
Square Payments Processing
by Square UK
Who Uses This Software?
From a one-person shop just starting out, to an enterprise scaling their operations, Square works for every type of business.
Average Ratings
261 Reviews-
Overall
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Ease of Use
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Customer Service
Product Details
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Starting PriceNot provided by vendor
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DeploymentCloud, SaaS, Web
Mobile - Android Native
Mobile - iOS Native
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TrainingDocumentation
In Person
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SupportBusiness Hours
Vendor Details
- Square UK
- squareup.com/gb
- Founded 2009
- United Kingdom
About Square Payments Processing
Accept every way your customers want to pay with Square Payments. Take face-to-face payments over the counter or on the go. Pay a flat fee of 1.75% per transaction. With Square's credit card processing, you can accept all major cards and get deposits as fast as the next business day. We offer chargeback protection, fraud detection, account takeover protection, and more, so you can focus on your customers. Its free to sign up and fast to get set up. No long-term commitments or monthly fees!
Square Payments Processing Features
- ACH Check Transactions
- Bitcoin Compatible
- Debit Card Support
- Gift Card Management
- Mobile Payments
- Online Payments
- POS Transactions
- Receipt Printing
- Recurring Billing
- Signature Capture

Finally a Payment Processing Solution without a major learning curve, fast and efficient, solid!


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Nice Options for Having Pre-Set Service Costs, but Higher Cost for Stored Cards


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Pros: I appreciated how fast and easy it was to set up a Square account, have a card reader shipped to me, and start accepting CC payments (which I could before I even received the card reader, for the additional cost of charging a manually-entered card number). I also liked that it is easy, once various service options are set up in the app, to simply click a button to charge pre-set payment options.
Cons: I am a psychotherapist, and I eventually ended up switching to another credit card processor for several reasons: I didn't like swiping a card at the end of every client session, or paying higher rates to store my clients' cards on file. The receipt emails/texts that Square sent to clients were also less confidential, as they included my business name in the message.
Overall: I now only use Square for occasional one-off payments if I do not wish to store a client's card on file, because the rates are competitive for this type of payment. I am now able to securely store my clients' cards on file with a different software, and can process payments easily at the end of my day all at once, all for the same rate that Square charges for a swiped card (plus, text messages to clients do not include my practice name). Unfortunately, Square is no longer my go-to payment software for my therapy practice.

Quick, easy and convenient.


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Pros: Square offers a great service for business owners that accept credit/debit cards as payment. I really like that square works with a variety of tablets and phones. Square has a lot of options for you to customize your products and makes it easy and quick to charge and take payments. I appreciate how they have made their software simple but with many options to make it work with your business.
Cons: At the time of this review, I do not have any complaints with Square. I have rarely run into any trouble and if I do, it's usually the hardware on my end.
Overall: Square payments processing has been a fantastic addition to my office. I use it daily and have to problems. It is easy to get receipts to customers and quick to take their payments. Their fees are fair and their software is rich with customization options.

Great for bands, large events, small businesses


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Pros: We use square quite frequently. I often help musicians with their shows and bookings, and this is what we use for merchandise sales, and the system is simpler to set up than large POS machines. I also use this in my own business for people to pay via credit cards, and we have even used it at our personal yard sales in order to allow debit and credit transactions for large purchases. Favorite features: no extra fees, everything is straightforward, and it accepts Apple Pay.
Cons: Occasionally, the smartphone plug in will become disconnected and have trouble connecting, but it's relatively easy to fix, and they have helped send us a new one if it's broken. Customer service is excellent.
Overall: Excellent concept, service, and idea. It is great for small spaces and travel.

Great for my small business


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Pros: Low startup cost
Great for monitoring cash flow for tax time
If you have good service card are run in a very timely manner
The option to switch over to a flat fee once you hit a certain cash flow volume
Good for accepting payments at any time
Cons: In the past when there was no service available it was not possible to process payments leading to a lot of customers becoming upset that I was unable to ring them out immediately.
If the percentage per transaction could be lowered more customers would use this software for a longer period of time.
Overall: This was a great tool for my small business while we were selling tea products at local farmers markets. I would often also use this tool to charge our retail clients and larger coffee shop accounts. The flexibility this program offers its users was the real draw for my business.
I wouldn't have my small business without Square Payments Processing!
Pros: I love the ease and reliability of using Square, I didn't experience any sort of learning curve when I began using it for my photography studio. I appreciate that the customer isn't burdened with the processing fee, and I (and my customers!) trust the security of the credit card processing. The staple features for me are the invoicing system and the sales reports. I think the processing fee is perfectly reasonable for the ease of use, multiple features, and peace of mind I get from using Square.
Cons: I would really love more flexibility in selecting specific dates for scheduling future invoices. I sometimes have to go in and schedule separate invoices for the same client because I can't schedule on, say, the 20th of the month with payment due on the 30th. I also wish cancelled invoices would stay listed on the main invoice screen, but that's a very minor detail.
Nonprofit Events


