# PayPal Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about PayPal Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more.

Source: https://www.capterra.com/p/179251/PayPal/reviews

---

# 

 PayPal Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Users](#users)[Pros and Cons](#pros-cons)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

PayPal

## What is PayPal?

With a simple, single integration you can accept debit and credit cards, PayPal, PayPal Credit, 10+ local payment methods in over 100 currencies and from 200+ markets around the world.

## What is PayPal used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/)[Shopping Cart](https://www.capterra.com/shopping-cart-software/)

Recognitions

Shortlist

Top alternative

Featured

Overall rating

Based on 26,440 user reviews

Reviews sentiment

Positive

94%

Neutral

4%

Negative

2%

Pros & cons

Intuitive and accessible interface

Secure payment experience

High and confusing transaction fees

Inconsistent fraud resolution process

Starting price

$0.09

Per User, Per Month

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

-   Payment Processing / 2025

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for PayPal?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.paypal.com&name=PayPal)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### PayPal

4.6 (26,440)

VS.

[4.2 (2,043)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Starting Price

$0.09

Other

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.6 (26,418)

Ease Of Use

4.0 (1,999)

Value For Money

4.5 (20,273)

Value For Money

3.9 (1,589)

Customer Service

4.2 (20,528)

Customer Service

3.8 (1,693)

## PayPal alternatives

[4.2 (1,309)](https://www.capterra.com/p/135618/Odoo/reviews/)

Starting price

$31.10

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

83%

of reviewers

rated it above 4 stars

[4.1 (130)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

Starting price

$99.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

77%

of reviewers

rated it above 4 stars

Highest Rated

[4.4 (243)](https://www.capterra.com/p/96371/Acumatica-Cloud-ERP/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

92%

of reviewers

rated it above 4 stars

[3.8 (720)](https://www.capterra.com/p/152638/Epos-Now/reviews/)

Starting price

$349.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

68%

of reviewers

rated it above 4 stars

[View all alternatives](https://www.capterra.com/p/207944/PayPal/alternatives/)

## FAQs about PayPal

Overview

### What problems does PayPal solve?

PayPal solves slow, risky, and fragmented payment workflows by letting businesses send invoices, collect online and international payments, transfer funds quickly, and create shipping labels in one place. Small businesses, freelancers, e-commerce sellers, and finance teams benefit most by reducing checkout friction, avoiding card-data exposure, and keeping cleaner transaction records.

Answer based on 19013 reviews

Overview

### Which roles and teams benefit most from PayPal?

PayPal is most used by business owners, founders, and executives who need fast payment collection, invoicing, and cash flow visibility. Freelancers, designers, photographers, and consultants rely on it for client billing, while office managers, accountants, and sales teams use it to process transactions, track payments, and support everyday commerce.

Answer based on 26340 reviews

Overview

### What company size and industries is PayPal built for?

PayPal is built primarily for small businesses, which make up 74% of reviewers, with Education Management, Information Technology and Services, and Marketing and Advertising each representing 5%. It also serves enterprises and midsize businesses, aligning with its stated audience of eCommerce platforms, marketplaces, enterprises, and developers.

Answer based on 26436 reviews

Features and Usability

### What are the key features of PayPal?

PayPal includes core payment processing for online payments, credit card payments, and money transfers, plus digital wallet payments and multi-currency support for international transactions. Differentiating features include invoice creation, payment links, transaction history with reporting, refunds, and security controls such as fraud detection, buyer protection, and two-factor authentication.

Answer based on 14137 reviews

Integrations

### Which third-party tools and platforms does PayPal integrate with?

PayPal integrates with over 50 third-party tools and platforms, including payment and commerce apps like Venmo, Stripe, Shopify, WooCommerce, Payoneer, Cash App, and Google Pay, plus website and store builders such as WordPress and Wix. Official catalog listings also show integrations with BigCommerce and QuickBooks Online.

Answer based on 3076 reviews

Getting Started and Support

### How easy is it to onboard and train a team on PayPal?

PayPal is generally quick to onboard for teams handling basic payments, invoicing, and refunds, with documentation and video tutorials available for guidance. Reviewers say frontline staff, volunteers, and nontechnical users learn fast, often with little formal training, while admins and developers need more time for integrations, customization, and advanced business features.

Answer based on 104 reviews

Getting Started and Support

### What customer support options does PayPal offer, and how do users rate the experience?

PayPal offers email/help desk, FAQ/forum, a knowledge base, phone support, and chat. Users often describe support as helpful once they reach a live representative, with useful self-service resources, but many report slow replies, long callback waits, automated responses, and inconsistent communication between agents during more complex account or dispute issues.

