# Page 11 | Payoneer Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Page 11 - Is Payoneer the right Payment Processing solution for you? Explore 758 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/187086/Payoneer/reviews

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Payoneer

4.2 (758)

[View alternatives](https://www.capterra.com/p/187086/Payoneer/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 13th, 2026

# Page 11 - Reviews of Payoneer

## Showing most helpful reviews

Showing 251-275 of 758 Reviews

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Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

Cuneyt H.  
UI/UX Designer & Frontend Developer  
Design  
Used the software for: 2+ years

### "Extremely delayed bank transfers."

August 18, 2022

1.0

Their system is terrible! With TransferWise my withdrawals take a max 10min. It's been 4 days I'm still waiting to get my money! They are not even giving me any clear information about it. They only say we are working on it. I had to use their system 4-5 years ago because of another client. There was exactly the same problem. I'm a designer on 99Design and they are only working with Payoneer and PayPal, unfortunately, PayPal doesn't exist in my country. That's why I must use Payoneer. If there is any chance I would definitely use another system. The worst payment system ever! They are only giving headaches, not service!

Pros

Nothing. There is nothing to like about Payoneer to me.

Cons

Extremely delayed bank transfers. Terrible customer support service.

Review Source

AE

Amr E.  
Freelancer  
Computer Software  
Used the software for: 1-2 years

### "Very Simple Review for Payoneer"

June 18, 2022

5.0

Payoneer is one of the best solutions for you if you work as freelancer or if you have amazon store, that will make everything simple and easy after you set up all payment details. You have to know limitation when you are going to withdraw as you should have min. 50 USD as to withdraw money. In general, Payoneer is a really helpful platform for online payments.

Pros

You can easily manage currency accounts. Payoneer has facility of providing debit cards. It has quick way to deliver money than others. It has good exchange rates, as well low transaction fees.

Cons

Customer service there needs long time to reply. you can not withdraw until you have 50USD in your account. It was difficult and time-consuming to verify the account.

Review Source

MP

Michael P.  
Owner  
Music  
Used the software for: 1-2 years

### "Solid Payment Processing Platform, But Not My Favorite"

September 15, 2022

4.0

Overall my experience with Payoneer has been fair. I did have an issue with one payment, and was able to call them for support without too much of a problem. It does the job for sure when it comes to payments and cross border payments, but to me doesn't stand out when compared with something like Paypal, which would be preferred to me. That said, if you deal with a lot of cross border payments, this is deifnitely worth a look to see if the fees are going to be competitive in your area.

Pros

I can't really say that Payoneer stood out much when compared to other payment processors. The main thing is that it's more geared toward cross border payments, which is not something I need to use on a consistent basis. I had to use it to receive payment for something so I've got experience using it, but there isn't anything I can really tout about it being special other than that. The thing I liked most about it I would say was that it was easy enough to set up and the payments are received in a reasonable amount of time.

Cons

Compared with Paypal and other similar products, Payoneer's user experience is limited. I'm not sure if they have an app, but the website is pretty standard and nothing too fancy about it. I would say the thing I like least about it it is that it doesn't stand out compared to competitors.

Review Source

Felipe S.  
Sales Manager  
Telecommunications  
Used the software for: 6-12 months

### "Money lost, no answer from customer support"

January 2, 2024

1.0

Horrible experience would not recommend this service to anyone

Pros

Not much, I used them cause my client paid me thru them.

Cons

I have 2 withdrawals that have gone missing since Nov 16, 23'. Their customer support continues to ask me for 24 to 48 hours for resolution, they have promised the funds many times, and they cannot even supply for a MT103 swift certificate for my bank to track the transfer. They wont offer interest on the money that's lost or even decent customer service.

Review Source

Aloima Daniela C.  
Gerente de finanzas.  
International Affairs  
Used the software for: 6-12 months

### "Punto de pago efectivo y agilidad en su procedimiento."

December 19, 2023

5.0

A proporcionado gran ventaja en pagos y beneficios de adquisiciones en diferentes divisas Internacionales.

Pros

Diferente de pagos en diversos países y pagos de divisas Internacionales en un solo lugar

Cons

No se ha manejado inconveniente con la plataforma. Muy útil y efectiva.

