# Vault Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Vault Software - reviews, pricing plans, popular comparisons to other Banking Systems products and more. Source: https://www.capterra.com/p/181750/Vault --- # Vault Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. 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[Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Vault ## What is Vault? Thought Machine has built cloud-native core banking and payment technology that runs natively in the cloud. Vault Core and Vault Payments give banks complete flexibility and control to build financial products and process payments. Vault Core's innovative product-building framework allows banks to easily migrate existing backbook products, create new products, and integrate with third-party services through its API-first architecture. Thought Machine's core banking solution is trusted by leading global banks to modernise their technology stack with an operationally resilient platform that takes advantage of the unique capabilities of cloud infrastructure. ## What is Vault used for? [Banking Systems](https://www.capterra.com/banking-systems-software/) Overall rating Based on 6 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Contact vendor for pricing Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Vault?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.thoughtmachine.net/&name=Vault) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Vault 4.8 (6) VS. [### Temenos](https://www.capterra.com/p/111334/TEMENOS-T24/) [4.4 (69)](https://www.capterra.com/p/111334/TEMENOS-T24/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.3 (6) Ease Of Use 4.4 (69) Value For Money 4.8 (5) Value For Money 4.2 (62) Customer Service 4.0 (2) Customer Service 4.1 (64) ## Vault alternatives [Crowded](https://www.capterra.com/p/255296/Crowdedme/) [4.2 (34)](https://www.capterra.com/p/255296/Crowdedme/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 79% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/255296/Crowdedme/) Highest Rated [Qonto](https://www.capterra.com/p/173384/Qonto/) [4.5 (250)](https://www.capterra.com/p/173384/Qonto/reviews/) Starting price $9.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 89% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/173384/Qonto/) [Finacle](https://www.capterra.com/p/10010681/Finacle/) [4.5 (25)](https://www.capterra.com/p/10010681/Finacle/reviews/) Starting price $500000.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 92% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/10010681/Finacle/) [SBS Core Banking](https://www.capterra.com/p/10018865/SBP-Core-Banking/) [3.8 (6)](https://www.capterra.com/p/10018865/SBP-Core-Banking/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 67% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/10018865/SBP-Core-Banking/) [View all alternatives](https://www.capterra.com/p/181750/Vault/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities API Application programming interface that allows for integration with other systems/databases Audit Management Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws Core Banking Back-end system that processes daily banking transactions and posts updates to accounts and other financial records. Corporate Banking Banking that services corporate customers, from SMBs to multinational enterprise corporations with large financial stakes. Vault 28 features Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Dashboard to view the status of ongoing processes, identify current incidents and track past activities Application programming interface that allows for integration with other systems/databases Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws Back-end system that processes daily banking transactions and posts updates to accounts and other financial records. Banking that services corporate customers, from SMBs to multinational enterprise corporations with large financial stakes. Financial system that helps create and manage physical/digital credit cards and track transaction activities Accept and process credit card transactions Non-for-profit financial institution that is owned by all of its members Record customer information, purchase history, and other notes Electronically collect payments for goods or services Plan, manage, and track the financial activities of an individual or organization Division of banking that assists individuals or organizations raise capital and provide financial consulting services. Initiate, finance, and manage the complete life cycle of loans and cultivate relationships with borrowers Expand services to areas outside of the home location, functioning as an extension of the home location. Manage and handle various international currencies Ability to manage transactions online with a mobile device or computer. Banking and financial services designed for clients with a high level of income and/or sizable investment assets. Analyze and gain insights into data in real-time Receive data and information in real time Active monitoring of systems, applications, or networks Division of banks that focus specifically on retail customers. Set & manage permission levels based on user roles and restrict access to only authorized individuals Automates and streamlines business processes by creating a sequence of predefined rules and actions that govern the flow of work Set up connections to third-party platforms to improve business processes Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Monitor or audit historical and current transactions to analyze customer account activities Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks Features 4.3 (6) 4.3 Based on 6 reviews ## Pricing Value for money 4.8 (5) ### Starting price Contact vendor for pricing Free trial not available Value for money 4.8 (5) 4.8 Based on 5 reviews ## Integrations [ MuleSoft Composer](https://www.capterra.com/p/247651/Mulesoft-Composer/) ## Support, customer service and training options Customer Service 4.0 (2) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.0 (2) 4.0 Based on 2 reviews ## User reviews Overall rating 4.8 Based on 6 reviews Filter by rating 5(5) 4(1) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent SM SUPROTIK M. Software analyst Information Technology and Services ### "Time to use vault!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 7/10 July 17, 2021 Pros The data management tools available for the purpose Cons Could be made easier to work and to navigate through the tool Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. MH Mandi H. Client Advisor Marketing and Advertising ### "Vault is great!" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 9/10 September 29, 2020 Pros It's easy to use and reliable. A lot better than the cloud service we were using before. Cons There's a few glitchy things that happen, as well as the interface could be a bit more user friendly. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MJ Mandy J. Client Success Manager Design ### "Vault Helps My Team Stay Organized! " 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 September 25, 2020 Overall, Vault has been a great help to my team and project management! Pros The best function that Vault provides to me and my team is the ability to store countless amounts of information and files without the fear of losing them! It also makes it really easy for me to share what I need in a convenient link to one of my coworkers. I love that! Cons There has been a few times where I could not get into vault so I had to have my team restart the software, which caused me delays in a multiple projects. Reasons for choosing Vault I was not the one who decided on Vault. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. BD Becca D. Project Manager Marketing and Advertising ### "Love how much Vault can do!" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 July 31, 2020 Vault helps our company have a central file saving and sharing system that works really well! We have one central place where we can save things and keep it organized so things don't get lost and we don't waste time looking for various files. Pros My absolute favorite thing about Vault is that is has so many features and functions to help you save and organize your files. You can create various 'vaults' and then folders and subfolders and it makes everything so easy to find. There are also a ton of different things you can do with a file/folder. You can share files, create a file upload link so someone else can upload to it, etc. There are so many things that Vault does, I love it! Cons My least favorite thing about Vault is how sometimes links that are created randomly break and are not accessible so I have to set up another link. This does not happen that often, but when it does it can take several minutes to figure out where the link was at so I can create another one. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. MC Meg C. Project manager Marketing and Advertising ### "Awesome File Sharing and More! " 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 9/10 July 28, 2020 Vault has been so awesome for our company. We have tried other file sharing softwares, but vault allows us to save so much more for a better price and it is easy for anyone on our team to access! Pros The absolute best thing about Vault is that you can easily save anything in organized folders and create links so others can also find what you saved in Vault! Cons We had a issue with creating too many links to folders so we had to start putting time limits on links, adds another step when creating a link which can be annoying. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. KG Kate G. Project Manager Marketing and Advertising ### "Great Storage and Shared Files System" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 8/10 December 15, 2019 This solves the problem of paying for large space on shared files systems or dropboxes. Pros Vault makes it easy to share files through a link or requesting files through a link! I love how you can create links to folders that give access to people just to that folder! Cons Sometimes the software trips up when I want to go back on folder and it takes me all the way back to the main Vault folder, I wish the movement between folders was smoother. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)