# Wave Pricing 2026 | Capterra

> Learn more about Wave pricing plans including starting price, free versions and trials.

Source: https://www.capterra.com/p/178021/Wave-Apps/pricing

---

# Pricing for Wave

[4.4 (1726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

Write a Review!

## [Wave](https://www.capterra.com/p/178021/Wave-Apps/) has **2** pricing plans

-   Yes, has free trial
-   Yes, has free version

**Credit Card Required:** Not provided by vendor

### Starter

**Pricing Model:** Flat Rate

**Payment Frequency:** Per Month

Starter plan includes:

-   Basic Bookkeeping Features
-   Basic Invoicing Features

### Pro

$19

**Pricing Model:** Flat Rate

**Payment Frequency:** Per Month

Pro plan includes:

-   Manage Cash Flow With Ease
-   Send Recurring Invoices
-   Set Up Deposit Requests
-   Automate Payment Reminders
-   Save Hours With Bookkeeping Automation

## Popular alternatives to [Wave](https://www.capterra.com/p/178021/Wave-Apps/)

Looking to learn more about Billing and Invoicing software similar to Wave? Check out these popular alternatives that are closest in terms of key features, functionality, and benefits.

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)

by Intuit

[4.3 (8475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Starting Price:$38/month

[LEARN MORE](https://www.capterra.com/p/190778/QuickBooks-Online/)

[PayPal](https://www.capterra.com/p/207944/PayPal/)

by PayPal

[4.6 (26504)](https://www.capterra.com/p/207944/PayPal/reviews/)

Starting Price:$0.29

[LEARN MORE](https://www.capterra.com/p/207944/PayPal/)

[Abby](https://www.capterra.com/p/268623/Abby/)

by Abby

[4.7 (604)](https://www.capterra.com/p/268623/Abby/reviews/)

Starting Price:€0.01/month

[LEARN MORE](https://www.capterra.com/p/268623/Abby/)

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)

by Intuit

[4.5 (20659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

Starting Price:$2210/year

[LEARN MORE](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)

by Xero

[4.4 (3307)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting Price:$25/month

[LEARN MORE](https://www.capterra.com/p/120109/Xero/)

[View all alternatives](https://www.capterra.com/p/178021/Wave-Apps/alternatives/)

## What do others say about [Wave](https://www.capterra.com/p/178021/Wave-Apps/) pricing?

Value For Money[4.6(1726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

Pros

Cons

[Read All 1726 Reviews](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

Read Full Reviews Below

emir K.

Principal

Environmental Services, 1-10 employees

Used the software for: Less than 6 months

**

Overall Rating

1.0

**

Ease of Use

1.0

Customer Service

1.0

Features

1.0

Value for Money

1.0

Reviewer Source

Source: Capterra

June 25, 2026

"Do Not Use Wave Payments — Funds Held After Customer Paid"

**Overall:** My overall experience with Wave was extremely negative and damaging to my business. I used Wave for the first time to create a proposal and invoice for a legitimate completed project. My customer paid through Wave by ACH/bank payment, and the funds were withdrawn from the customer, but Wave did not release the payment to my business account. Instead, Wave later claimed they were unable to verify my business and stated that the funds could be held for 70 days. They did not provide a clear explanation, did not request specific verification documents before holding the payment, and did not give me a meaningful opportunity to resolve the issue. As a small business owner, this is completely unacceptable. I rely on timely payment for completed work, and this experience caused unnecessary disruption, stress, and damage to my customer relationship. I would never use Wave again under any circumstances, and I strongly recommend that other businesses look for other invoicing and payment processing options.

**Pros:** Nothing significant. The proposal and invoice setup seemed simple at first, but that became irrelevant once Wave accepted my customer’s ACH payment, withdrew the funds, and then refused to release the payment to my business account.

**Cons:** The worst part of Wave was the payment processing experience. I used Wave for the first time to create a proposal and invoice. My customer paid by ACH/bank payment through Wave, the funds were withdrawn from the customer, and then Wave refused to release the payment to my business account because they claimed they could not verify my business. Wave did not first request specific documents, did not explain exactly what verification failed, and did not give me a meaningful opportunity to resolve the issue. My company is a legitimate registered and insured business, and I can provide EIN documentation, LLC registration, insurance, business banking information, invoice, proposal, customer payment confirmation, and proof of completed work. Instead of releasing the payment, Wave stated that the funds could be held for 70 days and then refunded to the customer. This is unacceptable for a small business. Based on my experience, I would not recommend Wave Payments to any business that depends on timely access to customer payments.

**Alternatives Considered:** [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)

**Reasons for Choosing Wave:** I chose Wave because it appeared to be a simple and convenient option for creating proposals, invoices, and accepting customer payments. In hindsight, that was a mistake. I should have used a more reliable payment processing option with better verification, communication, and protection for small businesses.

Kristyne W.

Travel Advisor

Hospitality, Self-employed

Used the software for: 1-2 years

**

Overall Rating

4.0

**

Ease of Use

4.0

Customer Service

3.0

Features

4.0

Value for Money

5.0

Likelihood to Recommend

70%

7/10

Reviewer Source

Source: Capterra

February 24, 2026

"Meets most of my needs!"

**Pros:** Wave automatically imports my transactions from my financial accounts (bank accounts, credit card, etc.) to streamline my financial reporting. I love that I can see how much income, expenses, and profit I made in each period and compare it prior periods. My monthly subscription is $19, which feels like a great value.

**Cons:** I tried to set up a way to send invoices and receive payments through Wave, but even after I was approved, they removed my access due to a blanket assumption around travel agencies. I now need to use an alternative solution for invoicing and collecting payments.

**Alternatives Considered:** [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)

**Reasons for Choosing Wave:** I chose Wave primarily for the easy integration with my financial accounts and lower cost compared to other services

[Read All 1726 Reviews](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

## How should I be thinking about software pricing?

[

Be an Informed Buyer: Understanding the True Cost of Business Software

It's not just you-budgeting for business software is complicated. We're here to break it down.

](https://www.capterra.com/resources/business-software-cost/)