--- title: "Qonto Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Qonto Software - reviews, pricing plans, popular comparisons to other Online Banking products and more." source_url: "https://www.capterra.com/p/173384/Qonto/" page_type: "product" language: "en" --- # Qonto Software Review 2026: Features, Integrations, Pros & Cons Last updated on August 26, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Users](#users)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Qonto ## What is Qonto? Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping, and spend management tools. With an innovative product, highly responsive 7/7 customer service, and clear pricing, Qonto has become the European leader in its category. Qonto is a powerful Business Account for your everyday banking needs. It offers local IBANs (🇫🇷 French / 🇩🇪 German / 🇮🇹 Italian / 🇪🇸 Spanish). You can use payment cards to spend up to €200,000/month with no hidden costs, allowing you to pay online, in-store, and abroad. Transfers come with flexible payment methods, and transactions include unlimited history and real-time notifications. Financing is made easy with access to integrated financing options. Leverage our financial tools, including invoice management, spend management, and bookkeeping. ## What is Qonto used for? [Online Banking](https://www.capterra.com/online-banking-software/)[Mobile Banking](https://www.capterra.com/mobile-banking-software/)[Financial Management](https://www.capterra.com/financial-management-software/) Top alternative Featured Overall rating Based on 269 user reviews Reviews sentiment Positive 89% Neutral 1% Negative 10% Starting price €9 Flat Rate, Per Month Free trial available Includes Free Version Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... - Banking Systems / 2026 - Accounts Payable / 2025 - Accounts Receivable / 2025 - Expense Report / 2025 - Financial Management / 2025 - Financial Reporting / 2025 - Financial Services / 2025 - Spend Management / 2025 Our "Best of" badge program showcases products with the highest ratings... Do you work for Qonto?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://qonto.eu/en/sme&name=Qonto) Rating Breakdown 4.5 +− Features4.5 Value for Money4.3 Ease of Use4.7 Customer Service4.4 Rating Breakdown 4.5 Features4.5 Value for Money4.3 Ease of Use4.7 Customer Service4.4 ## Qonto Reviewers Verdict Updated August 2026 AI summary - Qonto best suits small businesses, freelancers, and administrative teams needing fast, organized banking and expense management. - Reviewers are positive about its intuitive interface, responsive mobile app, and helpful integrations with accounting tools. - It delivers practical value by saving time on daily tasks like payments, cash-flow tracking, and document management. - Reviewers note pain points like inconsistent support via email or phone, occasional payment issues, fees on transfers, and limited cash handling. - Qonto fits teams prioritizing digital banking and automation, but those needing extensive in-person support or advanced cash management may find limits. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Qonto 4.5 (269) VS. [5.0 (14)](https://www.capterra.com/p/128510/NexorONE/reviews/) Starting Price €9 Flat Rate, Per Month Starting Price $15500 Other, One Time Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.7 (269) Ease Of Use 5.0 (58) Value For Money 4.3 (264) Value For Money 5.0 (53) Customer Service 4.4 (260) Customer Service 5.0 (52) ## Qonto alternatives [4.3 (716)](https://www.capterra.com/p/76/Intacct/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [Mercury](https://www.capterra.com/p/10035709/Mercury/) [4.9 (58)](https://www.capterra.com/p/10035709/Mercury/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 98% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/10035709/Mercury/) [Chime](https://www.capterra.com/p/228456/Chime/) [4.6 (104)](https://www.capterra.com/p/228456/Chime/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 89% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/228456/Chime/) [Plaid](https://www.capterra.com/p/174384/Plaid/) [4.4 (105)](https://www.capterra.com/p/174384/Plaid/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/174384/Plaid/) [View all alternatives](https://www.capterra.com/p/173384/Qonto/alternatives/) ## FAQs about Qonto Overview ### What problems does Qonto