# Page 12 | Payoneer Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Page 12 - Is Payoneer the right Payment Processing solution for you? Explore 758 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/187086/Payoneer/reviews

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Payoneer

4.2 (758)

[View alternatives](https://www.capterra.com/p/187086/Payoneer/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 13th, 2026

# Page 12 - Reviews of Payoneer

## Showing most helpful reviews

Showing 276-300 of 758 Reviews

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Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

Lauren¿iu C. D.  
Motion Graphics Designer  
Design  
Used the software for: 2+ years

### "Great for internationals needeing an US account!"

September 6, 2021

5.0

Overall, really good experience with this bank/e-banking platform, they send you your card in less than 2 weeks, the card can be managed from the APP easily (freeze, etc). All in all, I love Payoneer and I have been using their services for over 8 years now! Since 2013! Great company.

Pros

The easy of use of the US accounts, that have all the info available for you at any time. They also provide a mobile APP for both Android and iOs, that helps me check my balance really fast!

Cons

They lack some of the integrations with different e-commerce platforms.

Review Source

EM

Engin M.  
Supply Chain Manager  
Textiles  
Used the software for: 2+ years

### "Rates are not satisfying"

February 21, 2024

4.0

That's a preferable transfer system if you have customers from other countries. Esspecially from Europe or USA. I am not happy with the rates when I change USD to TRY. But generally, it did the job and I had no serious problems.

Pros

Best part of Payoneer is having the payments fast in our account. I mean when our customer transfer the money to our payoneer account.

Cons

When I need to transfer the USD to my own bank account in Turkiye payoneer doesn't allow me to transfer as USD. I had to change to Turkish Liras. And the rates are too low. Also it's not easy to use. I generally use this once or twice a month and each time I forget how to transfer. Sections are similar to each other and complicated.

Review Source

Benjamin Z.  
Head of Localization  
Translation and Localization  
Used the software for: 6-12 months

### "Good rates but buggy and useless support"

April 19, 2021

3.0

Pretty negative. I was excited to try this as I thought this would save our translators money but the combination of a terrible user interface, bad customer support, and complicated rules for sending money makes it not worth it.

Pros

Payoneer was requested by some of our translators in the past. Their rates are lower than PayPal, but not really lower than Wise or Revolut. To appease our translators we opened an account so we could pay them in this method. It's hardly worked out as planned. First, their 'Add a bank' form is buggy and after multiple emails with customer support I realized I was on my own. They never even read through my email to understand the issue and just kept telling me to go to the same page. There is an actual bug on the form that prevented the form from validating! I had to figure it out myself to get the bank added. Pathetic really. Anyway, once it was up and running we also realized that you can't just pay a translator whatever amount. They have MINIMUMS! I forget now if it was $20 or $50 but whatever it was dissuaded our translators from using it any further. All in all, trying to deploy this was a waste of time.

Cons

The terrible customer support who can't or won't read the entire email and give canned responses that don't help. Minimum amounts in order to send money.

Review Source

Alejandra M.  
HR Specialist  
Information Technology and Services  
Used the software for: 1-2 years

### "Great and affordable payment platform"

November 20, 2023

4.0

I have been using the platform as a user while receiving foreign currency and now I recommend it to my hires since is not expensive and easy to use.

Pros

This is the most recommended payment and international transactional platform to our hires since is easy to use, safe, and very friendly with the users.

Cons

With the new improvements on the platform and updated policies regarding countries in LATAM, I have no complaints.

Review Source

JB

Jamieal B.  
owner  
Apparel & Fashion  
Used the software for: 2+ years

### "US Bank accounts"

December 27, 2021

5.0

Pros

what i like most about this software is that it has many banks that is offers to u and you can link it to almost anything or any sites that pays you and you can also have a bank account added to it in what ever country you live in to have what ever money you have on your account withdrawn to your bank that have in your country.....

Cons

to be honest this software is one of my best software i have ever used i honestly don't have nothing bad to say about this software they have been getting better as the years go by....

Review Source

FSS

Fahim Shahriar S.  
Digital Marketing Manager  
Marketing and Advertising  
Used the software for: 2+ years

### "Receiving Payments Made Easy!"

July 12, 2022

4.0

Undoubtedly the best option for working with global clients. Taking payments have never been easier. With it the payment can be transferred directly to mobile wallet.

