Credit Essentials combines D&B Credit Monitor & D&B Credit Reporter - two of our most popular financial risk management products. You can evaluate your own credit rating and be aware of what's being reported about your company in real-time. Also you can quickly assess the financial health of new credit applicants keeping an eye on changes over time with alerts on key accounts. Credit Essentials helps to ensure the successful growth of your company without exposing it to unnecessary credit risk.
Likelihood to Recommend:Not LikelyExtremely Likely
Pros: have been leveraging dnb credit insights for building models that predicts probability of default among existing customers are financial institutions. A must have for assessing risk portfolio at an account level.
Cons: operates as a give and get exchange and needs integration to feed account data back into its data lake further insights. very expensive.
Overall: DnB credit is an almost monopoly in the market and is absolutely necessary to start working on credit risk analytics.