Answer based on 4310 reviews

Security

### How does PayPal handle data security and access control?

PayPal uses encryption, two-step authentication, passwords, fingerprint or biometric login, device recognition, sign-in alerts, transaction notifications, and identity verification processes such as KYC and document checks. It also helps shield card and bank details during checkout. Some reviewers say security checks, account locks, and verification requests can feel overly strict or slow.

Answer based on 2508 reviews

Payments

### How well does PayPal handle online payments?

PayPal makes online payments easy, secure, and widely accepted for personal and business transactions. Freelancers, online sellers, and small businesses use it for sending money, receiving payments, invoicing, and cross-border checkout, though transaction fees, occasional holds, and transfer delays can make some payment workflows less predictable.

Answer based on 14137 reviews

## Who uses PayPal?

Based on Capterra reviews from the past year

Talk to a software expert

to get a free software list  
tailored to your business needs

Company size

Based on 1,028 reviews

100%

75%

50%

25%

Smallbusiness

Midsizebusinesses

Enterprise

Top job functions

Based on 1,028 reviews

Administrative

30%

Administrative

30%

IT & Software Development

9%

Entrepreneurs/ Owners

9%

Creative & Design

9%

Others

43%

Top industries

Based on 1,028 reviews

Construction

31%

Information Technology and Services

21%

Computer Software

17%

Consumer Services

17%

Other

14%

## Pros and Cons

Intuitive and accessible interface

95% positive reviews out of 6147

Most reviewers describe ease of use as essential, appreciating simple navigation and quick setup for all experience levels.

Michael R

Digital marketer , 2 - 10 employees.

"PayPal's user-friendly interface makes it accessible to individuals of all tech-savviness levels."

High and confusing transaction fees

68% negative reviews out of 2817

Most users comment that fees are costly and unpredictable, especially for small businesses and international or frequent transactions.

Blair G

CEO, 1 employee.

"PayPal has a high fee structure per transaction that can deter a business from using it as part of their payment structure."

Secure payment experience

96% positive reviews out of 888

Most users report safe transactions, valuing strong security measures and confidence when sharing financial information online.

Inconsistent fraud resolution process

66% negative reviews out of 1153

Some reviewers indicate fraud protection is unreliable, citing slow dispute handling and difficulty recovering funds after scams.

Yessnia G

Operations, 2 - 10 employees.

"I trusted PayPal to protect my personal and financial information, yet they have failed completely. Despite reporting the issue, PayPal has refused to refund my money and continues to allow the same fraudulent charges to go through."

Consistent and trusted platform

97% positive reviews out of 693

Most reviewers find reliability crucial, consistently experiencing dependable service for both business and personal transactions.

Beth A

Copywriter, 2 - 10 employees.

"I've had a go with PayPal and Stripe for this and definitely find PayPal easier and more reliable."

Limited global accessibility

57% negative reviews out of 814

Some reviewers find country availability restrictive, noting service limitations, account restrictions, and missing features in many regions.

Mena I

Assistant Manager, 501 - 1,000 employees.

"It is limited to few countries which often restrict me from making use of this software sometimes when am not in a country that supports paypal which has limited me from making payment at times."

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Online Payments

4.7 (3,716)

64.99% of 3716 reviewers that rated this feature as important or highly important

PayPal offers a fast, secure way to make online payments globally. Users think it’s easy to pay or get paid, track transactions, and enjoy strong fraud protection. Many highlight seamless integration with e-commerce sites, though some note not all merchants accept PayPal.

Payment Processing

4.6 (3,441)

63.24% of 3441 reviewers that rated this feature as important or highly important

PayPal helps you process payments quickly and securely, supporting instant transfers, multiple payment methods, and real-time notifications. Users value the streamlined experience, but some report issues with fund holds, high fees, and occasional delays in releasing payments.

Data Security

4.6 (3,133)

66.20% of 3133 reviewers that rated this feature as important or highly important

PayPal offers robust data security with encryption, two-factor authentication, and fraud monitoring. Reviewers feel confident sharing sensitive information, appreciate buyer protection, and value frequent notifications, though a few mention concerns about scam handling and occasional account access issues.

