--- title: "MoneyLine Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about MoneyLine Software - reviews, pricing plans, popular comparisons to other Financial Reporting products and more." source_url: "https://www.capterra.com/p/187123/MoneyLine/" page_type: "product" language: "en" --- # MoneyLine Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on November 12, 2025 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) MoneyLine ## What is MoneyLine? MoneyLine is an easy personal finance software that allows you to track your money, bank accounts and spending all in one easy location. Control your finances by tracking your spending, bank account balances and categorizing purchase and income transactions. Digitally balance your checkbook on all personal accounts including savings and checking accounts. Track additional accounts including credit cards. ## What is MoneyLine used for? [Financial Reporting](https://www.capterra.com/financial-reporting-software/) Top alternative Featured Overall rating Based on 4 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $39.95 Per User, One Time Free trial available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for MoneyLine?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.nchsoftware.com&name=MoneyLine) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### MoneyLine 1.8 (4) VS. [4.0 (620)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) Starting Price $39.95 Per User, One Time Starting Price $124.42 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 2.0 (4) Ease Of Use 4.0 (7,722) Value For Money 2.3 (3) Value For Money 3.7 (6,631) Customer Service 1.7 (3) Customer Service 3.8 (6,336) ## MoneyLine alternatives [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) [4.3 (8,488)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Starting price $38.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [Xero](https://www.capterra.com/p/120109/Xero/) [4.4 (3,312)](https://www.capterra.com/p/120109/Xero/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars Highest Rated [Datarails](https://www.capterra.com/p/177451/DataRails/) [4.7 (235)](https://www.capterra.com/p/177451/DataRails/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/) [4.4 (2,567)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) Starting price $1922.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars ## FAQs about MoneyLine Overview ### What company size and specific industries is MoneyLine built for? MoneyLine is designed for individuals and sole proprietors who need one place to track money, bank accounts, and spending. It is not aimed at a specific industry; instead, it fits self-employed users and very small operations that want to stay organized and in control of personal or business finances. Features and Usability ### What are the key features of MoneyLine? MoneyLine offers accounting, general ledger management, and financial management tools for tracking income and balance sheets, profit/loss statements, and multi-currency records. It also includes budgeting and forecasting, cash management, data import/export, activity dashboard, audit trail, and reporting and analytics with data visualization. Talk to an expert ### More questions? Ask our experts Getting Started and Support ### What training and onboarding options does MoneyLine offer? MoneyLine provides documentation and videos to help teams get started. Documentation offers written reference material for setup and feature guidance, while videos provide visual walkthroughs that users can review at their own pace. Getting Started and Support ### What customer support options does MoneyLine offer? MoneyLine provides email/help desk support, a FAQ/forum, and chat. These channels give users multiple ways to find answers or contact support, but no reviewer feedback is available here to describe response times, helpfulness, or common support frustrations. ## Features AI summary Based on 5,305 Financial Reporting reviews Capterra data shows that buyers of financial reporting software rank the following features as their top priorities: - **Accounting** (**64%** of reviewers rated this feature as critical) - **Income & Balance Sheet** (**59%**) - **Profit/Loss Statement** (**58%**) MoneyLine supports all three features that reviewers rate most highly: **Accounting**, **Income & Balance Sheet**, and **Profit/Loss Statement**. Together, these capabilities give teams a clear view of financial activity, make it easier to track business performance, and help businesses monitor revenue, expenses, and overall financial health with confidence. Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Audit Trail A record of all activities within the system, including user access, changes made, etc. Budgeting/Forecasting Create budgets based on historical data and future projections Cash Management Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Data Import/Export Import and export data to and from software applications MoneyLine 12 features ### All Features - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Audit Trail: A record of all activities within the system, including user access, changes made, etc. - Budgeting/Forecasting: Create budgets based on historical data and future projections - Cash Management: Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances - Data Import/Export: Import and export data to and from software applications - Data Visualization: Graphical representation of data - General Ledger: Centralized accounting record which tracks all financial transactions - Income & Balance Sheet: A statement detailing the financial position of a business including assets, liabilities, and equity at a certain point in time - Multi-Currency: Manage and handle various international currencies - Profit/Loss Statement: A type of financial statement used to record and report an organization's revenues, costs, and expenses over a specific amount of time - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data --- Get Advice We can help you find the software with the features you need. Features 1.5 (4) 1.5 Based on 4 reviews ## Pricing Value for money 2.3 (3) Free Trial Free Version Basic $39.95 Per User,One Time Value for money 2.3 (3) 2.3 Based on 3 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 1.7 (3) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 1.7 (3) 1.7 Based on 3 reviews ## User reviews Overall rating 1.8 Based on 4 reviews Filter by rating 5(0) 4(1) 3(0) 2(0) 1(3) Mentioned topic Sorted by most