--- title: "Swipesum Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Swipesum Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/179006/SwipeSum/" page_type: "product" language: "en" --- # Swipesum Software Review 2026: Features, Integrations, Pros & Cons Last updated on September 18, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Swipesum ## What is Swipesum? Swipesum's experts and technology finds the best payment processing solution at the best rates, for any business. With Swipesum, you can compare options from a network of more than 70 payment providers instantaneously. Our specialties are merchant accounts, payment facilitators, and integrated payments. ## What is Swipesum used for? [Payment Processing](https://www.capterra.com/payment-processing-software/) Top alternative Featured Overall rating Based on 11 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $15 Per User, Per Month Free trial available Includes Free Version Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Swipesum?[Manage this product listing](https://www.g2.com/products/swipesum/claim_requests/new?auto=true) ## Swipesum Overview Updated September 2026 AI summary SwipeSum offers businesses of all sizes a payment processing solution that covers ACH, debit and credit card transactions, in-person and mobile payments, and online billing. It supports recurring payments, integrates with payment gateways, and ensures PCI compliance. Notably, it includes optional features such as cryptocurrency processing, electronic signatures, and receipt management, and is accessible across major platforms. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Swipesum 4.6 (11) VS. [4.7 (3,658)](https://www.capterra.com/p/153752/Vagaro/reviews/) Starting Price $15 per user, per month Starting Price $23.99 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.6 (11) Ease Of Use 4.6 (26,641) Value For Money 4.6 (11) Value For Money 4.6 (20,480) Customer Service 4.6 (11) Customer Service 4.6 (20,738) ## Swipesum alternatives [4.7 (484)](https://www.capterra.com/p/182990/GCPAY/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [Stripe](https://www.capterra.com/p/123889/Stripe/) [4.6 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/123889/Stripe/) [View all alternatives](https://www.capterra.com/p/179006/SwipeSum/alternatives/) ## FAQs about Swipesum Overview ### Which roles and teams benefit most from SwipeSum? SwipeSum is most used by executives, founders, and operations leaders who need to evaluate payment solutions, control processing costs, and streamline vendor decisions. Administrators, managers, and business development teams benefit from clearer pricing comparisons and faster procurement workflows, while instructors and compliance-focused roles use it to simplify payment-related research and oversight. Answer based on 11 reviews Overview ### What company size and specific industries is SwipeSum built for? SwipeSum is designed for businesses of any size across any industry, with a particular focus on large corporations and software vendors. It fits organizations that need payment-related services and is especially suited to companies operating at enterprise scale or in the software sector. Features and Usability ### What are the key features of SwipeSum? SwipeSum offers ACH payment processing, credit card processing, debit/credit card processing, and cryptocurrency processing for online, mobile, in-person, and POS transactions. It also includes recurring/subscription billing, payment gateway integration, electronic signature, receipt management, reporting/analytics, sales reports, third-party integrations, and PCI compliance. Getting Started and Support ### What training and onboarding options does SwipeSum offer? SwipeSum provides in-person training, live online sessions, and videos to help teams get started. In-person training supports guided instruction on site, live online sessions allow remote walkthroughs, and videos offer self-paced reference for reviewing setup steps and product features. Getting Started and Support ### What customer support options does SwipeSum offer? SwipeSum provides email/help desk, FAQ/forum, knowledge base, phone support, 24/7 live rep, and chat. Support experience details are not available in the catalog data, so no user sentiment about response times, helpfulness, or common frustrations can be confirmed. ## Features AI summary Based on 17,640 Payment Processing reviews Capterra reviewers highlight these as the features buyers care about most when choosing payment processing software: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Mobile Access** (**53%**) SwipeSum supports **Online Payments**, which helps businesses accept digital transactions and serve customers across web-based sales channels. However, it does not include **Data Security** or **Mobile Access** among these top priorities. Instead, it offers **Debit/Credit Card Processing** (**52%**) and **Mobile Payments** (**49%**), which still give teams practical ways to accept card transactions and process payments on the go, helping businesses handle purchases more efficiently and support flexible payment experiences. ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Compliance Management Track and manage adherence to policies for any service, product, process, or supplier Credit Card Processing Accept and process credit card transactions Cryptocurrency Processing Accept and process cryptocurrency transactions such as Bitcoin Debit/Credit Card Processing Accept and process credit/debit card transactions Electronic Signature Digitally sign online documents Swipesum 15 features ### All Features - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Credit Card Processing: Accept and process credit card transactions - Cryptocurrency Processing: Accept and process cryptocurrency transactions such as Bitcoin - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Electronic Signature: Digitally sign online documents - In-Person Payments: Transactions that typically involve face-to-face interactions between the payer and the payee - Mobile Payments: Clients can submit payments via mobile devices - Online Payments: Accept and process online payment transactions - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - Receipt