--- title: "FPS GOLD Core Banking Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about FPS GOLD Core Banking Software - reviews, pricing plans, popular comparisons to other Banking Systems products and more." source_url: "https://www.capterra.com/p/172402/FPS-GOLD-Core-Processing/" page_type: "product" language: "en" --- # FPS GOLD Core Banking Software Review 2026: Features, Integrations, Pros & Cons Last updated on September 16, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) FPS GOLD Core Banking ## What is FPS GOLD Core Banking? Everything you need to give your institution a competitive advantage is in one place. With relationship management, teller, new accounts, deposit servicing, lending, accounting, and reports, FPS GOLD Core Banking makes it easy to compete, profit, and thrive. And after more than 50 years of experience in the finance industry, we are still known for and proud of our preeminent customer service and close relationships with our clients. ## What is FPS GOLD Core Banking used for? [Financial CRM](https://www.capterra.com/financial-crm-software/)[Loan Servicing](https://www.capterra.com/loan-servicing-software/)[Commercial Loan](https://www.capterra.com/commercial-loan-software/) Top alternative Featured Overall rating Based on 11 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $3000 Per User, Per Month Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for FPS GOLD Core Banking?[Manage this product listing](https://www.g2.com/products/fps-gold-core-banking/claim_requests/new?auto=true) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### FPS GOLD Core Banking 4.4 (11) VS. [4.8 (76)](https://www.capterra.com/p/158549/LoanPro-Software/reviews/) Starting Price $3000 Per User, Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.1 (11) Ease Of Use 4.6 (146) Value For Money 4.2 (11) Value For Money 4.8 (137) Customer Service 4.8 (11) Customer Service 4.9 (143) ## FPS GOLD Core Banking alternatives [4.6 (17)](https://www.capterra.com/p/136319/ARCS/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [4.3 (80)](https://www.capterra.com/p/44128/The-Nortridge-Loan-System/reviews/) Starting price $1200.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 90% of reviewers rated it above 4 stars Highest Rated [4.8 (288)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 97% of reviewers rated it above 4 stars [4.8 (6)](https://www.capterra.com/p/10018704/TaskSuite/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars ## FAQs about FPS GOLD Core Banking Overview ### Which roles and teams benefit most from FPS GOLD Core Banking? FPS GOLD Core Banking is most used by bank executives, finance leaders, and operations managers who oversee lending, deposits, branch services, and retail banking. These teams rely on it to manage core account workflows, support loan servicing, maintain financial control, streamline daily operations, and improve visibility across branch and back-office processes. Answer based on 11 reviews Overview ### What company size and specific industries is FPS GOLD Core Banking built for? FPS GOLD Core Banking is designed for financial institutions of all sizes, including smaller banks, regional lenders, and larger enterprise organizations operating in the financial services sector. It is built for institutions that need core banking capabilities rather than general business software. Features and Usability ### What are the key features of FPS GOLD Core Banking? FPS GOLD Core Banking offers core banking functions with accounting, general ledger, accounts payable, and bank reconciliation. It also includes lending and loan management for auto loans, mortgages, business loans, and construction loans, plus compliance management, audit trail, document management, electronic signature, dashboards, and reporting. Getting Started and Support ### What training and onboarding options does FPS GOLD Core Banking offer? FPS GOLD Core Banking provides in person training, live online sessions, webinars, and documentation to help teams get started. In person training supports guided instruction, live online sessions and webinars allow remote learning, and documentation offers written reference material for self-paced review and ongoing support. Getting Started and Support ### What customer support options does FPS GOLD Core Banking offer? FPS GOLD Core Banking offers Email/Help Desk, Phone Support, 24/7 Live Rep, and Chat. No reviewer feedback about support is available, so user experience details such as response speed or helpfulness cannot be assessed from the provided information. ## Features AI summary Based on 11,413 Banking Systems reviews According to Capterra reviewers, these are the accounting features buyers prioritize most when evaluating a solution: - **Reporting/Analytics** (**58%** of reviewers rated this feature as critical) - **Income & Balance Sheet** (**58%**) - **Inventory Control** (**55%**) FPS GOLD Core Banking provides core banking functionality designed to support day-to-day financial operations and account management. Its feature set is geared toward handling essential banking processes within a centralized system, helping businesses maintain operational oversight, manage financial activity, and support consistent recordkeeping across their organization. Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Accounts Payable Track money owed to a company's creditors/suppliers Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Amortization Schedule Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance Audit Trail A record of all activities within the system, including user access, changes made, etc. Auto Loans Type of loan used to finance the purchase of a motor vehicle FPS GOLD Core Banking 52 features ### All Features - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - Accounts Payable: Track money owed to a company's creditors/suppliers - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - Amortization Schedule: Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance - Audit Trail: A record of all activities within the system, including user access, changes made, etc. - Auto Loans: Type of loan used to finance the purchase of a motor vehicle - Automated Decisioning/Underwriting: Automate loan approval rules and risk analysis to determine acceptable loan terms for a borrower - Automatic Funds Distribution: Automatically transfers funds to/from borrower accounts on a regular or periodic basis - Bank Reconciliation: Compare and match accounting/financial records with corresponding bank statements - Borrower Management: Searchable database of information about loan borrowers - Business Loans: Type of loan used to finance business expenses - Collateral Tracking: Link and track collateral information associated with one or multiple loans - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Compliance Tracking: Track and report regulatory data to either internal management or external stakeholders - Construction Loans: Type of loan used to finance construction projects - Contact Database: Centralized database of stakeholders and their contact information such as names, address, phone number etc. - Core Banking: Back-end system that processes daily banking transactions and posts updates to accounts and other financial records. - Corporate Banking: Banking that services corporate customers, from SMBs to multinational enterprise corporations with large financial stakes. - Credit Union: Non-for-profit financial institution that is owned by all of its members - CRM: Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system - Customer Accounts: Record customer information, purchase history, and other notes - Customer Experience Management: Track and understand a customer's overall satisfaction with a product or service to identify areas of improvement. - Customer Management: Store and organize information about customers and previous interactions - Customizable Branding: Add customized logos and colors to align with company branding - Customizable Reports: Alter the layout and content of reports - Dashboard: Assembly of graphs and charts for visualizing and tracking statistics/metrics - Document Management: Store, manage, and track all electronic documents in a centralized location - Electronic Signature: Digitally sign online documents - Fixed Asset Management: Centralized database to track details of fixed assets such as depreciation and maintenance scheduling/history - General Ledger: Centralized accounting record which tracks all financial transactions - Investor Management: Automated payments and reporting for investors - Lending Management: Initiate, finance, and manage the complete life cycle of loans and cultivate relationships with borrowers - Loan Management: Distribution and delivery of funds to approved borrowers - Loan Portfolio Management: Assess and control risks associated with the credit process of each loan portfolio/account - Loan Processing: Collect, organize, and prepare loan information to send to the lender for approval - Marketing Automation: Automate workflows and trigger campaigns based on customer actions - Mortgages: Type of loan used to purchase real estate - Multi-Branch: Expand services to areas outside of the home location, functioning as an extension of the home location. - Online Applications: Ability to fill out and submit application forms on the web - Online Banking: Ability to manage transactions online with a mobile device or computer. - Payment Collection: Tracking, managing, and initiating the transfer of funds for overdue customer payments - Payroll Management: Manage employee salary processes, data, taxes, and records administration efficiently - Pipeline Management: Track the progress of long term goals, campaigns, and opportunities, for sales, projects, business ventures etc. - Pricing Management: Tool used to determine accurate pricing and product eligibility for borrowers - Private Banking: Banking and financial services designed for clients with a high level of income and/or sizable investment assets. - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Retail Banking: Division of banks that focus specifically on retail customers. - Search/Filter: Search and filter data across systems to locate required information by entering keywords or certain criteria - Securities Management: Develop, document, and implement policies & procedures to protect an organization's assets. - Student Loans: Type of loan designed to help students pay for post-secondary education and associated fees - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities - User Management: Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks --- Get Advice We can help you find the software with the features you need. Features 4.3 (11) 4.3 Based on 11 reviews ## Pricing Value for money 4.2 (11) Basic $3,000 Per User,Per Month Value for money 4.2 (11) 4.2 Based on 11 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.8 (11) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.8 (11) 4.8 Based on 11 reviews ## User reviews Overall rating 4.4 Based on 11 reviews Filter by rating 5(4) 4(7) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent KK Kristina K. VP/Retail Operations Manager Banking ### "CIM GOLD" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 September 5, 2019 System is easy to navigate but can still use some upgrades in the Platform area. Pros F1 help - most answers can be found here Cons Platform - outdated and not user friendly. Reasons for choosing FPS GOLD Core Banking Chose to stay with CIM GOLD due to company's focus on customer service which is in line with our focus. FPS employees have been available at any given time we've needed them. You can't find that kind of service from a Core these days. Review source Vendor Referred: This reviewer was invited by the software vendor to submit an honest review. EN Emily N. Deposit Operations Manager Banking ### "CIM Review" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 15, 2019 CIM Gold helps us to run daily reports, work daily return reports, submit eACH orginination batches for our clients, look up information related to clients and their relationships as a whole with our bank. It also allows us to target potential clients by having Gold Writer reports created an narrow down a specific target clientele we can target a specific banking product to. An example of this, we decided to push our mobile deposit product on our APP. We ran goldwriters to extract who our online clients are who are signed up but had not used mobile deposit. Then we cleaned up the list and narrowed down even further for marketing budget purposes till we felt good about what we had. We mailed out around 1000 $5 checks to these folks encouraging and incentivizing them to use mobile deposit. We had a 20%+ rate of return which is incredible for our bank!! We are still using this as a way to promote mobile deposit at the personal banker/new account offices with $5 checks to encourage folks to sign up. This is just one example of how CIM Gold has helped us to build deeper relationships with our clients. Pros Our f/I has used FPS as our core for 24+ years. I can say I have been with our f/I 21 years and been through a few versions of CIM. CIM GOLD is by far the best version produced! I feel it is user friendly and you can find information easily and multiple ways. The enhanced interface and tiles are two of my favorite features. Speed keys on the CIM side make routine searches even easier as they take you right to the place you need to go without having to start somewhere else. There is a ton of functionality and