# Moneydance Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is Moneydance the right Financial Management solution for you? Explore 8 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/177823/Moneydance/reviews --- Moneydance 4.3 (8) [View alternatives](https://www.capterra.com/p/177823/Moneydance/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated January 6th, 2026 # Reviews of Moneydance Ease of use 4.6 Customer Service 4.3 ## Showing most helpful reviews Showing 1-8 of 8 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Chaucer W. Accountant Information Technology and Services Used the software for: 6-12 months ### "Multiple advantages over Quicken" April 1, 2019 4.0 Pros Aside from competently designed and highly usable, MoneyDance has the advantage of not being made by Intuit. This means that you don't have to put up with resource-devouring processes running in the background or nagging demands to upgrade/renew your license. Additionally, I have never had to contact MoneyDance customer support for any reason. Whereas my Quicken experience was plagued with repeated occurrences of bizarre software behavior. (To add insult to injury, I never did receive any meaningful response from Intuit support.) Online banking integration works exactly the way that it should, and newly downloaded transactions are tagged for review at your leisure. Most users will find the basic reporting tools to be adequate. And unlike some personal financial software, MoneyDance does not try to be overly helpful by automatically deciding how every transaction should be handled. Cons It's important to keep in mind that this software is targeted towards the typical individual's personal financial management needs. Sole proprietors may very well find it adequate, but if you have employees or a dynamic, growing business then you will most likely find MoneyDance to be too limiting. The same is true for folks whose personal finances include a wide range of income streams and business investments. And as for the reporting features: again, these will be perfectly adequate for most people. But if you are a power user who demands the ability to construct finely tuned custom reports, you will likely find yourself frustrated. Then again, the software is priced accordingly: don't expect to get four times what you paid for, and you'll be fine. Review Source GB Gilbert B. Assoc Director for Surgical Pathology Medical Practice Used the software for: 2+ years ### "Good bang for the buck for home user" February 15, 2021 4.0 This has been a solid product, a good choice for a home user who doesn't want to pay a subscription fee to Microsoft. Pros This is an excellent alternative to Quicken, who want a solid user experience and who want to just pay to buy the software and not have to pay a monthly or yearly user fee. It costs $50, and there is a free trial version. Caveat: I use it for home finances: checkbook and credit card accounts. I do not use it for budgeting, tracking investments, mortgage analysis, etc. The user interface is similar to Quicken: you have a checkbook-like interface. Searching is easy. Balancing accounts is easy. Downloading data from your multiple account web sites is simple. Cons Creating reports, saving them for future use, and modifying them takes some trial and error. Autofill (I type "Micr" and the program fills in "Microsoft") is quirky. Sometimes it works fine, other times not at all, and I haven't figured out a consistent pattern. Switched from [Quicken](https://www.capterra.com/p/151854/Quicken/) Quicken did not have a good history of being consistently compatible with the Mac, and when it finally did get its act together they required a subscription, which I didn't want. Review Source VR Verified Reviewer ATSS2 Information Technology and Services Used the software for: 1-2 years ### "Great alternative to Quicken but not the best product" August 4, 2020 3.0 I like MoneyDance for what it does and for the most I will stick to it since moving to another program is difficult. That being said, I will still be looking for the perfect Quicken alternative. Pros It is a great alternative to Quicken. Pay once, no subscription. It downloads all transactions and does what it's supposed to. Cons The interface still needs some work; some of the dialog boxes are awkward. The interface schemes and the reports could be improved. Reason for choosing Moneydance MoneySpire interface was not as easy to use. MoneyDance has a slightly better user interface with regards to colours, fonts, etc. Switched from [Quicken](https://www.capterra.com/p/151854/Quicken/) Did not want to pay for subscription model Review Source KS Kurt S. Financial Analyst Real Estate Used the software for: 2+ years ### "Great personal finance management software. " May 1, 2022 5.0 I have been able to manage finances much better using this program, being able to cash flow a wedding and my wife's certificate program thanks to the program's fantastic insight. Pros Great for personal finance management, you can do simple financial management or advanced and still get what you need with this software. Cons Lately they have been going toward the business model competitors like Quicken use, where it feels like money grabbing rather than paying them for their great work. Switched from [Quicken](https://www.capterra.com/p/151854/Quicken/)[Microsoft Excel](https://www.capterra.com/p/176574/Excel/) Excel required too much upkeep due to the self build-out nature of the program. Quicken was just insufficient all around and I refunded it within the week. Review Source VR Verified Reviewer Pastor Religious Institutions Used the software for: 2+ years ### "Excellent application!" September 30, 2020 5.0 Moneydance makes keeping track of my accounts and expenses easy and I can see where I stand at a glance. Pros The interface is very intuitive and well thought out. Entering and finding your information is very easy to do. Spend less time entering and more time keeping accurate records. Cons The only real con is that it costs compared to GnuCash. However, there are some features of the interface that make using Moneydance easier than GnuCash. Switched from [GnuCash](https://www.capterra.com/p/125092/GnuCash/) I liked the interface and ease of use. Review Source JM Jennifer M. Dayhome owner/operator Primary/Secondary Education Used the software for: 1-2 years ### "Home or work" April 5, 2019 5.0 It has helped us to have a visual of our spending and owing. It keeps us in line and up to date with our banking. Overall it’s a wonderful program to make sure your financial goals are in check. Pros My husband and I use this program to keep track of our finances. It keeps track of monthly bills. I like that we can put in reoccurring bills so we don’t forget any. We keep track of our mortgage payments and even the interest accrued. It helps us to keep our spending in check. We have been using this program for years now and even though there are many out there, this is the one we prefer. Cons I don’t have anything that I like least about this program. Review Source SY Sheila Y. Owner/Designer Design Used the software for: 2+ years ### "moneydance review" March 5, 2019 4.0 Pros The ability to enter debits, deposits & transfers ahead of their due dates. Gives me the ability to plan ahead as to how much cash I actually have in the bank. Use it most to keep track of household cash flow Cons Can be tedious to make the entries...really have to be diligent about updating regularly. Review Source VR Verified Reviewer IT Coordinator Religious Institutions Used the software for: 6-12 months ### "Demo version" March 17, 2019 4.0 Pros I used the demo version of Moneydance. I worked as a consultant with a small company that used it as a financial tool for their business, and it served them for over 3 years. It was good, it could do the functions that you need for finance - at least for tracking the numbers and checks. It also has satisfactory reports to study your numbers, plus it comes with an app, which I think is fabulous Cons Eventually, since it's not built to be for business use, it just gave up. Data got corrupted, and it was hard to restore it. Conflicts occurred in the Dropbox where it was saved, and the company needed to move it to a different platform. Review Source Similar Products Featured ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.