Mobile Payments

4.6 (2,649)

62.25% of 2649 reviewers that rated this feature as important or highly important

PayPal gives you the flexibility to send, receive, and manage money directly from your mobile device. Reviewers appreciate the convenience, security, and speed, as well as options like QR code payments and integration with services like Mpesa, though some mention occasional transaction management challenges.

Mobile Access

4.7 (1,348)

59.87% of 1348 reviewers that rated this feature as important or highly important

With this capability, you can manage your PayPal account, send or receive payments, and monitor transactions from anywhere using your phone. Reviewers appreciate the app’s convenience, security, real-time notifications, and user-friendly design, though some mention occasional logouts.

Payment Fraud Prevention

4.5 (2,688)

63.47% of 2688 reviewers that rated this feature as important or highly important

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

PayPal 96 features

Define levels of authorization for access to specific files or systems

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Generate one-off reports that meet information requirements

Software program that continuously adjusts its behavior based on observed data

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Automatically identify unusual behavior

Application programming interface that allows for integration with other systems/databases

Verify the identity of users/devices to enable secure access

Scan barcodes to ensure accurate pricing and label tracking

Create, manage, and send invoices or bills to customers

Gateway through which end users can view past bills and pay current invoices

Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances

Detection of fraudulent checks to prevent financial losses

Track and manage adherence to policies for any service, product, process, or supplier

Centralized database of stakeholders and their contact information such as names, address, phone number etc.

Accept and process credit card transactions

Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system

Alter the layout and content of dashboards

Invoices that can be tailored according to company's branding, payment terms and personalized information

Import and export data to and from software applications

Ability to handle large datasets

PayPal offers robust data security with encryption, two-factor authentication, and fraud monitoring. Reviewers feel confident sharing sensitive information, appreciate buyer protection, and value frequent notifications, though a few mention concerns about scam handling and occasional account access issues.

Graphical representation of data

Accept and process credit/debit card transactions

Buyer isn't billed until the period is up without any interest charges

Allows customers to check out with wallet payment methods that digitally store credit and debit cards

Has a built-in eCommerce system or integrates with third-party systems to manage online sale of products

Transfer of data from one computer system to another

Electronically collect payments for goods or services

Digitally sign online documents

Monitor and record expenses such as purchases or charges incurred

Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk

Plan, manage, and track the financial activities of an individual or organization

Generate reports to assess the financial performance of an organization

Intended to be used by banks

Intended to be used by online stores

Designed for food trucks

For Retail Stores

Designed for small businesses

Identify and prevent suspicious activity

Transactions that typically involve face-to-face interactions between the payer and the payee

Monitoring employee behavior for suspicious activity to detect internal fraud

Track and manage inventory levels to maintain proper supply

Create invoices from scratch or have recurring invoices

Store and view prior invoices for each account/client

Captures invoice data and maintains comprehensive records for auditing and reporting purposes

Creation, processing, verification, and execution of invoices till the payment is made

Reports specific to marketing and associated campaigns

With this capability, you can manage your PayPal account, send or receive payments, and monitor transactions from anywhere using your phone. Reviewers appreciate the app’s convenience, security, real-time notifications, and user-friendly design, though some mention occasional logouts.

PayPal gives you the flexibility to send, receive, and manage money directly from your mobile device. Reviewers appreciate the convenience, security, and speed, as well as options like QR code payments and integration with services like Mpesa, though some mention occasional transaction management challenges.

Observe and track the demand, usage, progress or quality of a system, product, or user

Manage and handle various international currencies

Manage and support multiple locations

Set rebilling periods, charging customers one rate annually or semi-annually, then a better rate afterward, as a subscriber benefit

Process payments via multiple modes directly through the application

Create, send, and view electronic invoices

PayPal offers a fast, secure way to make online payments globally. Users think it’s easy to pay or get paid, track transactions, and enjoy strong fraud protection. Many highlight seamless integration with e-commerce sites, though some note not all merchants accept PayPal.

Manage and track customer orders for goods, investments, or any other purchases

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

Integration with payment gateways to facilitate online transactions

Send clickable links via text or email to collect payments from customers

Offers multiple online payment options such as credit card, Paypal, gift cards, mobile payments, and more

PayPal helps you process payments quickly and securely, supporting instant transfers, multiple payment methods, and real-time notifications. Users value the streamlined experience, but some report issues with fund holds, high fees, and occasional delays in releasing payments.

Track sent and received payments, invoices, and bills.

Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)

Organize and manage the accomplishments and development of employees or performance of applications or systems

Accept and process customer payments for products or services using hardware and software

Present a catalog of inventory that customers can view

Estimate or forecast of a future scenario based on the study of present trends

Design, communicate, and distribute incentives to perform a specific action

Receive notification of issues as soon as they occur

Receive data and information in real time

Active monitoring of systems, applications, or networks

Upload, track, and submit receipts in a central database

Generate recurring invoices

Automated process of charging customers at regular intervals for repeated access or use of a product or service

Oversee the process of issuing refunds

Timed notification for any upcoming task, deadline, appointment, or activity

View and track pertinent metrics to find patterns and gain insights from data

Track and facilitate returns of products sold

Analyze potential risks across the organization

Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties

Set & manage permission levels based on user roles and restrict access to only authorized individuals

Reports specific to sales analysis for trends and strategies

Calculation of consumption tax imposed on the sale of goods/services

Set a time to generate routine reports automatically

Search and filter data across systems to locate required information by entering keywords or certain criteria

Online portal through which end users can access the system, manage tasks, or obtain information

Generate or print labels that contain shipping information for packages

Manage and track orders being shipped to customers

Integrate with social media platforms such as Facebook, Twitter, LinkedIn, etc.

Track the status over time for a request, process, asset, or transaction

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Monitor or audit historical and current transactions to analyze customer account activities

Get Advice

We can help you find the software with the features you need.

Features

4.6 (26,408)

4.6

Based on 26,408 reviews

## Pricing

Value for money

4.5 (20273)

Free Version

[View pricing plan details](https://www.capterra.com/p/207944/PayPal/pricing/)

Point of Sale

$0.09

Other,

Card Processing

$0.29

Other,

It includes:

-   Visa
-   Mastercard
-   Apple Pay
-   Maestro
-   American Express
-   Discover

PayPal and Venmo

$0.49

Other,

It includes:

-   PayPal
-   Venmo

Pay Later

$0.49

Other,

Value for money

4.5 (20,273)

4.5

Based on 20,273 reviews

## Integrations

[

WordPress](https://www.capterra.com/p/131687/WordPress/)[

Wix](https://www.capterra.com/p/169007/Wix/)[

Venmo](https://www.capterra.com/p/222572/Venmo-/)[

QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[

Shopify](https://www.capterra.com/p/83891/Shopify/)[

Acuity Scheduling](https://www.capterra.com/p/191978/Acuity-Scheduling/)[

Squarespace](https://www.capterra.com/p/143461/Squarespace/)[

Xero](https://www.capterra.com/p/120109/Xero/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.2 (20528)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.2 (20,528)

4.2

Based on 20,528 reviews

## User reviews

Overall rating

4.6

Based on 26,440 reviews

Filter by rating

5(19563)

4(5287)

3(1065)

2(206)

1(319)

Mentioned topic

Sorted by most recent

LV

Laetitia V.

Responsable communications marketing

Insurance

### "Ma solution de paiement historique et rassurante"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

9/10

June 9, 2026

Une confiance totale dans mes transactions numériques. Savoir que mes données bancaires sont protégées et que je dispose d'un filet de sécurité en cas de litige commercial me permet de gérer mes finances en ligne sans aucune angoisse.

Pros

Il y a déjà plusieurs années que j'utilise PayPal, principalement pour payer sur des sites marchands et gérer mes transactions professionnelles. Ce que je préfère, c'est la sécurité et la rapidité : je n'ai pas besoin de sortir ma carte bancaire à chaque achat, mes identifiants suffisent. De plus, l'application rembourse assez facilement après l'ouverture d'un litige en cas de problème avec un vendeur, ce qui m'apporte une immense tranquillité d'esprit lors de mes achats en ligne. Pour recevoir des paiements clients, c'est aussi un outil extrêmement populaire

Cons

Le point noir de PayPal réside clairement dans ses frais de transaction. Je trouve les commissions assez élevées, en particulier sur les ventes ou lors des conversions de devises pour des clients internationaux. On voit rapidement une partie de son chiffre d'affaires s'évaporer en frais administratifs. De plus, le service client est parfois difficile à joindre par téléphone, se reposant un peu trop sur des réponses automatisées lorsque l'on fait face à un blocage de compte injustifié.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

YL

Yesenia L.

receptionist

Banking

### "Pay Pal is the way to go "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

June 8, 2026

i love the value for the money you get and how easy it is to keep track of expense management so thats a plus.

Pros

i love how quick and simple it is to send money or request a payment. it's also safe and secure. invoicing is a breeze.