Management: Upload, track, and submit receipts in a central database - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Sales Reports: Reports specific to sales analysis for trends and strategies --- Get Advice We can help you find the software with the features you need. Features 4.6 (11) 4.6 Based on 11 reviews ## Pricing Value for money 4.6 (11) Free Trial Free Version Basic $15.00 Value for money 4.6 (11) 4.6 Based on 11 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.6 (11) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.6 (11) 4.6 Based on 11 reviews ## User reviews Overall rating 4.6 Based on 11 reviews Filter by rating 5(10) 4(0) 3(0) 2(0) 1(1) Mentioned topic Sorted by most recent DS Doug S. CEO & Founder Computer Software ### "Like the concept, execution fell flat" 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 October 22, 2019 I think the business model and was excited about the possibility to work with a vendor that could better meet our needs. SwipeSum fell flat on their promise to connect us to better underwriters and fell flat on their follow up communication. Overall was very disappointed. Pros We have been doing third party payment processing before there were platforms for it. We found a vendor to work with and are looking for a better price. I like the concept of SwipeSum and they promised me savings of 20-30 thousand per year, but never executed any bids or interest for us. Cons Promised a big game with poor to no follow through. I emailed twice to follow up but \[SENSITIVE CONTENT HIDDEN\] never provided any insights or scheduled a follow up call as promised. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AN Anonymous User Director of Operations Health, Wellness and Fitness ### "Saved Us Thousands of Dollars Already" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 20, 2019 Pros The folks over at SwipeSum helped us when we changed payment process providers from Stripe to Authorize.net. We now pay just pennies on each transaction and it's already saved us thousands of dollars - with more to come! They did quick work and it was the easiest project we accomplished all year. What I thought was going to be a nightmare turned out to be super convenient and cost effective. Cons Everything was fantastic; I have no complaints. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. CS Chris S. Founder Events Services ### "Saved tons of money, and time" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 13, 2019 Exactly what we needed it for. We're always chasing down new products to lower our fees for processing, then we found SwipeSum and it completely takes that away. love it Pros Our accounts team loves how seamlessly it integrates into our current workflow. Easy product to understand, nothing too complicated. Cons Had no issues, really like the simplicity of the platform. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. DL Dan L. CEO Marketing and Advertising ### "CEO" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 7, 2019 We were using well known card processing companies. As we deal with high value transactions the standard 3% fee's were eating into our business. SwipeSum were able to find a partner show can handle larger processing at a much cheaper rate. Pros \- Knowledgeable Team - Friendly team. Not pushing a "sale" but offer advice payments - They made it so easy to work with them. - They took the lead on every step - They saved us a considerable amount on our processing fees Cons I don't have any cons. They were so helpful, I could not have asked for more from the team. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AN Anonymous User CEO Computer Software ### "No better way" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 5, 2019 Saved my business a lot of money! Pros Felt like I was actually a client of the credit card merchants who had to be wooed Cons Honestly my only complaint is the lack of automation, but I've heard that will be coming out soon. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AN Anonymous User Adjunct Faculty Instructor Higher Education ### "Great for my new business" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 26, 2018 I run tours and I used Swipesum to find the right credit card payment processing method to accept payments from international clients. Pros I love that the website was easy to maneuver and to integrate with my company's website. Cons Sometime some of the fonts of the verbiage are hard to read Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. HC Hilary C. Manager Apparel & Fashion ### "Thanks! " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 September 17, 2018 Experience was great! Would recommend them to friends/colleagues and anyone I know who is using credit card processing. Sometimes you don’t know your getting ripped off until you see the savings! Pros The software was very easy to use. I thought it would take awhile to upload, but they walked me through the steps and it was done very quickly! The customer service was also very good. I didn’t have any questions unanswered. Cons I didnt not like anything about the software SwipeSum provided. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SS Shannon S. CEO Health, Wellness and Fitness ### "Satisfied User" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 14, 2018 Pros Easy to use. Customer service available when needed. Flexible plans to meet your business needs . Cons I haven't had any issues in using the product. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AN Anonymous User Business Development Liaison Human Resources ### "Big Fan!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 13, 2018 Pros \- Ease of use - Transparency - Great team - Time Saving - Great website: Attractive & functional Cons \- Unable to provide SwipeSum RFP service for other aspects of my business! Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. LH LaDawn H. Administrator Health, Wellness and Fitness ### "Whatever" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 13, 2018 Pros I have no clue what software you are talking about Cons That I don't know what it is. I have no clue Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/179006/SwipeSum/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.