--- title: "Melio Reviews 2026. Verified Reviews, Pros & Cons | Capterra" description: "Is Melio the right Accounts Payable solution for you? Explore 406 verified user reviews from people in industries like yours to make a confident choice." source_url: "https://www.capterra.com/p/184673/Melio/reviews/" page_type: "reviews" language: "en" publication_date: "2026-10-19" --- Melio 4.2 (406) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated October 19th, 2026 # Reviews of Melio Ease of use 4.4 Customer Service 4.0 ## Pros and Cons in Reviews KS Krzysiek S managerTranslation and Localization, 2 - 10 employeesUsed the software for: I used a free trial. “It is a useful solution for managing invoices, sending payments, and keeping vendor payments better organized.“ June 22, 2026 BK Bridgette K ownerRetail, 2 - 10 employeesUsed the software for: 6-12 months. “I have tried this software several times, and each time I receive a generic email saying the transfer cannot be processed after an internal review.“ November 10, 2025 KM Katsia M DirectorInformation Technology and Services, 11 - 50 employeesUsed the software for: More than 2 years. “It is also a relief that users are able to review and approve items within Melio so I do not have to send follow-up approval requests.“ June 29, 2026 JM Julie M OwnerReal Estate, 2 - 10 employeesUsed the software for: Less than 6 months. “oh, and towards the end it wouldn't save edits I made to vendor names, either, and then it would kick back payments because the vendor name was incomplete!) “ November 19, 2024 LC Lin C CEOConsumer Goods, 2 - 10 employeesUsed the software for: More than 2 years. “We primarily used it to bill vendors and receive ACH payments, and the QuickBooks integration made reconciliation easy and reliable.“ January 5, 2026 JM Julie M OwnerReal Estate, 2 - 10 employeesUsed the software for: Less than 6 months. “I started encountering FAR more errors in the process, failed payments with no notice, failures in the interface...“ November 19, 2024 GI Gabriel I FounderE-Learning, 2 - 10 employeesUsed the software for: Less than 6 months. “One of my clients uses Melio as their payment gateway to their freelancers, so I can give the freelancer's point of view and it works amazingly well, I love that you can make the payment arrive faster by paying 1%“ March 29, 2025 KW Kimb W OwnerDesign, Self-employedUsed the software for: 1-2 years. “There is a chance of card payments to result in significant fees if you use the service frequently“ March 16, 2025 ## Showing most helpful reviews Showing 1-25 of 406 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use merroudj N. freelancer Computer Networking Used the software for: 1-2 years ### "fast and easy payment processing" September 26, 2022 5.0 At this point in the Melio Payments review, I can honestly say that it's worthwhile to try, particularly given that it's free. For freelancers, accountants, and small enterprises, it's a fantastic financial solution. The latter group may automate their bills or payments and handle all of their customers from a single platform. Pros A very tidy, straightforward, but effective tool for paying bills and invoices, Payment processing, is quite simple compared to its rivals; it is substantially more productive. This product's flawless integration with our accounting software is why we chose it. Additionally, it eliminates the inconvenience of printing and sending paper checks. Recipient changes of the payment method selected are seamless Cons Improved phone customer service is something I would like to see no other recommendations now. Vendors are added with their Melio links, and those vendors currently in QuickBooks should automatically connect. Now, when you do that, a new vendor is formed and is not connected to the one that presently exists in QuickBooks. Wishlist: It would be nice if there were an option to send international wire transfers in different currencies. If it is wholly linked with Wave Invoicing, it would be fantastic and allow a free connected workflow. Review Source VR Verified Reviewer Member Photography Used the software for: 1-2 years ### "Great for small businesses that want to keep track of contractors" January 3, 2023 5.0 I can pay contractors, keep track of their invoices easily, and also keep track of their total annual payments for my tax purposes much easier. Pros It's made my life easier keeping track of each contractor and how much I've paid them over the year making taxes less of a hassle. Cons I'd love to see Melio function with Quicken. I'd like more customization for my own branding with creating and how clients see and receive invoices, giving me logos, names, and branding color options. Alternatives considered [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Reason for choosing Melio I've been paid by a colleague who uses Melio and loved how it worked. I haven't really considered anything else Review Source Response from Melio January 5, 2023 Hi Adam, we are glad to hear Melio has made your life easier and that you find the tool useful. Thank you for sharing this review. Best, Team Melio ER Ernesto R. Owner Construction Used the software for: 1-2 years ### "BEWARE+STAY AWAY+SCAM" April 24, 2025 1.0 Was decent at first, then went bad. downhill fast. Seems like Melio is having funding and financial problems. They will hold your money for long periods of time. BEWARE...!!! Pros Not much, I don't