Square Payments Processing

Pros: Square is very easy to use! I am a soap and candlemaker who does a lot of farmers markets and shows and Square has made it very easy for me to accept credit cards on-the-go. For those who like to input inventory, you can do so at your laptop and simply select the products that customers are purchasing from your store or market stand shelves for ease of use. I prefer the option that lets me manually enter an amount. Tax is configured on a separate screen prior to usage. When entering in an amount to charge, the square app calculates the tax automatically. I really like the square payment processing wireless chip reader that allows me to accept credit cards that are chip enabled. Customers sign for their purchase and then indicate if they want to have a receipt sent to their email or their phone, an eco-friendly solution and a way my business cuts down on costs. I don't have to purchase receipt books! At the end of market, I push a button and the funds I charged are in my bank account within seconds!

Cons: Nothing. This is a win, win situation for small business!

Overall: I believe that Square is the best payment processing solution for small business. The rates are minimal and there's no month to month charge. Square as a company does not send a lot of emails to my business inbox. They know I can go to their site if I have questions. I absolutely love how I can have charged funds in my account within seconds of pushing a button to automatically transfer those funds to my local bank account. Customers are able to review my company after the purchase! Square has become an accepted payment processing solution with my customers who are very comfortable using it. If they've purchased from other retailers who use Square, their send receipt info is automatic. The moment you press the button to conclude the sale, those customers automatically get receipts. Square goes one step further for those of us who do wholesale as well as retail. I take Square on my phone with me into my wholesale stores. I am able to fill shelves as needed and invoice accordingly on my square payment processing app under the invoicing option. I can select terms and send the invoice to the store owner immediately as an email. No more having to worry about doing invoices after the fact. You can create invoices on the fly with Square Payments Processing! Are you a small businessperson looking for a great payment processing solution? Square made my sales a lot easier. No fumbling around to wait on the software in front of a customer. Easy, fast, reliable!

Pros: I am able to use this software to accept credit and debit card payments on our website. I am also able to use this software to accept payments in person at craft shows. When logging in to my account to view sales transactions, I am able to find what I am looking for quickly due to the level of user friendliness.

Cons: I was able to add the inventory information for the items we sell in our online store. However, every day I receive a message telling me that my inventory is a negative amount for each item. In spite, multiple times to correct this, the inventory levels still do not match what is actually available and listed on our website. I have tried deleting the inventory from Square to start over, however, the only option appears to be deleting each item individually. We have a couple thousand items, so this is not practical.

Overall: I have been using Square since 2015. I like that I have a card reader I can plug into my phone or tablet using the phone jack. This enables me to take in person payments at craft shows that we occasionally do in the spring and summer months. In addition, I was able to set up Square to accept card payments on our website. In fact, I learned about the e-commerce platform that we utilize through a promotion from Square. I may not have learned about the platform without Square and that platform has exceeded our expectations. When I log into my account to view sales transactions on Square, I am greeted by a screen displaying a bunch of boxes. Each box contains different information I may need. Because of this, I can easily find and access the data I need. The interface is user friendly on both a desktop and mobile device. My only complaint with Square is that the inventory tracking feature seems to be faulty and has not properly integrated with my website. This results in multiple email alerts that my inventory is extremely low when in actuality it is not.

Pros: Since we have technicians in 30 different city and states who perform road service on the side of the road we do not see our customers and our technicians do not deal with payments. Square has a machine where you can swipe customers credit cards, but for businesses in our predicament Square lets you go online and run a customers credit card by typing it in manually. We have the option to transfer it straight to our account right away or wait until it batches out at the end of the day. You will ned a zip code and CVC code for each transaction. You can send receipts to customers via email or straight to their cell phone as soon as you run their card. If you have a dispute with a company the process is pretty smooth. Allowing you to enter in information on your behalf of the work that was performed and adding pictures of credit card authorization forms, or pictures of the job being done as proof. It is pretty cool.

Cons: I do not have any cons on this software as of yet...

Overall: Overall Square gets the job done in a timely manner and is a great software for processing credit card payments.

Pros: After years of struggling with the frustration of dated 2008 virtual payment processing services, I finally made the switch to Square two years ago. I haven't looked back since. I don't have a brick and mortar store, nor do I have an online store, but for working with my clients I use Square for invoicing. My clients absolutely love it! So much so, that many of them have left the older payment granddaddy for the new kid on the block.

