# Lending & Leasing as a Service (LLaaS) Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Lending & Leasing as a Service (LLaaS) Software - reviews, pricing plans, popular comparisons to other Loan Servicing products and more.

Source: https://www.capterra.com/p/174922/Lending-Leasing-as-a-Service-LLaaS

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# 

 Lending & Leasing as a Service (LLaaS) Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

Lending & Leasing as a Service (LLaaS)

## What is Lending & Leasing as a Service (LLaaS)?

Oracle Financial Services Lending and Leasing (OFSLL) is an end-to-end loan and lease management solution that can be deployed in the cloud, on-premises, or a hybrid version of both. The solution seamlessly integrates the workflow of the entire lending lifecycle from originations, to servicing and collections. It is a great fit for companies that are looking to upgrade their lending and leasing platforms to a scalable, secure, functionally rich and customizable platform.

## What is Lending & Leasing as a Service (LLaaS) used for?

[Loan Servicing](https://www.capterra.com/loan-servicing-software/)

Top alternative

Featured

Overall rating

Based on 1 user reviews

Reviews sentiment

Positive

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Neutral

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Negative

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Contact vendor  
for pricing

Free trial  
not available

Free version not included

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Do you work for Lending & Leasing as a Service (LLaaS)?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.decisivedge.com&name=Lending & Leasing as a Service \(LLaaS\))

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Lending & Leasing as a Service (LLaaS)

5.0 (1)

VS.

[4.8 (285)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/)

Starting Price

Contact vendor

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.0 (1)

Ease Of Use

4.7 (284)

Value For Money

5.0 (1)

Value For Money

4.7 (185)

Customer Service

5.0 (1)

Customer Service

4.8 (277)

## Lending & Leasing as a Service (LLaaS) alternatives

[4.8 (6)](https://www.capterra.com/p/10018704/TaskSuite/#reviews)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

100%

of reviewers

rated it above 4 stars

Highest Rated

[5.0 (14)](https://www.capterra.com/p/135272/LOAN-SERVICING-SOFT/reviews/)

Starting price

$500.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

100%

of reviewers

rated it above 4 stars

[4.8 (48)](https://www.capterra.com/p/79849/Margill-Loan-Manager/reviews/)

Starting price

$325.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

98%

of reviewers

rated it above 4 stars

[4.9 (35)](https://www.capterra.com/p/254642/HES-LoanBox/reviews/)

Starting price

$75000.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

100%

of reviewers

rated it above 4 stars

## FAQs about Lending & Leasing as a Service (LLaaS)

Overview

### What company size and specific industries is Lending & Leasing as a Service (LLaaS) built for?

Lending & Leasing as a Service (LLaaS) is designed for established lenders that need a more integrated solution, including both direct and indirect lenders. It is best suited for mid-sized and enterprise lending organizations rather than small businesses, especially those operating in lending and leasing services.

Features and Usability

### What are the key features of Lending & Leasing as a Service (LLaaS)?

Lending & Leasing as a Service (LLaaS) includes loan processing, borrower management, payment collection, and automatic funds distribution for handling lending workflows. It also offers amortization schedule, accounting, and audit trail features, plus document management, compliance management, collateral tracking, and support for auto loans, mortgages, business loans, construction loans, and student loans.

Getting Started and Support

### What training and onboarding options does Lending & Leasing as a Service (LLaaS) offer?

Lending & Leasing as a Service (LLaaS) provides in person training, live online sessions, and documentation to help teams get started. In person training supports direct instruction, live online sessions allow guided remote learning, and documentation offers written reference material for reviewing steps and features.

Getting Started and Support

### What customer support options does Lending & Leasing as a Service (LLaaS) offer?

Lending & Leasing as a Service (LLaaS) provides email/help desk support and a knowledge base. These channels give users a direct way to submit questions and access self-service guidance. No reviewer feedback about support experience is available, so support response times or helpfulness cannot be assessed.

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Accounting

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Amortization Schedule

Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance

Audit Trail

A record of all activities within the system, including user access, changes made, etc.

Auto Loans

Type of loan used to finance the purchase of a motor vehicle

Automatic Funds Distribution

Automatically transfers funds to/from borrower accounts on a regular or periodic basis

Borrower Management

Searchable database of information about loan borrowers

Lending & Leasing as a Service (LLaaS) 16 features

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance

A record of all activities within the system, including user access, changes made, etc.

Type of loan used to finance the purchase of a motor vehicle

Automatically transfers funds to/from borrower accounts on a regular or periodic basis

Searchable database of information about loan borrowers

Type of loan used to finance business expenses

Link and track collateral information associated with one or multiple loans

Track and manage adherence to policies for any service, product, process, or supplier

Type of loan used to finance construction projects

Store, manage, and track all electronic documents in a centralized location

Automated payments and reporting for investors

Collect, organize, and prepare loan information to send to the lender for approval

Type of loan used to purchase real estate

Tracking, managing, and initiating the transfer of funds for overdue customer payments

Type of loan designed to help students pay for post-secondary education and associated fees

Features

4.0 (1)

4.0

Based on 1 reviews

## Pricing

Value for money

5.0 (1)

Value for money

5.0 (1)

5.0

Based on 1 reviews

## Support, customer service and training options

Customer Service

5.0 (1)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

5.0 (1)

5.0

Based on 1 reviews

## User reviews

Overall rating

5.0

Based on 1 reviews

Filter by rating

5(1)

4(0)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

JS

John S.

CTO

Financial Services

### "Review"

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

March 13, 2020

We've had bumps along the way. Our integration partner, DecisivEdge is exceptional and true partners with our business.

Pros

Our ability to customize tracking attributes and maintain system properties and interfaces.

Cons

We had to customize the system significantly to adhere to lease to own laws across the 50 states.

Alternatives considered

[Shaw](https://www.capterra.com/p/56311/RETAIL/)

[Odessa Platform](https://www.capterra.com/p/38175/LeaseWave-Suite/)

Reasons for choosing Lending & Leasing as a Service (LLaaS)

It won our formal RFP process. It had the most functionality for the price point we wanted to pay.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

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