# Page 16 | Melio Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 16 - Is Melio the right Accounts Payable solution for you? Explore 401 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/184673/Melio/reviews --- Melio 4.2 (401) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Page 16 - Reviews of Melio ## Showing most helpful reviews Showing 376-400 of 401 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use HR Harsh R. Co-founder and CTO Internet Used the software for: I used a free trial ### "I like it's easiness and soft management processes" March 31, 2022 5.0 Overall I got much help from using it as it helped me in holding both my startup operations and my freelance projects well. Pros Basically you can use its features with freedom and in my view I got best results both as a startup owner and a freelancer at the same time. Cons Through using the financial features, it has to do some sort of improvement as many of the payments are stuck for long. Review Source MNU Md Nasir U. Business Owner Information Technology and Services Used the software for: I used a free trial ### "Easy Payment Processing" November 17, 2022 4.0 Melio is best when you buy or sell products or services globally. It can reduce your pain to do cross-border payments. Pros It is easy to send invoices and get paid from anywhere in the world with Melio. Getting paid is relatively free here. You can also pay your vendors from here. Cons International USD transfer costs should be more affordable. Review Source Response from Melio November 18, 2022 Hi Md Nasir, thanks for sharing this review with us and the community! We're glad to hear you find Melio useful and easy to use. Best, Team Melio KB Kyle B. Managing Director Retail Used the software for: 6-12 months ### "Good; need international payments " January 31, 2020 5.0 Pros It is very convenient to use and the QB integration is a huge plus. I use this for Domestic transactions. Cons I really hope you make INTERNATIONAL payments possible really soon. I do business with vendors in China, Argentina, Bolivia, Philippines and I hope to use Melio's services to pay my vendors. Alternatives considered [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/) Review Source JR Jan R. transaction coordinator Real Estate Used the software for: Less than 6 months ### "New to Melio" November 7, 2022 4.0 Pros It is easy to use. We can easily track paid, scheduled and completed transactions. Also liked the ACH option which can't be done directly from the current bank Cons As of now, I can't think of any feature. Possible having other options to contact cupport. Review Source Response from Melio November 9, 2022 Hi Jan, we're happy to hear that you find Melio useful and easy to use. Thank you for sharing your review with us and the community. Best, Team Melio RS Ryan S. Manager Retail Used the software for: Less than 6 months ### "Great option to pay contractors on 1099's." November 7, 2022 5.0 Overall, it keeps us from having to hand write checks, allows contractors to easily submit invoices, and helps us keep payments on auto draft. Pros Easy use and setup overall. Free to pay through ACH. Cons The title of the deduction on the bank account side differs from payment to payment, instead of all just saying "Melio". Reason for choosing Melio Allows for free ACH transfer. Review Source Response from Melio November 11, 2022 Hi Ryan, we're happy to hear that you find Melio useful and easy to use. Thank you for sharing your review with us and the community. Best, Team Melio FH Faith H. Owner Accounting Used the software for: 6-12 months ### "Melio" November 21, 2022 5.0 Pros I like the easy setup and format. Scheduling payments is fast and easy. Links with QuickBooks very quickly. Cons I haven't come across any features that I haven't liked. Review Source Response from Melio November 22, 2022 Hi Faith, thank you for sharing this review with us and the community! We're glad to hear you find Melio useful and easy to use. Best, Team Melio TB Tom B. Accounts payable Construction Used the software for: Less than 6 months ### "Stay away!" November 11, 2021 1.0 Horrific! Pros Nothing at all. No customer service. No accountability Cons Zero custom service. No accountability. Stay away Review Source Response from Melio November 15, 2021 Hi Tom, we are sorry you feel this way. We would love to hear more about your experience and the issues you encountered so we can resolve them ASAP. Please get in touch with our support team directly, providing your name, phone number, and the email address you used to register: support@melio.com. Sincerely, Team Melio AC Adam C. CEO Financial Services Used the software for: Less than 6 months ### "Great