--- title: "DigiFi Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about DigiFi Software - reviews, pricing plans, popular comparisons to other Banking Systems products and more." source_url: "https://www.capterra.com/p/184799/DigiFi/" page_type: "product" language: "en" --- # DigiFi Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on July 31, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) DigiFi ## What is DigiFi? DigiFi is powering the digital future of lending and account opening. Our all-in-one digital origination platform streamlines the lending and account opening journey from start to finish, powering a best-in-class experience for your customers and your team. We help banks, lenders and credit unions break free from the challenges of point solutions and legacy systems with an end-to-end platform for originating any product, anywhere in the world. ## What is DigiFi used for? [Loan Origination](https://www.capterra.com/loan-origination-software/)[Commercial Loan](https://www.capterra.com/commercial-loan-software/)[Banking Systems](https://www.capterra.com/banking-systems-software/) Top alternative Featured Overall rating Based on 7 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $1995 Flat Rate, Per Month Free trial available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for DigiFi?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://digifi.io&name=DigiFi) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### DigiFi 4.9 (7) VS. [4.6 (72)](https://www.capterra.com/p/166706/LendingWise/reviews/) Starting Price $1995 Flat Rate, Per Month Starting Price $149 Per User, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 5.0 (7) Ease Of Use 4.4 (72) Value For Money 5.0 (7) Value For Money 4.5 (63) Customer Service 4.7 (7) Customer Service 4.5 (68) ## DigiFi alternatives [4.8 (288)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 97% of reviewers rated it above 4 stars [4.9 (8)](https://www.capterra.com/p/193776/Centrex-CRM-Software/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars Highest Rated [Mortgage Automator](https://www.capterra.com/p/191761/Mortgage-Automator/) [4.9 (116)](https://www.capterra.com/p/191761/Mortgage-Automator/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/191761/Mortgage-Automator/) [BNTouch Mortgage CRM](https://www.capterra.com/p/37032/BNTouch/) [4.5 (98)](https://www.capterra.com/p/37032/BNTouch/reviews/) Starting price $165.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/37032/BNTouch/) [View all alternatives](https://www.capterra.com/p/184799/DigiFi/alternatives/) ## FAQs about DigiFi Overview ### What company size and specific industries is DigiFi built for? DigiFi is designed for banks, credit unions, non-bank lenders, fintech companies, and commercial lending organizations of varying sizes, including mid-market and enterprise teams. It fits financial services providers that need support for loan origination and account opening across the United States, Europe, the UK, Canada, and Australia. Features and Usability ### What are the key features of DigiFi? DigiFi offers loan origination and loan management, including automated decisioning/underwriting, electronic applications, credit check, and compliance management. It also includes CRM, client portal, document management, digital signature, workflow management, real-time reporting, and role-based permissions for lenders and financial institutions. Integrations ### Which third-party tools and platforms does DigiFi integrate with? DigiFi connects natively to over 30 integrations, including ATTOM Cloud, Argyle, DataRobot, Docusign, Equifax, Experian Address Verification, Fiserv, Google Analytics 360, and LexisNexis Public Records. Its catalog also includes Core Banking, Corelation, Dealertrack DMS, FIS Modern Banking Platform, HouseCanary Pro, and LoanPro. Getting Started and Support ### What training and onboarding options does DigiFi offer? DigiFi provides live online sessions, webinars, documentation, and videos to help teams get started. Live online sessions and webinars support guided instruction, documentation offers written reference material, and videos provide self-paced learning for reviewing features and setup steps. Getting Started and Support ### What customer support options does DigiFi offer? DigiFi provides email/help desk, FAQ/forum, knowledge base, phone support, 24/7 live rep, and chat. Support details are listed in the product catalog, but no reviewer feedback is available here to describe response speed, helpfulness, or common support issues. ## Features AI summary Based on 215 Banking Systems reviews Capterra data shows that buyers of Banking Systems rank the following features as their top priorities: - **Core Banking** (**64%** of reviewers rated this feature as critical) - **Transaction Monitoring** (**51%**) - **Securities Management** (**56%**) DigiFi supports **Core Banking**, covering one of the most important capabilities buyers look for in Banking Systems. However, it does not include **Transaction Monitoring** or **Securities Management**. Instead, it offers other highly rated features such as **Financial Management** (**58%**), **Transaction History** (**52%**), and **Online Banking** (**48%**). These features help businesses manage financial operations, review account activity, and give customers digital access to banking services, allowing teams to handle day-to-day banking work more efficiently. Automated Decisioning/Underwriting 4.8 (6) 100.00% of 6 reviewers that rated this feature as important or highly important Automate loan approval rules and risk analysis to determine acceptable loan terms for a borrower Online Applications 5.0 (6) 100.00% of 6 reviewers that rated this feature as important or highly important Ability to fill out and submit application forms on the web Audit Trail 4.2 (5) 100.00% of 5 reviewers that rated this feature as important