# Moneydance Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Moneydance Software - reviews, pricing plans, popular comparisons to other Financial Management products and more. Source: https://www.capterra.com/p/177823/Moneydance/pricing --- # Moneydance Software Review 2026: Features, Integrations, Pros & Cons Last updated on January 6, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Moneydance ## What is Moneydance ? Moneydance enables you to manage online banking, payments, accounting, budgeting and investment tracking in multiple currencies. ## What is Moneydance used for? [Financial Management](https://www.capterra.com/financial-management-software/) Top alternative Featured Overall rating Based on 8 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price £49.99 Per User, Per Month Free trial available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Moneydance ?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://moneydance.com&name=Moneydance ) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Moneydance 4.3 (8) VS. [4.2 (2,020)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting Price £49.99 Per Feature Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.6 (8) Ease Of Use 4.0 (1,976) Value For Money 4.8 (6) Value For Money 3.8 (1,566) Customer Service 4.3 (4) Customer Service 3.8 (1,670) ## Moneydance alternatives [4.3 (680)](https://www.capterra.com/p/76/Intacct/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 87% of reviewers rated it above 4 stars [4.4 (243)](https://www.capterra.com/p/96371/Acumatica-Cloud-ERP/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 92% of reviewers rated it above 4 stars [4.4 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars Highest Rated [4.9 (115)](https://www.capterra.com/p/171456/Business-Plan-Software/reviews/) Starting price $19.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 98% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/177823/Moneydance/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Budgeting/Forecasting 4.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Create budgets based on historical data and future projections Cash Management 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Financial Reporting 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Generate reports to assess the financial performance of an organization Investment Management 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Manage and handle financial assets as well as other investments. Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Multi-Currency Manage and handle various international currencies Moneydance 6 features Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Create budgets based on historical data and future projections Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Generate reports to assess the financial performance of an organization Manage and handle financial assets as well as other investments. Manage and handle various international currencies Get Advice We can help you find the software with the features you need. Features 4.1 (8) 4.1 Based on 8 reviews ## Pricing Value for money 4.8 (6) Free Trial Basic £49.99 Per Feature, Value for money 4.8 (6) 4.8 Based on 6 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.3 (4) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.3 (4) 4.3 Based on 4 reviews ## User reviews Overall rating 4.3 Based on 8 reviews Filter by rating 5(3) 4(4) 3(1) 2(0) 1(0) Mentioned topic Sorted by most recent KS Kurt S. Financial Analyst Real Estate ### "Great personal finance management software. " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 10/10 May 1, 2022 I have been able to manage finances much better using this program, being able to cash flow a wedding and my wife's certificate program thanks to the program's fantastic insight. Pros Great for personal finance management, you can do simple financial management or advanced and still get what you need with this software. Cons Lately they have been going toward the business model competitors like Quicken use, where it feels like money grabbing rather than paying them for their great work. Switched from [Quicken](https://www.capterra.com/p/151854/Quicken/) [Microsoft Excel](https://www.capterra.com/p/176574/Excel/) Excel required too much upkeep due to the self build-out nature of the program. Quicken was just insufficient all around and I refunded it within the week. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. GB Gilbert B. Assoc Director for Surgical Pathology Medical Practice ### "Good bang for the buck for home user" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 February 15, 2021 This has been a solid product, a good choice for a home user who doesn't want to pay a subscription fee to Microsoft. Pros This is an excellent alternative to Quicken, who want a solid user experience and who want to just pay to buy the software and not have to pay a monthly or yearly user fee. It costs $50, and there is a free trial version. Caveat: I use it for home finances: checkbook and credit card accounts. I do not use it for budgeting, tracking investments, mortgage analysis, etc. The user interface is similar to Quicken: you have a checkbook-like interface. Searching is easy. Balancing accounts is easy. Downloading data from your multiple account web sites is simple. Cons Creating reports, saving them for future use, and modifying them takes some trial and error. Autofill (I type "Micr" and the program fills in "Microsoft") is quirky. Sometimes it works fine, other times not at all, and I haven't figured out a consistent pattern. Switched from [Quicken](https://www.capterra.com/p/151854/Quicken/) Quicken did not have a good history of being consistently compatible with the Mac, and when it finally did get its act together they required a subscription, which I didn't want. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AU Anonymous User Pastor Religious Institutions ### "Excellent application!