know. Let me see...? Hmmm...! Ummm,,,! Nothing! Cons Stay away from this company. They don't have a phone number. They double charged me fees.Also- my customers can't pay on the website for some reason? Review Source Response from Melio April 28, 2025 Hi Ernesto, thank you for sharing your feedback, though we’re sorry to hear about your experience. If a double charge did in fact happen we want to look into this as we take these concerns seriously. We were unable to find you in our system, so while our support team is available through chat, email, or phone if you are a Boost subscriber, please email us directly at reviews@melio.com, so that we can help resolve this matter for you as quickly as possible. All the best, Team Melio VR Verified Reviewer Founder Professional Training & Coaching Used the software for: 6-12 months ### "A simple ach solution " April 4, 2022 5.0 It’s a really positive experience. I use it and recommend it. Pros The ease of use is what I like best about melio. It took no time to setup the account, connect it to my bank and get going. It’s allows you to pay vendors and collect their Banking info in one place. That’s my favorite part. Cons My least favorite part is that it doesn’t appear to create 1099 from the platform though it’s listed in the features. If you can, it’s really tough to find so simplifying that would be helpful. Switched from [PayPal Payments](https://www.capterra.com/p/207944/PayPal/)[Wave](https://www.capterra.com/p/178021/Wave-Apps/) This a streamlined and didn’t have any fees to receive payments. Review Source ER Erika R. Real estate investor Real Estate Used the software for: Less than 6 months ### "Simple, Reliable, and Perfect for My Real Estate Business" November 21, 2025 5.0 Being able to send payments by bank transfer or credit card gives me the flexibility I need depending on my cash flow, especially during busy months with listings and closings. I also like that Melio keeps everything organized, so I never miss a payment and all my vendors receive their funds on time. Melio has become an essential tool for my business. Highly recommended for anyone who wants a simple, reliable, and efficient way to manage business payments. Pros For my type of business, where I work with different service providers and need quick, reliable payments, Melio has been a great tool. I definitely recommend it to other real estate agents or small businesses looking to simplify their payables. Pros: •Very easy to use •Flexible payment options (ACH or credit card) •Great for managing multiple vendors •Keeps payments organized and on time Cons I honestly haven’t experienced any real cons so far. Everything has worked smoothly for my needs. The only ‘con’ is that I wish I had started using it earlier, it really simplified my payments. Review Source Greg C. Founder Accounting Used the software for: 1-2 years ### "Many other better solutions" May 2, 2023 3.0 Pros The user interface is basic, but that's actually a good thing in this case Cons dispute resolution was atrocious - still unresolved over nearly 6 months Alternatives considered [Corpay One](https://www.capterra.com/p/200179/Roger/) Reason for choosing Melio I did not intentionally choose this product, it was forced onto me by a client Review Source Response from Melio May 10, 2023 Hi Greg, thank you for sharing this feedback. We'd love to turn this experience around for you and will need a bit more info to investigate this further. Please send us your contact details at reviews@melio.com so that one of our team members can assist you. Best, Team Melio BK Bridgette K. owner Retail Used the software for: 6-12 months ### "Great software, if the payment is successful. " November 10, 2025 4.0 Pros The software is straight forward and does not require much of a learning curve. The customer support is quick to respond, usually within 20 minutes via the chat support. I chose this software to assist with money transfer and the managing of invoices. I do not recall any fees or charges associated with the software. Set up took all of about thirty minutes, if that. Cons I wanted to love this software, but was unfortunately unable to truly experience its benefits. I have been in business over ten years and have used multiple invoice software companies with no issues. What attracted me the most to Melio was same day and next day ACH transfer. This never happened. I have tried this software several times, and each time I receive a generic email saying the transfer cannot be processed after an internal review. The software has great promise, but not much follow through. Review Source RS Ruby S. Content Creator Internet Used the software for: 1-2 years ### "The best in the software market" October 12, 2025 5.0 Pros I like how seamless it makes handling payments, saves time, keeps everything in one place and allows payments without the usual hassles. Cons There's nothing to complain about Melio, it feels effortless to manage business finances. Overall, it’s been a smooth and reliable experience. Review Source KK Kara K. Accountant Accounting Used the software for: 1-2 years ### "Hands down my favorite AP software" May 8, 2025 5.0 Pros Melio is very user-friendly and has great integration with QuickBooks Cons I'm not a fan of the recent move to a subscription-based service, but the value provided is still the best on the market for the price point. Review Source Response from Melio May 12, 2025 Hello