Pros

This enables users to take payments from global customers with ease. The exchange rates are very low. Compared to other similar platforms this is very cheap.

Cons

The only problem in case of using it is the app. They should look into improving it. The features that the app provides does not meet our necessity properly.

Review Source

Suzette V.  
Educator  
E-Learning  
Used the software for: 1-2 years

### "Payoneer Excellent for Payments Processing"

November 21, 2023

5.0

Pros

The payments are available immediately and can be withdrawn at any time.

Cons

The payment withdrawal limit has a negative impact on staff as they can only access their money once they have made enough to reach the payoneer minimum required amount. It is not very convinient.

Review Source

VR

Verified Reviewer  
CEO  
Marketing and Advertising  
Used the software for: 2+ years

### "Best for Freelancers to get paid on big platforms"

July 21, 2022

5.0

Pros

Easy to integrate with freelancce platforms like fiverr, upwork etc

Cons

Its a bit expensive, gives very low exchange rate

Review Source

Mayur K.  
Software Developer  
Computer Software  
Used the software for: 2+ years

### "Need swift and secure payment method for transaction ? It is Payoneer."

September 23, 2022

5.0

Pros

The finest advantage of this app is that it is swift, has a good currency exchange rate when compared to other vendors, and has a low tax deduction.

Cons

Concerning cons well, the support system is terrible, as you must literally sit for 15 minutes to connect with them via chat.

Review Source

RA

Rifat A.  
Freelancer  
Information Technology and Services  
Used the software for: 1-2 years

### "Perfect Method to Receive Money from My International Clients"

November 7, 2020

5.0

This is the best way to receive global payment from my clients. The advantage of Payoneer is it's not mandatory to have a personal bank account to withdraw the payment from the client. Another thing is, It's recognized by most of the online platforms. Very simple user-friendly interface. The very easy and quick transaction makes it easy to receive my payments globally.

Pros

I am a web developer and I work in fiverr as a freelancer. The most effective feature of Payoneer is, it is recognized by most of the platforms of freelancing websites. Money transfer is very fast from a freelance platform to Payoneer. I am using payoneer since 2017 and most of the time I got outstanding and hassle free service from them. For me, most exciting feature of payoneer is, I can send my money to my younger brother's bank account directly which saves my time to send his tuition fees.

Cons

Sometimes Payoneer makes delays for the transaction without any meaningful reason. Their customer service is not that satisfactory but they are helpful. I can remember, I had an issue to receive my payment, I emailed them, but it was not solved within a day, but, when I made a phone call to them, it was solved within 5 minutes!

Review Source

Sarah P.  
CEO  
Internet  
Used the software for: 2+ years

### "Global Payment Processor"

May 14, 2021

5.0

Overall, I'm happy to be able to send payments i receive to my bank account for a little fee and receive payments all over the world whenever I want through my email.

Pros

I love the fact that most people use this payment processor. A Paypal alternative if you ask me

Cons

Getting their card delivered is quite expensive.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

No risk of getting banned for no good reason and accessible to most countries. Paypal is limited in operation to a few countries.

Review Source

VR

Verified Reviewer  
Chef de projet  
Internet  
Used the software for: 1-2 years

### "Payoneer est un banger !"

September 4, 2023

4.0

J'aime bien l'appli et je trouve qu'il fait partie des meilleures solutions de paiements en ligne.

Pros

Si vous êtes freelance ou si vous êtes un entrepreneur qui travail avec des clients à l'international, vous allez adorer Payoneer. L'appli est simple, utile et pratique et en plus disponible dans plusieurs pays.

Cons

Je n'ai pas grand chose à dire concernant les points faibles de l'appli mise à part ses frais de retraits que je trouve un peu excessifs

Switched from

[Invoice2go](https://www.capterra.com/p/81858/Invoice2go/)[OnPay](https://www.capterra.com/p/167109/OnPay/)[Stripe](https://www.capterra.com/p/123889/Stripe/)[Xero](https://www.capterra.com/p/120109/Xero/)

Ils étaient difficilement accessible dans certains pays.

