--- title: "MoneyWorks Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about MoneyWorks Software - reviews, pricing plans, popular comparisons to other Accounting products and more." source_url: "https://www.capterra.com/p/186575/MoneyWorks/" page_type: "product" language: "en" --- # MoneyWorks Software Review 2026: Features, Integrations, Pros & Cons Last updated on August 26, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) MoneyWorks ## What is MoneyWorks? Accounting solution that enables automation of financial transactions and functions through budgeting, general ledger and more. ## What is MoneyWorks used for? [Accounting](https://www.capterra.com/accounting-software/)[General Ledger](https://www.capterra.com/general-ledger-software/)[Medical Accounting](https://www.capterra.com/medical-accounting-software/) Top alternative Featured Overall rating Based on 10 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $19.8 Per Month Free trial available Includes Free Version Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for MoneyWorks?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.cognito.co.nz&name=MoneyWorks) ## MoneyWorks Overview Updated August 2026 AI summary MoneyWorks is accounting software for small businesses, offering tools for general ledger management, accounts payable and receivable, bank reconciliation, billing and invoicing, budgeting, and financial reporting. With multi-currency support, API access, and fund accounting as optional features, it deploys across cloud and desktop platforms to help businesses track, manage, and report on core financial operations. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### MoneyWorks 3.9 (10) VS. [4.2 (2,068)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting Price $19.8 Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 3.9 (10) Ease Of Use 4.0 (2,024) Value For Money 3.6 (8) Value For Money 3.9 (1,613) Customer Service 3.9 (7) Customer Service 3.8 (1,716) ## MoneyWorks alternatives [4.3 (716)](https://www.capterra.com/p/76/Intacct/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [4.0 (625)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) Starting price $124.42 Per User, Per Month Pricing Options Free Trial Free Version User Rating 76% of reviewers rated it above 4 stars Highest Rated [4.4 (199)](https://www.capterra.com/p/124180/Brightpearl/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 91% of reviewers rated it above 4 stars [4.3 (135)](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 91% of reviewers rated it above 4 stars ## FAQs about MoneyWorks Overview ### Which roles and teams benefit most from MoneyWorks? MoneyWorks is most used by finance leaders, bookkeepers, payroll specialists, and business owners who need reliable accounting, payroll processing, and cash-flow oversight. Consultants and sales or marketing managers benefit from its reporting and invoicing tools, while directors use financial visibility to monitor performance and support day-to-day business decisions. Answer based on 10 reviews Overview ### What company size and specific industries is MoneyWorks built for? MoneyWorks is designed for businesses of every size that need accounting support, including finance and accounting teams in small, midsize, and larger organizations. It is suited to general business use rather than a single industry, with tools for general ledger management, budgeting, and GST tracking. Features and Usability ### What are the key features of MoneyWorks? MoneyWorks offers accounting tools such as general ledger, accounts payable, accounts receivable, bank reconciliation, and billing & invoicing. It also includes budgeting and forecasting, financial reporting, expense tracking, fixed asset management, inventory management, multi-company and multi-currency support, plus purchase order management and tax management. Getting Started and Support ### What training and onboarding options does MoneyWorks offer? MoneyWorks provides in person training, live online sessions, and documentation to help teams get started. In person training supports direct instruction, live online sessions allow guided remote setup, and documentation offers written reference material for self-paced learning and review. ## Features AI summary Based on 11,280 Accounting reviews Capterra reviewers highlight these as the accounting features buyers care about most: - **Income & Balance Sheet** (**57%** of reviewers rated this feature as critical) - **Financial Reporting** (**52%**) - **General Ledger** (**51%**) MoneyWorks includes **Financial Reporting** and **General Ledger**, giving businesses the tools to track financial activity and maintain accurate records across core accounting processes. However, it does not include **Income & Balance Sheet**. Instead, the product offers other highly rated features such as **Bank Reconciliation** (**52%**), **Billing & Invoicing** (**52%**), and **Expense Tracking** (**48%**), helping businesses manage cash flow, process customer charges, and monitor spending while providing teams with clearer day-to-day financial visibility. Financial Reporting 3.3 (3) 100.00% of 3 reviewers that rated this feature as important or highly important Generate reports to assess the financial performance of an organization General Ledger 