Kara, Thank you so much for your thoughtful feedback! We're truly grateful to hear that Melio is your favorite AP software and that you've found our QuickBooks integration and user experience valuable. We completely understand your concerns about the shift to a subscription-based model. Changes like this can be frustrating, and your perspective is incredibly important to us! Our goal remains to provide the best value possible, and we're committed to continuously improving our platform to support your business needs. Thanks again for your support and for being a valued part of the Melio community! Best, Team Melio NN Nick N. Owner Textiles Used the software for: 6-12 months ### "Helps paying bills" October 8, 2025 5.0 Pros The thing I liked about Melio is that it is free of subscription payments and free to register. With Melio, I found it quite useful for managing international payments for suppliers and even combining several payments into a single payment. Cons Because I have not been extensively using it, I realized that it does not have enough integrations. Neither does it offer native invoice creation and sending capabilities, as QuickBooks does. Review Source CP Cheryl P. Owner Accounting Used the software for: Less than 6 months ### "Extremely User & Budget Friendly" February 3, 2023 5.0 Absolutely love this product and it’s affordability. Pros This product is a great value for what it provides. We rarely pay anything for this product as it only charges on international wires and checks. Most of our transactions are ACH and free. Processing is super easy. Cons The only complaint I have is there is no phone support. Getting an answer to an issue is a little delayed through a ticket system. Alternatives considered [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[Paylocity](https://www.capterra.com/p/86714/WebPay/) Reason for choosing Melio Price and functionality. Switched from [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/) Bill.com was unreasonably expensive for our volume. Review Source Response from Melio February 6, 2023 Hi Cheryl, thanks for sharing this review with us and the community. We're glad to hear Melio has been a great fit for your business. As for support, feel free to live chat with our customer experience team any time Monday- Friday 9am- 8pm EST. We're happy to help. Best, Team Melio DZ Dana Z. Owner Accounting Used the software for: 1-2 years ### "Great option, cheaper than Bill" June 12, 2025 4.0 Pros Easy to use, software is modern and clean looking and the payment delivery dates are clear when you pick your options. Cons The fee structure can be a bit confusing when you are getting started. Some payments don't have a fee though which is lovely. Review Source Response from Melio June 24, 2025 Hi Dana, Thank you for the thoughtful review! We're glad to hear you're enjoying the clean design and clear payment delivery options — and it's great to know the fee-free payments have been a nice bonus. We hear you on the fee structure being a bit confusing at first. We're actively working on making that clearer for new users, so your feedback is super helpful. If you ever have questions or want a quick walkthrough of how fees apply, don’t hesitate to reach out — we’re always happy to help. Thanks again for being part of the Melio community. All the best, Team Melio BM Brandon M. Owner Accounting Used the software for: Less than 6 months ### "Great for Small Businesses. " April 13, 2025 5.0 Great experience overall, great support and pricing. Pros I really like the simple navigation and that it does the tasks it claims well Cons My only issue is that card payments aren't sent on weekends. Review Source Response from Melio April 14, 2025 Hi Brandon, thank you so much for your feedback — we truly appreciate you taking the time to share your thoughts with us! It’s always helpful to hear directly from our users, and your input plays an important role in helping us improve! Best, Team Melio EL Elizabeth L. professional accountant Financial Services Used the software for: 1-2 years ### "Simple way to make payments" December 3, 2024 4.0 It makes the whole process of paying bills easier and spending hours entering data. It is quite useful for making online payments very quickly. Pros We have managed to make bill payment faster and easier with Melio, making payments to clients in a timely manner. Previously, bill payments were made one by one and this took hours due to the complexity of entering data. Now I only have to upload the bills and Melio does everything for me. I like it because it does the boring work of entering data. Cons I don't think anything went wrong. The only thing I would change is the customer service because they don't provide fast service. Review Source Response from Melio December 9, 2024 Hi Elizabeth, thank you for sharing your experience with us. It’s great to know that our platform is helping streamline your processes. Ensuring timely support is a priority for us, and we’re continually working to improve this aspect of our service to better meet your needs. Your insights are valuable, and we’re grateful for your input as we strive to improve. If there’s anything specific you’d like assistance with, don’t hesitate to reach out—we’re here to help! All the best, Team Melio KB Kathleen B. Founder, Virtual Assistant Management Consulting Used the software for: 1-2 years ### "Easy to use but not easy to fix. " December 21, 2023 