Set-up your business information and you're all set. It has the usual deposit features (daily, instant, etc), and you can allow the system to automatically send reminders to your clients for overdue/unpaid invoices. Daily summary reports are available and sent to you via email as well. Integrate this with the Square Appointments system and you have an administrative system on the fly.

Cons: It's not quite as advanced as the granddaddy system, but they are quickly catching up - for example, Square recently added the ability to request a deposit on an invoice (a great feature for long term projects, design work, etc). And other new features seem to be rolling out regularly.

Overall: Love it.

Pros: The one thing I love most is Square's interface. They have big, beautiful buttons to click on that make the entire process seem effortless for you and your customer making the transaction. Another thing I love about Square is how fast your payments are processed, you'll wait a max of 2 days, and most of the time deposits are available within one day. When you first sign up with the app, they have a simple and quick checklist to help get you set up, this was great because it was an easy process that leads you to success. The app itself offers so many reports, and ways to track customers, appointments, employees, transactions, invoices, and so much more like loyalty, and marketing. There are so many things you can do with this simple but action packed Square payment processor. The best thing about Square is the ability to have a virtual terminal, meaning you can swipe cards from any computer and the ability to manually take payments. I also love the mini walk-through tutorial you can experience when first using the app, that way you're prepared to take your first payment. You can also scan barcodes with Square, which makes the checkout process very easy.

Cons: Square is perfect for small and medium businesses, but eventually if your business gets larger it will outgrow Square.

Overall: The all in one solution for small businesses, it has everything you need to start and manage any type of payments in/out of your business.

Pros: Who wouldn't like the ease of mobile payment processing on the go? Square payments processing allows me to take control of payments out in the field from customers which allows more privacy for the customer to be able to process a payment onsite as opposed to asking for credit card numbers over the phone which puts the customer at great risk of identity theft. I also enjoy taking advantage of the fixed processing fees that square offers. They do not try and take a higher percentage for larger amounts rather charge a fixed 2.75% for swiped transactions which most of my business is. I would be lost without Square and that freedom that it offers my business.

Cons: The only thing I do not like about this software is that it does charge .15 for each keyed in transaction. Sometimes when a customer's card is worn and the only option is to manually enter a transaction.

Overall: I have been able to not have to resort to someone sitting in front of a credit card processing machine in order to feed card numbers in and I am able to do this right on site which reduces my payroll significantly.

Pros: The new instant deposit feature is really, really nice for personal and small business users who need rapid access to their funds. Their overall system is easy to use, navigate and setup from the start and they continue to roll out new features that make doing business easier and easier. I love have everything I need to process payments, even invoicing and POS, right in one location.

Cons: Charging an extra percentage point for using an instant deposit feature is a bit crappy, but hey, that is business I suppose. I would also like to see it a bit easier to use their API system to hook into other eCommerce platforms as their existing API is a bit tricky to say the least.

Overall: Square has an entire suite of merchant processing utilities that have taken a lot of hassle out of my everyday routine, and I am quite happy for it. Especially given that this all comes with NO monthly fee - only per transaction charges.

Pros: I am able to process payments without monthly fees, my funds are delivered next day, and the chargeback protection is amazing. I have not found a credit card processing company willing to help business in the chargeback situations. The banks side with their customers every time and there is a lot of fraud because of it. Square offers protection if you provide valid evidence, I haven't found another processing company that does that. I also like that they take their processing percentage right away, rather than at the end of the month. This way I do not have to worry about payments due. I use invoices a lot, and I like that they are offering lines of credit now in case I need to make big purchases. The payments are made back by my transactions, that was nice to be able to purchase supplies without using high percentage interest rated cc's

Cons: I hate that apple phones no longer have a headjack so now for my square reader I have to have an extension, which is quite awkward.

Pros: I appreciated how fast and easy it was to set up a Square account, have a card reader shipped to me, and start accepting CC payments (which I could before I even received the card reader, for the additional cost of charging a manually-entered card number). I also liked that it is easy, once various service options are set up in the app, to simply click a button to charge pre-set payment options.