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Pros: There is a big reason why square is so popular! It is a one of a kind payment processing system. It is safe, secure, and easy to use. We use our for a thrift store and nonprofit events. We have two accounts which makes distinguishing funds easy and they are both set up to different bank accounts. You can list items for sale so you know the cost and don't have to type it in. Square even gives you your first card ready for free when you sign up. This is one of those tools that is always handy to have in your bag as the director of a nonprofit.
Cons: After some time card readers to loose their ability to read cards or sometimes cards can be old and difficult to read. If a few failed swipe attempts don't work there is not need to worry. Just go in and type the card number. This option makes everything less stressful.
Overall: One of a kind. This is a solid system with many reporting and set up options. If you sell things then this is the number 1 system for you!
Great Payment Processor

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Pros: Square makes it so easy to take payments as a small business. The website and app are easy to navigate and easy to add items or services for purchase.
Cons: When I need an answer to a question, the first solution provided by Square is to go through a series of FAQs or read articles about the the issue. Sometimes I just need to send an email or make a phone call so that I can get back to work.
Overall: I use Square as a payment processor for my small business. It has helped to streamline the taking of payments. The tools they provide with chip machines or swipers has also made being mobile much easier and lighter.
Economical and Flexible Payment Processing

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Pros: Fees/percentages are lower than most other payment processors. Equipment is minimal and inexpensive. No need to buy expensive processing equipment. Equipment is mobile, and works right with your smart phone or tablet, and with multiple devices. Payment is in my account the next day. Website has a variety of helpful reports to help you manage your income, and a store front feature with items and you can paste the link right on your website.
Cons: Nothing really. I like this software, and I've been using it for about 3 years.
Simple to use and Transparent pricing .
Pros: Flat 2.75% pricing on credit card processing. Our biggest pain point with other merchant processors was an extremely opaque process. At the end of the month, we would get a statement that was a dozen pages long and impossible to decipher. No matter what, we always ended up paying more than 2.75%. So, we save a lot of money and headache with square
Cons: The register system that accompanies square is not the most robust. It's great for basic restaurant/cafe use. Software can be a little slow at times. but overall, simple to use.
Square payments processing

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Pros: I love how simple it tis software is to use. You can easily have this set up and ready to except. For the security square offers is priceless. They don't play , Out if years working with this system. They have done nothing but improve this entire process.
Cons: Only thing I can say is I purchased a card chip reader and never received it. However I know they will.correct the issue
Overall: If you need to access your money faster you have that option. And sometimes you need to rush situations. But overall wonderful sustem. And will continue to use.
Reliable payment processing with many options

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Pros: This is a reliable, flexible and constantly evolving payment processing platform. It was really one of the first to offer a simple priced credit card processing for mobile and internet-based business, and well remains a leader in the field.
Cons: The charges for manually entering credit cards are higher than those for physical card reading; at this day and age, there should be no difference.
Overall: Excellent payment processing system that also offers invoicing and various reports. Highly useful for a mobile or internet-based business.

It's been much-copied, but Square holds up well.


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Pros: I was an early adopter and my use case was a little different. I was selling expensive software from a foreign country and we didn't have a Merchant Account because the owner lived abroad and I didn't want to underwrite the operation. Bingo! Square to the rescue! With their model of holding a portion of the revenue until the transaction cleared it eases their risk and makes my life a LOT easier. Instead of 30-60 days' delay for PO's, etc. I could sell immediately and have about 80% of the cash next day... and the rest far sooner than the PO route anyway. Game changer for people in my situation.
Cons: A little limited in problem solving. Whenever a transaction was rejected it was difficult to find out why or troubleshoot things.
Overall: A great solution for a small company, a trade-show seller, or anybody with difficulty getting a merchant account.
Accept Payment Safely


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Pros: My wife and I have been using Square for quite a while now to process credit and debit card payments for our online crafts shop, and so far it's been a fairly smooth experience. Payments always go through Square's fraud detection department to make sure everything is legit and running. This allows us to ship our products without headache about fraud. The overall design and layout of both the Android and desktop apps are smooth and easy to use.
Cons: We've experienced some rough moments with their customer support regarding some issues we had with installation initially, but it was resolved over the phone. Been great since.

Great for small business!


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Pros: I am completely impressed with the quality of this software! The time between ordering my square device and receiving it was so small, and then setting it up went so quickly, being extremely easy.
When you first sign up, they give you a "pass" by letting your first $1,000 in sales occur without a fee, so long as you do it in the time frame they state. You can even earn fee-less transactions by referring individuals to the software!
My small business has been so much easier to operate courtesy of this software, and I am so grateful it is out there to use.
Cons: I find that there is little to dislike about this awesome software! If I had to pick one thing, I might suggest that they reconsider exactly how much they charge in fees to use it.
Overall: I have had such a pleasant experience using Square Payments Processing. It is easy to download the software onto your electronic device. It is easy set up payments. And, it is easy to operate the software. I would totally recommend this to anyone who is operating a small business and needs to take payments via card.
Very easy to use with little issues.