Invoicing Option" May 5, 2023 5.0 Pros Easy to use software that allows foe low cost ACH and Credit card invoices. Cons Just need an integration with Zoho Books Review Source Response from Melio May 10, 2023 Hi Adam, thanks for leaving this 5 star review. Our goal is to offer an easy and efficient user experience and we're happy this has been the case. Best, Team Melio VR Verified Reviewer Founder & Owner Management Consulting Used the software for: Less than 6 months ### "Simple & Efficient" February 11, 2020 5.0 Simple & Efficient - I cannot believe that it took that long for someone to create such a service. Very happy user and will be recommending to my other friends running small businesses. Pros The app was intuitive and did not require multiple layers of registration which is annoying when dealing with financial related entities Cons I wish that the 2.9% was cheaper. Looking for possibilities also to pay vendors who are not located in the USA. Review Source DW Dawn W. Agency Owner/Advisor Leisure, Travel & Tourism Used the software for: 6-12 months ### "Loving Melio for my little biz" November 7, 2022 5.0 Awesome! Pros I can schedule when to pay my IC and it's easy! Cons I am new & small so I look for very little costs since not making much profits yet. Review Source Response from Melio November 9, 2022 Hi Dawn, we're so happy to hear that you find Melio useful and easy to use. Thank you for sharing your review with us and the community. Best, Team Melio AS Annie S. Ceo Marketing and Advertising Used the software for: I used a free trial ### "Meliorate platform is very beneficial for new business " November 19, 2022 5.0 Pros I appreciate the clarity and easy-to-use interface. Cons Support can use clear communication at times. For the most part pleased with service Review Source Response from Melio December 6, 2022 Hi there, thanks for sharing this review. We're happy to hear Melio has been a beneficial tool for your business. Best, Team Melio AK Allen K. Administrator Religious Institutions Used the software for: Less than 6 months ### "Great Solution for Payments" January 29, 2020 5.0 Pros We primarily use Melio to pay vendors that we can't pay online. It works great for that purpose! Simply enter the invoice, go through the steps of setting up the payment, and it processes the payment without me having to print, stamp, and mail checks. Cons I wish that it would sync the address info with Quickbooks. We have to enter it in both places currently. Review Source TI Tara I. Writer Writing and Editing Used the software for: I used a free trial ### "The Absolute Best" November 17, 2022 5.0 Melio has been a tremendous help Pros Very easy to use. Setup was a breeze. It’s just a great product. Cons I can’t say there’s anything I don’t like Review Source Response from Melio November 18, 2022 Hi Tara, thanks for sharing this review with us and the community! We're glad to hear you find Melio useful and easy to use. Best, Team Melio NH Natalie H. Owner, Co-Founder Marketing and Advertising Used the software for: Less than 6 months ### "Melio support will NOT get back to me, my account was disabled for NO reason" June 11, 2021 1.0 Very poor support, I am extremely disappointed. Pros It was easy to use and I enjoyed using it, but that was before their support absolutely shut me out. Cons My account was "disabled" for absolutely no reason as far as I can tell. I have had multiple support chats with them, where they send me the same message and now have started cutting me off / disabling the chat right after they send it. Their compliance department will not get back to me when I was told they would reply within 24 hours. Review Source Response from Melio June 28, 2021 Hi Natalie, our Risk & Compliance team determined we are unable to support your transactions. Sincerely, Team Melio AM Ankit M. Owner Marketing and Advertising Used the software for: I used a free trial ### "Affiliate Marketing" May 2, 2023 5.0 Easy to work with, and responsive representatives. Pros Being able to partner with Melio to post affiliate marketing material on social media Cons At the moment, I don't have any dislikes Review Source Response from Melio May 17, 2023 Hi Ankit, thanks for sharing this review! We strive to provide a seamless and streamlined user experience and we're happy this has been the case. Best, Team Melio AA Amiofu A. Business owner Apparel & Fashion Used the software for: Less than 6 months ### "Good service so far" November 17, 2022 4.0 Pros So far, the experience has been good and payments have been fast and smooth. It is extremely suited for small businesses. Cons Customer service. I haven’t ever had to reach out to them, but the fact that so