# Page 17 | Payoneer Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Page 17 - Is Payoneer the right Payment Processing solution for you? Explore 758 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/187086/Payoneer/reviews

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Payoneer

4.2 (758)

[View alternatives](https://www.capterra.com/p/187086/Payoneer/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 13th, 2026

# Page 17 - Reviews of Payoneer

## Showing most helpful reviews

Showing 401-425 of 758 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

JS

JOCILENE S.  
Administrador  
Apparel & Fashion  
Used the software for: 6-12 months

### "IT HAS EVERYTHING I NEED"

January 29, 2024

5.0

Great rates, fast transfers and conversions, payment enters the account well before the deadline.

Pros

Great rates, fast transfers and conversions, payment enters the account well before the deadline.

Cons

The payment rate for those just starting out is expensive, as they do not have a fixed income.

Review Source

Mumbi K.  
Freelancer  
Writing and Editing  
Used the software for: 1-2 years

### "My Payoneer Experience"

July 24, 2023

4.0

My overall experience with Payoneer has been good despite the small hiccups.

Pros

What I liked most about Payoneer is the fact that I can easily be paid and access funds from my foreign employers as an African.

Cons

The verification process of a new account has become very complex especially for a freelancer who's just starting out.

Review Source

AF

Alexandre F.  
Automation Engineer  
Industrial Automation  
Used the software for: 1-2 years

### "Fast payments and few fees"

April 22, 2022

5.0

Sometimes I freelance in other countries and the payment method is through Payoneer, so so far I have received my payments very well

Pros

Having a Payoneer account is advantageous because you can freelance in several countries and receive everything just fine. The fees are low and the conversion is done right away. You can transfer your money quickly to another account and you can even get an international Mastercard card.

Cons

1) You are unable to deposit to your own account. 2) The minimum withdrawal amount is 50 dollars. 3) To be entitled to the card, you must have moved 100 dollars in the account.

Review Source

VR

Verified Reviewer  
Engineer  
Marketing and Advertising  
Used the software for: I used a free trial

### "Poyneer is your bank account in any country "

October 20, 2022

5.0

Excellent and I like it.

Pros

The idea itself. Having a virtual account in a real bank is something great. I used to have a bank account in USA and CANADA without even being there. But, as all of us know, a lot of websites doesn't accept your local bank address. it must be an US bank and these things. So, opening such account especially for online businesses is mandatory.

Cons

Everything is great. Nothing to dislike. even in security and validation. they talk to your local bank; they don't change anything without being sure 100%. It's an excellent and nothing to dislike.

Review Source

KH

Kamal H.  
Technical Support  
Computer Software  
Used the software for: 2+ years

### "Secured Payment Platform"

May 12, 2020

5.0

It has been wonderful so far. Now I can receive my earnings without the fear of waking up to a limitation email like PayPal. I'll recommend this for everyone especially freelancers like me.

Pros

I use this platform to receive my earnings. I'm a freelancer and I use this for receiving my payments. The platform is very secured. Their fees are absolutely free or very little. Small businesses and individuals can make use of this service.

Cons

Absolutely nothing. They have been of great help ever since I started. Customer support is always eager to assist me.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Paypal is very difficult to use. There are thousands of bad comments about the company. They limited my account for 6 months and I was told I won't be able to use their platform again. They are legal fraudsters.

Review Source

YP

Yarielis P.  
unico  
Internet  
Used the software for: 6-12 months

### "Genial App para mantener el día a día."

March 9, 2023

4.0

Payoneer es una aplicación que escogí para los pagos en linea, resulto ser mucho mejor de lol que esperaba, tanto para lo laboral como lo personal. Lo recomiendo ampliamente.

Pros

Me encanta que se pueden hacer transferencias a cualquier parte del mundo.

Cons

Que a veces necesito opciones mas avanzadas y no cuanta con esas herramientas.

Alternatives considered

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Reason for choosing Payoneer

Lo elegí para probarlo y me gusto mucho mas que los demás.

Review Source

ACD

Aline Cristina D.  
Blogger  
Internet  
Used the software for: 1-2 years

### "My evaluation of the payoneer software."

February 13, 2020

5.0

Payoneer is a good software that makes it easy to receive payments, I just don't say that it's great because it's necessary to have a minimum of $50 to transfer the money, but in other matters, it meets my expectations.

Pros

The ease of receiving my payments, only using my email. No need to use personal data to receive payments from third parties. Easy to transfer money from your Payoneer account to your bank account, money drops right into your account within 1 to 3 working days.

Cons

What I least liked about this software is the fact that it is necessary to have a minimum of $50 in order to withdraw the payment to the bank account.

Reason for choosing Payoneer

Because the Payoneer compared to the Payeer, in my opinion, is much better, the site is much easier to move and understand.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

I switched to PayPal, as it has the same functions as Payoneer, but it doesn't have a minimum of withdrawal, which makes it much easier for users.