Review Source

MS

Moises S.  
CEO  
Marketing and Advertising  
Used the software for: 2+ years

### "The perfect tool to get paid as a Freelancer"

May 25, 2021

5.0

Since using Payoneer we have opened our market to more countries, we can receive payments for our services from many places in the world.

Pros

This platform is perfect for receiving online payments as a Freelancer, if I don't have access to a bank account in euros, dollars or other currencies, with Payoneer they assign me a bank account and I can receive payments without problems. It is a very good option to receive payments from other countries.

Cons

I think the only bad thing about this company is that it does not allow receiving payments from natural persons, only from legal entities. They made me a transfer of 900€ a few weeks ago and the transaction was not processed because the origin of the transaction was a personal bank account.

Review Source

JM

Javier M.  
Project Lead  
Marketing and Advertising  
Used the software for: 2+ years

### "Interesante plataforma de pagos para países donde no haya más alternativas"

November 6, 2022

4.0

Creo que es una plataforma interesante si no hay más opciones en el país. Pero en el mercado creo que hay plataformas más completas.

Pros

En general es una buena plataforma de pagos/billetera virtual, permite realizar pagos y cobros bastante rápido en distintas partes del mundo sin necesidad de tener una cuenta bancaria en el país. (Por ejemplo USA)

Cons

La aplicación móvil me parece que tiene muchos puntos que mejorar. Y las esperas para recibir tarjetas a veces son bastante elevadas. Las comisiones en algunos casos son elevadas.

Alternatives considered

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Reason for choosing Payoneer

En este proyecto en específico era la plataforma que más se ajustaba al perfil

Review Source

Md R.  
Graphics Designe  
Marketing and Advertising  
Used the software for: 2+ years

### "My experience "

June 6, 2023

5.0

Just amazing experience with good service

Pros

I'm working on Fiverr and Upwork as a freelancer and I use Payoneer for withdraw money. And I'm happy for Payoneer service. It's take up to 1 minit for transaction. I have also Payoneer master card and I use it everywhere. Payoneer is a perfect platform for freelancer

Cons

There is no need any changes at the time

Review Source

VR

Verified Reviewer  
CEO  
Information Technology and Services  
Used the software for: 2+ years

### "It used to be very good, but due to bad policies and customer support, we no longer use it"

October 15, 2021

3.0

Initially, we used to love it and used it primarily for our business. After MANY issues, new policies, account closures etc, we are no longer using it and advice our clients as well to stay away from it

Pros

It was very easy to set up and use initially

Cons

Too many now. They have closed accounts without giving ANY reason (they say its in their policy), withheld payments (we are still fighting for them) and their support in at par with that of PayPal (non-existant and bad)

Reason for choosing Payoneer

We didn't know of many alternates. Alternates are very limited. We would like more alternates

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

It had more countries supported, but lacked many features. Now we have moved to WISE (previously Transferwise) and also looking for better alternates

Review Source

Betty M.  
CEO  
Information Technology and Services  
Used the software for: 2+ years

### "Payoneer"

December 5, 2019

4.0

I have never experience any security bridge or hiccup using Payoneer, their service is very satisfactory and their customer support are always ready to help.

Pros

Payoneer has a simple user interface, I opened an account online and my credit card was shipped to me for free that was 2017 Payoneer charges a relatively low fixed transaction fee compared to PayPal that charge base on the amount you receive. Payoneer gives me sign up bonus per person that use my referral link to open an account.

Cons

Payoneer minimum withdraw is $50 which I think is a bit high compare to other online payment gate-way, someone that receive less than that amount from a freelance site can't possibly get his/her money until it reaches the minimum withdraw.

Review Source

GM

Gleison M.  
consultor técnico de vendas  
Farming  
Used the software for: Less than 6 months

### "Avaliação Construtiva "

July 29, 2023

5.0

Sou iniciante na plataforma e em comparação as demais a Payoneer esta na frente, podendo melhorar em alguns aspectos e sem dúvidas uma das melhores no quesito desenvolvimento.

Pros

Praticidade nos pagamentos, algumas empresas preferem a Payoneer como forma de pagamento o que nos da uma maior preferencia como utiliza-la.

Cons

Muitas Ações que não são de fácil entendimento onde uma assistência ao cliente resolve sem problemas.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)[PayPal Invoicing](https://www.capterra.com/p/179253/PayPal-Invoicing/)

como citado, a Payoneer esta em constante evolução, vejo que algumas empresas utilizam-na como primeira forma de pagamento.