or highly important A record of all activities within the system, including user access, changes made, etc. Workflow Management 5.0 (5) 100.00% of 5 reviewers that rated this feature as important or highly important Create, design and manage workflows for repetitive tasks Customer Management 5.0 (4) 100.00% of 4 reviewers that rated this feature as important or highly important Store and organize information about customers and previous interactions Financial Analysis 5.0 (3) 100.00% of 3 reviewers that rated this feature as important or highly important Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk DigiFi 104 features ### All Features - Access Controls/Permissions: Define levels of authorization for access to specific files or systems - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Activity Tracking: Track and document all activities across devices, networks, and other systems - Alerts/Escalation: System alerts about the need to escalate an issue or request - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - Amortization Schedule: Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance - API: Application programming interface that allows for integration with other systems/databases - Approval Process Control: Manage the process of evaluating documents or requests submitted for approval - Audit Management: Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws - Audit Trail: A record of all activities within the system, including user access, changes made, etc. - Authentication: Verify the identity of users/devices to enable secure access - Automated Decisioning/Underwriting: Automate loan approval rules and risk analysis to determine acceptable loan terms for a borrower - Borrower Management: Searchable database of information about loan borrowers - Client Database: Electronic storage of stakeholder contact information - Client Management: Manage contact details and communication with clients - Client Portal: Private online space that lets businesses securely share documents and provide information access to clients - Collaboration Tools: Provides a channel for team members to share AI models, media files, communicate, and work together - Communication Management: Manage and track all internal and external communication conducted via calls, email, text, or chat - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Compliance Tracking: Track and report regulatory data to either internal management or external stakeholders - Configurable Workflow: Configure existing workflows to meet your organization's needs - Contact Database: Centralized database of stakeholders and their contact information such as names, address, phone number etc. - Contact Management: Manage, organize, and store contact information - Core Banking: Back-end system that processes daily banking transactions and posts updates to accounts and other financial records. - Corporate Banking: Banking that services corporate customers, from SMBs to multinational enterprise corporations with large financial stakes. - Credit Card Management: Financial system that helps create and manage physical/digital credit cards and track transaction activities - Credit Card Processing: Accept and process credit card transactions - Credit Check: Process to evaluate a person's creditworthiness and their ability to manage debt and make timely payments - Credit Union: Non-for-profit financial institution that is owned by all of its members - CRM: Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system - Customer Accounts: Record customer information, purchase history, and other notes - Customer Database: A collection of customer information such as contact details, demographics, previous interactions, etc. - Customer Experience Management: Track and understand a customer's overall satisfaction with a product or service to identify areas of improvement. - Customer Management: Store and organize information about customers and previous interactions - Customer Statements: Reports that show customers their invoices, payments, and balance on the account - Customizable Branding: Add customized logos and colors to align with company branding - Customizable Fields: Customize data fields to support various needs and use cases - Customizable Reports: Alter the layout and content of reports - Customizable Templates: Pre-designed layouts that can be customized to match preferences and requirements - Dashboard: Assembly of graphs and charts for visualizing and tracking statistics/metrics - Data Import/Export: Import and export data to and from software applications - Digital Signature: Electronic signing method that validates the authenticity and integrity of a digital document - Document Management: Store, manage, and track all electronic documents in a centralized location - Document Storage: Store and organize documents in a centralized system - Document Templates: Customizable sample documents that contain placeholder text or a standard layout that can be repeated for each new file - Drag & Drop: Assemble applications and processes by dragging over and arranging pre-built components - Electronic Payments: Electronically collect payments for goods or services - Electronic Signature: Digitally sign online documents - Email Management: Manage, store and organize emails within the system or via third-party apps - Email Marketing: Create and send email blasts/campaigns - Email Templates: Pre-made examples and templates for emails - Financial Analysis: Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk - Financial Management: Plan, manage, and track the financial activities of an individual or organization - For Brokers: Used by brokers - For Financial Institutions: Financial services institutions such as traditional banks, hedge funds, investment banks, and insurance agencies. - Fraud Detection: Identify and prevent suspicious activity - Interaction Tracking: Track