# Payoneer Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Payoneer Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more. Source: https://www.capterra.com/p/187086/Payoneer --- # Payoneer Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Users](#users)[Pros and Cons](#pros-cons)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Payoneer ## What is Payoneer? Cross-border payment processing solution that enables businesses to manage global payments securely. ## What is Payoneer used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Accounts Payable](https://www.capterra.com/accounts-payable-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/) Top alternative Featured Overall rating Based on 761 user reviews Reviews sentiment Positive 84% Neutral 5% Negative 12% Pros & cons Freelancer-friendly payment platform Robust financial security features Restrictive withdrawal limitations Operational and service reliability concerns Contact vendor for pricing Free trial available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Payoneer?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.payoneer.com&name=Payoneer) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Payoneer 4.2 (761) VS. [4.2 (401)](https://www.capterra.com/p/184673/Melio/reviews/) Starting Price Contact vendor Starting Price $25 Per User, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.2 (753) Ease Of Use 4.3 (26,338) Value For Money 4.0 (625) Value For Money 4.3 (20,198) Customer Service 3.8 (653) Customer Service 4.0 (20,451) ## Payoneer alternatives [4.1 (126)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Starting price $99.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 76% of reviewers rated it above 4 stars [4.2 (2,007)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [4.5 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/) Starting price $30.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 91% of reviewers rated it above 4 stars Highest Rated [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,360)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) [View all alternatives](https://www.capterra.com/p/187086/Payoneer/alternatives/) ## Who uses Payoneer? Based on Capterra reviews from the past 3 years Talk to a software expert to get a free software list tailored to your business needs ## Pros and Cons Freelancer-friendly payment platform 85% positive reviews out of 96 Most reviewers find freelancer payments convenient, widely supported, and essential for global freelance transactions. Restrictive withdrawal limitations 53% negative reviews out of 78 Some users report the withdrawal process has high minimum limits, notable fees, and occasional delays accessing funds. Suzette H Educator, 5,001 - 10,000 employees. "The payment withdrawal limit has a negative impact on staff as they can only access their money once they have made enough to reach the payoneer minimum required amount." Robust financial security features 90% positive reviews out of 81 Most users comment security and access control offer strong protection, reliable authentication, and peace of mind. Diborah K Transcriber, 5,001 - 10,000 employees. "Payoneer's high security measures have provided me piece of mind, knowing that my transactions and personal information are safely safeguarded. " Operational and service reliability concerns 68% negative reviews out of 78 Some users describe bugs and issues including delayed transactions, account holds, and unresolved technical or security problems. Rajna S Architect, 2 - 10 employees. "They practically force people and expose them to more stress by not doing anything to resolve money theft, the process of reversing unauthorized transactions is the opposite of what they stand for in their policy!" Comprehensive global payment solution 92% positive reviews out of 66 Most reviewers describe international payments as fast, secure, multi-currency, and accessible for businesses worldwide. Jervis W Customs Officer, 1 employee. "What I like most about payoneer is that it allows me to get paid from international companies as though I was working locally." Slow and unhelpful email support 84% negative reviews out of 49 Most users report email support is slow, provides generic responses, and often fails to resolve urgent issues. Antonino P Freelance translator, 1 employee. "What should be a straightforward technical fix has turned into months of frustration, endless back-and-forth emails, and absolutely no resolution." ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Payment Processing 4.2 (290) 56.21% of 290 reviewers that rated this feature as important or highly important Payoneer gives you efficient and flexible payment processing, supporting multiple currencies and integrations with Stripe, Amazon, and banks. Some reviewers find payments fast and reliable, while others report occasional delays, document verification hassles, and withdrawal minimums. Data Security 4.4 (277) 60.65% of 277 reviewers that rated this feature as important or highly important Payoneer offers strong data security with two-factor authentication, regular password updates, and encrypted systems. Users say they feel safe managing funds and sensitive information. Some reviewers mention occasional issues with 2FA reliability and rare security breaches. Reporting/Analytics 3.8 (229) 45.41% of 229 reviewers that rated this feature as important or highly important It helps you track finances with clear, easy-to-read reports, downloadable statements, and invoice integration with Free Invoice Builder. Reviewers appreciate comprehensive dashboards and financial overviews, though some wish for more advanced analytics and easier reporting tools. Transaction History With this capability, you can easily access a clear, detailed, and up-to-date record of all transactions. Reviewers appreciate how simple it is to track finances, view incoming and outgoing payments, and monitor activity for budgeting or security purposes. Purchasing & Receiving 4.2 (101) 43.56% of 101 reviewers that rated this feature as important or highly important Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity Activity Dashboard 3.6 (36) 83.33% of 36 reviewers that rated this feature as important or highly important Dashboard to view the status of ongoing processes, identify current incidents and track past activities Payoneer 27 features Dashboard to view the status of ongoing processes, identify current incidents and track past activities Application programming interface that allows for integration with other systems/databases Compare and match accounting/financial records with corresponding bank statements Create, manage, and send invoices or bills to customers Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Track and manage adherence to policies for any service, product, process, or supplier Accept and process credit card transactions Payoneer offers strong data security with two-factor authentication, regular password updates, and encrypted systems. Users say they feel safe managing funds and sensitive information. Some reviewers mention occasional issues with 2FA reliability and rare security breaches. Electronically collect payments for goods or services Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Plan, manage, and track the financial activities of an individual or organization Identify and prevent suspicious activity Create invoices from scratch or have recurring invoices Store and view prior invoices for each account/client Captures invoice data and maintains comprehensive records for auditing and reporting purposes Creation, processing, verification, and execution of invoices till the payment is made Manage and handle various international currencies Create, send, and view electronic invoices Accept and process online payment transactions Payoneer gives you efficient and flexible payment processing, supporting multiple currencies and integrations with Stripe, Amazon, and banks. Some reviewers find payments fast and reliable, while others report occasional delays, document verification hassles, and withdrawal minimums. Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity Upload, track, and submit receipts in a central database Automatic and regular transactions made through a secure online platform at predetermined intervals (monthly, quarterly, etc.) It helps you track finances with clear, easy-to-read reports, downloadable statements, and invoice integration with Free Invoice Builder. Reviewers appreciate comprehensive dashboards and financial overviews, though some wish for more advanced analytics and easier reporting tools. With this capability, you can easily access a clear, detailed, and up-to-date record of all transactions. Reviewers appreciate how simple it is to track finances, view incoming and outgoing payments, and monitor activity for budgeting or security purposes. Monitor or audit historical and current transactions to analyze customer account activities Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. Get Advice We can help you find the software with the features you need. Features 4.2 (753) 4.2 Based on 753 reviews ## Pricing Value for money 4.0 (625) ### Starting price Contact vendor for pricing Free trial available Value for money 4.0 (625) 4.0 Based on 625 reviews ## Integrations [ PayPal](https://www.capterra.com/p/207944/PayPal/)[ Xero](https://www.capterra.com/p/120109/Xero/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 3.8 (653) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 3.8 (653) 3.8 Based on 653 reviews ## User reviews Overall rating 4.2 Based on 761 reviews Filter by rating 5(446) 4(191) 3(35) 2(16) 1(73) Mentioned topic Sorted by most recent Francesco C. Operaio Farming ### "Una soluzione pratica per pagamenti internazionali" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 8/10 April 17, 2026 Nel complesso Payoneer è un buon servizio per chi lavora con clienti internazionali. È affidabile, abbastanza semplice da usare e permette di gestire pagamenti e incassi senza dover aprire conti in più paesi. Non è perfetto, ma fa bene il suo lavoro. Pros Payoneer è comodo per ricevere pagamenti internazionali senza complicazioni. Le tempistiche sono generalmente rapide e l’interfaccia è chiara anche per chi non è esperto di servizi finanziari. Molto utile anche la possibilità di avere un conto in diverse valute, che semplifica i pagamenti da clienti esteri. Cons Le commissioni non sono sempre tra le più basse, soprattutto per i prelievi o i cambi valuta. Inoltre, l’assistenza risponde, ma a volte serve un po’ di pazienza per ottenere una soluzione definitiva. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AU Anonymous User It manager Computer & Network Security ### "Reliable for Global Payments" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 April 9, 2026 My overall experience with Payoneer has been mostly smooth and reliable. It’s easy to receive payments from abroad, and the interface is straightforward, which makes managing transactions simple. Pros What I like most about Payoneer is how easy it is to receive international payments. The platform is simple to use, transfers are fairly quick, and it works well for freelancers and online businesses. Cons The fees can be a bit high sometimes, especially for currency conversion. Also, customer support can be slow to respond when there’s an issue. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AU Anonymous User Admin Accounting ### "Easy to receive international payments" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 April 3, 2026 Overall, my experience with Payoneer has been positive. It’s a reliable and convenient way to receive international payments, especially for freelancers and businesses. While fees and occasional verification delays can be a minor drawback, the ease of use and global reach make it a great tool for managing payments. Pros What I liked most about Payoneer is how easy it is to receive international payments. It’s convenient, fast, and supports multiple currencies, making it ideal for freelancers and businesses working globally. Cons What I liked least about Payoneer is that some fees, like withdrawal or currency conversion fees, can be higher than expected. Occasionally, account verification can take longer, which can be a bit frustrating. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JK Jeff K. Controller Wholesale ### "Money Frozen Considered "Routine"" 1.0 Overall Rating 1.0 1.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 March 23, 2026 Abhhorrant. They do not care about their customers. You cannot speak to a supervisor without jumping through hoops. Pros I do not have any. I have had nothing but problems and high fees. The only positive about them is they have a decent Website. Cons Multiple "routine" reviews, all within weeks of each other. The response to a complaint is almost identical with each person you speak with (canned). They lock up your money for weeks at a time with no real explanation. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JS Jocelyn S. Veterinary Nurse and Client Care Representative Veterinary ### "Safe, secure transactions " 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 5/10 January 26, 2026 Overall my experience with Payoneer has been a brief one. I only need it to receive one payment. It was easy to set up and I received my payment easily. I did end up cancelling my account afterwards as I didn't feel it offered me anything different to what PayPal might offer; however this thought process may just come from my lack of knowledge about the product and if Payoneer offers anything more. Pros I have only used Payoneer once to receive a secure payment. It was easy to use and without any bugs or glitches. Cons I don't feel I have used Payoneer enough to make an negative feedback. When signing up, I needed an account to receive a payment, but I never learnt more about the program or what other benefits there were. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) It was not my choice and I needed to use Payoneer to receive a payment from another business. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. LB Lindsay B. Social Media Manager Restaurants ### "Withdraw on Fiverr" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 1.0 1.0 Likelihood to Recommend 7/10 January 21, 2026 Pros I love receiving USD from another Payoneer user that’s completely free and instant. Being a Fiverr partner, it is the quickest processing payment for withdrawing your money. Cons The support is absent. The FAQ pages is very clunky to use. When you face an issue, it is very hard to find a real assist option. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Patricia M. Content Creator Media Production ### "Useful When Applicable" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 December 26, 2025 I had no problems using the platform, it was easy to setup and I was able to make my payments securely Pros I like that it can be used to make payments to clients in the eastern & Asian parts of the world. it allows for secure payments Cons In my experience, it can only be used for clients in the eastern & Asian parts of the world. Not very flexible Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) The vendor was not able to accept payment via paypal as he was in India Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Dionne Joy M. CEO Non-Profit Organization Management ### "Payoneer is a trusted global payment platform for sellers and buyers" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 24, 2025 My overall experience with Payoneer has been great. Payment was received quickly. Payoneer is a reliable solution for freelancers and businesses managing international payments. Fees are cheaper than some other payment platform with limited bugs and issue Pros Payoneer is excellent and trusted global payment platform. Payoneer offer secure Payment, value for money, great customer support. Great for sellers and buyers, you can view transactions immediately. Easy accounting and bookkeeping Cons I love using Payoneer, Fees are cheaper than some other payment platform with limited bugs and issue. Payoneer learning curves at first took some time to understand, but love using it now. Switched from [Fiverr](https://www.capterra.com/p/239416/Fiverr/) Payoneer fees was cheaper than fiverr fees. I still use fiverr optional for seller who does not have an Payoneer account. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Leonardo R. COO Hospitality ### "Necesitamos al antiguo Payoneer" 1.0 Overall Rating 1.0 1.0 Ease of Use 4.0 4.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 December 21, 2025 Iniciamos cuando todo era bello, en eso del 2020, pero desde el año pasado subieron las comisiones y cobrab por todo, por recibir, por enviar, por mantener, etc.... abusivos. Pros que recibe dinero de muchos lugares del mundo, eso realmente es bueno, pero los costos son excesivamente caros, costosos y los cambiaron de manera unilateral. Cons los costos son excesivamente caros, costosos y los cambiaron de manera unilateral, practicamente se comieron nuestros ahorros. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) porque no permitian paypal entonces por obligación encontramos este Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AS Anabelle S. Owner Hospitality ### "Cant access my money since many weeks" 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 December 8, 2025 Pros Nothing ever since I became their client all I can see is lack of professionalism. They promise stuff they dont meet. And they are not user friendly at all. Cons If I could give zero stars, I would. I have been unable to access $2,600 USD in my Payoneer account for over two weeks. I submitted all the documents they requested for verification, yet my account remains restricted. Every day, after long waiting times, an agent tells me that my case has been marked as urgent and will be resolved within 24 hours — but nothing happens. This has occurred more than 10 times. Because of these repeated delays and lack of follow-through, I have been unable to access my own funds, which I urgently needed for an upcoming family visit. This has been extremely frustrating and disappointing. Overall, this has been the worst customer service experience I’ve ever had. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/187086/Payoneer/reviews/) Popular comparisons [PayPal vs Payoneer](https://www.capterra.com/compare/187086-207944/Payoneer-vs-PayPal)[Venmo vs Payoneer](https://www.capterra.com/compare/187086-222572/Payoneer-vs-Venmo-)[Stripe vs Payoneer](https://www.capterra.com/compare/123889-187086/Stripe-vs-Payoneer)[Square Payments vs Payoneer](https://www.capterra.com/compare/170278-187086/Square-Payments-Processing-vs-Payoneer)[QuickBooks Online vs Payoneer](https://www.capterra.com/compare/187086-190778/Payoneer-vs-QuickBooks-Online)[Square Point of Sale vs Payoneer](https://www.capterra.com/compare/187086-275802/Payoneer-vs-Square-Point-of-Sale)[Stampli vs Payoneer](https://www.capterra.com/compare/147301-187086/Stampli-vs-Payoneer)[Melio vs Payoneer](https://www.capterra.com/compare/184673-187086/Melio-vs-Payoneer)[BILL Accounts Payable & Receivable vs Payoneer](https://www.capterra.com/compare/166559-187086/BILL-vs-Payoneer) [FreshBooks vs Payoneer](https://www.capterra.com/compare/142390-187086/FreshBooks-vs-Payoneer)[Stax vs Payoneer](https://www.capterra.com/compare/157492-187086/Fattmerchant-Payments-Online-vs-Payoneer)[NetSuite vs Payoneer](https://www.capterra.com/compare/135757-187086/NetSuite-vs-Payoneer)[Online Check Writer vs Payoneer](https://www.capterra.com/compare/187086-237205/Payoneer-vs-Online-Check-Writer)[QuickBooks Enterprise vs Payoneer](https://www.capterra.com/compare/174984-187086/QuickBooks-Enterprise-vs-Payoneer)[AvidXchange vs Payoneer](https://www.capterra.com/compare/144102-187086/AvidXchange-vs-Payoneer)[Tipalti vs Payoneer](https://www.capterra.com/compare/187086-236980/Payoneer-vs-Tipalti)[Zoho Books vs Payoneer](https://www.capterra.com/compare/163115-187086/Zoho-Books-vs-Payoneer)[Plooto vs Payoneer](https://www.capterra.com/compare/187086-225025/Payoneer-vs-Plooto)  Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)