Review Source

GL

Giovanna L.  
Professora  
Human Resources  
Used the software for: 1-2 years

### "I really like payoneer because it is a practical application and very easy to use"

April 27, 2023

5.0

I use payoneer daily and they are very effective.

Pros

speed in processing payments has several tools to use very easy to use.

Cons

I think the minimum withdrawal amount could be less than $50

Review Source

LR

Lisbet R.  
Dirección  
Accounting  
Used the software for: Less than 6 months

### "Payoneer no se adapta a mis necesides"

October 18, 2022

3.0

No fué una experiencia buena para mí. A fin de mes de puede evidenciar la perdida significativa por concepto de comisiones, además la demora en el procesamiento de operaciones, genera malestar en los clientes y en mi como receptora

Pros

Lo unico bueno, es que puedo recibir dinero en moneda extranjera desde cualquier país

Cons

Sus altas comisiones por transacciones internas, por retiros de dinero y la demora en el procesamiento de las transacciones

Alternatives considered

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Reason for choosing Payoneer

Pensaba que podría brindarme mejores beneficios y a un menor costo

Review Source

Essime T.  
Gestionnaire  
Retail  
Used the software for: I used a free trial

### "Logiciel de finance "

October 13, 2023

4.0

Pros

Payoneer est un très bon produit simple et professionnels avec une meilleure équipe d'assistance très technique et permet d'effectuer les transactions via plusieurs devise . C'est un super produit de paiement.

Cons

C'est un super produit et j'apprécie son interface d'utilisateur et très professionnel avec une équipe d'assistance meilleure. Je ne reproche rien

Review Source

VR

Verified Reviewer  
Performance Marketing Manager  
Food & Beverages  
Used the software for: 1-2 years

### "Payoneer review by a client"

September 27, 2022

5.0

Pros

super easy to send - receive money from everywhere in the world; makes to do global business so easy

Cons

a bit pricey than expected; i'd love to use it for more transactions if it could have been cheaper

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Credit Card feature

Review Source

Nwodo P.  
Creative director  
Entertainment  
Used the software for: 1-2 years

### "Best way to receive your payment as a freelancer."

January 23, 2023

4.0

Although they have their drawbacks, I enjoyed using them to receive my payment.

Pros

It is fast, secure and accepts and transfer in different forms of currency. Best for freelancer wanting to receive payment for his job to your local bank.

Cons

Payoneer has a somewhat complicated payment method. When a user has a problem sending or receiving payments, the company responds to their queries in the worst possible situation and takes forever.

Review Source

FE

Fabio E.  
Owner  
Entertainment  
Used the software for: 2+ years

### "Stay away!"

April 2, 2023

1.0

Expensive AF overall, the commissions for making any transactions are very high and good luck if you want to get in touch with them - but I feel that someone will quickly reply to this review.If you want to withdraw money, there is a minimum amount! If you don't have that amount, you can't get your money. Basically it will stay there until it's used to cover the expenses to keep the account open - I wonder WHAT expenses???When you've got enough money to withdraw, you still CAN NOT withdraw it all for some mysterious reason!Finally, if you wish to close down your account, that money will be LOST - i.e. they put it in their pocket.

Pros

Nothing at all, Payoneer could easily be a legalised scam, there is absolutely anything I would save.

Cons

Where do I start? Everything was absolutely awful, I wish I could go back in time and be able to dodge them, somehow.

Reason for choosing Payoneer

I was forced to use this as a payment gateway when I started a remote collaboration with a company called Appen.

Review Source

Zyra Joy L.  
Customer Service Support  
Wholesale  
Used the software for: 2+ years

### "Amazing Payment Platform"

April 24, 2023

5.0

Sincerely, Payoneer has made it feasible for those who are smart but unlucky enough to have been born in nations where banking services are available to earn money online.They are trustworthy, capable, and credible.

Pros

Payoneer has made receiving and sending foreign payments simple and hassle-free while providing access to the various opportunities accessible abroad. My preferred method of payment is Payoneer.

Cons

They could still improve there platform as a whole, its a bit old and need a bit of an upgrade to level up its features.