Cons: I am a psychotherapist, and I eventually ended up switching to another credit card processor for several reasons: I didn't like swiping a card at the end of every client session, or paying higher rates to store my clients' cards on file. The receipt emails/texts that Square sent to clients were also less confidential, as they included my business name in the message.

Overall: I now only use Square for occasional one-off payments if I do not wish to store a client's card on file, because the rates are competitive for this type of payment. I am now able to securely store my clients' cards on file with a different software, and can process payments easily at the end of my day all at once, all for the same rate that Square charges for a swiped card (plus, text messages to clients do not include my practice name). Unfortunately, Square is no longer my go-to payment software for my therapy practice.

Pros: Square offers a great service for business owners that accept credit/debit cards as payment. I really like that square works with a variety of tablets and phones. Square has a lot of options for you to customize your products and makes it easy and quick to charge and take payments. I appreciate how they have made their software simple but with many options to make it work with your business.

Cons: At the time of this review, I do not have any complaints with Square. I have rarely run into any trouble and if I do, it's usually the hardware on my end.

Overall: Square payments processing has been a fantastic addition to my office. I use it daily and have to problems. It is easy to get receipts to customers and quick to take their payments. Their fees are fair and their software is rich with customization options.

Pros: We use square quite frequently. I often help musicians with their shows and bookings, and this is what we use for merchandise sales, and the system is simpler to set up than large POS machines. I also use this in my own business for people to pay via credit cards, and we have even used it at our personal yard sales in order to allow debit and credit transactions for large purchases. Favorite features: no extra fees, everything is straightforward, and it accepts Apple Pay.

Cons: Occasionally, the smartphone plug in will become disconnected and have trouble connecting, but it's relatively easy to fix, and they have helped send us a new one if it's broken. Customer service is excellent.

Overall: Excellent concept, service, and idea. It is great for small spaces and travel.

Pros: Low startup cost

Great for monitoring cash flow for tax time

If you have good service card are run in a very timely manner

The option to switch over to a flat fee once you hit a certain cash flow volume

Good for accepting payments at any time

Cons: In the past when there was no service available it was not possible to process payments leading to a lot of customers becoming upset that I was unable to ring them out immediately.

If the percentage per transaction could be lowered more customers would use this software for a longer period of time.

Overall: This was a great tool for my small business while we were selling tea products at local farmers markets. I would often also use this tool to charge our retail clients and larger coffee shop accounts. The flexibility this program offers its users was the real draw for my business.

Pros: Rather than getting gouged each month by some of the bigger payment gateway services, Square allows you to send invoices, including scheduled/recurring invoices; set up reminders for invoices; swipe cards through its free magnetic strip reader; set up payroll, and a whole lot more. I consider Square to be a much more flexible payment provider than PayPal and there support is fabulous... A couple of years ago, I mentioned the option of adding invoice reminders and received what I initially thought was just a quick, kind response from a woman indicating that she would be forwarding my recommendation to the development team. A couple of months later, however, I was stunned to receive a follow-up email from the woman inviting me to review the beta version of the invoice reminder system that was kicked off after receiving my recommendation. My feedback was also ultimately implemented within the final invoice reminder rollout. Now THAT'S customer service.

Cons: In my opinion, there is absolutely nothing at all NOT to like about Square.

Pros: I love the ease and reliability of using Square, I didn't experience any sort of learning curve when I began using it for my photography studio. I appreciate that the customer isn't burdened with the processing fee, and I (and my customers!) trust the security of the credit card processing. The staple features for me are the invoicing system and the sales reports. I think the processing fee is perfectly reasonable for the ease of use, multiple features, and peace of mind I get from using Square.

Cons: I would really love more flexibility in selecting specific dates for scheduling future invoices. I sometimes have to go in and schedule separate invoices for the same client because I can't schedule on, say, the 20th of the month with payment due on the 30th. I also wish cancelled invoices would stay listed on the main invoice screen, but that's a very minor detail.

Pros: After I go to a store that uses Square, I get an email receipt, which in my opinion is way better than getting a paper receipt that I'll probably toss anyways. It keeps us from wasting paper. Also, the system moves quite quickly and is extremely self-explanatory. I also remember a while ago there were Square card readers that could be plugged into phones through the headphone jack (back when headphone jacks were a thing) which I thought was extremely interesting.

