# Melio Pricing 2026 | Capterra > Learn more about Melio pricing plans including starting price, free versions and trials. Source: https://www.capterra.com/p/184673/Melio/pricing --- # Pricing for Melio [4.2 (402)](https://www.capterra.com/p/184673/Melio/reviews/) Write a Review! ## [Melio](https://www.capterra.com/p/184673/Melio/) has **4** pricing plans - Yes, has free trial - Yes, has free version **Credit Card Required:** No ### Go $0 **Pricing Model:** Per User **Payment Frequency:** Per Month Go plan includes: - 5 free ACH transfers per month - 10 free syncs with QuickBooks Online & Xero - Pay by card or bank—vendor receives check, ACH, or wire transfers - Easy bill management: Upload, scan, or import bills - Dedicated email for automatic bill capture ### Core $25 **Pricing Model:** Per User **Payment Frequency:** Per Month Core plan includes: - Try all of Melio's features free for 30 days before you choose a plan. - Send 20 free ACH transfers/month - Unlimited 2-way auto-sync with QuickBooks Online & Xero - Batch-pay multiple bills at once - Combine payments into one transaction ### Boost $55 **Pricing Model:** Per User **Payment Frequency:** Per Month Boost plan includes: - Try all of Melio's features free for 30 days before you choose a plan - Send 50 free ACH transfers/month - 2-day ACH transfer eligibility - Advanced multi-user approval workflows - 2-way auto-sync with QuickBooks Desktop ### Unlimited $80 **Pricing Model:** Per User **Payment Frequency:** Per Month Unlimited plan includes: - Try all of Melio's features free for 30 days before you choose a plan - Melio Unlimited includes everything in Melio Boost, plus: - Unlimited free ACH transfers per month - Unlimited user seats - Dedicated account manager ## Popular alternatives to [Melio](https://www.capterra.com/p/184673/Melio/) Looking to learn more about Accounts Payable software similar to Melio? Check out these popular alternatives that are closest in terms of key features, functionality, and benefits. [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) by Intuit [4.3 (8463)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Starting Price:$38/month [LEARN MORE](https://www.capterra.com/p/190778/QuickBooks-Online/) by Xero [4.4 (3300)](https://www.capterra.com/p/120109/Xero/reviews/) Starting Price:$25/month [LEARN MORE](https://www.capterra.com/p/120109/Xero/) [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) by Intuit [4.5 (20651)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) Starting Price:$2210/year [LEARN MORE](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) [Stampli](https://www.capterra.com/p/147301/Stampli/) by Stampli [4.8 (463)](https://www.capterra.com/p/147301/Stampli/reviews/) Starting Price:No pricing found [LEARN MORE](https://www.capterra.com/p/147301/Stampli/) [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/) by Intuit [4.4 (2561)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) Starting Price:$1922/year [LEARN MORE](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/) [View all alternatives](https://www.capterra.com/p/184673/Melio/alternatives/) ## What do others say about [Melio](https://www.capterra.com/p/184673/Melio/) pricing? Value For Money[4.3(402)](https://www.capterra.com/p/184673/Melio/reviews/) Pros Cons [Read All 402 Reviews](https://www.capterra.com/p/184673/Melio/reviews/) Read Full Reviews Below Bridgette K. owner Retail, 1-10 employees Used the software for: 6-12 months ** Overall Rating 4.0 ** Ease of Use 4.0 Customer Service 5.0 Features 3.0 Likelihood to Recommend 60% 6/10 Reviewer Source Source: Capterra November 10, 2025 "Great software, if the payment is successful. " **Pros:** The software is straight forward and does not require much of a learning curve. The customer support is quick to respond, usually within 20 minutes via the chat support. I chose this software to assist with money transfer and the managing of invoices. I do not recall any fees or charges associated with the software. Set up took all of about thirty minutes, if that. **Cons:** I wanted to love this software, but was unfortunately unable to truly experience its benefits. I have been in business over ten years and have used multiple invoice software companies with no issues. What attracted me the most to Melio was same day and next day ACH transfer. This never happened. I have tried this software several times, and each time I receive a generic email saying the transfer cannot be processed after an internal review. The software has great promise, but not much follow through. Julie M. Owner Real Estate, 1-10 employees Used the software for: Less than 6 months ** Overall Rating 1.0 ** Ease of Use 2.0 Customer Service 1.0 Features 2.0 Value for Money 1.0 Reviewer