Review Source

Muhammad Saad I.  
Freelancer  
Computer Software  
Used the software for: 2+ years

### "Payoneer is good, but not for me"

July 15, 2022

4.0

Pros

It's fast and integrated with most freelance platforms.

Cons

my account was hacked back in 2016 and the hacker took 400$ from my account. I contacted Payoneer at that time and they took 30 to 40 days to respond, in the end, they told me they can't do anything about it which was a really bad experience at the time.

Review Source

Francesca D.  
Data entry  
Telecommunications  
Used the software for: 2+ years

### "Ottimo e veloce"

March 12, 2024

5.0

Pros

Facile nel pagare e trasferire denaro a chiunque vuoi tu. Sito e app molto intuitibile nella creazione di un account. Ottima alternativa a Paypal, Skrill...ecc...

Cons

Bisogna arrivare per forza a $50 per trasferire i soldi nel conto.

Review Source

FP

Fabio P.  
Gerente  
Transportation/Trucking/Railroad  
Used the software for: Less than 6 months

### "Excelente para recibir pagos en Europa"

April 2, 2024

5.0

satisfecho, me quedaré con esta opción para recibir mis pagos semanales

Pros

permite aperturar una cuenta en euros para recibir el dinero directo, sin perder en el tipo de cambio. Muy sencilla de usar y luego transfiero el dinero a otra cuenta en Mexico por ejemplo, de igual manera rapido

Cons

para iniciar con la cuenta piden una revisión de datos que puede demorar algunos días

Alternatives considered

[PayPal](https://www.capterra.com/p/207944/PayPal/)[Wise Agent](https://www.capterra.com/p/20680/The-Wise-Agent/)

Switched from

[Wise Agent](https://www.capterra.com/p/20680/The-Wise-Agent/)

sugerencia de una empresa española con la que trabajo

Review Source

VR

Verified Reviewer  
IT Manager  
Computer Software  
Used the software for: 2+ years

### "Excellent product to use to pay contractors"

April 24, 2021

4.0

We are happy with the way this product is seem less and integrates well into the current applications. The customers are happy with it also as they do not need to pay any fees in order to receive their payments.

Pros

This product is easy to use and it has good customer service. The contractors receive their paychecks on time and the money is deposited directly into their account. We have been satisfied with this product so far and I don't foresee any issues.

Cons

There are no issues with the product but we do need to maintain the records for our contractors up to date to continue the service

Review Source

Sofía R.  
Mananger  
Higher Education  
Used the software for: 1-2 years

### "Payoneer es la mejor opción para guardar el dinero virtual"

September 30, 2022

5.0

Actualmente mi experiencia en Payoneer es buenísima, es lo que uso para guardar el dinero digital.

Pros

Lo que más me gustó fue que me creó tarjetas y las puedo colocar para hacer la transferencia de Binance.

Cons

Me costó aprender a usarlo. Después lo entendí.

Review Source

GD

Gustavo D.  
Periodista  
Online Media  
Used the software for: 1-2 years

### "Una buena herramienta para administrar el dinero"

August 20, 2022

5.0

Siempre ha sido positvo, es simplemente una posibilidad para poder unificar los recursos en una única herramienta.

Pros

Tras registrarte te llega una tarjeta de crédito a los pocos días. Me gustó la rapidez con la que puede comenzar a hacer uso del servicio.

Cons

No me gustaron las altas comisiones, se pierde mucho al transferir y pagar con la tarjeta. Tampoco me gusta que no se pueda transferir de paypal a payoneer

Review Source

VD

Viktor D.  
marketing  
Marketing and Advertising  
Used the software for: 2+ years

### "best software payment world wide"

October 13, 2022

5.0

the card arrivel very fast, also you have electronic cart for 1 minute, and you good to go

Pros

best software for freelancers, and payment world wide, fast transactions, easy converting.

Cons

converting the money from dolars to euros

Review Source

eA

elie A.  
agent  
Consumer Services  
Used the software for: 1-2 years

### "moyen de paiement très efficace"

January 27, 2024

5.0

Pros

elle facilite le réception, généralement relie au monde entier pour un transfert d'argent

Cons

je ne trouve pas d’inconvénient depuis que je l'ai utilisé

Review Source

Kbd. H. M. Niaz M.  
Senior Sales Executive  
Veterinary  
Used the software for: 2+ years

### "Payoneer, simply the best payment system"

July 10, 2021

5.0

Pros

Payoneer is simply the best trustworthy digital payment system that I have ever Used. Payment transactions through Payoneer is extremely smooth . Their customers support team was excellent and very helpful .They do take customer feedback very seriously .Transaction charges are not just affordable but there no other hidden cost to receive or make international payments. Thanks team payoneer.

Cons

Honestly I haven't face any difficulties in using it since 2015. But sometimes it seems that their sign up process is little bit lengthy.

Review Source

NM

Nadine M.  
Content Creator / TESOL Tutor  
Entertainment  
Used the software for: 2+ years

### "Reliable Payment Gateway"

May 6, 2022

5.0

I have been using Payoneer for many years. In recent years I had instances where I felt that I was not treated fairly as it pertained to a verification process they were conducting which caused me some undue delays. I made contact with the relevant departments and the matter was finalized in the end. Overall I have had great experiences. The good far outweighs the bad, so I have made a decision to stick with them.

