# Page 12 | Payoneer Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 12 - Is Payoneer the right Payment Processing solution for you? Explore 763 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/187086/Payoneer/reviews --- Payoneer 4.2 (763) [View alternatives](https://www.capterra.com/p/187086/Payoneer/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Page 12 - Reviews of Payoneer ## Showing most helpful reviews Showing 276-300 of 763 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use JB Jamieal B. owner Apparel & Fashion Used the software for: 2+ years ### "US Bank accounts" December 27, 2021 5.0 Pros what i like most about this software is that it has many banks that is offers to u and you can link it to almost anything or any sites that pays you and you can also have a bank account added to it in what ever country you live in to have what ever money you have on your account withdrawn to your bank that have in your country..... Cons to be honest this software is one of my best software i have ever used i honestly don't have nothing bad to say about this software they have been getting better as the years go by.... Review Source FSS Fahim Shahriar S. Digital Marketing Manager Marketing and Advertising Used the software for: 2+ years ### "Receiving Payments Made Easy!" July 12, 2022 4.0 Undoubtedly the best option for working with global clients. Taking payments have never been easier. With it the payment can be transferred directly to mobile wallet. Pros This enables users to take payments from global customers with ease. The exchange rates are very low. Compared to other similar platforms this is very cheap. Cons The only problem in case of using it is the app. They should look into improving it. The features that the app provides does not meet our necessity properly. Review Source Suzette V. Educator E-Learning Used the software for: 1-2 years ### "Payoneer Excellent for Payments Processing" November 21, 2023 5.0 Pros The payments are available immediately and can be withdrawn at any time. Cons The payment withdrawal limit has a negative impact on staff as they can only access their money once they have made enough to reach the payoneer minimum required amount. It is not very convinient. Review Source VR Verified Reviewer CEO Marketing and Advertising Used the software for: 2+ years ### "Best for Freelancers to get paid on big platforms" July 21, 2022 5.0 Pros Easy to integrate with freelancce platforms like fiverr, upwork etc Cons Its a bit expensive, gives very low exchange rate Review Source Mayur K. Software Developer Computer Software Used the software for: 2+ years ### "Need swift and secure payment method for transaction ? It is Payoneer." September 23, 2022 5.0 Pros The finest advantage of this app is that it is swift, has a good currency exchange rate when compared to other vendors, and has a low tax deduction. Cons Concerning cons well, the support system is terrible, as you must literally sit for 15 minutes to connect with them via chat. Review Source RA Rifat A. Freelancer Information Technology and Services Used the software for: 1-2 years ### "Perfect Method to Receive Money from My International Clients" November 7, 2020 5.0 This is the best way to receive global payment from my clients. The advantage of Payoneer is it's not mandatory to have a personal bank account to withdraw the payment from the client. Another thing is, It's recognized by most of the online platforms. Very simple user-friendly interface. The very easy and quick transaction makes it easy to receive my payments globally. Pros I am a web developer and I work in fiverr as a freelancer. The most effective feature of Payoneer is, it is recognized by most of the platforms of freelancing websites. Money transfer is very fast from a freelance platform to Payoneer. I am using payoneer since 2017 and most of the time I got outstanding and hassle free service from them. For me, most exciting feature of payoneer is, I can send my money to my younger brother's bank account directly which saves my time to send his tuition fees. Cons Sometimes Payoneer makes delays for the transaction without any meaningful reason. Their customer service is not that satisfactory but they are helpful. I can remember, I had an issue to receive my payment, I emailed them, but it was not solved within a day, but, when I made a phone call to them, it was solved within 5 minutes! Review Source Sarah P. CEO Internet Used the software for: 2+ years ### "Global Payment Processor" May 14, 2021 5.0 Overall, I'm happy to be able to send payments i receive to my bank account for a little fee and receive payments all over the world whenever I want through my email. Pros I love the fact that most people use this payment processor. A Paypal alternative if you ask me Cons Getting their card delivered is quite expensive. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) No risk of getting banned for no good reason and accessible to most countries. Paypal is limited in operation to a few countries. Review Source VR Verified Reviewer Chef de projet Internet Used the software for: 1-2 years ### "Payoneer est un banger !" September 4, 2023 4.0 J'aime bien l'appli et je trouve qu'il fait partie des meilleures solutions de paiements en ligne. Pros Si vous êtes freelance ou si vous êtes un entrepreneur qui travail avec des clients à l'international, vous allez adorer Payoneer. L'appli est simple, utile et pratique et en plus disponible dans plusieurs pays. Cons Je n'ai pas grand chose à dire concernant les points faibles de l'appli mise à part ses frais de retraits que je trouve un peu excessifs Switched from [Invoice2go](https://www.capterra.com/p/81858/Invoice2go/)[OnPay](https://www.capterra.com/p/167109/OnPay/)[Stripe](https://www.capterra.com/p/123889/Stripe/)[Xero](https://www.capterra.com/p/120109/Xero/) Ils étaient difficilement accessible dans certains pays. Review Source GL Giovanna L. Professora Human Resources Used the software for: 1-2 years ### "I really like payoneer because it is a practical application and very easy to use" April 27, 2023 5.0 I use payoneer daily and they are very effective. Pros speed in processing payments has several tools to use very easy to use. Cons I think the minimum withdrawal amount could be less than $50 Review Source LR Lisbet R. Dirección Accounting Used the software for: Less than 6 months ### "Payoneer no se adapta a mis necesides" October 18, 2022 3.0 No fué una experiencia buena para mí. A fin de mes de puede evidenciar la perdida significativa por concepto de comisiones, además la demora en el procesamiento de operaciones, genera malestar en los clientes y en mi como receptora Pros Lo unico bueno, es que puedo recibir dinero en moneda extranjera desde cualquier país Cons Sus altas comisiones por transacciones internas, por retiros de dinero y la demora en el procesamiento de las transacciones Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/) Reason for choosing Payoneer Pensaba que podría brindarme mejores beneficios y a un menor costo Review Source Essime T. Gestionnaire Retail Used the software for: I used a free trial ### "Logiciel de finance " October 13, 2023 4.0 Pros Payoneer est un très bon produit simple et professionnels avec une meilleure équipe d'assistance très technique et permet d'effectuer les transactions via plusieurs devise . C'est un super produit de paiement. Cons C'est un super produit et j'apprécie son interface d'utilisateur et très professionnel avec une équipe d'assistance meilleure. Je ne reproche rien Review Source VR Verified Reviewer Performance Marketing Manager Food & Beverages Used the software for: 1-2 years ### "Payoneer review by a client" September 27, 2022 5.0 Pros super easy to send - receive money from everywhere in the world; makes to do global business so easy Cons a bit pricey than expected; i'd love to use it for more transactions if it could have been cheaper Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) Credit Card feature Review Source Nwodo P. Creative director Entertainment Used the software for: 1-2 years ### "Best way to receive your payment as a freelancer." January 23, 2023 4.0 Although they have their drawbacks, I enjoyed using them to receive my payment. Pros It is fast, secure and accepts and transfer in different forms of currency. Best for freelancer wanting to receive payment for his job to your local bank. Cons Payoneer has a somewhat complicated payment method. When a user has a problem sending or receiving payments, the company responds to their queries in the worst possible situation and takes forever. Review Source FE Fabio E. Owner Entertainment Used the software for: 2+ years ### "Stay away!" April 2, 2023 1.0 Expensive AF overall, the commissions for making any transactions are very high and good luck if you want to get in touch with them - but I feel that someone will quickly reply to this review.If you want to withdraw money, there is a minimum amount! If you don't have that amount, you can't get your money. Basically it will stay there until it's used to cover the expenses to keep the account open - I wonder WHAT expenses???When you've got enough money to withdraw, you still CAN NOT withdraw it all for some mysterious reason!Finally, if you wish to close down your account, that money will be LOST - i.e. they put it in their pocket. Pros Nothing at all, Payoneer could easily be a legalised scam, there is absolutely anything I would save. Cons Where do I start? Everything was absolutely awful, I wish I could go back in time and be able to dodge them, somehow. Reason for choosing Payoneer I was forced to use this as