many complain about it is scary. I hope I don’t have issues and no one responds. Review Source Response from Melio November 29, 2022 Hi Amiofu, thank you for sharing this review with us and the community! We're glad to hear you find Melio useful and easy to use. Best, Team Melio AL Adrienne L. CEO Financial Services Used the software for: Less than 6 months ### "Not on time" February 11, 2020 1.0 If Melio does not deliver your payments on time I don’t see how it will benefit companies. Pros Modern, ease of use, could be useful and a good idea. Cons No matter the date you choose they are late processing and will make you late on due dates. Review Source NG Nicole G. Office Manager Real Estate Used the software for: Less than 6 months ### "Great overall but could use some improvements" January 29, 2020 4.0 I've had some slow responses in the past when transactions haven't gone through smoothly but overall I've been happy with their customer service and their service. Pros It's easy to use and it does what it advertises. Cons I don't like that the fees get lumped into one big payment. I would prefer separate bills for each transaction fee. I would also like to have the option to see when a check was deposited by the vendor (and see a copy of the check) instead of having to reach out to customer service each time. Reason for choosing Melio Because Plastiq doesn't take American Express Review Source GK Gabrielle K. Owner Hospitality Used the software for: Less than 6 months ### "Easy to use" November 17, 2022 5.0 Pros I like that I can set up my recurring bills in quickbooks and then each month I can reimburse myself via Melio with the click of a button. Cons There’s is nothing to complain about. It suits my needs well. Review Source Response from Melio November 21, 2022 Hi Gabrielle, thanks for sharing this review with us and the community! We're glad to hear you find Melio useful and easy to use. Best, Team Melio NS Nate S. VP Construction Used the software for: Less than 6 months ### "Needs met" February 6, 2020 5.0 Pros This fills the needs for us to manage our business when we're on the road. Cons Haven't had any real issues with the software. Review Source DA Daniel A. CEO Photography Used the software for: Less than 6 months ### "Makes paying vendors and suppliers so easy!!!" February 11, 2020 5.0 Great, simply great!!! Pros Very easy to use user interface, was able to log right in and immediately start setting up payments. Love the options of ACH and check payments, options in my line of business are always a plus! Cons I would like to see our business logo on the checks, branding is important to us at all service levels. Review Source Response from Melio September 14, 2022 Hi Daniel, we're so happy that you had a good experience using Melio. Thanks for sharing your review with us and the community. All the best, Team Melio JM Jones M. Digital Marketing Strategisty Marketing and Advertising Used the software for: Less than 6 months ### "Melio Review" March 31, 2022 4.0 Fantastic Pros The ability to send ACH transfers for free Cons Not available world wide so have to use other processor for client in countries where its not available Review Source SO Svilena O. Founder Food Production Used the software for: Less than 6 months ### "We love Melio" December 8, 2020 5.0 As a small business owner my time is limited and I love that Melio feels like my partner! Pros I usually pay vendors with Melio and it is so easy to plan ahead! Cons I can’t think of anything. I really like your service! Review Source Response from Melio December 20, 2020 Hi Svilena, thank you so much for taking the time to write such an excellent review. We appreciate your business and our partnership and are so happy to learn we have made your life as a small business owner easier - it's what we're here for! All the best, Team Melio YS Yaron S. Sales Insurance Used the software for: I used a free trial ### "A great help" November 17, 2022 5.0 Pros Its actually easy and comfortable to use. Cons Cant say yet. Too early on the trial. Review Source Response from Melio November 18, 2022 Hi Yaron, thanks for sharing this review with us and the community! We're glad to hear you find Melio useful and easy to use. Best, Team Melio AS Andrew S. Photographer Photography Used the software for: Less than 6 months ### "Atrocious Customer Service " October 26, 2022 3.0 Very poor experience Pros Appears simple to use and straightforward. Easy to setup. Cons On the surface, it seems like a great software to easily accept payment by CC from clients however its riddled with issues and poor customer service. Review Source Talk to a Capterra advisor for free and get results within 15 minutes.