# Page 2 | 360 Payments Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Page 2 - Is 360 Payments the right Payment Processing solution for you? Explore 35 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/177326/360-Payments/reviews

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360 Payments

4.7 (35)

[View alternatives](https://www.capterra.com/p/177326/360-Payments/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 13th, 2026

# Page 2 - Reviews of 360 Payments

## Showing most helpful reviews

Showing 26-35 of 35 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

KC

Katlyn C.  
owner  
Real Estate  
Used the software for: Less than 6 months

### "Great Software for Business Owners"

April 20, 2025

5.0

Pros

There is an ease of use with 360 payments. It is easier to navigate than other softwares that I've used. I prefer it more than the others I've tried.

Cons

If i had to choose a con to 360, I think that it could be more simplified with less steps. But I really can't complain.

Review Source

RtM

Rasal tallukder M.  
Any  
Retail  
Used the software for: I used a free trial

### "Goid service "

May 2, 2025

5.0

Always provied giid service easy and good

Pros

Is a good card machin in the market. I

Cons

We used long time and very service. Nn

Review Source

VB

Valerie B.  
Office Manager  
Automotive  
Used the software for: 1-2 years

### "Can’t recommend this company highly enough!"

January 25, 2024

5.0

As a small business I was leery of getting into a contract and not quite confident in choosing a card processor who would not hold payments like I’d heard happen with larger more well known companies- 360 Payments is incredible- from my first inquiring phone call where information was presented clearly to my recent call to reset the time on the machine the customer service has been knowledgeable, helpful and friendly. Dependable service- awesome customer service and low rates- I can’t say enough good about this company!

Pros

No contract Clear pricing (low fees!) No cost for card machine Excellent customer service- when you call you talk to an actual person! Next day deposit of funds

Cons

I can’t think of any cons- excellent service!

Alternatives considered

[PayPal](https://www.capterra.com/p/207944/PayPal/)[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)

Reason for choosing 360 Payments

They are an integrated partner with NAPA Tracs

Review Source

RC

Robert C.  
Owner / Manager  
Automotive  
Used the software for: 1-2 years

### "360 Payments"

August 10, 2023

5.0

Saving money on transaction fees and have some great features that we can utilize such as text to pay, online portal, etc

Pros

Great folks to work with. Customer support is spot on

Cons

HAve nothing but positive results with 360

Review Source

PJ

Priyanshu J.  
Manager  
Computer Software  
Used the software for: Less than 6 months

### "My experience with 360 Payments."

April 20, 2023

4.0

Overall, 360 Payments is a good choice for businesses looking for a competitive pricing and a range of payment options, as well as strong customer support and advanced reporting tools. However, businesses that require international support or more customization options may need to look elsewhere.

Pros

360 Payments offers transparent pricing with no hidden fees or long-term contracts, which can be a great benefit for small businesses looking for a cost-effective solution.They offer a range of payment options, including credit cards, debit cards, and ACH payments, which can help businesses to provide their customers with flexible payment options.The setup process is quick and easy, which is great for businesses looking to get up and running quickly.Strong customer support

Cons

Limited international support.Limited customization options.Lack of integration with other software.

Review Source

Erik D.  
Operations Manager  
Computer Software  
Used the software for: 6-12 months

### "Great group of people! Most honest in the industry!"

July 24, 2018

5.0

We received a solid solution for integrated credit card processing into our SAAS automotive shop management system, Omnique.

Pros

Very easy connection using eConduit. We would have used 360 Payments first if we would have known them earlier.

Cons

None that I can think of so far! Working with credit card companies is a pain but 360 changed that for Omnique!

Review Source

Response from 360 Payments

July 25, 2018

Thanks for the great review, Erik! We're so thrilled that you're happy with the integration so far. We've worked hard to build something that we and our partners can be proud of and will keep working to improve it. On that note, if there's anything we can do to make your experience with us even better, please don't hesitate to call us at 408-295-8360. Thanks again, Erik! Have a great day.

AG

Andrew G.  
Store Manager  
Automotive  
Used the software for: 2+ years

### "Easy to use"

June 19, 2023

5.0

Easy to use for both the business and on the customer side.

Pros

Easy to text customers for payment request and simple to read back payment details.

Cons

no complaints so far on this product and its offerings

Review Source

RG

Rob G.  
Owner  
  
Used the software for: 2+ years

### "The most honest group."

July 24, 2018

5.0

Pros

The integration is one of the easiest to complete. Really good support and excellent staff to work with.

Cons

The only issue is when internet goes down, but there is a dial up backup available.

Review Source

Response from 360 Payments

July 24, 2018

Thanks so much, Rob! We really appreciate this great review and love that you're thrilled with our integration. If there's ever anything we can do to make your experience with us even better, please don't hesitate to reach out to us at 408-295-8360. Thanks again, Rob! Have a great day.

Luke F.  
Marketing Manager  
Automotive  
Used the software for: 6-12 months

### "Great People, Great Company"

July 26, 2018

5.0

Pros

Simple and fast integration. Very Easy to use. 360 Truly cares about their merchants, something that is hard to find in the Processing industry.

Cons

none that I can think of. Every experience I have had with them has been very good. No complaints here.

Review Source

Response from 360 Payments

July 27, 2018

Thanks so much for this great review, Luke! We're proud of the relationship we've built with Winworks so far and excited to keep growing together. If there's ever anything we can do to help make your experience with us even better, please don't hesitate to reach out at 408-295-8360. Thanks again, Luke!

cT

craig T.  
controller  
Marketing and Advertising  
Used the software for: 6-12 months

### "360 payments"

April 12, 2019

4.0

Pros

Good customer service and fees are not that high.

Cons

Sometimes the terminals need a little fine-tuning, but the customer service is helpful with that.

Review Source

Response from 360 Payments

April 15, 2019

Thanks so much for this great review, Craig! We're thrilled that you're happy with our integration. Setting up a new terminal can be tricky as every situation is unique, but our installation and customer service departments are trained to help our customers through any unexpected hiccups. If there's anything we can do to make your experience with us even better, please don't hesitate to let us know. You can always reach us at 408-295-8360. Thanks again, Craig! Have a great day.

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