Review Source

TP

Teju P.  
Chief Marketing Officer  
Apparel & Fashion  
Used the software for: 2+ years

### "Best PayPal alternative for Nepali eCommerce. "

June 10, 2022

5.0

In Nepal PayPal has the send-only option, we cannot accept PayPal funds in Nepal due to the monetary policy of Nepal Rastra Bank. In that situation, Payoneer gives us the solution to accept payment from our clients and helps us to globalize our eCommerce business.

Pros

Payoneer allows us to receive funds from all over the world and also allows us to easily withdraw to our local bank account in nepal.

Cons

The cons about Payoneer are its minimum withdrawal limits only. Every time we need to wait for the reaching $50 or above for withdrawal.

Review Source

Dalmir A.  
Freelancer  
Graphic Design  
Used the software for: Less than 6 months

### "Payoneer"

April 3, 2021

5.0

Describing the experience I have with Payoneer, in a nutshell, is that I am just on the way to 5 months of use, I believe, and when I found out where to push for this payment processor to work for me everything changed, I have no complaints.

Pros

Hello, this is my review: when I didn't know how Payoneer works, I had a lot of criticism and couldn't wait to make reviews about it, but when I researched it, I found a lot of good reports and I didn't understand why I wasn't enjoying this too, so I looked for solutions, and I managed, I now have international accounts without ever leaving my country for these countries where I have accounts open, it is incredible, as a Freelancer I receive my payments normally.

Cons

Hello, this is my cons review: the only cons I have is that the GBP account is an account only for receipts and not for sending, as the fees you don't even feel that much but it does make a difference.

Review Source

KP

Kate P.  
President  
Human Resources  
Used the software for: 1-2 years

### "Constantly Improving"

December 16, 2021

5.0

We are generally satisfied with this product and will continue to use it for years to come.

Pros

We started using Payoneer when it was still relatively new, now it's gone through a lot of updates and I see their drive to constantly improve and upgrade their services. I particularly like how easy to use the software is and how easily it integrates with other softwares. It's also very secure.

Cons

I just wish they have their own built-in invoice maker.

Alternatives considered

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Reason for choosing Payoneer

Payoneer had lower rates and faster turn around time than PayPal.

Switched from

[PaySimple](https://www.capterra.com/p/146664/PaySimple/)

PaySimple did not allow us to transfer funds to multiple bank accounts.

Review Source

CM

Cristiano M.  
Photographer  
Broadcast Media  
Used the software for: 2+ years

### "The facilitator of my monthly receipts"

October 29, 2022

4.0

I receive my monthly payments through Payoneer and can indicate

Pros

It's easy to use, receive Euros, Pounds and Dollars and transfer to your bank account anywhere in the world

Cons

The site looks very old and poorly built, time-consuming assistance and more expensive fees every year

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Payoneer transfer fees are lower than PayPal

Review Source

FP

Flavia P.  
Administração  
Education Management  
Used the software for: 1-2 years

### "Facilidade em transações internacionais"

July 28, 2023

4.0

Muita satisfeita como usuária da Payoneer.

Pros

Facilidade para receber de forma rápida e segura dinheiro de outros países por serviços prestados na internet com taxas justas.

Cons

Não tenho nenhuma critica a fazer, a plataforma atende e supera as expectativas de quem precisa receber e enviar dinheiro de forma rápida como um banco local.

Review Source

JR

Juan R.  
Redactor  
Online Media  
Used the software for: Less than 6 months

### "Facilita las cosas más que Paypal a nivel empresa"

November 22, 2023

4.0

Estamos probando una alternativa a Paypal (que también tiene comisiones) porque da mucho trabajo hacer manualmente ciertas gestiones, de momento bien pero el tema de comisiones por todo genera mucho rechazo.

Pros

Paypal tiene mejor consideración, pero Payoneer es por ejemplo, el procesador de Airbnb, así que tampoco está mal. Lo mejor de Payoneer es que puedes gestionar automáticamente cosas como los pagos del IVA, así no tienes que hacerlo tú manualmente con cada pedido o pago. También dispone de una tarjeta y puedes recibir y enviar dinero de casi cualquier forma.

Cons

Las comisiones, aunque sean "bajas" (depende de para qué), es comisiones todo el rato, al final tienes que incrementar el precio al menos un 3.5% para no perder beneficio del producto, entre el pago por tarjeta (el más habitual) y la retirada a cuenta.

Review Source

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