Pros: Super easy to use, never a funding issue, low and consistent merchant service costs, customizable for your products or services. We left the big bank, variable rate merchant services and have never looked back. Seem to strive to improve services offered.
Cons: The one time we contacted customer service, they were less than friendly or helpful. Fortunately, it's only been once that we've needed to call. On an iPad, the chip reader stops working if an update is needed.
Payment Processing


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Pros: I really like the ease of accepting debit or credit cards utilizing this service to extract funds. It gets deposited directly into the account programed in within a few days. At times when the app component is down, payments can be processed online on their virtual terminal.
Cons: The fees charged are quite high. To counter this con, we charge an additional amount to process the debit/credit card to compensate for the charges incurred for each transaction.
Square invoicing adds to efficiency and ease of payment


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Pros: Setting up items and then creating invoices to charge clients for services was easy and fast. I have significantly reduced the time it takes to get an invoice to my client, and they pay it immediately because they can enter their credit or debit card directly into the emailed invoice they receive.
Cons: If there is a dispute, the money that was paid to you gets recalled and will be tied up for 3 months until Square and the dispute company resolve the issue. Square was ineffective at reducing the dispute time even after all documentation was submitted.
Overall: Overall I have had an excellent experience using Square. Their policy is to pay money received directly into my bank account within 24 hours and that has been the case, unlike PayPal, who hold funds in my PayPal account until I move the money into my bank account, creating an extra day or two when I don't have access to the funds.

Super easy with multiple options available


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Pros: I can log in to square from anywhere on any device. Im not limited to just one device. I use square on my phone, tablet, and pc. I can add my inventory of items to make checkout super fast. Shooting invoices over is a total breeze. I do not run a store website through my square, but I have uploaded all my items with images so that I can show them as I please, but to also make it easier for me to just click what Im selling and how many and boom its done. It will also record cash or check transactions.
Cons: I hate having to turn location services on. I understand why its a requirement, but I choose not to leave location on for my phone constantly. I can't even open the app to alter my items and inventory without having to turn location services on.
Overall: Everything has been a total breeze.
Simple UI and functional, poor rates

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Pros: User interface is excellent, if you need a quick and fast setup the entire Square POS setup is great and looks very clean.
Cons: The rates for credit processing are not in line with the industry, for small companies who have no leverage this may be a good solution, but realistically above 1mil+ in credit cards per year you can cut this rate in half, Square wouldn't work with us on rate reductions, either way saving $1000's now.
Square is the absolute best out there

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Pros: Nothing compares to what square has to offer. They have an amazing processing software, great capital loans, great pos software with inventory capabilities and a free online ordering site. Everyone has tried to beat them and no one has.
Cons: Absolutely nothing. I love it and use it every single day. My only complaint is that square payroll is not available in our area yet.
Overall: Excellent. I have never had a single issue.
Use Square Surprise Your Clients With Instant Payment Anywhere

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Pros: Square helps me accept instant payment from customers who are not used to carrying cash or cheques around with them -
Plus they can get points if they collect points - and they get an instant receipt
Cons: Question is wrong because Square is more than software - it is also hardware - and interface and user generated and client experienced --
Hardware - the reader does not have sufficient stem to plug into phones in s Otterbox Case - lucky the new iPhone ships with extension cord - - The reader also does not have a marker indicating side of use - so I end up swiping card several times until I get the magnetic strip to read
User generated - it is easy to set up for tax codes and other fees
Great to be able to send activity report with charges and fees to accountant -
Customers are delighted at the immediate receipt email or text - often received faster than a gmail to gmail email
Overall: Square is often met by clients with delight -
Easy To Use - Great System
Pros: A lot of businesses I run into use Square to process their payments. Its so easy for small business owners to use the small square plugin with their cell phone so customers can use their credit card to pay for services or items..
Cons: The charges for using Square are high, most business owners pass the charge on to the client and clients actually prefer to pay cash just to avoid paying the transactional fees.
Fast & User Friendly Payment Processing
Pros: For a small business there are so many options available simple credit options will low rates. The point of sale options are so user friendly and also web based to process virtual terminal payments and can even invoice clients. Amazing program!
Cons: There is an online customer support that does not offer person to person assistance. The rates differ when using the swipe attachment vs manual payment.
Excellent for 8 years


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Pros: I like the ease of the app. The ability to send instance invoices. Ability to run valuable reports for business.
Cons: The square app takes a minute or two to secure a internet/wifi connection while some of the delay in connection is the internet carrier but some of the problem is the app doesnt always use the phones hotspot nor the data
Overall: The ability to always process credit and or debit cards
The best payment processor I have used !

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Pros: Seamless interface. Navigation is easy for business and customer. Low processing fees. Compatible with my iphone that does not have a headphone jack. They are always coming out with new and updated equipment. The fraud protection is also a huge pluse.
Cons: I dont currently have any cons about square. They have met my business needs since 2013 when i first opened.
Payment processing for mobile veterinary services

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Pros: After downloading the app to my phone I was ready to start taking payments. Easy to use and secure.
Cons: The only con at this time is that when I take payments on Friday it is Monday before the transfer to my account takes place. For an additional fee I could have it deposited on the Friday, but overall it is a minor inconvenience.
Overall: Out on the road I need to be able to take payments quickly and efficiently, Square allows me to do this. My only limiting factor is my connection speed or no service, but that is not a factor associated with the square software.
Easy to Use

