Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. PS Patrick S. President Financial Services ### "Impractical for Startup Organizations" 4.0 Overall Rating 4.0 4.0 Ease of Use 2.0 2.0 Features 3.0 3.0 Customer Service 2.0 2.0 Likelihood to Recommend 5/10 February 14, 2024 I have not come embrace the product. I am evaluating other products before onboarding additional staff. Pros Nothing really. I chose it, because on the Internet it was advertised as the new generation of Loan Origination Software. Cons The way that support is delivered, and the culture and attitude of the support team. Reasons for choosing LendingPad I was told that since it is the latest product, it has many modern features that make loan origination and reporting easy. I do not believe that these claims are true. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MS Melinda S. Sr Loan Processor Real Estate ### "Ease of use" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 13, 2024 Pros Easy to make the switch, user friendly. Especially love the live chat! Cons Ability to add/select a new AE/rep from wholesale lender. Switched from [Calyx Point](https://www.capterra.com/p/73554/Calyx-Point/) Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. DF Daryn F. President Financial Services ### "One of the best LOS out there." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 13, 2024 Pros I like that it's easy to use, mobile-friendly and cost-effective. Cons The POS is not fully functional. I would like to see improvements to the POS so we can have a full-service POS / LOS under one developer. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. WW William W. Loan Officer Banking ### "Very easy to use " 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 February 13, 2024 Pros Much easier than Encompass even for someone older that never used computer programs. Cons Employment section to put income for multiple borrowers was a little confusing at first. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AP Alvaro P. President Financial Services ### "Excepcional Customer Experience" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 13, 2024 Pros Easy to use/navigate, integrated to most investors portal requirements. Cons I would like a more like the original URLA format for loan applications. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. RW Ronald W. Owner Financial Services ### "Love LendingPad" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 13, 2024 Pros I can do everything from one tool to make my loan process easy and smooth and it integrates easily with other software that I use. Cons You can sign up for basic training or watch videos for more in-depth training. I would prefer to have the option for formal training on the system as watching the videos does not always give the information that I am looking for or is not always clear. Alternatives considered [Calyx Point](https://www.capterra.com/p/73554/Calyx-Point/) [PerfectLO](https://www.capterra.com/p/169670/PerfectLO/) [Encompass](https://www.capterra.com/p/135344/Encompass/) Reasons for choosing LendingPad Mostly due to the compatibility with my other origination software such as my CRM of BNTouch and my POS of Floify. It allows a seamless process from application to funding and marketing. On top of that the cost was lower than the other and the system was easier to use. Another great feature is it is web-based and I can access it anywhere from any computer if needed. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JB James B. Sr. Loan Officer Financial Services ### "Great Product for the Price" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 February 13, 2024 It's been great. It's easy to use, easy to integrate all your services. I have integrated, Secure Loan Docs, Surefire, MLO FLO, High Level Marketing, etc and they all worked great. Pros The ease and accuracy of completing the loan application, uploading docs, credit reporting agency integration, AUS integration. Cons Don't really have anything to critique, Lending Pad has been great rolling out updates. Switched from [Encompass](https://www.capterra.com/p/135344/Encompass/) Because Encompass is so clunky and slow. It takes so much longer to complete any tasks. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/171891/LendingPad/reviews/) Popular comparisons [Mortgage Automator vs LendingPad](https://www.capterra.com/compare/171891-191761/LendingPad-vs-Mortgage-Automator)[Lendsqr vs LendingPad](https://www.capterra.com/compare/171891-10003412/LendingPad-vs-Lendsqr)[The Mortgage Office vs LendingPad](https://www.capterra.com/compare/9277-171891/The-Mortgage-Office-vs-LendingPad) [abcoa Deal Pack vs LendingPad](https://www.capterra.com/compare/96249-171891/abcoa-Deal-Pack-vs-LendingPad)[Creatio CRM vs LendingPad](https://www.capterra.com/compare/130149-171891/bpm-online-CRM-vs-LendingPad)  Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. 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