solve? Qonto solves slow, fragmented business banking by centralizing accounts, payments, cards, invoices, receipts, and expense tracking in one fast interface. It reduces manual bookkeeping, missing supporting documents, and delayed cash-flow visibility with instant notifications and accountant integrations. Freelancers, SMB owners, finance teams, and multi-entity managers benefit most. Answer based on 183 reviews Overview ### Which roles and teams benefit most from Qonto? Qonto is most used by business owners, CEOs, presidents, and managing directors who need streamlined banking, expense control, and cash-flow visibility. Administrative teams rely on it to handle payments and account organization, while independent professionals such as lawyers and architects use it to separate business finances and simplify daily financial operations. Answer based on 265 reviews Overview ### What company size and industries is Qonto built for? Qonto is built for small businesses, with 100% of reviewers coming from that segment, especially SMEs, freelancers, micro-enterprises, company creators, and non-profits. Reviewer representation is strongest in Construction and Real Estate at 6% each, followed by Marketing and Advertising at 5%, indicating broad small-business use across service-based sectors. Answer based on 265 reviews Features and Usability ### What are the key features of Qonto? Qonto includes core online banking features like account management, transaction history, instant transfers, multi-currency payments, and real-time notifications. Differentiating features include invoice management, expense tracking with receipt capture, accounting integrations, API access, and user management for teams handling multiple accounts, cards, and approvals in one interface. Answer based on 117 reviews Pricing ### How much does it cost and what fees or limitations are included? Qonto starts at €9/month for the Basic plan, with Smart at 19, Premium 39, Essential 49, Business 99, and Enterprise 199; a free version and free trial are available. Reviewers call pricing transparent and reasonable, but some report high cash withdrawal, foreign transfer, and monthly account fees. Answer based on 67 reviews Integrations ### Which third-party tools and platforms does Qonto integrate with? Qonto integrates with Abby, Dougs, Airtable, PayPal, Stripe, and Tiime based on reviewer-confirmed connections. It also connects to accounting and workplace tools such as Xero, Slack, Notion, Dropbox, Odoo, Payfit, Zoho Books, and Zapier. In total, Qonto connects to 10 third-party platforms. Answer based on 24 reviews Getting Started and Support ### What training and onboarding options does Qonto offer? Qonto provides live online sessions, documentation, and videos for team training. Live online sessions support guided setup with an instructor, documentation offers written reference material for self-paced review, and videos provide visual walkthroughs for learning features and common tasks. Answer based on 1 reviews Getting Started and Support ### What customer support options does Qonto offer, and how do users rate the experience? Qonto offers email/help desk, FAQ/forum, knowledge base, phone support, 24/7 live representatives, and chat. Users often describe support as fast, available evenings and weekends, professional, and effective. Some, however, report long phone waits, missed callbacks, weak communication, and difficulty getting help when problems become more serious. Answer based on 59 reviews Security ### How does Qonto handle data security and access control? Qonto uses reinforced security measures, including facial scans and annual identity document checks. It also supports access for authorized users and sends notifications for each action and transaction to improve visibility. Reviewers generally find its security protocols adequate, though some report update bugs and connection issues affecting certain functions. Answer based on 14 reviews ## Who uses Qonto? Based on Capterra reviews from the past year Talk to a software expert to get a free software list tailored to your business needs ## Features AI summary Based on 412 Online Banking reviews Capterra reviewers highlight these as the features buyers value most when choosing online banking software: - **Electronic Payments** (**63%** of reviewers rated this feature as critical) - **Transaction