Pros

I enjoy that I do not have to stress on a monthly basis to conduct all my financial transactions. Customer service staff usually are quite courteous and friendly and make effort to deliver on their promise to resolve issues.

Cons

Funds transfers may experience a 1 - 5 delay depending on the timeframe in which transactions are done. This has happened to me before.

Review Source

HMA

Hector Michel A.  
Soy el Propietario  
Primary/Secondary Education  
Used the software for: 6-12 months

### "Excelente Herramienta"

November 27, 2023

5.0

Pros

Es una Herramienta que nos permite Conectar con Bancos Internacionales

Cons

Para Hacer las Transferencia de un pais otro cobran mucho, pero de todos modos es una herramienta excepcional

Review Source

Peter U.  
Sales Man  
Food & Beverages  
Used the software for: 2+ years

### "Best payment solution Ever"

April 21, 2021

5.0

I have had great satisfaction using Payonner to receive money online. It gave me the ability to work online.

Pros

Payoneer allows you to receive international payments from Europe, USA and the UK through virtual accounts. You can Withdraw the money directly into your bank accounts You have the option of sending money to another Payonner user. The fees are very low. They have a detailed bank statement They give bank cards

Cons

My only Issue with Payonner is that receiving money in your local bank account may take up to 2 days depending on your location.

Review Source

Issifou S.  
Trader  
Financial Services  
Used the software for: Less than 6 months

### "Logiciel de paiement"

August 23, 2023

4.0

Pros

Payoneer est un très bon logiciel de paiement mondial pour les e-commerçants et très fiable, facile à utiliser et opérationnel dans plusieurs pays avec une bonne qualité.

Cons

Très bon logiciel de paiement avec une meilleure équipe d'assistance technique . Je n'ai pas encore d'inconvénient

Review Source

ML

Marc L.  
Owner  
Entertainment  
Used the software for: 1-2 years

### "POOR INFURIATING HORRIBLE SERVICE"

December 27, 2023

1.0

Pros

There is nothing I like about this company when compared to the other one we were using before we were forced to change.

Cons

We are trying to change over to a new bank account and two months later are still going back and forth with them. Emailing is hopeless. Replies are bot-like, pre-scripted affairs and they take an average of two-three days to get back to you. Calling them is actually quite easy but none of the representatives are of any help, pushing you to send an email which, as mentioned above, is hopeless. If you are thinking of joining up, DON'T.

Review Source

VR

Verified Reviewer  
Sales Manager  
Food & Beverages  
Used the software for: 6-12 months

### "The Feature of Business "

August 12, 2022

5.0

You can pay trustfully a lot of different transactions, but there is a limit with transactions in your county.

Pros

that it is trustworthy, easy to use, and fast.

Cons

That it has a limit to transactions between people.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Trying for something new.

Review Source

VR

Verified Reviewer  
Civil engineer  
Architecture & Planning  
Used the software for: 2+ years

### "Payoneer platform "

June 16, 2021

4.0

The most problem is sending in secure position

Pros

Its features and functionality towards users. Really I prefer using it personally.

Cons

First its features, fast transaction, and more

Review Source

RE

Ralph E.  
Digital Marketer  
Information Technology and Services  
Used the software for: 2+ years

### "I've Never Had Any Problems with Payoneer"

July 1, 2021

5.0

I've never had any negative experience with Payoneer as far as I can remember. I'm okay with their services.

Pros

Although the onboarding process of Payoneer is kind of strict, using the platform itself has been a smooth experience. I mostly use Payoneer to receive payments and I have access to like five foreign bank accounts to receive payments in the local currency of those countries. Provision of these accounts is one thing that Payoneer does very well and I'm satisfied with that aspect of their services. About getting a debit card, I received mine on time and I had no issues activating it. Just follow the instructions on the package. About customer service, the only time I've ever needed to contact Payoneer, they were quite responsive, so no complaints about that.

Cons

I'd like this limitation of only being able to receive payments from companies removed. Sometimes you work with individuals as a freelancer.

Review Source

Amy G.  
Graduate Teaching Assistant  
Higher Education  
Used the software for: Less than 6 months

### "Great for international travel and transfer!"

July 29, 2019

3.0

Payoneer came in great service to me when traveling and when having to make international transfers with friends or colleagues. If the customer service improved, then I would recommend for business to use Payoneer more for international visitors/ tourists.

Pros

The payoneer app is straightforward and easy to use. It supports users from many different countries and this helped me pay for travel expenses when my American bank card would not work due to sanctions. It’s ease of use cuts back on any communication barriers that may occur between people during international travel and transactions, such as paying for hotels.

Cons

It took too long to make an account and I was not fully informed of the security features of the app that would protect my data. Customer service was not helpful. It took many days to get a reply via email and I could not get ahold of them on the phone.

Review Source

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