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Centralized accounting record which tracks all financial transactions Bank Reconciliation 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Compare and match accounting/financial records with corresponding bank statements Billing & Invoicing 5.0 (2) 50.00% of 2 reviewers that rated this feature as important or highly important Create, manage, and send invoices or bills to customers Expense Tracking 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Monitor and record expenses such as purchases or charges incurred Accounts Payable 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Track money owed to a company's creditors/suppliers MoneyWorks 20 features ### All Features - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - Accounts Payable: Track money owed to a company's creditors/suppliers - Accounts Receivable: Track outstanding invoices and the money owed from clients - API: Application programming interface that allows for integration with other systems/databases - Automatic Billing: Setup and send recurring or automated bills - Bank Reconciliation: Compare and match accounting/financial records with corresponding bank statements - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Budgeting/Forecasting: Create budgets based on historical data and future projections - Dashboard: Assembly of graphs and charts for visualizing and tracking statistics/metrics - Expense Tracking: Monitor and record expenses such as purchases or charges incurred - Financial Reporting: Generate reports to assess the financial performance of an organization - Fixed Asset Management: Centralized database to track details of fixed assets such as depreciation and maintenance scheduling/history - Fund Accounting: Manage revenue acquired through grants, donations, and other sources (accountability vs. profitability) - General Ledger: Centralized accounting record which tracks all financial transactions - Inventory Management: Track and manage inventory levels to maintain proper supply - Multi-Company: Manage the accounting and financial aspects of multiple locations or companies in a single location - Multi-Currency: Manage and handle various international currencies - Purchase Order Management: Create, send, and track purchase orders and their statuses - Tax Management: Implementation of various strategies to manage tax obligations via planning and maintaining compliance - Transaction Management: Manage, record and track all business exchanges in form of money and its related interactions in the system --- Get Advice We can help you find the software with the features you need. Features 4.0 (10) 4.0 Based on 10 reviews ## Pricing Value for money 3.6 (8) Free Trial Free Version [View pricing plan details](https://www.capterra.com/p/186575/MoneyWorks/pricing/) MoneyWorks Express $19.80 Per Month MoneyWorks Gold $30.90 Per Month MoneyWorks Datacentre Single Company File $43.52 Per Month Value for money 3.6 (8) 3.6 Based on 8 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 3.9 (7) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 3.9 (7) 3.9 Based on 7 reviews ## User reviews Overall rating 3.9 Based on 10 reviews Filter by rating 5(4) 4(3) 3(1) 2(2) 1(0) Mentioned topic Sorted by most recent JS JOHN S. Director Publishing ### "Stay clear of this program, there is much much better out there. Support costs $2.95 Ex GST per Minute. Yep per minute. That is a complete joke." 2.0 Overall Rating 2.0 2.0 Ease of Use 1.0 1.0 Features 2.0 2.0 Customer Service 1.0 1.0 Likelihood to Recommend 1/10 April 30, 2024 Frustrating. A complete waste of money. Support at $2.95 Ex GST is a complete insult. Pros I guess the home screen looks OK. It was easy to put in company data but that's about where it ends. Cons Difficult to use. The others are a breeze compared to this. Can't even get bank details on an invoice. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RH Robyn H. Bookkeeper Accounting ### "Poor option" 2.0 Overall Rating 2.0 2.0 Ease of Use 1.0 1.0 Features 2.0 2.0 Customer Service 0.0 0.0 Likelihood to Recommend 0/10 April 15, 2023 Poor Pros There is not much to like about Moneyworkks Cons Over complicated and not intuitive to use Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. TM Tebogo M. Sales consultant Retail ### "Moneyworks Review" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 7/10 November 9, 2022 So far my company has been using it for years even though these some glitches now and the but good so far Pros easy to learn and operate daily as well as check your stock level on the system Cons It crashes a lot and need a lot of updates Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. DL Deborah L. Director Medical Devices ### "Reliable accounting software" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 8/10 July 4, 2022 Pros Functional and clear reporting, organised overall flow, reliable software. Cons Was not on cloud so could not integrate with my other systems. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. XL Xy L. Head of Finance Retail ### "Accounting software - helpful when we had smaller number of transactions" 3.0 Overall Rating 3.0 3.0 Ease of Use 3.0 3.0 Features 3.0 3.0 Customer Service 0.0 0.0 Likelihood to Recommend 5/10 May 4, 2022 It was one of the first accounting softwares we used and served its purpose, but made us realise that we wanted an accounting software that could integrate with our e-commerce platform. This allowed us to be more efficient as we wouldn't have had to input all our sales transactions one by one. Pros \- Affordable, as it was a one time fee to implement the program as opposed to a recurring subscription model - Easy to navigate and comprehensive: the main page - MoneyWorks always automatically backs up so the latest versions are always saved - Good for financial reporting Cons \- It was a standalone software and we did not have the cloud version, so there was no integration with our e-commerce platforms (e.g. Shopify), meaning that every transaction had to be manually input by our bookkeeper. This would inevitably result in some human errors - It was difficult to capture COGS accurately because bills for shipping were not able to be linked to bills for goods. This meant that the COGS would not be able to capture the landed costs of goods Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MH Md Habibur R. Finance Retail ### "Easy for Working" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 10, 2021 If you start using it, you will forget about other similar software. Pros There is no pair of this software to work in the most beautiful and simple way in the work of daily life. Its reports are always more acceptable. And reduces the waste of time. Cons The good side of it is most noticeable. When it comes to its benefits, its bad side will never be overlooked. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ST Sharon T. Company Owner Architecture & Planning ### "Excellent for visual processors and learners" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 16, 2020 I think once we really get everything set up in our rather complicated situation, which involves two related corporations, we will be able to forecast much better. Pros The feature that impressed me most immediately are the charts shown for each process and element of complex double entry accounting. Those charts make the process much easier, especially for someone like me, a visual processor. Cons The one thing that is most difficult is that there is very little hands on assistance available in the U.S. The one person in my own area, southern California, has told me each time I've called that he is too busy to be able to help. I wish that Cognito would find a way to train someone, somewhere in the world, a good English speaker, who would then become the person available for us, even if they are not actually based in the U.S. One saving grace is that if I contact them directly in New Zealand, I'll get an answer very quickly at about 2 pm, when they start their business day. The second thing is that they could easily provide, I think, a much better set of tools for designing forms. Filemaker Pro is mentioned as a program that is relatable. But Filemaker has an easy to use forms design tool. We gave up trying to use Moneyworks to design our form. Reasons for choosing MoneyWorks I liked the visual interface and thought it looked more professional. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JT Jonathan T. Payroll Analyst Retail ### "Great MoneyWorks Software" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 20, 2018 Pros It makes my job easier, fast and efficient. No more overtime in doing payroll of over 1000 employees. this is a software that every company must have Cons Its quite expensive but very worthy of money its not waste better to have it right now. This is a great investment for every businesses Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. DP Demarco P. Financial Consultant Insurance ### "Money Does Work" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 July 6, 2018 Now I've seen a lot of accounting software out there and I have to say that this one is simpler to use then quickbooks in my opinion. It allows ease of speed while filling out bookkeeping and accounting information. Worth a buy. Pros Quickness and the ease of use are the words to use here. It is a simple platform that delivers the one thing we all want, results. Compatible with PC, Mac, and the cloud. The free trial is 15 days longer then other simular programs I have seen or tried. Cons The costs are moderate. While you can subscribe to it I would recommend that you look at all your price options on all software before making a decision to buy it. The costs can be steep, but managable. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JU Jong un P. Marketing Electrical/Electronic Manufacturing ### "Overall a very good accounting software." 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 3.0 3.0 Likelihood to Recommend 9/10 January 18, 2018 Pros We made a switch from AccountEdge and the process of moving from AE to MW was not that hard. Many of my co-workers have adapted very quick. We have not had many issues and we love the intuitive side of MoneyWorks. I believer we will stick with MoneyWorks for quite some time. Cons Since they are located in New Zealand, trying to get support is a bit tricky. We have been waiting for the support team to get back to us for integration between Shopify and MoneyWorks but it is a very slow process Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/186575/MoneyWorks/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.