Monitoring** (**57%**) - **Transaction History** (**60%**) Qonto includes **Transaction Monitoring** and **Transaction History**, giving businesses visibility into account activity and a clear record of past transactions for tracking and reporting. However, it does not offer **Electronic Payments**. Instead, it provides other highly rated capabilities, including **Fraud Detection** (**70%**), **Real-Time Monitoring** (**55%**), and **Financial Management** (**54%**), helping businesses spot suspicious activity, stay updated on cash movement, and manage finances more effectively. Transaction Monitoring 4.6 (135) 95.56% of 135 reviewers that rated this feature as important or highly important Monitor or audit historical and current transactions to analyze customer account activities Transaction History 4.6 (159) 92.45% of 159 reviewers that rated this feature as important or highly important Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Fraud Detection 4.4 (105) 88.57% of 105 reviewers that rated this feature as important or highly important Identify and prevent suspicious activity Real-Time Monitoring 4.7 (121) 88.43% of 121 reviewers that rated this feature as important or highly important Active monitoring of systems, applications, or networks Financial Management 4.4 (109) 82.57% of 109 reviewers that rated this feature as important or highly important Plan, manage, and track the financial activities of an individual or organization Activity Dashboard 4.5 (127) 80.31% of 127 reviewers that rated this feature as important or highly important Dashboard to view the status of ongoing processes, identify current incidents and track past activities Qonto 29 features ### All Features - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - API: Application programming interface that allows for integration with other systems/databases - ATM Management: Plan and implement systems for monitoring, registering, and management of ATM machines. - Cash Flow Management: Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Core Banking: Back-end system that processes daily banking transactions and posts updates to accounts and other financial records. - Corporate Banking: Banking that services corporate customers, from SMBs to multinational enterprise corporations with large financial stakes. - Corporate Card: Manage and track credit cards that are distributed to employees to use for authorized business expenses - Customer Experience Management: Track and understand a customer's overall satisfaction with a product or service to identify areas of improvement. - Document Storage: Store and organize documents in a centralized system - Expense Tracking: Monitor and record expenses such as purchases or charges incurred - Financial Management: Plan, manage, and track the financial activities of an individual or organization - Fraud Detection: Identify and prevent suspicious activity - Investment Banking: Division of banking that assists individuals or organizations raise capital and provide financial consulting services. - Invoice Management: Captures invoice data and maintains comprehensive records for auditing and reporting purposes - Monitoring: Observe and track the demand, usage, progress or quality of a system, product, or user - Multi-Currency: Manage and handle various international currencies - Online Banking: Ability to manage transactions online with a mobile device or computer. - Real-Time Data: Receive data and information in real time - Real-Time Monitoring: Active monitoring of systems, applications, or networks - Real-Time Notifications: Notifications that are delivered to users as soon as an event occurs - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Secure Login: At least a username and password is required to access the system - Securities Management: Develop, document, and implement policies & procedures to protect an organization's assets. - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities - Two-Factor Authentication: Extra layer of security that requires not only a password and username but also something specific to that user - User Management: Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks --- Get Advice We can help you find the software with the features you need. Features 4.5 (269) 4.5 Based on 269 reviews ## Pricing Value for money 4.3 (264) Free Trial Free Version [View pricing plan