# Lending & Leasing as a Service (LLaaS) Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Lending & Leasing as a Service (LLaaS) Software - reviews, pricing plans, popular comparisons to other Loan Servicing products and more. Source: https://www.capterra.com/p/174922/Lending-Leasing-as-a-Service-LLaaS/alternatives --- # Lending & Leasing as a Service (LLaaS) Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Lending & Leasing as a Service (LLaaS) ## What is Lending & Leasing as a Service (LLaaS)? Oracle Financial Services Lending and Leasing (OFSLL) is an end-to-end loan and lease management solution that can be deployed in the cloud, on-premises, or a hybrid version of both. The solution seamlessly integrates the workflow of the entire lending lifecycle from originations, to servicing and collections. It is a great fit for companies that are looking to upgrade their lending and leasing platforms to a scalable, secure, functionally rich and customizable platform. ## What is Lending & Leasing as a Service (LLaaS) used for? [Loan Servicing](https://www.capterra.com/loan-servicing-software/) Top alternative Featured Overall rating Based on 1 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Contact vendor for pricing Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Lending & Leasing as a Service (LLaaS)?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.decisivedge.com&name=Lending & Leasing as a Service \(LLaaS\)) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Lending & Leasing as a Service (LLaaS) 5.0 (1) VS. [4.9 (112)](https://www.capterra.com/p/191761/Mortgage-Automator/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.0 (1) Ease Of Use 4.9 (52) Value For Money 5.0 (1) Value For Money 4.9 (50) Customer Service 5.0 (1) Customer Service 4.9 (51) ## Lending & Leasing as a Service (LLaaS) alternatives [4.8 (285)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 97% of reviewers rated it above 4 stars [4.9 (26)](https://www.capterra.com/p/254642/HES-LoanBox/reviews/) Starting price $75000.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [4.8 (48)](https://www.capterra.com/p/79849/Margill-Loan-Manager/reviews/) Starting price $4450.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 98% of reviewers rated it above 4 stars Highest Rated [5.0 (7)](https://www.capterra.com/p/201030/Timvero-Core/#reviews) Starting price $3900.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Amortization Schedule Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance Audit Trail A record of all activities within the system, including user access, changes made, etc. Auto Loans Type of loan used to finance the purchase of a motor vehicle Automatic Funds Distribution Automatically transfers funds to/from borrower accounts on a regular or periodic basis Borrower Management Searchable database of information about loan borrowers Lending & Leasing as a Service (LLaaS) 16 features Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance A record of all activities within the system, including user access, changes made, etc. Type of loan used to finance the purchase of a motor vehicle Automatically transfers funds to/from borrower accounts on a regular or periodic basis Searchable database of information about loan borrowers Type of loan used to finance business expenses Link and track collateral information associated with one or multiple loans Track and manage adherence to policies for any service, product, process, or supplier Type of loan used to finance construction projects Store, manage, and track all electronic documents in a centralized location Automated payments and reporting for investors Collect, organize, and prepare loan information to send to the lender for approval Type of loan used to purchase real estate Tracking, managing, and initiating the transfer of funds for overdue customer payments Type of loan designed to help students pay for post-secondary education and associated fees Features 4.0 (1) 4.0 Based on 1 reviews ## Pricing Value for money 5.0 (1) ### Starting price Contact vendor for pricing Free trial not available Value for money 5.0 (1) 5.0 Based on 1 reviews ## Support, customer service and training options Customer Service 5.0 (1) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 5.0 (1) 5.0 Based on 1 reviews ## User reviews Overall rating 5.0 Based on 1 reviews Filter by rating 5(1) 4(0) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent JS John S. CTO Financial Services ### "Review" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 13, 2020 We've had bumps along the way. Our integration partner, DecisivEdge is exceptional and true partners with our business. Pros Our ability to customize tracking attributes and maintain system properties and interfaces. Cons We had to customize the system significantly to adhere to lease to own laws across the 50 states. Alternatives considered [Shaw](https://www.capterra.com/p/56311/RETAIL/) [Odessa Platform](https://www.capterra.com/p/38175/LeaseWave-Suite/) Reasons for choosing Lending & Leasing as a Service (LLaaS) It won our formal RFP process. It had the most functionality for the price point we wanted to pay. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)