a payment gateway when I started a remote collaboration with a company called Appen. Review Source Zyra Joy L. Customer Service Support Wholesale Used the software for: 2+ years ### "Amazing Payment Platform" April 24, 2023 5.0 Sincerely, Payoneer has made it feasible for those who are smart but unlucky enough to have been born in nations where banking services are available to earn money online.They are trustworthy, capable, and credible. Pros Payoneer has made receiving and sending foreign payments simple and hassle-free while providing access to the various opportunities accessible abroad. My preferred method of payment is Payoneer. Cons They could still improve there platform as a whole, its a bit old and need a bit of an upgrade to level up its features. Review Source TP Teju P. Chief Marketing Officer Apparel & Fashion Used the software for: 2+ years ### "Best PayPal alternative for Nepali eCommerce. " June 10, 2022 5.0 In Nepal PayPal has the send-only option, we cannot accept PayPal funds in Nepal due to the monetary policy of Nepal Rastra Bank. In that situation, Payoneer gives us the solution to accept payment from our clients and helps us to globalize our eCommerce business. Pros Payoneer allows us to receive funds from all over the world and also allows us to easily withdraw to our local bank account in nepal. Cons The cons about Payoneer are its minimum withdrawal limits only. Every time we need to wait for the reaching $50 or above for withdrawal. Review Source Dalmir A. Freelancer Graphic Design Used the software for: Less than 6 months ### "Payoneer" April 3, 2021 5.0 Describing the experience I have with Payoneer, in a nutshell, is that I am just on the way to 5 months of use, I believe, and when I found out where to push for this payment processor to work for me everything changed, I have no complaints. Pros Hello, this is my review: when I didn't know how Payoneer works, I had a lot of criticism and couldn't wait to make reviews about it, but when I researched it, I found a lot of good reports and I didn't understand why I wasn't enjoying this too, so I looked for solutions, and I managed, I now have international accounts without ever leaving my country for these countries where I have accounts open, it is incredible, as a Freelancer I receive my payments normally. Cons Hello, this is my cons review: the only cons I have is that the GBP account is an account only for receipts and not for sending, as the fees you don't even feel that much but it does make a difference. Review Source KP Kate P. President Human Resources Used the software for: 1-2 years ### "Constantly Improving" December 16, 2021 5.0 We are generally satisfied with this product and will continue to use it for years to come. Pros We started using Payoneer when it was still relatively new, now it's gone through a lot of updates and I see their drive to constantly improve and upgrade their services. I particularly like how easy to use the software is and how easily it integrates with other softwares. It's also very secure. Cons I just wish they have their own built-in invoice maker. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/) Reason for choosing Payoneer Payoneer had lower rates and faster turn around time than PayPal. Switched from [PaySimple](https://www.capterra.com/p/146664/PaySimple/) PaySimple did not allow us to transfer funds to multiple bank accounts. Review Source CM Cristiano M. Photographer Broadcast Media Used the software for: 2+ years ### "The facilitator of my monthly receipts" October 29, 2022 4.0 I receive my monthly payments through Payoneer and can indicate Pros It's easy to use, receive Euros, Pounds and Dollars and transfer to your bank account anywhere in the world Cons The site looks very old and poorly built, time-consuming assistance and more expensive fees every year Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) Payoneer transfer fees are lower than PayPal Review Source FP Flavia P. Administração Education Management Used the software for: 1-2 years ### "Facilidade em transações internacionais" July 28, 2023 4.0 Muita satisfeita como usuária da Payoneer. Pros Facilidade para receber de forma rápida e segura dinheiro de outros países por serviços prestados na internet com taxas justas. Cons Não tenho nenhuma critica a fazer, a plataforma atende e supera as expectativas de quem precisa receber e enviar dinheiro de forma rápida como um banco local. Review Source JR Juan R. Redactor Online Media Used the software for: Less than 6 months ### "Facilita las cosas más que Paypal a nivel empresa" November 22, 2023 4.0 Estamos probando una alternativa a Paypal (que también tiene comisiones) porque da mucho trabajo hacer manualmente ciertas gestiones, de momento bien pero el tema de comisiones por todo genera mucho rechazo. Pros Paypal