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 30, 2020 Moneydance makes keeping track of my accounts and expenses easy and I can see where I stand at a glance. Pros The interface is very intuitive and well thought out. Entering and finding your information is very easy to do. Spend less time entering and more time keeping accurate records. Cons The only real con is that it costs compared to GnuCash. However, there are some features of the interface that make using Moneydance easier than GnuCash. Switched from [GnuCash](https://www.capterra.com/p/125092/GnuCash/) I liked the interface and ease of use. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AU Anonymous User ATSS2 Information Technology and Services ### "Great alternative to Quicken but not the best product" 3.0 Overall Rating 3.0 3.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 5/10 August 4, 2020 I like MoneyDance for what it does and for the most I will stick to it since moving to another program is difficult. That being said, I will still be looking for the perfect Quicken alternative. Pros It is a great alternative to Quicken. Pay once, no subscription. It downloads all transactions and does what it's supposed to. Cons The interface still needs some work; some of the dialog boxes are awkward. The interface schemes and the reports could be improved. Switched from [Quicken](https://www.capterra.com/p/151854/Quicken/) Did not want to pay for subscription model Reasons for choosing Moneydance MoneySpire interface was not as easy to use. MoneyDance has a slightly better user interface with regards to colours, fonts, etc. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JM Jennifer M. Dayhome owner/operator Primary/Secondary Education ### "Home or work" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 April 5, 2019 It has helped us to have a visual of our spending and owing. It keeps us in line and up to date with our banking. Overall it’s a wonderful program to make sure your financial goals are in check. Pros My husband and I use this program to keep track of our finances. It keeps track of monthly bills. I like that we can put in reoccurring bills so we don’t forget any. We keep track of our mortgage payments and even the interest accrued. It helps us to keep our spending in check. We have been using this program for years now and even though there are many out there, this is the one we prefer. Cons I don’t have anything that I like least about this program. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Chaucer W. Accountant Information Technology and Services ### "Multiple advantages over Quicken" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 7/10 April 1, 2019 Pros Aside from competently designed and highly usable, MoneyDance has the advantage of not being made by Intuit. This means that you don't have to put up with resource-devouring processes running in the background or nagging demands to upgrade/renew your license. Additionally, I have never had to contact MoneyDance customer support for any reason. Whereas my Quicken experience was plagued with repeated occurrences of bizarre software behavior. (To add insult to injury, I never did receive any meaningful response from Intuit support.) Online banking integration works exactly the way that it should, and newly downloaded transactions are tagged for review at your leisure. Most users will find the basic reporting tools to be adequate. And unlike some personal financial software, MoneyDance does not try to be overly helpful by automatically deciding how every transaction should be handled. Cons It's important to keep in mind that this software is targeted towards the typical individual's personal financial management needs. Sole proprietors may very well find it adequate, but if you have employees or a dynamic, growing business then you will most likely find MoneyDance to be too limiting. The same is true for folks whose personal finances include a wide range of income streams and business investments. And as for the reporting features: again, these will be perfectly adequate for most people. But if you are a power user who demands the ability to construct finely tuned custom reports, you will likely find yourself frustrated. Then again, the software is priced accordingly: don't expect to get four times what you paid for, and you'll be fine. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AU Anonymous User IT Coordinator Religious Institutions ### "Demo version" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 3.0 3.0 Customer Service 0.0 0.0 Likelihood to Recommend 7/10 March 17, 2019 Pros I used the demo version of Moneydance. I worked as a consultant with a small company that used it as a financial tool for their business, and it served them for over 3 years. It was good, it could do the functions that you need for finance - at least for tracking the numbers and checks. It also has satisfactory reports to study your numbers, plus it comes with an app, which I think is fabulous Cons Eventually, since it's not built to be for business use, it just gave up. Data got corrupted, and it was hard to restore it. Conflicts occurred in the Dropbox where it was saved, and the company needed to move it to a different platform. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SY Sheila Y. Owner/Designer Design ### "moneydance review" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 8/10 March 5, 2019 Pros The ability to enter debits, deposits & transfers ahead of their due dates. Gives me the ability to plan ahead as to how much cash I actually have in the bank. Use it most to keep track of household cash flow Cons Can be tedious to make the entries...really have to be diligent about updating regularly. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/177823/Moneydance/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)