# ACH Processing Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is ACH Processing the right Payment Processing solution for you? Explore 10 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/177243/ACH-Processing/reviews --- ACH Processing 4.5 (10) [View alternatives](https://www.capterra.com/p/177243/ACH-Processing/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 8th, 2026 # Reviews of ACH Processing Ease of use 4.7 Customer Service 4.6 ## Showing most helpful reviews Showing 1-10 of 10 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Phillip S. Accounts Payable | Human Resources Financial Services Used the software for: 2+ years ### "Actum - Mantis Funding" October 22, 2018 5.0 The customer service is by far the best I've ever experienced. Support team make my life easier on a daily basis, and I would highly recommend them to anyone looking for reliable ACH processing. Pros Very user friendly and responsive. Very flexible as well. Cons No complaints, they provide everything I need to complete my ACH transactions on a daily basis. Review Source Ryan L. Senior Accountant Retail Used the software for: 2+ years ### "Customer" October 22, 2018 5.0 Overall very happy customer! Pros Excellent ACH Processing Service! Very reliable. Cons I have had no complaints when using their service. Review Source SD Susan D. Owner Business Supplies and Equipment Used the software for: Less than 6 months ### "They set me up to fail" September 9, 2019 1.0 They were not responsive, not friendly and completely inhuman. Pros It is clunky and not intuitive, everything is manual. I liked nothing except that they said they would work with me. I used a broker and trusted them. Cons After only 4 months without a call or email, stopped depositing my funds. They kept billing customers, but stopped paying out. When I asked about it they terminated my account because they realized I am really small and a single chargeback sends me over NACHA guidelines. Then they decided to hold on to my deposits indefinitely AND keep my reserve. So they kept me in long enough to do my biggest billing month of they year and then kept ALL THE MONEY. They are holding well over 25% of the money billed since I opened the account. Reason for choosing ACH Processing I was not introduced to alternative products. Review Source DC Daisy C. controller Transportation/Trucking/Railroad Used the software for: 2+ years ### "ACH Processing Review" December 20, 2022 5.0 Pros Easy setup. easy to train staff. very secured. Cons can't think of any as overall is very good product and user friend. does the job! Review Source SL Stas L. Owner Financial Services Used the software for: 2+ years ### "Great Service!" April 8, 2019 5.0 The ease of the process for myself and my clients has helped my business grow. The staff is exceptional and their response time is instant more importantly with the correct ansers. Pros Easy to use and works fast. The login has no delays Cons So far I like all aspects of it as it is self explanatory. Review Source RG Robert G. PARTNER Financial Services Used the software for: 2+ years ### "ACTUM SOFTWARE REVIEW" October 23, 2018 5.0 the amount of time and man power ach processing saves is invaluable Pros The software is very user friendly and the support team are always available to assist with any questions Cons nothing, i have used several processors before and Actum is the best by far Review Source RQ Rizwan Q. Manager Retail Used the software for: 2+ years ### "Ultimate Payment Solution" January 26, 2023 4.0 Pros A very simple way to start processing payments without a credit/debit card. It is flexible and provides several options to integrate it with your website as well. Cons I wish there was a standard one day settlement period for funds. Review Source JG Juan G. Director Financial Services Used the software for: 2+ years ### "Great Company!" June 28, 2019 5.0 It's an ideal way to set up payments for clients and their services are great! Pros I love their website and customer support. Very easy to navigate and great reports. Cons Everything was great about ACH processing through this company. Review Source TM Trina M. Business Manager Health, Wellness and Fitness Used the software for: 2+ years ### "Actum Processing" April 8, 2019 5.0 It gives an additional processing option that helps us with automatic membership renewals. Pros Excellent service. Timely processing and regular email updates. Cons I haven’t had any issues with Actum Processing. Review Source WH Will H. CEO Financial Services Used the software for: 2+ years ### "Actum is a great ACH provider" December 11, 2018 5.0 Pros Great support Knowledgeable staff for integtration Great rates Easy to use Cons It has a lot of features so it took a little bit to get use to. But after we did, it was very flexible to accommodate our unique needs Review Source Similar Products Featured ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.