tiene mejor consideración, pero Payoneer es por ejemplo, el procesador de Airbnb, así que tampoco está mal. Lo mejor de Payoneer es que puedes gestionar automáticamente cosas como los pagos del IVA, así no tienes que hacerlo tú manualmente con cada pedido o pago. También dispone de una tarjeta y puedes recibir y enviar dinero de casi cualquier forma. Cons Las comisiones, aunque sean "bajas" (depende de para qué), es comisiones todo el rato, al final tienes que incrementar el precio al menos un 3.5% para no perder beneficio del producto, entre el pago por tarjeta (el más habitual) y la retirada a cuenta. Review Source Belinda M. Writer Writing and Editing Used the software for: Less than 6 months ### "Payoneer for Ease Online Transaction " June 5, 2019 5.0 I was introduced to using Payoneer by a friend of mine. As a writer and a freelancer, it is very necessary for me to have a means by which I can easily receive payments for my work via the internet and I must say, using Payoneer has made that possible. With Payoneer People in Nigeria and other countries don't have to worry about their country's cash out restrictions or worry about all the other stress of online transactions. You could simply link your debit card and make withdrawals with it or you could simply order for a Payoneer Card delivered from the US to your door step In a few days time. Isn't that amazing? I think it is. Pros I am so impressed by this software. It allows you make payments and receive payments from any part of the world. Opening an account using this software was so easy and the procedure was done professionally and securely. I love the fact that I can link my debit card to my payoneer account and also I love that there's also an option of ordering for my own Payoneer Debit card to be delivered to my house address here in Nigeria. Cons I am yet to have any dissatisfactions while using Payoneer. The only thing I can think of right now is, the fact that several times I've tried to make payments online, I find it frustrating that payoneer isn't always listed as part of the means of payment. Review Source GT Ganga T. Owner Writing and Editing Used the software for: 2+ years ### "Secure and fast complete payment gateway package for freelancers and marketers. " July 11, 2022 5.0 Payoneer is a super easy and hassle-free way of getting paid. It's an online payment platform that lets us receive payment from freelancing gigs with one click. Just sign up and get paid directly into our bank account in our currency. It's a great way of getting paid on time and receiving the payment on time. Pros Payoneer is a cross-border payment service that offers businesses and individuals to send, receive and manage funds globally with ease. With Payoneer, we can access our money directly in local currency, make payments, and get paid in more than 200 countries and territories. Cons I looked at a lot of different options before I found Payoneer to help me get paid online. I get paid in my local currency and have access to my funds in minutes, and also get MasterCard for easy access to my funds. It is a complete payment gateway package and I am 100% satisfied. Review Source Vinicius A. UX Designer Information Technology and Services Used the software for: 1-2 years ### "Positively surprises" October 24, 2022 3.0 If you are looking for a tool to receive payments from other countries Payoneer service will serve you well, if most of your customers are from the US and Europe. Pros It works just like a regular bank account, Payoneer opens a bank account for you in the country where you want to receive payments. The transfers are attractive in terms of costs. They also provide (if requested) a credit card (Visa or Mastercard) with an annual fee, so you can use the money in your wallet if you don't want to transfer it to your main bank. Cons I had some difficulties with Payoneer at the beginning. The first payments take a long time, sometimes additional documents need to be sent. Also, in normal payments, both the sender and the receiver need to have a Payoneer account. Review Source Rodrigo T. Director of Cyber Security Information Technology and Services Used the software for: 1-2 years ### "Excellent for receiving payments from companies." July 12, 2022 5.0 I have been using my Payoneer account for years to receive payments for different projects I have worked on and I must say it provides a very efficient service in terms of payment crediting and fast withdrawal by ATH. Pros I like it because when I receive my payment I can withdraw it immediately or choose to spend it using the debit card that is tied to the account, it allows me to keep track of spending and details of the merchants I have purchased from. Cons There is nothing I dislike about Payooner. 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