--- title: "Melio Pricing 2026 | Capterra" description: "Learn more about Melio pricing plans including starting price, free versions and trials." source_url: "https://www.capterra.com/p/184673/Melio/pricing/" page_type: "pricing" language: "en" --- # Melio Pricing - Overall rating: 4.2 out of 5 from [405 reviews](https://www.capterra.com/p/184673/Melio/reviews/) - Starting at $25.00 per month - Free trial: Available - Free version: Available - Credit card required: No --- ## How much does Melio cost? Melio has **4 different plans**. The pricing **starts at $25 per user per month** with a free plan available. ### Go - Price: $0.00 - Billing: Per User, Per Month #### Go plan includes: - Accept payments via custom links - Recurring and partial payments - Global payments in USD or local currencies - Dedicated email for automatic bill capture - Easy bill management: Upload, scan, or import bills - Pay by card or bank—vendor receives check, ACH, or wire transfers - 10 free syncs with QuickBooks Online & Xero - Free mobile app (iOS & Android) - 5 free ACH transfers per month - Instant payments ### Core - Price: $25.00 - Billing: Per User, Per Month #### Core plan includes: - Try all of Melio's features free for 30 days before you choose a plan. - Send 20 free ACH transfers/month - Unlimited 2-way auto-sync with QuickBooks Online & Xero - Batch-pay multiple bills at once - Combine payments into one transaction - Roles, permissions, and user management - Automated approval workflows - W-9 collection & auto 1099 sync - Automatic capturing of bill line items ### Boost - Price: $55.00 - Billing: Per User, Per Month #### Boost plan includes: - Try all of Melio's features free for 30 days before you choose a plan - Send 50 free ACH transfers/month - 2-day ACH transfer eligibility - Advanced multi-user approval workflows - 2-way auto-sync with QuickBooks Desktop - Advanced bill attributes (classes & locations) ### Unlimited - Price: $80.00 - Billing: Per User, Per Month #### Unlimited plan includes: - Melio Unlimited includes everything in Melio Boost, plus: - Unlimited free ACH transfers per month - Unlimited user seats - Dedicated account manager - White-glove onboarding - Try all of Melio's features free for 30 days before you choose a plan --- ## Is Melio worth the price? ### Value for Money - Overall rating: 4.3 out of 5 - Good or excellent value for money: 84% AI summary based on 48 value-for-money rating reviews: Most reviewers indicate that Melio offers great value for money, especially due to its no-subscription model and low transaction fees. They appreciate that it is free to use, which is beneficial for small businesses and startups. However, some reviewers feel that the service fees can add up, making it less cost-effective for certain businesses. #### Rating breakdown - Ease of use: 4.4 - Customer service: 4.0 - Features: 4.1 - Ease of deployment: 4.3 - Likelihood to recommend: 73% Based on 405 total Melio reviews. --- ## How does Melio compare to other alternatives? Melio starts at $25 per user per month. Explore how its pricing and plan options compare with top alternatives below. Melio pricing comparison | Product | Plans | Starting price | Free version | Free trial | Value for Money | | --- | --- | --- | --- | --- | --- | | Melio — 4.2 out of 5 ([405 reviews](https://www.capterra.com/p/184673/Melio/reviews/)) | 4 plans | $25.00 /user/mo | Available | Available | 4.3 | | [Xero](https://www.capterra.com/p/120109/Xero/) — 4.4 out of 5 ([3,332 reviews](https://www.capterra.com/p/120109/Xero/reviews/)) | 3 plans | $25.00 /mo | Not available | Available | 4.2 | | [NetSuite](https://www.capterra.com/p/135757/NetSuite/) — 4.2 out of 5 ([2,080 reviews](https://www.capterra.com/p/135757/NetSuite/reviews/)) | 1 plan | Not available | Not available | Not available | 3.9 | | [Sage Intacct](https://www.capterra.com/p/76/Intacct/) — 4.3 out of 5 ([718 reviews](https://www.capterra.com/p/76/Intacct/reviews/)) | 1 plan | Not available | Not available | Not available | 4.0 | | [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) — 4.3 out of 5 ([2,264 reviews](https://www.capterra.com/p/380/Concur-Expense/reviews/)) | 3 plans | $7.00 /usage/mo | Not available | Not available | 4.1 | --- ## What reviewers say about Melio's pricing ### What they like - **Melio offers great value for money** Especially due to its no-subscription model and low transaction fees. They appreciate that it is free to use, which is beneficial for small businesses and startups. - **The absence of monthly maintenance fees and the reasonable transaction fees make it a cost-effective solution** They find the free ACH payment option and the ability to pay vendors electronically without major costs particularly valuable. - **Melio's integration with QuickBooks Online and its simplicity add to its appeal** ### What holds them back - **The service fees can add up** Making it less cost-effective for certain businesses. They mention that the transition to a paid plan and increasing fees have been a drawback. - **The costs are still prohibitive for small businesses and startups** A few reviewers also note that the credit card processing fees can be a burden, and some find the overall pricing too high. ## Price & value in reviewers' words * * * 5 out of 5 stars > "The thing I liked about Melio is that it is free of subscription payments and free to register." Reviewer: Nick N. Role: Owner * * * 5 out of 5 stars > "Yes, there are fees when you need to pay by check or quickly but if you are in a regular rhythm it's a great free tool to use! " Reviewer: Verified Reviewer Role: Vice President [Check all reviews](https://www.capterra.com/p/184673/Melio/reviews/)