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Pros: That it interacts with my Quickbook online
Cons: The cost and also the fact that it does not accept Debit Transactions over $100
Overall: Have been using for 2 years and are happy with how everything works. I think the pricing could be better, but who doesn't. I also do not use it for debit transactions as it only allows for up to $100 dollars so we are stuck accepting cheques which I would like to get away from.
Collecting money with ease
Pros: Number one it's simple. Number two it's easy to set up. Number three I can get my payments instantly or in a few days. Number four it's super affordable.
Cons: I have nothing negative to say about square payment processing. It works well, I have had no issues with it whatsoever, and it's very affordable. The fees are comparable and it's great.
Fast and easy check out

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Pros: I use square for my business everyday, it is so easy to take payment it is fast and easy and the card reader works 90% of the time which is better than any other I have used. I love the app and the dashboard.
Cons: The only issue I have with square is that if I have a problem it is hard to talk to a real person at customer service.
Very easy to use and reliable


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Pros: I like the reliability of this software. Whether I want to take a payment by swiping the card or by typing in the details, I know that it will work, which isn't something I can say is true for other payment processors.
Cons: I don't particularly care for the options for transferring money to the bank account.

Excellent for processing on the go or retail solution


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Pros: Ease of use. Money is deposited quickly into my account. Processing fees are very reasonable for what it does with no contracts.
Cons: Every once in a while the internet gets screwey.
Overall: For a no contract payment processing solution, I do not think you can beat Square for their fees and support. We use it daily and count on it for our business.
Square Payments Processing is a great option for accepting payments on your website


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Pros: Getting setup is fairly easy and straightforward, the fees are in align with other similar processors. Getting connected to e-commerce software is nice and simple. Overall, it's a great product as is all of Square's offerings.
Cons: Be forewarned if you process large amounts of money, there will be holds, requests for additional documents as proof of your business, proof of your identity and such. If you get a chargeback, again the same, holds on your money and requests for additional information. These can be a headache if you're in a rush for your money.
Overall: Oveall, I love Square Payments Processing, I loved Square before it had payments processing and was thrilled when they finally added payments processing to be utilized with the websites I build for my clients. Overall, despite the headache with large payments/chargebacks, Square is great and I recommend it to many.
Square Payments

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Pros: It is easy to use and I always know exactly what the fees are going to be. I also like that they take the fee off the top of each transaction so there is no surprise bill at the end of each month.
Cons: Higher fees for manually entered cards.
Overall: Square is always fast to deposit funds into my bank account.
Love Square!


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Pros: I love the look of Square, the different platforms and how they are constantly making updates to the software. I will log into square on day and square will add a fun, new feature out of the blue!
Cons: Only thing I wish could be a little more intricate is the reporting. I wish we could customize the reporting and be able to pull different stats for sales, date ranges, etc more in depth.
Overall: Very very positive. I recommend it to anyone that has a small business!
Square is a company who's product makes accepting payments not only simple, but affordable.
Pros: Square Payments Processing has many great qualities, such as low fees and ease of use, but what they have done that takes it to the next level is enabled users to send invoices/receive payment on them from their website. Square does not charge monthly fee's for the standard plan, and instead you just pay the percentage based fee per transaction making it simple to add the cost to your client if needed.
Cons: With years of experience using Square, I have not had any negative experiences to share any "Cons". The system is very well made, so I have not needed to reach our to Customer Support and must give a neutral rating.

Square


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Pros: A very flexible payment system. I use Square when performing business on the go because the application allows for the flexibility to take payments through your mobile device. It helps organize your payments.
Cons: The fees are relatively high for higher volume businesses.

Best CC solution for small business!

Pros: Very intuitive to use. Easy to add products. Can now track inventory too. Very low processing fees. One flat % fee, no other hidden charges. Looks and feels modern to customers. Can set up monthly recurring payments with stored cards.
Cons: I guess the only gripe I can come up with is to use an iPad it works best with a square stand. I found it for the same price at best buy to get some rewards. The software is flawless in my eyes.
Great product for small businesses that don't want to deal with traditional merchant services.


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Pros: The virtual terminal makes taking orders over the phone VERY easy. In general, it's easy to use, easy to set up & has decent pricing.
Cons: Square doesn't play nicely with desktops. The virtual terminal works great but I'm limited on other services because I don't use a tablet.
LOVE this product

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Pros: This is the point of sale that we use at my work and it's super helpful and super easy to use. Everything is right in front of you at your fingertips and any mistakes made can easily be reversed
Cons: I personally have no negative things to say about this system it honestly is a winner for me
Overall: We use it every day at my job it's the way we process sales. It is so easy we can do is sell within a minute or less it's super easy and super affective
Very simple to use.