recent PS Paula S. Owner Accounting ### "Moneyline is not an integrated accounting system" 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 August 31, 2021 There is NO customer support. I contacted Customer Service twice. Last time was \[SENSITIVE CONTENT\] and I still have not received a response. I am definately getting another accounting system. I will take responsibility for not investigating the program more thoroughly. I purchased it personal use, I sure am glad it's not for a business because I can't see how you could retrieve accurate income statements WITHOUT a lot of work,. Pros Nothing. it is hard to like an accounting program that does not give you accurate reports. Cons You cannot reconcile credit card accounts to statements You cannot produce an accurate income statement Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. PL Patricia L. Home Accounting ### "Security issue" 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 1.0 1.0 Customer Service 0.0 0.0 Likelihood to Recommend 0/10 April 4, 2021 Never got to use it due to it asking for my bank account details and passwords in a way that did not feel would be limited to just my use. Pros I didn't try to use it due to the security issues Cons It asking me for bank account details and passwords before you even get to know if it is safe to do so. Reasons for choosing MoneyLine Captera article Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor May 6, 2021 Hello, We are sorry for any inconvenience this may have caused. Your feedback is very important to us. We are constantly working to improve our products and greatly appreciate any feedback that you can offer. Share directly with our Development Team here: http://www.nch.com.au/suggestions/index.html MA Malcolm A. Owner Retail ### "Poorest software & support I have ever encountered" 1.0 Overall Rating 1.0 1.0 Ease of Use 2.0 2.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 February 8, 2020 It is do-do. Pros Easy to use, can enter as many accounts as you want. Cons 1) Cannot trust the numbers. Moneyline comes up with entries/balances that are just plucked from thin air 2) An "update" was offered; I installed it. Then Moneyline shut down the software and demanded I pay a fee for the "update." I could not use Moneyline at all, so I decided to buy someone else's program. 3) Once an entry is reconciled it cannot be revised; if an error was made, you are stuck with it. 4) I emailed Moneyline several times for help; not once did they respond. 5) Once reconciliation of an account is begun, any small error, such as an entry that was not properly entered, requires that the reconciliation process begin all over again. Reconciliation can go on for hours! 6) All in all, one of the worst experiences I've ever had with software. Alternatives considered [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Reasons for choosing MoneyLine I am an idiot. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor February 13, 2020 Hi Malcolm, Thank you for contacting us. We are sorry for any inconvenience this may have caused. Our updates are optional, if you didn't want to update and you accidentally did, Our Registration Support Team will be happy to re-send your registration code and installation file to the software you previously purchased. You can contact our Registration Support Team here: http://www.nch.com.au/support/regcontact.html We are not sure who you spoke to, but our Support Team is always available to take your questions here: https://www.nch.com.au/support/index.html -NCH Software Team LC Lorraine C. Manager/author Writing and Editing ### "An inexpensive option for easily and efficiently managing personal finances" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 3.0 3.0 Customer Service 3.0 3.0 Likelihood to Recommend 8/10 February 9, 2018 Makes managing personal finances a breeze. Pros Managing personal finances isn't a task you want to invest heavily in - either in time or monetary terms - but it's important to manage efficiently. There are some good free web-based apps out there, but many fear that using a web-based application may compromise their privacy or security. Moneyline is a great little tool that makes tracking income and expenses and monitoring balances in bank accounts and on loans and credit cards super-easy. It operates off-line, although it has the option to link to your bank account and import transactions automatically if you prefer to avoid manually entering every transaction. It gives a clear overview of your financial status, with balances in every account clearly displayed, and you can easily track account history and transfer between accounts. It lets you set up as many categories, sub-categories, suppliers and income sources as you wish to make classifying transactions super-easy, and the interface is user-friendly and easy to work with. It even lets you set up a budget and, if you like, can alert you to over-spending in any expense category. NCH is a very user-responsive developer that produces a wide range of excellent, low-cost software tools and supports an active user community. Moneyline is MS-Windows-compatible and appears to be robust, bug-free, quick to load, and fully usable without risks of conflicts with other software on your system. Just a great little tool. Cons Account reconciliation seems rather quirky and I note from forum comments that many users avoid reconciling and just check their displayed balance against statements periodically. The notion of assigning an imbalance as an unidentified transaction seems odd to me. I would rather it be saved as an imbalance and be able to go in and fix it when inspection of account history exposed the problem. The issue I've had is that once an account goes out of balance for any reason, it's difficult - if not impossible - to rectify the problem. That said, I find reconciliation entirely unnecessary given the ease of comparing the displayed balance with your statement balance. Reporting is good, but not great. I'd like to see a wider range of reporting options. But it's inexpensive software, so that's probably an unreasonable expectation. The facility to link to your bank seems to be limited to US banks. Us Australian users are at a disadvantage there. For me, these are all minor issues, but given NCH's approach to software development, I wouldn't be surprised to see improvements in these areas before too long. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. 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