Source Source: Capterra November 19, 2024 "Started off okay, then crashed and burned" **Overall:** It started off as a pretty okay solution for needing to streamline payments to vendors all in one place. It wasn't the smoothest ever - seemed like lots of extra/unnecessary clicks to do what you need to do - but the best thing I could find at the time. (more than once I didn't ACTUALLY send a payment that I thought I did, because their process involves several steps of confirmation and the last step looks like a confirmation page... but you have to actually scroll down to the bottom of the page and approve the payment one more time, before it will be sent. And the page is formatted just long enough that the button is not visible on a regularly sized browser screen, you have to scroll down to see it). Support was slow and usually refused to answer my questions at first because I logged in with my Intuit account and apparently they couldn't match up the email address I'd send requests from with my Melio account. I learned I needed to tell them in the initial email that the email address I was using was my Intuit account and that's how I log in to Melio. Towards the end, support just flat out refused to respond to me at all - even when I reached out multiple times (all I wanted to do was cancel a recurring payment - that always failed b/c of aforementioned vendor name issue - but I couldn't log in anymore without paying for a plan). Later on as they began rolling out the paid version, the site became very buggy, I had issues with payments being processed that they couldn't explain, and overall became a total hair-pulling event every time I signed in. Completely incompatible with running a professional business. I shifted all my banking to Relay that has built in support for bill payment. I'm paying a bit for the service, but it does everything Melio claimed to do except better, and the integration with QBO is much more intuitive. And you can get a knowledgeable human on the phone within 10 minutes if you have a question! Wish I'd made that switch ages ago. **Pros:** I liked having a central place to pay my bills from. Worked decently at first... but then... **Cons:** Melio became a raging dumpster fire for me right around the time they started rolling out their paid plans. I started encountering FAR more errors in the process, failed payments with no notice, failures in the interface... all things that had operated fine (if not flawlessly) before. I was willing to put up with a certain amount of hassle factor in exchange for the service, but when service quality noticeably deteriorated simultaneously with them rolling out a required paid plan, I couldn't run away fast enough (I see now there's a limited free option, but initially that wasn't there). Also, yes it integrates with QBO, but not in a logical way to my non-bookkeeper mind. I found it very confusing and not a smooth process at all. Uploading invoices and pulling info from them is good in theory but rarely worked in practice. Bad info would get pulled in and I'd have to edit. It would drop vendor names and I'd have to re-enter. (oh, and towards the end it wouldn't save edits I made to vendor names, either, and then it would kick back payments because the vendor name was incomplete!) I could choose to not upload invoices, but then sometimes payment would fail because there was no invoice! Overall maddening. Vendor Response By Melio on December 2, 2024 Hi Julie, Thank you for sharing your feedback with us. We’re sorry that your time with Melio didn’t meet your expectations. Your insights about the challenges you faced are invaluable to us as we strive to improve our service. We understand how frustrating it must have been to encounter system errors, failed payments, and difficulties with vendor management—especially when you’re trying to keep your business running smoothly. We regret any inconvenience or disruption this has caused. Our team aims to provide clear and timely assistance to all customers, and we will address these gaps to ensure that we respond effectively and consistently. We take your feedback seriously and will share it with our internal team as we always look for ways to improve. While we’re glad you’ve found a solution that works well for your business needs, we’d love to regain your trust if you ever consider giving Melio another try. All the best, Team Melio [Read All 402 Reviews](https://www.capterra.com/p/184673/Melio/reviews/) ## How should I be thinking about software pricing? [ Be an Informed Buyer: Understanding the True Cost of Business Software It's not just you-budgeting for business software is complicated. We're here to break it down. ](https://www.capterra.com/resources/business-software-cost/)