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Pros: I like the simplicity of this system. I am able to figure everything out without having to do a tutorial.
Cons: If I had to choose, it would be the percentage on each charge that square takes. I have not done much comparison with other companies though.
Overall: Income tracking and sales.
I love square,
Pros: The pos system is so easy to design, i have customized my pos in order to work with my customers needs and my menu is so easy to navigate
Cons: It doesn't read all cards immediately, i though it was a reader issue and replaced it but the reader worked the same
Competitive Pricing


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Pros: Square is great for all sizes of businesses, but especially for smaller businesses. The pricing is competitive for small businesses, and it is very easy to use.
Cons: It did seem to freeze slightly more than similar products I have used.
Payment processing that stays modern and easy to use


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Pros: I love how easy it is to accept payment from clients at a reasonable rate. Many clients are familiar with Square as well so they feel comfortable using it as a payment option. The reports and data accessible are also great tools to help you see patterns and keep track of finances.
Cons: While processing fees are competitive, having another option to reduce them would be great! They used to offer lower rates if you met criteria, which was awesome!
Overall: I have been using Square for years to help me with payment from clients. I have enjoyed all the updates over the years as Square stays up to date with the times.
I use Square for all of my business' credit card processing.

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Pros: The best thing about Square is how intuitive and easy it is to use! You can add a product to your inventory, and send an invoice for that product in minutes. I also love that I get my deposits so quickly, usually within a day or two max.
Cons: I use Square for only a few simple tasks - sending invoices to clients, keeping track of credit card processing fees for taxes, and some double checking bookkeeping. There is so much more that Square offers that I don't need or want to use. So I often find the dashboard a bit cluttered for my liking.
Overall: Professional appearing invoices for my clients.

We have used Square to process payments for our store since we opened and it has been wonderful!


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Pros: We like that they only charge a flat percentage fee and don't have all the little hidden fees associated with it. I also like that I can take payments anywhere even while driving down the road.
Overall: Ability to process cards for my store
It just works!
Pros: It takes credit card payments, tracks sales. It all works the way it is supposed to. It is also very simple.
Cons: There are cheaper processors out there and there could be money to be saved. The card reader doesn't always connect well.
I love this app and company
Pros: Easy to use, great customer service, and quick deposits. Easy to use for taxes and great for customers.
Cons: There is very little I do not like about this company. It can be difficult to get a reader if you lose one.
Great resource!

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Pros: It is the best payment processor for the money out there! Love Square! Super easy to use and navigate!
Cons: I find it hard to print out a report that has exactly what I need.
Overall: Excellent app for my non profit organization
Easy Way to Process Transactions!


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Pros: Ive been using this for months now and all i can say is good things about this. It is really easy to use and to process payments
Cons: Process fee is getting up there, but expected due to credit card fees

Receive payments the easy way


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Pros: A reliable and easy to use App. It has accounting helpul acoounting features
Cons: The reader disconnects at ramdom times but this could be the blue tooth or internet connection
Overall: Fast easy to use and setup
I absolutely love Square.Quick and easy way to make payments whether you're a business or individual

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Pros: I absolutely love the simplicity of Square. In my 3 years of using Square I have not had a single problem with any type of payment. Hats off to Square!
Overall: Easiest way to process payments, period.
Square payments

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Pros: I like that I can use square any where even when my phone has no service.
Cons: Sometimes the transactions do not show up until I restart my device
Overall: I can take credit cards while on delivery

Overall I'm happy with Square


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Pros: Take it anywhere with the chip reader. Easy to use. Easy to add products. I really like the new gift card feature they just introduced. It's very basic at the moment but I've been told some customization is on the roadmap.
Cons: Some of the navigation around the app could be improved but overall fairly easy to find what you need.
Our charity depends on Square Payments Processing!

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Pros: Square is amazing. I like how easy it is to swipe a credit card quickly when there is a long line of customers waiting to pay.
Cons: The only thing I can think of is that when I create an invoice inside the Square system, I wish it didn't track if that gets paid because sometimes I just create it to email it out, then that customer sends payment to me directly.
Overall: Our charity hosts an annual fundraising event that is very busy and Square helps us get through the night quickly and efficiently. We don't have to turn anyone away for not having cash or a check on them. And all we need is a cellphone and a Square reader!!
Square is simple to integrate and works as advertised.
Pros: Square was easy to integrate into our Ecwid online store. The user interface is great, and I've had no problems with any transactions. Everything has been very smooth.
Cons: The only nitpick regarding square is maybe the pricing. It would be nice if the rates or the per transaction fee were lower, but I feel they are competitive.

Love it!


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Pros: easy to use, great advertising. I think the cost factor is on target but of course id like to pay less. Our clients do interact w it.
Cons: Really only the price but logging in and seeing my numbers is nice. The reports are good as well. Only the percent am I not happy w.
Overall: User friendly, co workers like it, clients do too! It's been fun to learn.
Square review

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Pros: Convenient and easy to use. Able to take payments out of service
Cons: Fees are on the high side. Would like to see the percent go down
Overall: I am able to easily charge clients on the spot
Square Payment Processing


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Pros: Square payment processing is very easy, quick, and convenient to use. It offers all of the necessary things for a great price.
Cons: When processing a card payment and manually entering the card number square charges a higher fee than if the card is swiped through the card reader.
Overall: Square payment processing is quick, easy, and convenient to use. It has allowed me to process payments for my patients in a quick and easy manor. It also is affordable with low processing fees. It is a great option for a business that is just starting out.
Easy and fast


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Pros: Love how simple it is to use and to integrate into my other software.
Cons: Can't think of a single thing I don't love.
Overall: Having payment processing streamlines my invoicing system.
I LOVE using square. I am a mobile business owner and square is necessary for mobile payment.

