# Page 21 | Payoneer Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Page 21 - Is Payoneer the right Payment Processing solution for you? Explore 758 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/187086/Payoneer/reviews

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Payoneer

4.2 (758)

[View alternatives](https://www.capterra.com/p/187086/Payoneer/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 13th, 2026

# Page 21 - Reviews of Payoneer

## Showing most helpful reviews

Showing 501-525 of 758 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

TY

Taufik Y.  
Internet marketer  
Internet  
Used the software for: 1-2 years

### "Feel more secure"

October 15, 2019

5.0

I feel more to make big amount transaction and happy with services Payoneer provided. Some of my friend now using Payoneer after I suggest to them

Pros

I use Payoneer because I feel more secure for big amount money transaction. I can track my transaction very detail and look professional. Their fees is affordable with services their provided.

Cons

It's little hard for the first time I use Payoneer because they ask some document I cannot provide while I register. I think this is for security purposes and to protect their user.

Review Source

SN

Simon N.  
General Manager  
Retail  
Used the software for: 6-12 months

### "Excellent for international sellers but hoping for lower in fees"

May 30, 2019

5.0

I love that Payoneer allow us to accept payment from customers to avoid the fees of TT transfer. Hope that they can provide service for recieving TT transfer payment.

Pros

No need for local bank for recieving payment What I love the most is this allows you not to have a US bank account in order to save conversion fees from payout of marketplaces like Amazon. For example, we lost 3.2% if we get the money to local bank, but we only need to pay 1.2% with Payoneer.

Cons

Not having discount for larger payout. When your withdrawal amount becomes larger. 1.2% becomes a very significant number as pay out fee. I hope Payoneer can provide a tier pricing for larger withdraw amount. It helps

Review Source

Juan Manuel T.  
Designer in Visual Communication  
Design  
Used the software for: 2+ years

### "A great debit card for freelancers"

February 25, 2021

5.0

I usually use it as a freelancer to be able to collect jobs and have never had any problems.

Pros

It is a financial service that allows me to charge jobs in a simple way and withdraw the money through an ATM.

Cons

I cannot find any against Payoneer, it has different ways of being able to charge for the work that one does.

Review Source

YD

Youcef D.  
Marketer  
Marketing and Advertising  
Used the software for: Less than 6 months

### "Your Best Option"

November 21, 2023

5.0

i have had a wonderful experience with Payoneer

Pros

I like it's ease to use and it's importance for marketers like me who work with people from all regions in the world as it removes the payment problems so you focus mainly on your work and forget about the money as it takes care of it.

Cons

nothing about it is bad it's the best in the world in it's category

Review Source

BB

Bianca B.  
Professora  
Education Management  
Used the software for: Less than 6 months

### "Excellent payments and receipts application"

January 10, 2023

5.0

I use this platform daily to receive from companies. I am very happy with it.

Pros

Super easy to use application, in addition to having low fees.

Cons

I use this platform on a daily basis, so I believe that transfer fees should not be charged for fixed users.

Review Source

Andrew H.  
Senior software Engineer  
Computer Software  
Used the software for: I used a free trial

### "Transfer your money world wide easily"

March 12, 2021

5.0

Pros

It is the easiest tool to transfer money from the freelancing platforms and connect it with your bank account It allows you to have an online bank account with different currencies

Cons

It takes alot of time to approve linking your account with payoneer

Review Source

AM

Amit M.  
CEO  
Apparel & Fashion  
Used the software for: 2+ years

### "Very Good Platform But Lack Customer Service."

September 16, 2022

5.0

I had a pleasant experience with Payoneer, very good and trustable platform.

Pros

This is a very good payment processor. It is easy to sign up, easy KYC, and money can be easily transferred to the bank. Overall very good experience until you use the platform.

Cons

Customer Service is what I feel Payoneer should improve. At present they offer support through social media but personally, I feel they should offer customer support by phone, email, and direct chat. This is the only drawback that I felt.

Review Source

DA

Desiree A.  
Virtual Assistant  
Real Estate  
Used the software for: 2+ years

### "Payoneer Review"

November 2, 2022

5.0

Pros

What I like about Payoneer is the conversion rate of Dollar to Php is higher compared to other digital payment services. Features are very easy to use.

Cons

I don't have any complain about the service of Payoneer.