we are always learning to use new features or look at new reports. We have also helped FPS to develop and test features and products as well. Cons There are not many cons from my perspective. As the Operations Manager, I use CIM extensively for deposit accounts and information related to our clients. I have very limited knowledge of the loan side. The biggest frustration we have had recently is losing internet service and CIM hiccups - for lack of a better explanation- \[especially a technical one I can't even begin to give :) \] when CIM hiccups, it closes out and you have to reopen. This is not the end of the world by any means but is frustrating and for us, this is just part of the rural community we support. Reasons for choosing FPS GOLD Core Banking I would say we chose CIM GOld over the alternative because FPS GOLD was a smaller company and could relate to our small community bank. I think when our contract is renegotiated every few years, even though we have both grown, we have grown together and we know one another. We work with the same folks and rarely get someone on the phone we don't know. We have built a relationship on mutual trust and been able to keep the relationship strong and growing by being able to be honest when we are frustrated and celebrate successes as they happen. Knowing who you are doing business with is a huge thing for us. We like to know our processor and have them know and understand what we are looking for and why. Review source Vendor Referred: This reviewer was invited by the software vendor to submit an honest review. AN Anonymous User Controller Banking ### "Feature Rich, Difficult to Find Things Sometimes" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 7/10 December 14, 2018 Pros FPS Gold as a core processor offers a lot of great features, especially compared to legacy processors. The customer support team is very knowledgeable and helpful. Cons Though this product is very feature rich, many times it is very difficult to find the information I am looking for as information is split between a lot of different screens. I also feel like the teller interface is difficult to use and should be updated. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JB Jodi B. VP Operations Financial Services ### "The Bank has been with FPS GOLD for over 25 years. We appreciate and value our partnership." 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 June 27, 2018 Pros FPS is open to programming enhancements and can customize screens and functionality for each of their clients. Cons Customized and on the fly reporting can be difficult at times. FPS customer service is always there to help, however. Address changes can also be challenging. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. HS Haskell S. COO ### "I have a really good experience. I feel it is a great product. Always room for improvement." 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 0/10 June 15, 2018 Pros Easy to use and train new employees to use. From an IT prospective it is to setup and install. Cannot say enough about the customer service that come with your product. Cons From admin role sometimes, employee security can be tricky. I would like to see the bubble setup be a little easier to setup. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. PK Patrick K. President Banking ### "FPS Staff response is excellent" 5.0 Overall Rating 5.0 5.0 Ease of Use 3.0 3.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 May 24, 2018 Pros FPS Gold is a single source vendor which can do all we want. While there are other vendors that tie in to provide ancillary services, we moved away from 10 companies pointing the finger at each other when there is a problem.... simplified vendor management. Cons We are a small bank and the cost of all of the bells and whistles that customers desire is daunting regardless of the vendor. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RP Ricardo P. VP/Branch Manager ### "The staff at FPS is great to work with! They're quick to respond & help with the resolution process." 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 0/10 May 24, 2018 Pros The ease of customization FPS allows is great! It allows the bank to have a say on how the software should perform to maximize the banks efforts within the market it operates in. The change from Fiserv to FPS was a great move because of all the added functionality and the client support we receive from staff and our account manager. Our account manager advocates for our needs and is responsive to our requests. Cons There are still improvements that can be made. Our bank is more commercial focus than retail customers. Adding functionality to compete against larger banks is warranted. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. KR Kay R. SVP Financial Services ### "Mostly positive " 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 23, 2018 Pros Users can search easily in CIM GOLD and toggle between GOLDTeller. Online banking is great & our online account opening works really well. Mobile banking, remote deposits has become one of our favorites. Cons Nothing comes mind. The one thing I'd like to see is more training for new users. Interactive models for CIM, GOLDTeller, Online Banking & Loan Servicing Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. NE Naher E. VP/Branch Services Manager ### "Overall experience is positive, great functionality and easy to use. " 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 3.0 3.0 Customer Service 4.0 4.0 Likelihood to Recommend 0/10 May 23, 2018 Pros The best part of the system is ease of use. The tabs and search feature makes it easy to find information needed but there are a lot of tabs that may be eliminated if the fields were combined within other tabs Cons There is a lot of navigation required to retrieve information which could be found in one area. The system could communicate better within itself to eliminate duplicate file maintenance requirements. Help screens and online banking (activity logs) should be updated for ease of use. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. DJ Debbie J. Executive Vice President ### "FPS is a great company to work with, and has a quality product that fits our Bank's needs." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 23, 2018 It provides our Bank with the important tools it needs to efficiently and securely serve its customers. Pros The ease of use of this FPS GOLD/CIM GOLD program and the company's commitment to a quality product for its users.. Cons We wait for a time before we release quarterly updates, since sometimes there are errors that need to be repaired on them. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/172402/FPS-GOLD-Core-Processing/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.