details](https://www.capterra.com/p/173384/Qonto/pricing/) Basic €9.00 Flat Rate,Per Month It includes: - 1 x One Card Mastercard with €20,000/month payment limit - 30 transfers or direct debits/month - 1 account - 7-day-a-week support - 14,000+ partner integrations - Client invoice creation - Supplier invoice centralization & payment Smart €19.00 Flat Rate,Per Month It includes: - 1 x One Card Mastercard + 50 virtual cards/month - 60 transfers or direct debits/month - 1 account + 1 sub-account - 7-day-a-week support - 14,000+ exclusive integrations - Client invoice creation - Supplier invoice centralization & payment - Supplier management - Digitized & certified receipts - Advanced dashboard - Unlimited accountant users Premium €39.00 Flat Rate,Per Month It includes: - 1 x One Card Mastercard + 50 virtual cards/month - 100 transfers or direct debits/month - 1 account + 4 sub-accounts - Priority 7-day-a-week support - 14,000+ exclusive integrations - Client invoice creation - Supplier invoice centralization & payment - Supplier management - Digitized & certified receipts - Advanced dashboard - Unlimited accountant users Essential €49.00 Flat Rate,Per Month It includes: - 2 x One Card business Mastercards + 50 virtual cards - 150 transfers or direct debits/month - Unlimited team members + Accountant access - 1 account + 4 sub-accounts - 14,000+ exclusive partner integrations - 7-day-a-week support - Access to financing offers - Account Payable & Receivable tools - Automated bookkeeping tools Business €99.00 Flat Rate,Per Month It includes: - 10 x One Card business Mastercards + 50 virtual cards - 500 transfers or direct debits/month - Unlimited team members + Accountant access - 1 account + 9 sub-accounts - 14,000+ exclusive partner integrations - Priority 7-day-a-week support - Manager role - Expense management tools - Account Payable & Receivable tools - Access to financing offers - Automated bookkeeping tools - Customizable payment permissions and controls - Advanced dashboard Enterprise €199.00 Flat Rate,Per Month It includes: - 30 x One Card business Mastercards + 50 virtual cards - 1,000 transfers or direct debits/month - Unlimited team members + Accountant access - 1 account + 24 sub-accounts - 14,000+ exclusive partner integrations - Priority 7-day-a-week support - Manager role - Expense management tools - Account Payable & Receivable tools - Access to financing offers - Automated bookkeeping tools - Customizable payment permissions and controls - Advanced dashboard Value for money 4.3 (264) 4.3 Based on 264 reviews ## Integrations [ Slack](https://www.capterra.com/p/135003/Slack/)[ Dropbox](https://www.capterra.com/p/143068/Dropbox-Business/)[ OneDrive](https://www.capterra.com/p/161304/OneDrive/)[ Xero](https://www.capterra.com/p/120109/Xero/)[ Zapier](https://www.capterra.com/p/130182/Zapier/)[ Notion](https://www.capterra.com/p/186596/Notion/)[ Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[ AssoConnect](https://www.capterra.com/p/194611/AssoConnect/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.4 (260) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.4 (260) 4.4 Based on 260 reviews ## User reviews Overall rating 4.5 Based on 269 reviews Filter by rating 5(217) 4(22) 3(3) 2(8) 1(19) Mentioned topic Sorted by most recent AS Andrea S. Gastronom Restaurants ### "Konto wurde ohne Vorwarnung gesperrt" 1.0 Overall Rating 1.0 1.0 Ease of Use 2.0 2.0 Features 2.0 2.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 August 14, 2026 Pros Qonto ist übersichtlich, schnell eingerichtet, praktisch und intuitiv für den geschäftlichen Alltag. Cons Unsere Erfahrung mit Qonto ist bislang leider äußerst enttäuschend. Wir erhielten per E-Mail die Aufforderung, ein Formular auszufüllen. Gerade in einer Zeit, in der Banken selbst ständig vor Phishing-Mails warnen, halten wir es für sehr fragwürdig, sensible Abfragen auf diesem Weg zu versenden, statt sie ausschließlich über einen gesicherten Bereich im Online-Banking bereitzustellen. Noch gravierender war jedoch der weitere Ablauf: Uns wurde praktisch keine angemessene Zeit gegeben, auf diese Anfrage zu reagieren. Innerhalb von weniger als einer Stunde nach Erhalt der E-Mail wurde unser Geschäftskonto gesperrt. Eine vorherige vernünftige Kommunikation oder die Möglichkeit, offene Fragen mit dem Support zu klären, gab es nicht. Durch die Sperrung sind uns konkrete