Cons: There's not much there is to dislike about Square - I'm not sure how well it works with Apple or Android Pay (or any other kind of virtual wallet), so it might not be as optimal for people to that end.

Pros: There is a big reason why square is so popular! It is a one of a kind payment processing system. It is safe, secure, and easy to use. We use our for a thrift store and nonprofit events. We have two accounts which makes distinguishing funds easy and they are both set up to different bank accounts. You can list items for sale so you know the cost and don't have to type it in. Square even gives you your first card ready for free when you sign up. This is one of those tools that is always handy to have in your bag as the director of a nonprofit.

Cons: After some time card readers to loose their ability to read cards or sometimes cards can be old and difficult to read. If a few failed swipe attempts don't work there is not need to worry. Just go in and type the card number. This option makes everything less stressful.

Overall: One of a kind. This is a solid system with many reporting and set up options. If you sell things then this is the number 1 system for you!

Pros: Simple setup.

Easy to use.

Free card reader.

Instant deposit.

Cons: The processing fee isn't the cheapest, but it's not unreasonable.

Overall: This is the best possible way to get setup with accepting credit card payments. Once you create your account, which only takes a few minutes, they'll send you a free card reader. But you can also accept payments by manually entering the card numbers. It works equally well on a desktop computer (via website) or using the mobile app.

One of the best features is that if you have $25 or more to deposit you can instantly deposit the money. I usually get it in my bank account within seconds of depositing.

Plus, now they have new features like invoicing, capital loans, and POS solutions.

Pros: Square makes it so easy to take payments as a small business. The website and app are easy to navigate and easy to add items or services for purchase.

Cons: When I need an answer to a question, the first solution provided by Square is to go through a series of FAQs or read articles about the the issue. Sometimes I just need to send an email or make a phone call so that I can get back to work.

Overall: I use Square as a payment processor for my small business. It has helped to streamline the taking of payments. The tools they provide with chip machines or swipers has also made being mobile much easier and lighter.

Pros: Fees/percentages are lower than most other payment processors. Equipment is minimal and inexpensive. No need to buy expensive processing equipment. Equipment is mobile, and works right with your smart phone or tablet, and with multiple devices. Payment is in my account the next day. Website has a variety of helpful reports to help you manage your income, and a store front feature with items and you can paste the link right on your website.

Cons: Nothing really. I like this software, and I've been using it for about 3 years.

Pros: Flat 2.75% pricing on credit card processing. Our biggest pain point with other merchant processors was an extremely opaque process. At the end of the month, we would get a statement that was a dozen pages long and impossible to decipher. No matter what, we always ended up paying more than 2.75%. So, we save a lot of money and headache with square

Cons: The register system that accompanies square is not the most robust. It's great for basic restaurant/cafe use. Software can be a little slow at times. but overall, simple to use.

Pros: I love how simple it tis software is to use. You can easily have this set up and ready to except. For the security square offers is priceless. They don't play , Out if years working with this system. They have done nothing but improve this entire process.

Cons: Only thing I can say is I purchased a card chip reader and never received it. However I know they will.correct the issue

Overall: If you need to access your money faster you have that option. And sometimes you need to rush situations. But overall wonderful sustem. And will continue to use.

Pros: This is a reliable, flexible and constantly evolving payment processing platform. It was really one of the first to offer a simple priced credit card processing for mobile and internet-based business, and well remains a leader in the field.

Cons: The charges for manually entering credit cards are higher than those for physical card reading; at this day and age, there should be no difference.

Overall: Excellent payment processing system that also offers invoicing and various reports. Highly useful for a mobile or internet-based business.

Pros: Square did an amazing job in creating a POS system that is easy to use internally as well as for customers. Their UX is simple and clean. They allow you to customize the views that clients can see and do a good job on allowing data out of their system to be consumed by the executive team.

Cons: The only problem I have is not about how much data they release to me, but how it is formatted. It is messy and difficult to sort through. I need a third party software to visualize the data for me.

Pros: I was an early adopter and my use case was a little different. I was selling expensive software from a foreign country and we didn't have a Merchant Account because the owner lived abroad and I didn't want to underwrite the operation. Bingo! Square to the rescue! With their model of holding a portion of the revenue until the transaction cleared it eases their risk and makes my life a LOT easier. Instead of 30-60 days' delay for PO's, etc. I could sell immediately and have about 80% of the cash next day... and the rest far sooner than the PO route anyway. Game changer for people in my situation.