Review Source

OO

Omolara O.  
onboarding manager  
Financial Services  
Used the software for: 2+ years

### "payoneer"

April 12, 2022

5.0

Pros

as a freelancer and affiliate marketer, payoneer is available to receive payments for most websites.

Cons

nothing so far. i cannot say that i have any challenge with receiving payments, or transferring to account.

Review Source

SR

Susi R.  
Diretora  
Food & Beverages  
Used the software for: 1-2 years

### "Usuário satisfeito "

July 25, 2023

5.0

Realmente uma boa experiência, funciona muito bem

Pros

Gostei da praticidade em relação aos meus recebimentos bem simples,e justo

Cons

Bom na verdade não tenho do que reclamar me ajudou bastante na hora que eu precisei

Review Source

AA

Amiofu A.  
Freelancer  
Graphic Design  
Used the software for: 1-2 years

### "I really like this software as a freelancer"

January 13, 2023

4.0

Pros

It is easier to get an account than PayPal. I found it easy to navigate and create an account. I was also able to easily get my account details.

Cons

I created an account when I was young using my actual age. Didn’t know there was an age restriction till I was done and then it says I can’t access. That mail now is registered and I can’t use it to register now I am older. Apart from that it’s been a smooth use

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

It was easier to get a legit and functioning account.

Review Source

DA

Debora A.  
Virtual Assistant  
Hospital & Health Care  
Used the software for: I used a free trial

### "I wouldn't advice remote workers who barely earn to use it"

August 18, 2023

5.0

No benefits received from it since I had to stop any future transaction with it. I had to use another product to receive funds from my employer in the US.

Pros

I only tried it and had to run away to pay pal. It's not that different from Pay pal only that customers trust it more than any other financial websites due to security reasons.

Cons

The minimum withdrawal amount is peak! Gosh! 29.50$? What happens to freelancers who get few gigs? We have those who even receive below 15$ a month. These are beginners from my country Kenya. I tried to request payment and i was told that my account need to have received at least 5000$ first? From where? The payment processing is FIVE BUSINESS DAYS! Not good when you have an urgent need for your money.

Review Source

eF

evilazio F.  
diretor  
Marketing and Advertising  
Used the software for: 1-2 years

### "payoneer is a great digital wallet, good and simple to use, making foreign currency transfers."

April 7, 2023

5.0

my experience at payoneer, I mean it was always good without complications.

Pros

payoneer I really enjoyed getting to know this wallet, it's a great digital wallet, good and simple to use, transferring foreign currencies. without complications and totally safe and reliable.

Cons

What I least liked about the card was the time it took to receive the proof of registration when I registered on the platform, that's all.

Review Source

AU

Arinze U.  
Programmer  
Information Technology and Services  
Used the software for: 1-2 years

### "My exprience using Payoneer from a third-world country"

February 18, 2022

4.0

Payoneer made it easy for me to get paid from the client I work for around the world

Pros

I'm a freelance from a third-world country so getting paid for the service I render is always a difficult issue for me and the people I work for. But Payoneer made it possible for me to receive money for the service I provide to anybody around the world.

Cons

The major drawback when using Payoneer payment service was in their term of service they wrote your first payment must be up to 5000 USD, which was difficult because to get a work that pays that much as a started in freelance is difficult. I don't know if it is because I'm coming from a third-world country or if it applies to everyone using the service around the world.

Review Source

ET

Eliza T.  
Digital Marketing Specialist  
Marketing and Advertising  
Used the software for: 6-12 months

### "SLOW Customer Support and Transfer Time + High Transfer Cost"

November 16, 2022

3.0

This was actually the second time around that I set up my account because I had issues with the first one. I couldn't log in because my account was locked for no reason, and I couldn't use the same email too. After I set up my second account, I had to go through a verification process that took a week or two as well. If you don't have patience, the Payoneer is not for you. I've been having doubts regarding Payoneer because I hear they hold funds out of nowhere and then take too long to respond- or not at all.If it's between Paypal and Payoneer, I'd definitely choose Paypal.

Pros

\- Transfer cost is slightly cheaper compared to PayPal (though it's still high compared to other money transfer companies like Wise).

Cons

\- There was one time that I transferred my funds from Payoneer to my preferred bank. It took almost A WEEK.- Customer Support takes too long to respond. Since we're dealing with funds here, that's really alarming. - Requires a lot of requirements! Too much hassle. 😑

Review Source

VR

Verified Reviewer  
Founder  
Information Technology and Services  
Used the software for: 2+ years

### "Payoneer for your freelancing job earnings"

October 23, 2022

3.0

Pros

It's price is less in compare to what PayPal charges for international money transfer from customers.