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Pros: What I love most is that I can put the square on my cell phone and my clients can pay me with their card if they do not have cash. This makes running a mobile business much easier.
Cons: So far, I have no complaints. My money is always readily available. It is easy to use & convenient. If I had to choose, I would say the cost is a little more than others, but it has been worth it for me.
Overall: I use this square every day. I have used the same reader for over a year and it still works great. No complaints.
Expensive but the best!


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Pros: Ease of use and their ability to send invoices. Everything is really integrated with this company! It's phenomenal!
Cons: How much I pay them every month. It seems like they have some other really great features but it's pretty pricey!
Overall: It's fantastic! I enjoy the ease of use and compatibility with all of their other features.
Excellent choice for payment processing


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Pros: Pricing is clear and funds are deposited quickly.
Cons: Customer support is hard to reach, which can be frustrating.
Overall: Vasly superior to any other play we've looked at.

Easy to use and automated to free up my time.

Pros: Convenience is incredibly important to my business. I am a one-man show and need to automate as much of my business tasks as I can. When I get a new client, I set them up on recurring payments 1 time, and I know payments will be deducted the same day each month. This frees up time and gives me peace of mind.
Cons: Variable fees. There is no fee to manually enter a payment. There is a small fee for electronic payments and if you want to automate recurring payments, the fee is higher.

Amazingly easy and great to use


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Pros: This was a great tool for our organization to provide alternative (credit/debit card) payment options at our Farmers Market and other events where we didn't have a credit card processing machine. It really expanded our market and brought more people and more dollars to our vendors. Utilizing the system was incredibly easy and the costs were minimal.
Cons: I loved everything about this software. It was easy, we got paid quick, and the fees were nominal. I would use this all the time!
Square is easy to integrate and works as advertised.

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Pros: Square has worked without a hiccup. It's easy to set up and use, and being able to use it with Square point of sale is a huge bonus!
Cons: My only complaint is square is a bit pricey to use. There aren't any hidden fees, so you know what to expect upfront, but I'd like to see cheaper transactions.
Square for Mobile Payments

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Pros: The fees are low (per transaction) and you can use it with your phone, tablet, or computer. The setup is minimal, and it is pretty much plug and play. There are options to bill on a regular basis and set up a marketplace as well. Support is great and can be reached anytime. The software can be utilized with an all intensive business (a lot of options for use) or a small farmer's market setup such as simple payment.
Cons: Sometimes it can take a bit to get new equipment. For example, when all the new chips were being put on credit/debit cards......the chip reader took a long time to show up for use.
Overall: The experience has been great so far. Mobile payments at its best.
Excellent Product


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Pros: This product makes accepting credit cards amazingly easy for small businesses!
Cons: Nothing. I love using this product everyday.
Very connvient and easy to use

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Pros: The fast direct deposit into a bank account and how well they keep track of your daily/monthly reports.
Cons: The processing fees can get to be a bit high. Especially for when you are needing to manually enter a card.
Overall: The ease of checking out clients quick and conveniently. With a direct deposit to my bank!

A Fun and Clever Way to to Pay


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Pros: What I liked most about the software is that is great for customers who may not have cash on them to make a payment it's very professional software customers love it. It is simple to use, easy to set up, convenient, and pretty cool.
Cons: At this present moment I have no cons or issues with the software. I am very glad that I've had no issues. If security became an issue I would then put this down for one of the cons. But at this moment we've had no security problems with this software.
Overall: My overall experience the square payment processing is that whenever I want to go back and use the product again I have no problems with getting back into the program and using the software again it is very easy to use.
Great Product for the Field

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Pros: We are a mobile printing and embroidery company and we often find ourselves on location and had no way to run credit cards, square offered us the perfect solution for this problem.
Cons: Nothing really negative about it, except for maybe the fees. However you don't have any expensive equipment or CC processing machines to purchase which is a great thing.
Overall: Very good software for utilizing on location or out in the field. You don't have to buy any expensive software or credit card processing machines.

Very Easy Product To Use For Processing Payments!!


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Pros: Product is small, but does the big job. The Square is such an easy device to use once you have everything set up to process the payments. No need to have a huge system in place to receive payments. Very convenient device to carry with you anywhere. Very easy to send receipts and obtain required signatures. Very nice product!
Cons: Sometimes (very few), the connection to take a payment does not work the first time, but this is rare. The product is so small that it could easily get misplaced.
Overall: Being able to take payments at events immediately is a plus. No need to wait for a check in the mail anymore (which may not come in a timely manner, or get forgotten). Helps keeps the books clean and on track (when you don't have IOU's you are waiting on). Almost everyone wants to use some form of card as payment these days and it is so helpful to have this device. Love It!!
Can't do without it!