Cons

there were a few bugs and issues but it seemed to be resolved quickly with customer support. not much to dislike.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

JP

Jabbara P.

Owner

Food & Beverages

### "Its the BEST!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

June 8, 2026

I've been using paypal for years. It's always been there for it and alternative to my bank or handling online payments.

Pros

I love how paypal seamlessly next to other apps. It's one of the easiest payment apps to use. And it's pretty safe.

Cons

I wish there were more free ATM options. Paypal had their own automatic teller machines. This would be very convenient.

Switched from

[Cash App](https://www.capterra.com/p/246167/Cash-App/)

Paypal had more business options. And it was easier to use , and it was more secure.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

OT

Octavia T.

Graphic Design

Design

### "Best Choice Overall"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

9/10

June 8, 2026

I have overall had a positive experience with paypal and have used it as my main method of receiving payments, as well as paying people myself.

Pros

Paypal is one of the easiest platforms to both send and receive money. Paypal also is, in my opinion, seen as more professional than using competitor platforms and offers great protections for both buyers and sellers against scams. I have had to use their customer service before and they were quick and helpful. Very few bugs ever experienced.

Cons

While paypal is a great platform, it can be a bit of a pain to use when dealing with international currencies, especially when transferring out of an account.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

NH

Nguyen H. H.

Deputy Service Manager

Facilities Services

### "Reputable for payments however, enhancements should be made."

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

0.0

0.0

Likelihood to Recommend

9/10

June 7, 2026

For a small to mid-size company and international payments, PayPal is very good. It's reliable for the majority of jobs, however the deal charges and also infrequent customer support problems are restrictive its prospective. It is a practical tool for companies in the Facilities Services industry, albeit with some minor challenges. Overall, it's a good choice for payment and invoicing, just make sure you budget for the fees.

Pros

PayPal has been a great help with the payment process from overseas clients, particularly in handling smaller bills for quick turn around. I find it easy to set up vendor and client accounts and it's seamless with our expense tracking system, so I'm able to keep a good eye on outbound payments. I am saving time monthly when I review my expenses from the reporting tools. It is also great for one-off reimbursements of staff for items related to their work.

Cons

These transaction fees can accumulate, particularly for smaller or more frequent transactions. Payment is sometimes withheld without valid reasons, causing delays in the invoicing. The customer support response times are not consistent and the customer may not be able to get a response when needed. Another thing was that, a couple of times there were some unexpected login problems because of their security measures which caused a little disruption in working for a while.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

JW

Jan W.

Energieberater

Renewables & Environment

### "PayPal support team is amazing "

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

9/10

June 7, 2026

PayPal's support team is responsive, easy to contact, and more approachable than the support teams of other tools.

Pros

It's easy to create invoices and send them to clients via email, and the system automatically sends reminders until the payment is made.

Cons

PayPal asks for card verification details more than twice for the same VISA card or MasterCard which is stressful.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

BT

Brianna T.

Editor

Writing and Editing

### "High service fees "

3.0

Overall Rating

3.0

3.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

3.0

3.0

Likelihood to Recommend

4/10

June 7, 2026

Pros

I like that its accepted most everywhere, and customers in different countries and different currencies are able to use it.

Cons

PayPal has very high service fees, which can be even higher if you are transferring money using more than one currency.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

JD

Joseph D.

Administrator

Health, Wellness and Fitness

### "Positive Reliable And Secure Financial Services. "

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

10/10

June 7, 2026

So far so good. My overall experience with PayPal has been positive. I have found the platform to be convenient, secure, and easy to use for both personal and business transactions.

Pros

Easy to use, simple user interface. It making financial services more accessible and secure for people and businesses around the world.

Cons

Not able to transfer across other platforms. One aspect of PayPal that I think presents a challenge is balancing innovation with the regulatory and security requirements that come with operating a global payments platform.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

JB

Jonathan B.

CEO

Computer Games

### "Money made easy"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

June 6, 2026

Overall my experience was really good because they made certain things easier and fixed a lot of problems.

Pros

Simple and easy to use. If there's any issues you can actually even contact their customer service and their reliable.

Cons

There were significant changes to the software. So I had to relearn everything because there was massive changes

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

CX

chen x.

lailejp.co.jp

Accounting

### "thankyou paypal"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

June 5, 2026

Pros

paypal is very useful.thankyou userful for these Value for Money Customer Support Ease of Use Invoicing Bugs and Issues Expense Management SEO and Marketing

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/207944/PayPal/reviews/)

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