Moneydance

Pros: Aside from competently designed and highly usable, MoneyDance has the advantage of not being made by Intuit. This means that you don't have to put up with resource-devouring processes running in the background or nagging demands to upgrade/renew your license. Additionally, I have never had to contact MoneyDance customer support for any reason. Whereas my Quicken experience was plagued with repeated occurrences of bizarre software behavior. (To add insult to injury, I never did receive any meaningful response from Intuit support.) Online banking integration works exactly the way that it should, and newly downloaded transactions are tagged for review at your leisure. Most users will find the basic reporting tools to be adequate. And unlike some personal financial software, MoneyDance does not try to be overly helpful by automatically deciding how every transaction should be handled.

Cons: It's important to keep in mind that this software is targeted towards the typical individual's personal financial management needs. Sole proprietors may very well find it adequate, but if you have employees or a dynamic, growing business then you will most likely find MoneyDance to be too limiting. The same is true for folks whose personal finances include a wide range of income streams and business investments. And as for the reporting features: again, these will be perfectly adequate for most people. But if you are a power user who demands the ability to construct finely tuned custom reports, you will likely find yourself frustrated. Then again, the software is priced accordingly: don't expect to get four times what you paid for, and you'll be fine.

Pros: My husband and I use this program to keep track of our finances. It keeps track of monthly bills. I like that we can put in reoccurring bills so we don't forget any. We keep track of our mortgage payments and even the interest accrued. It helps us to keep our spending in check. We have been using this program for years now and even though there are many out there, this is the one we prefer.

Cons: I don't have anything that I like least about this program.

Overall: It has helped us to have a visual of our spending and owing. It keeps us in line and up to date with our banking. Overall it's a wonderful program to make sure your financial goals are in check.

Pros: It is a simple software for balancing your finances with some banks and credit card vendors. They say they are always adding more though.

Cons: Wish it didn't ask for my password everytime I download transactions. I wanted it to be a replacement for Quicken so bad but I keep reverting back to Quicken. Maybe if I just removed my Quicken and forced myself to use Money dance solely... Probably not for now. I do also use another online software for my finances and love that one.

Pros: The ability to enter debits, deposits & transfers ahead of their due dates. Gives me the ability to plan ahead as to how much cash I actually have in the bank. Use it most to keep track of household cash flow

Cons: Can be tedious to make the entries...really have to be diligent about updating regularly.

Pros: I used the demo version of Moneydance. I worked as a consultant with a small company that used it as a financial tool for their business, and it served them for over 3 years. It was good, it could do the functions that you need for finance - at least for tracking the numbers and checks. It also has satisfactory reports to study your numbers, plus it comes with an app, which I think is fabulous

Cons: Eventually, since it's not built to be for business use, it just gave up. Data got corrupted, and it was hard to restore it. Conflicts occurred in the Dropbox where it was saved, and the company needed to move it to a different platform.