Who Uses This Software?

Any individual, or sole proprietor that wants to tracks all its money, bank accounts and spending in one place, so you stay organized and in control of your finances.

Average Ratings

1 Review

  • 4 / 5

  • 4 / 5
    Ease of Use

  • 3 / 5
    Customer Service

Product Details

  • Starting Price
  • Pricing Details
    Lifetime License - Home License
  • Free Version
  • Deployment
    Installed - Mac
    Installed - Windows
  • Training
  • Support
    Business Hours

Vendor Details

  • NCH Software
  • www.nchsoftware.com/
  • Founded 1993
  • United States

About MoneyLine

MoneyLine is an easy personal finance software that allows you to track your money, bank accounts and spending all in one easy location. Control your finances by tracking your spending, bank account balances and categorizing purchase and income transactions. Digitally balance your checkbook on all personal accounts including savings and checking accounts. Track additional accounts including credit cards.

MoneyLine Features

  • "What If" Scenarios
  • Audit Trail
  • Balance Sheet
  • Cash Management
  • Consolidation / Roll-Up
  • Forecasting
  • General Ledger
  • Income Statements
  • Multi-Company
  • Multi-Department / Project
  • Profit / Loss Statement

MoneyLine Reviews

An inexpensive option for easily and efficiently managing personal finances

Feb 09, 2018

4 / 5
Ease of Use

3 / 5
Features & Functionality

3 / 5
Customer Support

5 / 5
Value for Money
Likelihood to Recommend: 8.0/10 Not

Pros: Managing personal finances isn't a task you want to invest heavily in - either in time or monetary terms - but it's important to manage efficiently. There are some good free web-based apps out there, but many fear that using a web-based application may compromise their privacy or security. Moneyline is a great little tool that makes tracking income and expenses and monitoring balances in bank accounts and on loans and credit cards super-easy. It operates off-line, although it has the option to link to your bank account and import transactions automatically if you prefer to avoid manually entering every transaction. It gives a clear overview of your financial status, with balances in every account clearly displayed, and you can easily track account history and transfer between accounts. It lets you set up as many categories, sub-categories, suppliers and income sources as you wish to make classifying transactions super-easy, and the interface is user-friendly and easy to work with. It even lets you set up a budget and, if you like, can alert you to over-spending in any expense category.

NCH is a very user-responsive developer that produces a wide range of excellent, low-cost software tools and supports an active user community. Moneyline is MS-Windows-compatible and appears to be robust, bug-free, quick to load, and fully usable without risks of conflicts with other software on your system. Just a great little tool.

Cons: Account reconciliation seems rather quirky and I note from forum comments that many users avoid reconciling and just check their displayed balance against statements periodically. The notion of assigning an imbalance as an unidentified transaction seems odd to me. I would rather it be saved as an imbalance and be able to go in and fix it when inspection of account history exposed the problem. The issue I've had is that once an account goes out of balance for any reason, it's difficult - if not impossible - to rectify the problem. That said, I find reconciliation entirely unnecessary given the ease of comparing the displayed balance with your statement balance.

Reporting is good, but not great. I'd like to see a wider range of reporting options. But it's inexpensive software, so that's probably an unreasonable expectation.

The facility to link to your bank seems to be limited to US banks. Us Australian users are at a disadvantage there.

For me, these are all minor issues, but given NCH's approach to software development, I wouldn't be surprised to see improvements in these areas before too long.

Overall: Makes managing personal finances a breeze.