interaction history by documenting conversations for contacts - Lead Capture: Automatically identify and save contact information of potential customers - Lead Management: Store information about leads or contacts and track, manage and nurture them throughout the sales process - Lending Management: Initiate, finance, and manage the complete life cycle of loans and cultivate relationships with borrowers - Loan Management: Distribution and delivery of funds to approved borrowers - Loan Origination: Process of securing a loan from a bank or any other lender. - Loan Portfolio Management: Assess and control risks associated with the credit process of each loan portfolio/account - Loan Processing: Collect, organize, and prepare loan information to send to the lender for approval - Marketing Automation: Automate workflows and trigger campaigns based on customer actions - Mobile Access: Access software remotely via mobile devices - Monitoring: Observe and track the demand, usage, progress or quality of a system, product, or user - Multi-Branch: Expand services to areas outside of the home location, functioning as an extension of the home location. - Multi-Company: Manage the accounting and financial aspects of multiple locations or companies in a single location - Multi-Currency: Manage and handle various international currencies - Multi-Language: Manage and support multiple languages - Online Applications: Ability to fill out and submit application forms on the web - Online Banking: Ability to manage transactions online with a mobile device or computer. - Pipeline Management: Track the progress of long term goals, campaigns, and opportunities, for sales, projects, business ventures etc. - Pre-Qualification: The initial step in the mortgage workflow - Pricing Management: Tool used to determine accurate pricing and product eligibility for borrowers - Real-Time Analytics: Analyze and gain insights into data in real-time - Real-Time Data: Receive data and information in real time - Real-Time Monitoring: Active monitoring of systems, applications, or networks - Real-Time Reporting: Active reporting of data and metrics - Reminders: Timed notification for any upcoming task, deadline, appointment, or activity - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Retail Banking: Division of banks that focus specifically on retail customers. - Risk Analysis: Analyze potential risks across the organization - Risk Assessment: Initiate collection and analysis of known risks - Risk Management: Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties - Role-Based Permissions: Set & manage permission levels based on user roles and restrict access to only authorized individuals - Rules-Based Workflow: Automates and streamlines business processes by creating a sequence of predefined rules and actions that govern the flow of work - Search/Filter: Search and filter data across systems to locate required information by entering keywords or certain criteria - Secure Data Storage: Securely stores data to prevent data loss or breaches - Secure Login: At least a username and password is required to access the system - Self Service Portal: Online portal through which end users can access the system, manage tasks, or obtain information - Single Sign On: Allow users to access multiple services after entering their login credentials once - Status Tracking: Track the status over time for a request, process, asset, or transaction - Task Management: Create, manage and track all task activities and progression - Task Scheduling: Track and manage the scheduling of tasks - Template Management: Create, save, and re-purpose templates for emails, forms, etc. - Territory Management: Organize customer data and accounts by user or geography - Third-Party Integrations: Set up connections to third-party platforms to improve business processes - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period - Two-Factor Authentication: Extra layer of security that requires not only a password and username but also something specific to that user - User Management: Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks - Vendor Management: Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. - Workflow Management: Create, design and manage workflows for repetitive tasks --- Get Advice We can help you find the software with the features you need. Features 4.9 (7) 4.9 Based on 7 reviews ## Pricing Value for money 5.0 (7) Free Trial Core $1,995 Flat Rate,Per Month Advanced $3,995 Flat Rate,Per Month Enterprise $7,995 Flat Rate,Per Month Unlimited $14,995 Flat Rate, Value for money 5.0 (7) 5.0 Based on 7 reviews ## Integrations [ Docusign](https://www.capterra.com/p/121506/Docusign/)[ Google Analytics 360](https://www.capterra.com/p/177042/Google-Analytics/)[ SendGrid](https://www.capterra.com/p/204113/SendGrid/)[ Twilio](https://www.capterra.com/p/180158/Twilio-Communications-Platform/)[ Dealertrack DMS](https://www.capterra.com/p/100994/Dealertrack-DMS/)[ Plaid](https://www.capterra.com/p/174384/Plaid/)[ LoanPro](https://www.capterra.com/p/158549/LoanPro-Software/)[ Twilio User Authentication & Identity](https://www.capterra.com/p/250929/Authy/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.7 (7) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.7 (7) 4.7 Based on 7 reviews ## User reviews Overall rating 4.9 Based on 7 reviews Filter by rating 5(6) 4(1) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent SW Stephane W. CEO Financial Services ### "Simplified and Intuitive Experience. " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 June 4, 2026 Solid experience, especially for first-time users of a loan origination platform. Easily configurable based on our specific requirements. Well-suited for biz and tech alike. Pros Intuitive user-friendly dashboard to manage loan applications. Simplified integrations with credit data sources. Excellent support provided for set-up and ongoing changes. Cons No major issues with Digifi, only minor item raised was fixed pricing model given our lower than planned volume. Digifi allowed us switched us to a more flexible pricing plan. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. CC Craig C. Head of Engineering Automotive ### "Solid Technical Implementation for DigiFi" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 January 8, 2026 The team is eager to learn about our use cases and have been great at accepting and implementing feedback. Pros \- API documentation is excellent - APIs are very robust and cover all the primary use cases; it's also very easy to use with their SDK - The support team is very responsive and has been working closely with us - Great support for a sandbox/test environment Cons The application status webhook is all or nothing. We only need to monitor specific fields, such as the application status, but the webhook sends a very large payload. Some applications are so big that our hosting provider refused the call. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. MB Mayra B. Contractor Success Manager Financial Services ### "Easy to use and effective " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 10/10 January 6, 2026 Pretty great experience, no major issues. Has been great to keep track of our contractors and customers Pros Easy to use, user friendly. Great way to keep track of our contractors and task completed for them, Would recommend Cons Lack of certain automation for emails or general communication. Would love to have an easier way to keep track of accounts Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Julio A. M. Chief Compliance Officer Financial Services ### "A Scalable and Efficient Digital Loan Origination Solution" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 23, 2025 Overall, my experience with DigiFi has been positive. The platform provides a solid digital loan origination framework with strong automation capabilities that streamline credit decisioning and borrower workflows. While there are areas where configuration complexity and reporting visibility could be improved, DigiFi is a capable and scalable solution that supports efficient operations and regulatory-aware lending processes. Pros The end-to-end digital loan origination workflow is well structured and intuitive. Automation of credit decisioning, document collection, and borrower communication helps reduce manual effort and improves turnaround time. The platform is flexible enough to support different loan products and underwriting rules, which is valuable from an operational and compliance standpoint. Once you get the hang of it, it is very intuitive. Every recommendation, they are willing to take it, analize it and implement it as soon as possible. Cons The main limitation is around immediate, out-of-the-box visualization. Native reporting and dashboards could be more robust for real-time operational visibility. While API access makes it possible to build a custom data layer and configure reporting as needed, this requires additional effort and external tooling rather than being readily available within the platform. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. SS Spencer S. Senior Risk Strategy Implementation Manager Financial Services ### "Great Experience!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 16, 2025 DigiFi has been great to work with, we started using the services as a small pilot program and have decided to expand our usage to other areas. Pros The DigiFi team, their support and service are awesome. No project or idea is too complex and if they run into any potential roadblocks they always present us with well thought out options or alternatives. Cons This is kind of nitpicky because I don't really have anything else. While we can integrate with Snowflake to pull in internal data elements. I wish that Snowflake integrations could be managed within the platform so that changes to queries or adding new integrations could be completed internally. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. HS Hale S. CEO Financial Services ### "Best Origination Platform" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 10/10 March 20, 2025 We've been working with them for a long time and they have been absolutely critical to our success and ability to serve our end customers. Their platform is incredibly flexible and allows us to originate loans quicker and more efficiently while maintaining stringent underwriting criteria. Pros Incredibly powerful and flexible. Able to meet our compliance needs and our tech needs and way beyond. Easy interface for loan originators and API native allows us to add features that are specific to our individual use case. Cons Hard to find anything to dislike. We've been with them for three years now and the product is continually improving. Often times we will ask their support "hey do you have XYZ feature" and on the rare occasion they don't, it is added in 3-6 months. Alternatives considered [LoanPro](https://www.capterra.com/p/158549/LoanPro-Software/) Reasons for choosing DigiFi We looked at a lot of other products that I would prefer not to disclose but suffice to say we canvased the whole ecosystem from legacy to startups and no one came close Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. TT Tim T. Manager Information Technology and Services ### "Digifi Delivers" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 January 20, 2025 Very professional team. The sales process was consultative and the representatives were technical, knowledgeable of the product. Pros Digifi is a robust solution with a fresh, modern interface. The organization, tools and flows are all very intuitive and flexible. Cons Pricing is competitive, but minimum seat/entry point is a bit high for smaller operators. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.