Cons: A little limited in problem solving. Whenever a transaction was rejected it was difficult to find out why or troubleshoot things.

Overall: A great solution for a small company, a trade-show seller, or anybody with difficulty getting a merchant account.

Pros: My wife and I have been using Square for quite a while now to process credit and debit card payments for our online crafts shop, and so far it's been a fairly smooth experience. Payments always go through Square's fraud detection department to make sure everything is legit and running. This allows us to ship our products without headache about fraud. The overall design and layout of both the Android and desktop apps are smooth and easy to use.

Cons: We've experienced some rough moments with their customer support regarding some issues we had with installation initially, but it was resolved over the phone. Been great since.

Pros: I use Square Payments Processing on a food truck I work on on a daily basis. I have no previous experience in food service, but I've found Square to be super simple to use. If you set everything up, it's as easy as selecting the item the customer has ordered and swiping their card. After that point, the customer signs, has the option to leave a tip, and you can send them a receipt. It's all very intuitive and I know the owner of the food truck enjoys the app keeping track of his sales.

Fun fact: we used the data on our Square app to find out what sandwiches were selling better than others.

Cons: The system has glitched out on me once or twice. It's really easy to reopen the app and restart the transaction, but if you've got a big line full of hungry customers, it can get a little stressful.

Overall: Using Square Payments Processing is super simple, it's like having a cash register on the go. Being able to keep track of your sales in such an organized way really helps in a frantic environment like a food truck.

Pros: I really like that the entire square system is very simple and straight forward. The online dashboard is awesome for looking at sales trends, transactions, and other type of report you can think of. You can get very detailed reports and the interface for pulling those up is very intuitive, making it really easy to do.

Cons: I think in terms of price there are cheaper options, but I think Square is a good value. I wasn't very impressed with customer service and didn't like that searching for solutions would direct you to their user forum of previously asked, and seldomly answered, questions.

Overall: Overall, I think that square is great for those that want a very easy-to-use and straight-forward system, especially for businesses that have simple product lines. For bigger or more complex businesses other options might be a better fit.

Pros: I am completely impressed with the quality of this software! The time between ordering my square device and receiving it was so small, and then setting it up went so quickly, being extremely easy.

When you first sign up, they give you a "pass" by letting your first $1,000 in sales occur without a fee, so long as you do it in the time frame they state. You can even earn fee-less transactions by referring individuals to the software!

My small business has been so much easier to operate courtesy of this software, and I am so grateful it is out there to use.

Cons: I find that there is little to dislike about this awesome software! If I had to pick one thing, I might suggest that they reconsider exactly how much they charge in fees to use it.

Overall: I have had such a pleasant experience using Square Payments Processing. It is easy to download the software onto your electronic device. It is easy set up payments. And, it is easy to operate the software. I would totally recommend this to anyone who is operating a small business and needs to take payments via card.

Pros: Super easy to use, never a funding issue, low and consistent merchant service costs, customizable for your products or services. We left the big bank, variable rate merchant services and have never looked back. Seem to strive to improve services offered.

Cons: The one time we contacted customer service, they were less than friendly or helpful. Fortunately, it's only been once that we've needed to call. On an iPad, the chip reader stops working if an update is needed.

Pros: I really like the ease of accepting debit or credit cards utilizing this service to extract funds. It gets deposited directly into the account programed in within a few days. At times when the app component is down, payments can be processed online on their virtual terminal.

Cons: The fees charged are quite high. To counter this con, we charge an additional amount to process the debit/credit card to compensate for the charges incurred for each transaction.

Pros: Setting up items and then creating invoices to charge clients for services was easy and fast. I have significantly reduced the time it takes to get an invoice to my client, and they pay it immediately because they can enter their credit or debit card directly into the emailed invoice they receive.

Cons: If there is a dispute, the money that was paid to you gets recalled and will be tied up for 3 months until Square and the dispute company resolve the issue. Square was ineffective at reducing the dispute time even after all documentation was submitted.