2.0 I am a Virtual Assistant. I help small businesses and entrepreneurs with the administrative pieces of their business such as accounts payable, bookkeeping, organization, etc. I'm always on the lookout for technology that can make my clients' lives easier. Quickbooks, for instance, does that. Melio purports to do that, and a year ago I would have been singing their praises. I am not singing their praises this year. Nor am I recommending them to any of my clientele. The administrative church of the past two months created from issues Melio caused has cost one of my client's time, effort, and money. We now have a project that is critically in danger because of Melio's failure to communicate in a timely fashion. I get it, everyone's busy, but a company that prides itself on payment processing needs quicker response times and customer service agents who are better empowered to handle client's complaints. 24-48 hours is not good enough for a payment processor. 5 days even less so. I will not be recommending Melio to any of my clients going forward. You're better off getting Bill Pay through your financial institution and having your bank handle everything. Or, better yet, the old-fashioned, check or credit card method. Melio has proven they are unreliable. Pros The ease of use is incomparable. I will give Melio that at least. You can select multiple bills at a time and halve your effort when it's time to pay off invoices. Cons The unreliability. And this is on two different fronts. I use Melio as a contracted Virtual Assistant/consultant with clients. My client uses Melio for ease of payment. However, the last two months have been a nightmare to deal with because of actions Melio took without communication or resolution. 1. Single-Use Card Option: This shouldn't even be an option, in my opinion for anyone. There is too great a risk of fraud. Anyone with access to a company's email can change their payment receipt to a different form, such as single-use card without anyone being the wiser. I've had this happen twice now, and it's put a serious strain on vendor relations and made us look like zeros instead of heroes. Worst of all, support does nothing but say it's the "payer's responsibility" to check information. That's true enough and I agree wholeheartedly, but the idea that anyone with a company's email address can just change informaiton at will is, frankly, a little concerning. 2. ACH payments get denied without any reason cited and then you can't get a response out of support except to say to contact the "Compliance" team or "Bill Payments Operation." I've now had three instances of payments being stopped--critical payments I'd add. The first took two weeks to fix. First, it was stopped by the "Compliance" team. I did my due diligence and contacted said team for resolution. I contacted the Bill Pay Operations team as well for resolution. You know how long it took to get ANYONE to responde? FIVE DAYS. Five days on a $20k payment. When I did get a resolution it was to say that the payment had gone through--no one even bothered to check with us to see if we still needed the payment to go through. We'd already cut a manual check for the amount and hand-delivered it to thee vendor. When Melio unilaterally pushed the payment thorugh, we had to rush to get the check voided, then notify the rest of our accounting team, the vendor, and the bank what was going on. It cost us two weeks of effort to fix one payment. Our most recent denial was for a payment to wrap up a project so we could get final payment. That was denied too. It's been 24+ hours since we've contacted support and no one has said "boo" let alone an explanation for what thee payment failed. Now we have a nearly $100k payment in the balance. Customer service agents are always busy. They're also always critically under empowered and under supported by their own companies. I don't blame them. No, I blame whoever at Melio decided that email was the only customer service line to provide and that 5 days is perfectly acceptable to respond and then only to create more problems. Up to this point, customer service has been stellar. I don't know what happened between last year and this year, but this has got to stop. Melio isn't the one who suffers the consequences of payments not going through--it's the users. It's my client's company that's suffering the effects of this lack of communication. If you have too many emails to get through HIRE MORE PEOPLE, pay them the premium rate for their service. It's not that hard, folks, it just takes spine. Review Source Response from Melio January 26, 2024 Hi Kathleen, thank you for sharing this feedback, and we apologize that your overall experience has been less than stellar. We value your feedback and would love to talk to you more about some of the issues you've been facing and how we can make this better for you. Please email us at reviews@melio.com and we'll be sure to take a deeper look into your account. Best, Team Melio KC Kyle C. CEO Restaurants Used the software for: 2+ years ### "Glaring Security Problems" July 25, 2024 4.0 Pros I enjoy the ease of collaboration, having multiple separate accounts linked and the ease of training. Also vendors find it easy to use too. It's a simple system. Cons Security flaws are huge. I have reached out numerous times and get no serious response. Literally any employee or CPA or bookkeeper that I give access to Melio can at will change