Nachteile im laufenden Geschäftsbetrieb entstanden. Lastschriften wurden nicht ausgeführt bzw. zurückgegeben, Zahlungen konnten nicht wie vorgesehen abgewickelt werden und wir mussten kurzfristig erheblichen zusätzlichen organisatorischen Aufwand betreiben, um unseren Zahlungsverkehr anderweitig sicherzustellen. Besonders schwer wiegt für uns, dass sich auf dem Konto Firmeneinnahmen befinden, über die wir aufgrund der Sperrung derzeit nicht verfügen können. Diese Mittel stehen dem Unternehmen damit faktisch nicht für den laufenden Geschäftsbetrieb zur Verfügung. Gerade bei einem Geschäftskonto ist das ein erheblicher Eingriff, weil vorhandene Liquidität nicht genutzt werden kann, obwohl die Gelder auf dem Konto vorhanden sind. Dass ein Finanzdienstleister bestimmte Informationen oder Unterlagen von seinen Kunden anfordern muss, stellen wir grundsätzlich nicht infrage. Was wir jedoch kritisieren, ist die Art und Weise der Durchführung: eine sensible Anfrage per E-Mail, praktisch keine Reaktionsfrist, anschließend die Sperrung eines Geschäftskontos und keine vernünftige Kommunikation mit dem Support. Da eine direkte und nachvollziehbare Kommunikation bislang nicht stattgefunden hat, werden wir Qonto nun ausdrücklich auf diese Trustpilot-Bewertung hinweisen. Vielleicht führt dieser öffentliche Weg dazu, dass sich jemand den Vorgang vollständig ansieht und mit uns in einen vernünftigen Austausch tritt. Wir geben Qonto weiterhin die Chance, die Situation zu klären, die entstandenen Nachteile angemessen zu berücksichtigen und unser Vertrauen zurückzugewinnen. Wir sind gespannt, wie Qonto mit diesem Vorgang umgeht, und werden die Bewertung entsprechend aktualisieren, sobald es eine Entwicklung gibt. Das Qonto-Team kann diesen Vorgang unserem Firmenkonto anhand der bestehenden Korrespondenz eindeutig zuordnen. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. DJ Didier J. Fondateur Management Consulting ### "Un Chef d'entreprise en IA témoigne" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 3.0 3.0 Likelihood to Recommend 10/10 August 10, 2026 Utilisation au quotidien pour le pilotage de mon entreprise. Je vais créer une seconde société dans quelques jours avec Qonto. Pros Interface utilisateur intuitive. API avec le logiciel Clémentine. Tableau de bord avec graphiques. Rapport Prix / Services Cons La lecture des taux de TVA sur les factures et notes de frais est perfectible. La proposition de ventilation de type de frais est perfectible. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. MB Massimiliano B. Consulente in comunicazione Public Policy ### "Finalmente il conto giusto per persone e imprese " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 23, 2026 Ottima e soddisfacente non ci sono motivi per cambiare banca serietà e tempestività nell'assistenza così come per i prodotti erogati. Pros Professionalità,trasparenza,costi estremamente contenuti, assistenza super veloce, da consigliare e da provare poiché facile anche l'utilizzo e la gestione del conto. Cons Nulla, al momento, tutto perfetto e perfettamente funzionale rispecchia perfettamente le nostre esigenze e i nostri bisogni. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. AM Aurelie M. Gérant Health, Wellness and Fitness ### "Bon choix de banque pour un entrepreneur" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 22, 2026 Très bonne. Et le fait qu'elle fasse aussi la facturation électronique est un avantage supplémentaire. Pros Facilités d'utilisation. Sobriété dans l'interface. Fonctionnalités très bien pensées pour gérer son business. Je recommande. Cons J'ai juste rencontré un souci technique au démarrage mais l'assistance m'a aidé à le résoudre, donc rien de particulier. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. BD Barbara D. Responsabile amministrazione e del personale dipendente International Trade and Development ### "Ottimo consigliatissimo" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 16, 2026 Ottima per tutto anche per l'utilizzo delle carte aziendali. Noi ne abbiamo 4. Comodissimo anche per il pagamento con PagoPa, basta inserire il codice avvsio ed il cf utente poi fa tutto da solo. La gratuità di tutte le operazioni Pros Semplice nell'utilizzo Intuitivo Tutte le transazioni a portarta di mano sempre Servizio assistenza top Cons Non ci sono le contabili dei bonifici ricevuti che invece sarebbero molto utili da conservare nell'archivio. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. YM YANNICK M. GERANT Construction ### "CLIENT SATISFAIT" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 8, 2026 Je suis un client satisfait, toute mes sociétés sont chez Qonto! de la creation de ma société au fonctionnement au quotidien: j'ai tout fait avec QONTO! Pros Je recommande! c'est une banque pas chère, complet et efficace! son application simple et intuitif pour permet de gagné de temps et dans notre activité le temps c'est important! Cons je ne trouve pas d’inconvénient bien au contraire! Qonto nous propose des produits qui correspond a nos besoin à nous les Pro, c'est génial! Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. AZ Alexandre Z. dirigeant Events Services ### "La banque en ligne professionnel pour des professionnels" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 2, 2026 Globalement très satisfait de Qonto je l'ai par ailleurs recommandé. C'est simple d'utilisation et met en avant beaucoup de produits utilse et nécessaire sans pour autant être compliqué à utilisé Pros les informations données, le process en lui-même, c'est réactif et ergonomique. Le fait d'avoir les débits oucrédits en temps réel, la compta et facturation Cons l'accès à la ligne carte crédit, c'est assez utile dans notre profession mais le temps pour y accéder est malheursement un long Switched from [Pennylane](https://www.capterra.com/p/218672/Pennylane/) pour les besoins en terme de contenus utile à ma profession Alternatives considered [Pennylane](https://www.capterra.com/p/218672/Pennylane/) Reasons for choosing Qonto tout est regroupé sur un seul endroit permet de suivre en un clin d'oeil les opérations Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. GB Guy-Louis B. Responsable Architecture & Planning ### "Entièrement satisfait" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 10/10 June 24, 2026 Pros Sa facilité d'utilisation avec une consultation aisée des opérations. De plus, maintenant de nombreux services : réduction chez LEROY MERLIN, ... Cons J'ai encore des clients qui me règle avec des chèques. C'est facile de vous envoyé un chèque, mais coût de l'affranchissement (en lettre suivie) et votre coût de traitement, cela fait lourd. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. CA Celia A. Dirigeant Professional Training & Coaching ### "Solution idéale, adaptée intuitive " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 3/10 June 22, 2026 Je recommande Qonto. J'ai hésité avant de choisir, aujourd'hui je regrette pas. Solution idéale, adaptée intuitive Pros Facilité d'utilisation grâce à une application intuitive et une session web complète. Les offres de Qonto sont aussi intéressantes. Cons Difficultés à trouver certaines réponses notamment enregistrement des chèques mais une fois trouver en FAQ ca devient facile. Alternatives considered [Shine](https://www.capterra.com/p/147625/Shine/) Reasons for choosing Qonto Comparatif d'options avec le rapport qualité prix Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. EH Emmanuel H. Designer Design ### "Bon compagnon" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 19, 2026 J’ajoute des PJ et je catégorise les opérations pour donner du contexte, ma comptable s’occupe du reste. Pros Ajouter des photographies des factures directement avec détection de la tva et association directe par transfert de mail Cons Le toaster de confirmation sur app mobile vient recouvrir le back qlq secondes et empêche de rapidement revenir en arriere Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. [View all Reviews](https://www.capterra.com/p/173384/Qonto/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Popular comparisons [Mercury vs Qonto](https://www.capterra.com/compare/173384-10035709/Qonto-vs-Mercury)[Chime vs Qonto](https://www.capterra.com/compare/173384-228456/Qonto-vs-Chime)[Plaid vs Qonto](https://www.capterra.com/compare/173384-174384/Qonto-vs-Plaid)[Sage Intacct vs Qonto](https://www.capterra.com/compare/76-173384/Intacct-vs-Qonto) [Agicap vs Qonto](https://www.capterra.com/compare/173384-196637/Qonto-vs-Agicap)[Payhawk vs Qonto](https://www.capterra.com/compare/173384-200192/Qonto-vs-Payhawk)[Spendesk vs Qonto](https://www.capterra.com/compare/157515-173384/Spendesk-vs-Qonto)[Coupa vs Qonto](https://www.capterra.com/compare/115928-173384/Coupa-vs-Qonto)