Overall: Overall I have had an excellent experience using Square. Their policy is to pay money received directly into my bank account within 24 hours and that has been the case, unlike PayPal, who hold funds in my PayPal account until I move the money into my bank account, creating an extra day or two when I don't have access to the funds.

Pros: Lot's of Pros! It's easy to use, has lot's of features, is updated reguarly, and is very reliable. We've used it for probably 4 years and have had very few problems.

Cons: Almost no cons. Of course their rate could always be lower but they have to make money somehow.

Overall: We used to use a point of sale app and a credit card swiper but now it's so much easier we have the Square POS app and can run card right on it and never have any issues. Plus it even connects to our website and processes all of our online sales.

Pros: Deep features for product categorization, staff management, ecommerce, reporting, and POS kiosk customization.

Cons: The ecommerce features are basic and could do a lot more to facilitate the unification of your brick and mortar and online presence. The hardware is expensive but is very well designed.

Overall: The best in class point of sale system. Fantastically easy to manage and deploy. Has a lot of depth of control in invoicing, scheduling, staff time management, tipping, reporting, and overall sale management.

Pros: I can log in to square from anywhere on any device. Im not limited to just one device. I use square on my phone, tablet, and pc. I can add my inventory of items to make checkout super fast. Shooting invoices over is a total breeze. I do not run a store website through my square, but I have uploaded all my items with images so that I can show them as I please, but to also make it easier for me to just click what Im selling and how many and boom its done. It will also record cash or check transactions.

Cons: I hate having to turn location services on. I understand why its a requirement, but I choose not to leave location on for my phone constantly. I can't even open the app to alter my items and inventory without having to turn location services on.

Overall: Everything has been a total breeze.

Pros: I love that I can take any type of credit card without the need for monthly fees or contracts.

Cons: I don't like the fees but they are unavoidable. The fees Square charges are fair.

Overall: I use this often with customers who want to pay by credit card. I can send invoices by email and they can pay online too. I get my money quickly form Square and have never had an issue since I have been using them. I signed up almost as soon as they opened their doors.

Pros: User interface is excellent, if you need a quick and fast setup the entire Square POS setup is great and looks very clean.

Cons: The rates for credit processing are not in line with the industry, for small companies who have no leverage this may be a good solution, but realistically above 1mil+ in credit cards per year you can cut this rate in half, Square wouldn't work with us on rate reductions, either way saving $1000's now.

Pros: Square helps me accept instant payment from customers who are not used to carrying cash or cheques around with them -

Plus they can get points if they collect points - and they get an instant receipt

Cons: Question is wrong because Square is more than software - it is also hardware - and interface and user generated and client experienced --

Hardware - the reader does not have sufficient stem to plug into phones in s Otterbox Case - lucky the new iPhone ships with extension cord - - The reader also does not have a marker indicating side of use - so I end up swiping card several times until I get the magnetic strip to read

User generated - it is easy to set up for tax codes and other fees

Great to be able to send activity report with charges and fees to accountant -

Customers are delighted at the immediate receipt email or text - often received faster than a gmail to gmail email

Overall: Square is often met by clients with delight -

Pros: A lot of businesses I run into use Square to process their payments. Its so easy for small business owners to use the small square plugin with their cell phone so customers can use their credit card to pay for services or items..

Cons: The charges for using Square are high, most business owners pass the charge on to the client and clients actually prefer to pay cash just to avoid paying the transactional fees.

Pros: Easy to set up and use, small business friendly fees, ability to schedule invoices, ability to request deposits, super easy to use mobile platform, reliable deposits.

Cons: some of the reports are difficult to generate, but once you know where they are they are easy to find again.

Overall: We use if daily for membership, tuition, and enrollment fees. It is easy to use, offers a variety of billing options, and the fees are incredibly reasonable.

Pros: I love the the app and the adapter!!! I get consultation and job payments right away no waiting. Perfect for debit and credit cards. that means I can go in make my presentation, have a invoice made in front of the client and they sign and the pay on spot. Now on your desktop or within the app no reader is needed, just manually punch in your fee and have the client sign for it.

Cons: I have no cons on the software, it perfect for a small business like mine.

Overall: I signed up using all of my business papers, followed up by ordering a square reader for my iphone and I have one for my andriod phone just in case. The reader fits on my iphone and ipad pro. The best thing I love are the automated receipts for my clients. Its a no fuss way to get your money when you need it. Perect for bookkeeping at the end of the year.