any vendor ACH information? Anyone. There is no way to prevent it. You have to just hope you dont have a disgruntled employee or book-keeper? What's worse is that there is no alert. No way to be informed. No way to approve. Anyone can change that information if they have access to my Melio account. It's such an obvious avenue for fraud it's stunning and the lack of urgency on fixing it will likely drive me to use a competitor. I just can't take the risk of my money being stolen because we all know Melio will not do much to get it back once it's gone. I'd stay away from Melio until this fixed. Review Source Response from Melio August 2, 2024 Hi Kyle, thanks so much for sharing this review with us— we truly appreciate it. Collaboration is crucial to enhancing teamwork, and we are fully committed to supporting your team and improving your overall teamwork experience. When it comes to the accountant role in your Melio account, they have partial access. This means they can add bills, include a delivery method, and sync with accounting software. However, there are some limitations to this role, such as not being able to set a default payment method, add other team members, or edit company details. For a detailed list of permissions, please visit our help center and head to the "managing your team" section. We also apologize for the missed outreach, and we want to make it right. Please reach out to us via email at reviews@melio.com, and we will be more than happy to assist you with any questions or queries you may have. We are here for you and your team every step of the way. All the best, Team Melio RG Reed G. Sole Propietor Real Estate Used the software for: Less than 6 months ### "Absolute HELL. Stay AWAY!! Horrible, horrible, horrible." September 17, 2022 1.0 First hopeful. Then confused. Later frustrated and anger. Now disgust and acceptance. Overall a very negative experience when dealing a payment processing service. Pros It’s free, it’s advertised nicely, but there are actual NO pros because they are not a professional service. Cons Customer support is a joke. They responded to my email with 1 sentence that was so vague, I didn’t have any idea what they had requested from me. In summary, they discrimate against sole proprietorships, freelancers, contractors, and self-employees persons. They specify say that they DON’T do this and think that makes everything okay. That’s why I say this is not a professional service. They are fishing for high volume businesses so they can make money on credit card processing. They are dishonest in their advertising. I am being put out and payments are being delayed due to this weird and terrible company. It’s all a con. Reason for choosing Melio Lack of fees Review Source JR Julian R. Finance and foreign trade Retail Used the software for: 1-2 years ### "satisfied payment experiences" October 9, 2024 4.0 It allows me to have a more detailed payment report and better manage payment accounts Pros It makes all payment management easier to carry out and gather financial information on a single platform to have control and order of each invoice. The data is stored on a secure platform that allows payment tracking for more security Cons I like everything about Melio, I have felt pleased to use this platform that gives me a better job Review Source Response from Melio October 10, 2024 Hi there, thank you for sharing your insights with us! We're glad to hear that we've helped streamline your payment management and improve your overall workflow. We'll make sure to pass your feedback along to our internal teams—it’s insights like yours that help us continue to enhance our service. If you ever have more feedback, feel free to reach out to our support team via live chat or by submitting a ticket through our help center, available weekdays from 9am to 8pm EST! Take care, Team Melio JP Jodi P. Owner Accounting Used the software for: 6-12 months ### "Melio for Bookkeepers " January 3, 2023 5.0 Overall Melio is a great software program and I am very pleased with it. I believe Melio has a lot of potential and can improve to become a wonderful resource for bookkeepers and accountants. Pros I love the ease with which to send payments to vendors and that availability of ach payments. I also love the approval system for my clients so that they have oversight of the money going out. Cons I wish the payment processing was faster. Sometimes it takes a while for my vendors to receive their payments, especially if there is a weekend or a holiday. Reason for choosing Melio I chose Melio due to the cost and the integration with QBO. Review Source AN Abdessalam N. PhD student. teacher. Civil Engineering Used the software for: 6-12 months ### "Melio will make your life easier" February 18, 2023 4.0 Melio ensures that your payments are sent quickly and securely to your Vendors. Furthermore, Melio guarantees on-time payments every time, giving you the confidence that your payments will be received on time. Additionally, Melio offers a range of payment options, from bank transfers to mobile wallets, which makes it easier for you to make payments on the go. Pros The ease of sending out payments to vendors that you work with on a regular basis, as well as being able to track how much you have paid them over the course of the year for tax season simplification, is a great asset for any business. Additionally, integrating automated payments into the process can save