Cons

Payment processing takes much time than PayPal.

Review Source

CM

Caitriona M.  
Online Teacher and Blogger  
E-Learning  
Used the software for: 6-12 months

### "Payoneer is a good choice for small businesses "

February 18, 2021

5.0

I used it to receive money from some online work that I completed for businesses. It was easy to start an account and accept funds.

Pros

The rates are pretty good when you compare them to the fees charged by other services like Paypal. It's widely available around the world, and almost everyone I speak with has it. If you work as a freelancer, it's a good option for accepting funds from abroad.

Cons

I didn't like the fact that you needed at least $50 to withdraw to your bank account. I don't use it anymore, and I still have $44 stuck in there. My only way to get it out is by closing down my account. I would also like to join their affiliate program, but they ignore all my emails.

Review Source

VR

Verified Reviewer  
Consultor  
Accounting  
Used the software for: 1-2 years

### "A free account to save your money"

June 14, 2020

5.0

I used Payoneer for almost two years and It works fine. I receive and send money to friends and colleagues. One time I was hack and almost lose all my savings in the account but thanks to Payonner I recover the money.

Pros

It is easy to send and receive money from all around the world and you can receive a debit card in any country and you can use it right away

Cons

I receive A LOT of phishing emails and the one I used for the account was new so It is weird that happened.

Review Source

Rossell M.  
Team Lead  
Outsourcing/Offshoring  
Used the software for: 1-2 years

### "Payoneer"

November 19, 2019

5.0

It allowed us to pay to our associates where PayPal isn't available. Making us choose Payoneer.

Pros

What I love the most about Payoneer is the security it offers.

Cons

Setting up your Payoneer account can be a pain point.

Switched from

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)

Because of availability.

Review Source

FE

Federic E.  
Diseñador  
Graphic Design  
Used the software for: 1-2 years

### "Payoneer infravalorado "

November 5, 2022

5.0

Aporta menor precio en transacción

Pros

Su muy aceptable precio de comisión y su nivel de funcionalidad

Cons

Su no tan abundante nivel de usuario recurrentes

Review Source

LAC

Ligia Adele C.  
Therapist  
Alternative Medicine  
Used the software for: Less than 6 months

### "New user"

April 21, 2022

5.0

Overall a great platform, facilitating interaction with the world.

Pros

I liked the layout, structure and ease of use. Great colors, attractive and discreet at the same time. It gave me reliability.

Cons

Only in the "delay" in receiving service values.

Review Source

RA

Rhoda A.  
Freelancer  
Information Technology and Services  
Used the software for: Less than 6 months

### "Very difficult to start using"

November 24, 2022

1.0

Very poor

Pros

None so far. To me it has no redeeming qualities

Cons

Very difficult to use when you start. They tell you you must have $50 paid into your account then make no attempt to guide on how to get that done since you have no receiving account. So you are left confused and frustrated.

Review Source

Gabriela F.  
Jefa de area  
Health, Wellness and Fitness  
Used the software for: 6-12 months

### "Rapiswz en la gestion de cobranzas"

October 29, 2022

4.0

Pros

Lo que mas me ha gustado es la cantidad afiliados que tiene en todo el mundo, te permite hacer una rapida conversion de dinero, ademas es facil de asociar una tarjeta con esta billetera virtual, ademas no es muy cara la tasa y comisiones que se cobra, muy buena ocpcion de villetear virtual.

Cons

No encuentro algo para destacar en este sentido, es una plataforma segura.

Review Source

André M.  
Driver  
Consumer Services  
Used the software for: 6-12 months

### "Payoneer is essential for those who need to receive amounts in foreign currency"

February 24, 2020

5.0

With Payoneer I receive amounts in foreign currency in which I convert into my country's currency by paying a small fee

Pros

Ease of use and registration is very simple and easy to do

Cons

There is nothing against this software, nothing to complain about

Review Source

MV

Max V.  
Bureau du suivi et du contrôle  
Government Administration  
Used the software for: 1-2 years

### "Payoneer avis"

September 21, 2023

5.0

Pros

Le paiement via les plateformes de jeux en ligne est très instantané

Cons

Je ne vois pas le coté négatif a cette application elle fais aisément ce qu'elle a à faire

Review Source

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