Pros: For a small business there are so many options available simple credit options will low rates. The point of sale options are so user friendly and also web based to process virtual terminal payments and can even invoice clients. Amazing program!

Cons: There is an online customer support that does not offer person to person assistance. The rates differ when using the swipe attachment vs manual payment.

Pros: If you are a small to medium business owner you must check out Square for your card processing. It is very simple to use and can be implemented into every business. It is the modern way to take payments. The software looks great and the hardware looks and works perfectly. I highly recommend Square!

Cons: I currently like everything about square payment processing.

Pros: It was super easy to set up and you can receive payments pretty much anywhere. Our small business was able to thrive because we accepted credit cards which increased our profit.

Cons: The fees were good for our business because we did a lot of small transactions, but if you take big payments, it isn't worth it. Go with a different payment processing company with lower fees.

Pros: I have been using Square for at least 2 years now. One of my favorite features is the Square Card and the ability to have instant access to my money.

Cons: I do not like that it doesn't accept Netspend as a bank account. I have to set up my debit card for instant transfers instead which adds an additional fee.

Overall: I find it very easy to use and set up. The app is very good for reporting as well.

Pros: It's portable! I can process with my iPhone. Fast deposits right into my bank account. The rates are reasonable. There when I need it. No contract and no monthly fees

Cons: Can't think of anything. It's smooth going for my simple little side business.

Overall: I have a side business. Sometimes the day job takes over my life and I have to put that little side business on hold. But, never fear because Square is such a dear! It's there when I need it even if I have been dormant for awhile. All I have to do is open up the app on my phone, connect to the internet and process transactions. And, the money? It's in my account the next business day in most cases. It's easy to use and the rates are reasonable. I go out and about and sell products at festivals and events. Square can even process transactions without an internet connection and put through later when you're online. There's also no monkey business. My little biz is simple and Square can be as simple or complicate as I need it to be. It's also straightforward and honest. That's a lot more than I can say for most credit card processing services.

Pros: I like the ease of the app. The ability to send instance invoices. Ability to run valuable reports for business.

Cons: The square app takes a minute or two to secure a internet/wifi connection while some of the delay in connection is the internet carrier but some of the problem is the app doesnt always use the phones hotspot nor the data

Overall: The ability to always process credit and or debit cards

Pros: Seamless interface. Navigation is easy for business and customer. Low processing fees. Compatible with my iphone that does not have a headphone jack. They are always coming out with new and updated equipment. The fraud protection is also a huge pluse.

Cons: I dont currently have any cons about square. They have met my business needs since 2013 when i first opened.

Pros: What I love most about using Square to recieve payment for services, is that I can provide a convenience for my clients who want to pay face to face at bookings. All I need is my cell phone and the small credit card reading device that Square provided me, which I keep in my wallet. I attach it to my phones headphone outlet and open up the app and create an invoice for payment. During my account set up with Square a few years ago, I linked my bank account to the software so that all transactions go directly to my specified account, no confusion.

Cons: There is a fee to use the Square software/service, but I find by adding tax per client transaction, it can help to balance out the overall percentage Square costs per deposit.

Pros: It's so easy to set up and use, and scalable. You can do simple card payments, or set up an entire inventory with categories and useful information, and it syncs across any device. You can have multiple tablets and devices taking payments at the same time.

Cons: Some UI issues like buried settings and menus make it hard to find how you change things or how you clear an order. It takes a while to get used to this POS system for some people.

Overall: It's incredibly easy to set up and start taking payments right away. In person payments are a breeze with the chip/NFC reader, and customers love it. If a customer enters their email for receipts for anyone who uses Square you have that info too, so customers like that aspect of having their payment recognized. The rewards program is also a nice feature you can add for your customers.

Pros: I started using square when it first came out. Prior to that time, I had not accepted credit cards in my business partly due to the hassle I anticipated it to be. I could not believe how easy it was to use square! Thank you for making something so easy and user friendly! I also love that it syncs with quickbooks. This saves me money because it takes my accountant less time to do my books. Thank you square for a great product!

Cons: I simply can't think of a thing I don't like about it.

Overall: Great!