time and make the overall experience even smoother. Furthermore, utilizing an expansive range of payment options, from mobile wallets to traditional bank account transfers, can open up new ways to pay vendors quickly and effectively. Cons there are very few downsides to using Melio. The system is designed to run seamlessly and any occasional issues that arise, such as old invoices being listed in the queue that have already been paid, are quickly resolved. Overall, Melio has been a reliable and efficient way to manage payments and invoices. Review Source Response from Melio February 21, 2023 Hi Abdessalam, thank you for sharing this review with us and the community. We are glad to know Melio has been such a great resource and we'll be sure to pass along the feedback given. Best, Team Melio VR Verified Reviewer Owner Accounting Used the software for: 2+ years ### "Best AP software that connects to all banks" May 3, 2023 5.0 Pros Qbo integration is Amazing and can have a firm account with many users permissions Cons Takes longer for ach processing as vendors expect it sooner Review Source Response from Melio May 10, 2023 Hi there, thank you for taking the time to share your experience with Melio. We're thrilled to hear that you find Bill Pay powered by Melio in Quickbooks resourceful. We appreciate your feedback. Best, Team Melio Devin B. CEO Wholesale Used the software for: 1-2 years ### "Simple and Intuitive for our growing business" November 7, 2022 5.0 They have been great to work with and support is super responsive Pros One thing I like about Melio is a newly released feature that allows us to pay multiple invoices to one vendor by one payment. We often had to create individual payments to each vendor separately so now we can combine into one payment makes everyone's life easier. Cons We had issues of the preferred payment method of payment to vendors change without us making the change but that seems to be a resolved issue. Switched from [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/) Cost Review Source Response from Melio November 9, 2022 Hi Devin, thank you for taking the time to post this review. We are delighted to hear you find Melio useful and are enjoying the features we offer. Best, Team Melio LR LeAnne R. Operations Accounting Used the software for: 6-12 months ### "Simplify your invoices and payments Quickly!" May 2, 2023 5.0 Overall, I highly recommend Melio for any business looking for a secure and efficient payment solution. The app is user-friendly, highly secure, and offers a variety of payment options. Pros One of the most valuable features of the Melio Payments app is its ability to sync with Quickbooks. This saves time and money by eliminating the need for manual data entry and tracking. Cons No complaints. The overall visual and technical presentation of the app is pleasing. Review Source Response from Melio May 10, 2023 Hi LeAnne, thanks for sharing this feedback. We are glad to hear that you found Melio to be a valuable, time-saving tool for simplifying your invoices and payments. We'll be sure to pass this feedback along to our team. Best, Team Melio BA Bianca A. Accounting Accounting Used the software for: 2+ years ### "Melio Review" July 1, 2024 5.0 We have been using Melio for years. We are happy with the platform and it serves its purpose for what we need. Pros Melio offers an easy to use user interface. It is easy to navigate through the platform and is visually appealing. Cons The character count in the Invoice # and note to self section. It is only 50 characters which limits how many Invoice #'s we can enter. Review Source Response from Melio July 2, 2024 Hi Bianca, thank you for taking the time to share your feedback with us; we greatly appreciate it! We are thrilled to hear that you have been a Melio customer for a while and that our easy-to-use interface helps you navigate your business's workflow seamlessly. We will make sure to pass your feedback along about the character limit for the invoice and note to self sections for future improvements. We are looking forward to continuing to serve your business and implementing many new features that you would like! Cheers, Team Melio MC Marie C. Office Manager Wholesale Used the software for: 2+ years ### "Quick and easy to use .." April 4, 2023 5.0 The software was sent to me by a friend for help with paying my contract worker quickly. I could not believe it was free to us (boss loves that) so we have been using it for about 2 1/2 years and really like it. There are some limitation but nothing crazy. Melio is always adding to the software as far as different features to help make life easy. Like that as well. If you have a smaller business I think is a great software for you. Pros If find once you have set up all your vendors and or contract workers it very easy to use. It's free if you stay within their limits and guidelines. Cons It will take about three business days for your money to get to whoever it is going to (with direct deposit) for anything faster you have to pay an extra fee. Setting up recurring payments can take a bit to figure out. Review Source Response from Melio April 11, 2023 Hi Marie, thank you for sharing this review. We're happy to hear you find Melio useful and easy to use. We'll be sure to pass this feedback along to our team. Best, Team Melio ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. 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