Review Source

DK

Dip K.  
CEO  
Financial Services  
Used the software for: 2+ years

### "Easy to expand business globally and receive payment with 100% security. "

August 1, 2022

4.0

Payoneer is an international payment solution designed to allow businesses to send and receive payments from anywhere in the world. This service offers businesses an easy way to accept payments from customers around the globe. In addition, Payoneer can be used to send payments to individuals in other countries. The best part about Payoneer is it makes it easy for businesses to accept payments from customers in other countries. Businesses can accept more payments, which leads to higher profits.

Pros

Payoneer is an easy way to send and receive money globally. It saves our time and money as we can now receive and send money from over 200 different currencies around the world. Payoneer is a convenient, secure, and cost-effective way to get paid. This is the best way to keep our business expenses, payroll, and money transfers organized and in one place.

Cons

We are not allowed to send funds between major payment gateways like PayPal to Payoneer or skrill to Payoneer. If they add these features then no doubt Payoneer is my ultimate choice.

Review Source

VR

Verified Reviewer  
Software Contractor  
Information Technology and Services  
Used the software for: 6-12 months

### "Beware: Payoneer has a big security hole"

February 16, 2024

2.0

Pros

It's really easy to use, and most companies are already aware of how to use Payoneer.

Cons

Given the popularity they have, it's a wonder why they only implement MFA through SMSs. They have been recently breached, with people all life savings, and yet they don't implement OTP or other MFA method. Also, costs are way pricier than the competition.

Reason for choosing Payoneer

Mostly because Payoneer is the de-facto standard. After some use, I moved to Wise.

Review Source

VR

Verified Reviewer  
Freelancing  
Computer Software  
Used the software for: 2+ years

### "Payoneer for all"

April 13, 2023

5.0

Pros

Payoneer is worldwide and one of the easiest money platforms we have around, it covers a whole lot of features which are easy to work with, signing up for a Payoneer account is easy, that appealed to me.

Cons

The threshold is quite high and the minimum withdraw fee is quite high compared to other platforms.

Review Source

SS

Sean S.  
Self-Employed  
Design  
Used the software for: Less than 6 months

### "Payoneer is an excellent service that solves many international boundaries."

November 29, 2021

4.0

So far I've had no issues with Payoneer, their customer support is relatively punctual with their emails and they're very helpful and friendly. It took me 5 minutes to sign up and get a U.S. bank account to use for various platforms. I've sent and received money on Payoneer without any issues. Payoneer makes me feel secure in knowing my clients can pay me directly without any problems.

Pros

Payoneer is an easy service to sign up to and it offers you an American bank account which comes in handy more than I could admit. Transactions are fast and the website is very easy to use, I believe they were also offering incentives to sign up just recently, also I didn't sign up with an affiliate link. Payoneer is a service that is breaking boundaries for international trade.

Cons

Payoneer charges are a little on the high side, but for the service, they offer it's negligible. I was also pretty bummed that I missed the $50 invite link before signing up and couldn't get it after.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Paypal takes far too long to process payments unlike Payoneer and I was able to link my Capitec bank account directly to Payoneer.

Review Source

VR

Verified Reviewer  
Ceo  
Retail  
Used the software for: 6-12 months

### "Avaliação Payoneer RSC"

March 21, 2023

5.0

Solucionei um problema que já tive com outros app, no qual não conseguia linkar a plataforma de recebiveis.

Pros

Gostei da integração das funcionalidades, facilidade no uso e a funcionalidade de ja linear com alguns serviços dos quais recebo pagamentos diretamente via payoneer.

Cons

Atendimento peca pois demora um pouco. A agilidade conta muito nessas horas.

Review Source

VR

Verified Reviewer  
Writer  
Writing and Editing  
Used the software for: 1-2 years

### "A good service provider"

November 2, 2021

5.0

Payoneer definitely fills in the gaps where other financial service providers don't, especially for freelancers who receive their income online. If you are from a non-Western country, try Payoneer as an easy way to receive payments.

Pros

As a freelancer, I make most of my income online. As such, I need to be on certain payment services to get paid and Payoneer covers this almost all the time. Adding to that, withdrawals take 1-3 business days to reflect in my account which gives me a good cash flow.

