# Instamojo Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Instamojo Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more. Source: https://www.capterra.com/p/182477/Lumu --- # Instamojo Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Instamojo ## What is Instamojo? Instamojo is India’s simplest online platform to create an online store. We power small, independent businesses, MSMEs & startups with eCommerce stores and online payment solutions. Instamojo powers 10% of the digitally active MSMEs in India and is trusted by lakhs of businesses across the country. Instamojo offers payment solutions, marketing tools, and other tools to run a successful online business ## What is Instamojo used for? [Payment Processing](https://www.capterra.com/payment-processing-software/) Overall rating Based on 17 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price ₹3999 Flat Rate, Per Year Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Instamojo?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.instamojo.com&name=Instamojo) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Instamojo 3.9 (17) VS. [4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price ₹3999 Flat Rate, Per Year Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.1 (17) Ease Of Use 4.5 (26,261) Value For Money 3.4 (15) Value For Money 4.4 (20,123) Customer Service 3.2 (14) Customer Service 4.2 (20,380) ## Instamojo alternatives [4.8 (524)](https://www.capterra.com/p/163474/WeTravel/reviews/) Starting price $79.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 98% of reviewers rated it above 4 stars [4.7 (479)](https://www.capterra.com/p/182990/GCPAY/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) Starting price $30.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 92% of reviewers rated it above 4 stars Highest Rated [4.9 (247)](https://www.capterra.com/p/198072/ePayPolicy/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 99% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/182477/Instamojo/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Mobile Payments 3.6 (7) 57.14% of 7 reviewers that rated this feature as important or highly important Clients can submit payments via mobile devices Online Payments 3.9 (7) 85.71% of 7 reviewers that rated this feature as important or highly important Accept and process online payment transactions Billing & Invoicing 4.8 (5) 20.00% of 5 reviewers that rated this feature as important or highly important Create, manage, and send invoices or bills to customers Payment Fraud Prevention 4.0 (5) 100.00% of 5 reviewers that rated this feature as important or highly important Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Multiple Payment Options 4.8 (4) 75.00% of 4 reviewers that rated this feature as important or highly important Process payments via multiple modes directly through the application PCI Compliance 4.8 (4) 75.00% of 4 reviewers that rated this feature as important or highly important Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) Instamojo 18 features Dashboard to view the status of ongoing processes, identify current incidents and track past activities Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Application programming interface that allows for integration with other systems/databases Create, manage, and send invoices or bills to customers Add customized logos and colors to align with company branding Import and export data to and from software applications Clients can submit payments via mobile devices Process payments via multiple modes directly through the application Accept and process online payment transactions Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Integration with payment gateways to facilitate online transactions Send clickable links via text or email to collect payments from customers Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) View and track pertinent metrics to find patterns and gain insights from data Search and filter data across systems to locate required information by entering keywords or certain criteria Online portal through which end users can access the system, manage tasks, or obtain information Track the status over time for a request, process, asset, or transaction Monitor or audit historical and current transactions to analyze customer account activities Get Advice We can help you find the software with the features you need. Features 3.7 (17) 3.7 Based on 17 reviews ## Pricing Value for money 3.4 (15) Free Version Basic ₹3,999 Flat Rate,Per Year Value for money 3.4 (15) 3.4 Based on 15 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 3.2 (14) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 3.2 (14) 3.2 Based on 14 reviews ## User reviews Overall rating 3.9 Based on 17 reviews Filter by rating 5(8) 4(4) 3(2) 2(1) 1(2) Mentioned topic Sorted by most recent VA Vipin A. Head Consumer Goods ### "Plz dont buy their service" 3.0 Overall Rating 3.0 3.0 Ease of Use 3.0 3.0 Features 3.0 3.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 March 24, 2024 Pros PAyment gateway service is ok, not good. Cons After using more than 2 years, i feel helpless, customer care team is pathetic and they does not have value for customer. Most important they does not have a feedback system of their customer care team. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. LA Lavanya A. Founder Mental Health Care ### "Decent Product with the worst customer support" 2.0 Overall Rating 2.0 2.0 Ease of Use 5.0 5.0 Features 3.0 3.0 Customer Service 1.0 1.0 Likelihood to Recommend 3/10 December 22, 2023 Not the best experience and honestly - I would suggest razorpay to anyone who is trying to opt for payment processing patforms Pros UI is easy Implementation is easy Data tracking is decent you get enough insights to make changes to you strategy Cons Customer support is slow Not the best payment options international payments are unavailable or are extremely tricky to find and implement (support is also unclear on this) Reasons for choosing Instamojo Cheap and it did not have high restrictions Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. NS Nishu S. Founder Computer Software ### "Never use Instamojo" 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 September 5, 2023 One Word - Stay Away.Hi guys I'm an entrepreneur and runs a few businesses.Recently we expanded our business to indian customers. we had 3 different business with different GST no.s and websites.1. Software BusinessWe creat softwares for WordPress and applied to instamojo and Razorpay. Razorpay got accepted while Instamojo declines stating their tems and condition doesn't support this business.weird right.... We got to the support team and we got 0 help and several automated replies.2. Education BusinessWe have a few educators and they teach online about software, seo, marketing and many.My another team applied here too....Our application was rejected here too....Reason "We don't support course business"...Now this is education.Meanwhile our team found that several websites that were selling courses and some of them selling themes and plugins which were developed by another company. Totally a steal..And they were supported by Instamojo.... We found course being sold with instamojo.So, we though something is fishy..Lets create a replica of the course website...We got accpeted, and after receiving a few funds. Our account got blocked and the money were freezed... after 1 month we were able to get back the money....So i will suggest you to go for RazorPay, Cashless or Stripe if you are a genuine business and want hasslefree transactions. Pros UselessSo i will suggest you to go for RazorPay, Cashless or Stripe if you are a genuine business and want hasslefree transactions. Cons Full of consSo i will suggest you to go for RazorPay, Cashless or Stripe if you are a genuine business and want hasslefree transactions. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Vinod K. JIRA Admin Shipbuilding ### "Easy payment for India with Subscription and Commission based model" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 19, 2023 The platform has proven to be a reliable and user-friendly solution for my online business needs. Setting up my online store and managing payments has been a seamless process. The intuitive interface, along with its robust features like customizable payment links and integration options, has made selling products and services online a hassle-free experience. Furthermore, Instamojo's excellent customer support has been responsive and helpful whenever I've encountered any queries or issues. I highly appreciate Instamojo for providing a trustworthy and efficient platform that has significantly contributed to the growth and success of my online business. Pros its simplicity and ease of use. Setting up an online store and accepting payments was a breeze with their user-friendly interface. The platform offers a straightforward process for creating product listings, managing inventory, and tracking sales. Additionally, Instamojo provides useful features like customizable payment links, automated payment reminders, and integration with popular platforms and marketplaces, making it convenient for businesses of all sizes. The ability to swiftly get started and navigate the platform with ease makes Instamojo a favorable choice for individuals and small businesses looking for a hassle-free way to sell products and services online. Cons International Payment Support was difficult once for my portal. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) [Stripe](https://www.capterra.com/p/123889/Stripe/) Both do not support Indian payment well. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/) [Zaakpay](https://www.capterra.com/p/234431/Zaakpay/) [Paytm m'Loyal](https://www.capterra.com/p/10004148/Paytm-mLoyal/) [Stripe](https://www.capterra.com/p/123889/Stripe/) Reasons for choosing Instamojo Instamojo payment scheme is subscription as well as commissioned based. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Vaibhav G. Clinic Manager Hospital & Health Care ### "Good system for payment collection" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 3.0 3.0 Customer Service 0.0 0.0 Likelihood to Recommend 7/10 July 21, 2022 Pros Our day starts with receving payment via instamojo. Smooth and secure way to transact. Cons We faced challenge during integration with our dental software, it declined transaction for certain treatment category. The customer representative didn't share the exact reason for issue. Switched from [Cashfree](https://www.capterra.com/p/185696/Cashfree/) Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor August 5, 2022 Hi Vaibhav, we can't thank you enough for the kind words. Your review means a lot to us and lets us know we're on the right track! We also noticed your feedback on integration, please write to us at support@instamojo.com we will be happy to address your query. Harshal K. CEO Accounting ### "Good payment gateway for India" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 July 20, 2022 Overall, we are satisfied with Instamojo. It helps us create payment links quickly. Pros At ProfitBooks, we use Instamojo to create payment links from invoices. It is easy to setup. Their interface is clean. I like the options of receiving payments using UPI. Cons I wish they could support international payments. Switched from [PayU](https://www.capterra.com/p/201075/PayU/) Bad support Alternatives considered [Razorpay](https://www.capterra.com/p/179263/Razorpay/) [Cashfree](https://www.capterra.com/p/185696/Cashfree/) Reasons for choosing Instamojo We liked the simple interface of Instamojo. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor August 6, 2022 Hi Harshal, we can't thank you enough for the kind words. Your review means a lot to us and lets us know we're on the right track! We also noticed your feedback on international payments. We do provide International payments option on a case to case basis. Please write to us at support@instamojo.com we will be happy to assist you. Diwaker U. Admissions Counselor Education Management ### "Best online payment solution in India" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 22, 2022 I have been using Instamojo since last two years, and I must say that I am very satisfied with it. Pros The best thing about Instamojo is that it is super easy to use and has all the required features for my business. Using Instamojo, I can receive payments from customers with ease, and I don't have to worry about the security of my payment details. It is not only a payment gateway but also a full-fledged point of sale solution which allows you to sell products to your customers quickly and easily. I like that it has support for most Indian banks and also supports UPI. Cons What I don't like about it is that its processing fee is very high compared to its other payment gateways. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor June 7, 2022 Hi Diwaker, we can't thank you enough for the kind words. Your review means a lot to us and lets us know we're on the right track! We also noticed your feedback on transaction fee, we will certainly look into it. Please feel free to reach out to us at support@instamojo.com about any query/concern and we would be happy to address it! -Team Instamojo MD Abu K. Administration Officer Education Management ### "One of the best payment solution for India." 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 May 16, 2022 Overall, it is a handy choice. A user will be getting tons of features with an extra layer of security if they can afford it. It has been very useful for our business. Pros Instamojo is an extremely effective payment method available in India. It has a strong algorithm in its backend which helps the users transfer money faster, create stores online, and manage their e-commerce sites easily with marketing. It's a complete payment solution for any startup. The free version is very useful in terms of trying out. Cons Even though it has a free version, The subscription charge is pretty expensive for any small startup. Switched from [Corpay](https://www.capterra.com/p/152950/Nvoicepay/) [Shoppr](https://www.capterra.com/p/193995/Shoppr/) Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor May 18, 2022 Hi MD Abu, thank you for your valuable feedback. It always feels good to hear from delighted customers like you and motivates us to improve. We'll definitely take this up in order to improve our services in the coming days. In regard to subscription, please write to us at support@instamojo.com so that we can assist you accordingly - Team Instamojo. AD Amit D. SEO Education Management ### "Best payment system for fast and hassle free payment." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 9, 2022 Overall experience is very good. It is very smooth, easy and fast. Pros The feature I like most is, yo can create and share payments links from anywhere using app i just few simple steps. It doesn't take more than 30 second to create a payment link. Cons There's nothing about it that I don't like. Alternatives considered [PayU](https://www.capterra.com/p/201075/PayU/) Reasons for choosing Instamojo Because setting up and using Instamojo is very easy compare to PayU. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor May 18, 2022 Hi Amit, we are grateful that you took the time out to leave us a review. It always feels good to hear from delighted customers like you and motivates us to improve. -Team Instamojo Prabhakar U. CMO Marketing and Advertising ### "Best online solution to sell products and collect payments." 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 6/10 February 28, 2022 I use it to sell y digital products and I am fully satisfied with it. Pros The best thing is about Instamojo is, it provides the feature of an e-commerce store and very easy to use. Any beginner can start with Instamojo. Cons Instamojo transaction fee (5% + ) is very high as compared to other companies. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor May 18, 2022 Hi Prabhakar, we are grateful that you took the time out to leave us a review. We'll definitely take this up in order to improve our services in the coming days. -Team Instamojo. [View all Reviews](https://www.capterra.com/p/182477/Instamojo/reviews/) Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. 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