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Pros: It's so easy to set up. Love the invoice capability.
Cons: Can't think of a thing I'd change. Its a must
I will never use paypal again

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Pros: Low fees, ease of use, multiple platforms - pretty much everything is great. Customer support is a huge bonus here too, and instant deposit is every entrepreneur's best friend.
Cons: No problems really. Everything is so easy and convenient.
Overall: Dump Paypal - go Square
Best value for money, fully custom


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Pros: The value for the money. The fees associated with use of this product are reasonable and customers are already familiar with the brand which lends a sense of security to their transaction.
Cons: I have not yet encountered any challenges with this product.
Square review

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Pros: How easy it is to process and track payments
Cons: The fee to have instant deposit, but understandable
Time for some upgrades

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Pros: Square is great for taking payment for the small business or personal transactions, within a simple business (one type of transaction) model.
Cons: Square does not sync with accounting software such as Quickbooks Online, and does not provide monthly statements so proper expense and income accounts can be utilized in accounting and tracking transactions.
Overall: Easy to take payment using cell service, on or off site. Not 100% useful from an accounting perspective.
As an artist, I've been using Square for years


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Pros: I love how Square has revolutionized the small business world. I'm a musician and I've been able to sell so much more of my music and merch because of being able to accept credit and contactless payments with Square.
Cons: The fees are a little tough to swallow sometimes, but that's the price I have to pay to accept credit cards I guess. I have looked at other services, but Square is still the easiest to use.
Overall: I love square because its so easy to use!

Love it!


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Pros: I am a business owner who travels and people have access to my services anywhere and with this I can turn my smartphone into a cash register! It's amazing, convenient, and user friendly
Cons: It took me a while to find the one that was compatible with the new iPhone aux jack but when I found a way to use it with my IPhone 7+ it was perfect
Overall: I love how user friendly the software is. You don't have to be a tech savvy person to understand and/or use it.
Love Square!
Pros: I like how easy Square is to use. I am able to accept credit card payments quickly and easily and from multiple platforms.
Cons: If I had to say anything negative about Square, it would be the price of transaction fees could be lower.
Square gets the job done
Pros: It gets the job done. Payments are easy to accept. Clients know it and feel comfortable with using it.
Cons: It's extremely difficult to track payments. This has us looking for and finding better options for our business needs.
Professional and clean looking

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Pros: I like how you can customize your items with color-coding and even label each. All of these changes can be made extremely easily. Discounts can also quickly be edited. The screen we see as a business and the screen we show the customers both look beautiful and simple. It is easy to figure out what to do. Integrates wonderfully with the iPad. I can easily email customers receipts and Square automatically saves this information for future purchases. Looking up old transactions is easy as well. I can search by amount, customer name or customer email.
Cons: I'd say I only don't like how the label for an item is short. I wish I could have more characters, maybe with just a smaller font.
Square


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Pros: Very easy program to use. Very convenient. I like the reports the you can generate from your sales data.
Cons: The only reason we switched is because we were offered a lower administrative rate with another company.
3 S's - Swipe - Sign - Secure

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Pros: The back end set-up for items to be purchased. When you have an account you can go in on the back end to set up specific items, purchase price, picture based on the merch you are selling. Then when you sign into the account email it is all there ready for your team to take orders. It only takes 3 clicks of the item to purchase, check out and confirm for someone to buy the item.
Cons: It can be tricky for a new user to find out how to take the item out of the cart. If you accidentally hit the wrong item to purchase it takes a little bit of maneuvering around to find "clear item." If there would be an easier and less hidden way for this button to be visible it would make training almost non-existent. Which would be an amazing thing to offer.
Easy to set up, simple terms
Pros: We've used Square for payments at craft shows and conventions. It's easy to use and the cost for processing payments was laid out in easy to understand terms. Customers recognize the Square name as well which allows them to trust our business when paying with a card.
Cons: I have no complaints with the payment system. I'd love to expand into some of Square's POS options but the cost to obtain them is far too much for our small business' budget.

Your garage sale hero


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Pros: You can accept credit cards or debit cards anywhere. Gone are the days of only accepting cash at garage sales or other events. The transactions are fast and easy. The UI is simplistic and clean. There are no monthly fees and funds are transferred in a couple of days. Overall, this is a great product.
Cons: The 2.75% fee per transaction may eat away at your profit, but then again, not being able to accept credit/debit cards can too.
Easy access credit card processing for a reasonable rate.

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Pros: Easy to use anywhere, any time. Payments post to my bank account quickly, and I love the instant deposit feature which allows for instant deposits of transactions over $50 into your bank account for an additional 1% fee.
Cons: I wish the iphone app hosted the Dashboard features so I didn't have to login online to access instant deposit and other specific information.
Overall: Easy access to affordable credit card processing.

Best Payment Processing out there!


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Pros: No compounded fees for terminal and transactions. Mobile. Connects with WiFi, so no extra electrical or wiring installation needed.
Cons: Least - no Interac payments over $100.00.
Overall: Square is easy and mobile. It is easy to get up and running, getting on with business. I appreciate the simplified fees over all cards; makes bookkeeping much easier. You are able to go back and forth in each transaction for simple corrections, re-sending receipts, etc.
Easy to use and solid price

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Pros: Square allows for easy integration into website payment processing.
Cons: There is nothing that I can currently think of that I don't like.
Overall: It made it simple and affordable to process payments from my customers.
We use Square to take credit/debit card transactions for a Volunteer Fire Department

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Pros: The ability to take credit/debit cards at occasional fundraising events, and not have to pay a monthly fee. Can be used on multiple devices. Very easy to set up and use. Money is in our account quickly
Cons: I have not experienced any issues of note with the software. My only point of aggravation is when logging with a device code. Very complex code, but probably a necessary security evil.
Overall: Brought our organization up to date.
Easy Payment Processing

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Pros: Easy Mobile Payment collecting for our drivers and user friendly dashboard for Corporate and Accounting
Cons: Dashboard can only link to one email, making it difficult to change If that user leaves the company or someone else is put in charge of managing the dashboard.
Overall: We needed the ability to take credit card payments in the field for our delivery drivers. Square is easy to use and easy to maintain!
Easy, straightforward, nice layout.