Cons

Customer support lacks in so many ways, and I don't like that they keep funds from businesses they don't know or trust. It has happened before where they kept the money I earned from a website for freelancers and I never saw a dime.

Review Source

VR

Verified Reviewer  
Analista  
E-Learning  
Used the software for: Less than 6 months

### "Avaliando o aplicativo da Payoneer"

January 23, 2023

5.0

Pros

Recebimento dos pagamentos e a praticidade

Cons

Não há nada neste aplicativo que me desaponte.

Review Source

VR

Verified Reviewer  
Associate Recruiter  
E-Learning  
Used the software for: 1-2 years

### "One of the Best Payment process but with a little delay"

March 28, 2023

3.0

I can say that the experience with payoneer is Good and I want to continue with it. But it's better if they improve the gaps

Pros

Processing fee is very less compared to other platforms which is impressive and attractive too.

Cons

Withdrawal processing time is much time taking and support system responding in delayed time.

Review Source

NC

Nathan C.  
Founder  
Marketing and Advertising  
Used the software for: 2+ years

### "Good option to receive money from USA banks"

August 11, 2023

5.0

Really good option to receive money in the USA if you are a foreign or do not reside in the USA

Pros

Good features, full process of account opening is online, easy to use

Cons

Definitely the customer service could be better

Alternatives considered

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Review Source

GS

Gnankoye S.  
Data Engineer  
Internet  
Used the software for: 2+ years

### "Payonner review "

November 8, 2022

4.0

Payonner is a very nice foreign electronic banking software to receive payments

Pros

I've been using Payonner for 3 years now, I get my payments on freelance sites very fast. It's a better foreign electronic bank

Cons

I have only one problem with Payonner, I have applied for a credit card but so far I have not received a reply or a card. This is the only problem I have

Review Source

Felipe M.  
Contador  
Accounting  
Used the software for: I used a free trial

### "Avaliação payoneer"

August 1, 2023

5.0

Ótima experiencia.

Pros

App fácil de usar e intuitivo, traz comodidade e velocidade em pagamentos .

Cons

Nada digno de ser explicitado nesta resenha, gosto de todas as funcionalidades.

Review Source

VR

Verified Reviewer  
Photographer  
Photography  
Used the software for: 1-2 years

### "Popular card for contract work"

November 12, 2021

5.0

Pros

I work for a big company as a contractor and instead of dealing with deposits or checks, they just send each employee a Payoneer card which is like a prepaid Master Card debit. They pay by depositing the contractor’s money directly onto the Payoneer card. You can use the Payoneer card as a Mastercard or Debit card. It just simplifies things.

Cons

You can only have one card per account so you can’t get an extra card for a family member or anything. There are fees that Payoneer charges from one to three dollars a month and then there is a fee to activate the card. I’ve gotten denied a couple times when I had plenty of money in the account.

Review Source

TM

Tasunungurwa M.  
Manager  
Entertainment  
Used the software for: 2+ years

### "Payoneer International Transaction"

September 16, 2022

5.0

It is very efficient and vital for doing online business. I would recommend it to anyone who is doing online business for the transaction.

Pros

\-Easy to use -Transactions settles instantly -Good interface -It can be used worldwide -Best for online payments

Cons

\-It lags sometimes when you are using the mobile app.

Review Source

OB

Oluseun B.  
Freelancer  
Writing and Editing  
Used the software for: 2+ years

### "Very Safe and Secure Platform for Online Payment"

May 3, 2021

5.0

On a general note, Payoneer is far better as a platform to receive payments for jobs as an online worker. In addition, it is smooth to link it up with local bank accounts for all kinds of online transactions. More so, Payoneer is not only great for receiving payments, but it is also safe to make payments without any hitch.

Pros

Payoneer is a payment platform that is very safe and secure for sending and receiving payments across the world. I was able to synchronize it with my local bank accounts here in Nigeria while also providing debit cards for withdrawal anywhere in the world. The exchange rates are very reasonable and even better than other similar platforms. I strongly recommend Payoneer to anyone needing a safe payment platform.

Cons

I want the company to work on acceptability on popular shopping platforms to make it easier to spend. In addition, I think the exchange rate when using a debit card is relatively costlier than typical debit cards. Therefore, users may not enjoy using their debit card initially, but it is not also compulsory to use the card.

Review Source

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