Pros: I like the layout and the simple options that it provides. Its nice that the square attachment can be used on a variety of different devices.
Cons: After making a payment, I don't like how the software goes to the administrator's page. A lot of the time when I am paying for an item, the device is given to me and then the app goes to the page with all of these features and options. It would be great if there was a final, "thank you for your payment" sort of page that prompts the user to give the device back to the administrator.
I love square for my small business


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Pros: - ease of setup
- ease of use
- can run your whole business including online sales via single account
- easy reports
Cons: - paywalled features
- takes a while to learn and understand all the ins-and-outs
- expensive accessories
Overall: I run a small business at our local farmer's market and love using Square for my POS. I love the reports I get afterward, I love that it collects email addresses for marketing, and that I can setup my online store via the same account. It really is a great app. I wish more of the features weren't behind the paywall but I still get a lot out of it without using those features.

The Best I have Found


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Pros: This makes my selling out of office in venues a very simple process. Once i set up all of my inventory, this are very simple to use. The price i am charged on the transactions is competitive as well.
Cons: A lot of initial setup work and support could be a bit faster. Now that I am up and running things are real easy
Perfect for my small business
Pros: Square is easy to use in my clinic or on the go. Money is always transferred into my account within a couple of days. Low fees and no equipment or monthly fees are perfect for the low volume of transactions that I do
Cons: The product that I have only accepts credit card transactions. I know they have recently come out with a square that allows for debit tap.
Must for any small business

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Pros: Fast, Convenient, Easy to use, and you get the money for your products fast.
Cons: There isn't anything that I don't like about square it is a great product!
Fast and reliable

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Pros: Best thing that money get released in less than 48 hours.
Very fast application process and approval.
Very easy to use and you get very useful reports.
Fees are very reasonable.
Cons: In matter of fact there's few to dislike in Square payments. It is easy to use. Good reporting and I really recommend it.

Best I've Found


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Pros: I love the dashboard, where I can see outstanding invoices, payments made, etc. all in one place at a glance. Very intuitive, and very easy to use. The app is no nonsense, and almost stupid easy to use.
Cons: Additional customization of the dashboard would be nice, but I'm reaching for things I dislike about the whole platform for that.
Perfect for small businesses

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Pros: No installation is required, after a simple registration I was able to have my account, bank verification took only 3 days and I was able to accept payments even before the verification completed. Fast money release. Daily reports.
Cons: For my use and my experience nothing is wrong with square.
Great credit card processing system


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Pros: People are familiar with Square because it's widely used
When people pay with Square, it automatically saves their email for a receipt if they have used Square before anywhere else
Allows us to easily set up our products, coupons, etc.
Cons: A little costly to set up - needed to purchase the dock for the iPad, card reader, etc.
Pros: Square is very easy to use! I am a soap and candlemaker who does a lot of farmers markets and shows and Square has made it very easy for me to accept credit cards on-the-go. For those who like to input inventory, you can do so at your laptop and simply select the products that customers are purchasing from your store or market stand shelves for ease of use. I prefer the option that lets me manually enter an amount. Tax is configured on a separate screen prior to usage. When entering in an amount to charge, the square app calculates the tax automatically. I really like the square payment processing wireless chip reader that allows me to accept credit cards that are chip enabled. Customers sign for their purchase and then indicate if they want to have a receipt sent to their email or their phone, an eco-friendly solution and a way my business cuts down on costs. I don't have to purchase receipt books! At the end of market, I push a button and the funds I charged are in my bank account within seconds!
Cons: Nothing. This is a win, win situation for small business!
Overall: I believe that Square is the best payment processing solution for small business. The rates are minimal and there's no month to month charge. Square as a company does not send a lot of emails to my business inbox. They know I can go to their site if I have questions. I absolutely love how I can have charged funds in my account within seconds of pushing a button to automatically transfer those funds to my local bank account. Customers are able to review my company after the purchase! Square has become an accepted payment processing solution with my customers who are very comfortable using it. If they've purchased from other retailers who use Square, their send receipt info is automatic. The moment you press the button to conclude the sale, those customers automatically get receipts. Square goes one step further for those of us who do wholesale as well as retail. I take Square on my phone with me into my wholesale stores. I am able to fill shelves as needed and invoice accordingly on my square payment processing app under the invoicing option. I can select terms and send the invoice to the store owner immediately as an email. No more having to worry about doing invoices after the fact. You can create invoices on the fly with Square Payments Processing! Are you a small businessperson looking for a great payment processing solution? Square made my sales a lot easier. No fumbling around to wait on the software in front of a customer. Easy, fast, reliable!