Average Ratings

1 Review

  • 5 / 5
    Overall

  • 5 / 5
    Ease of Use

  • 3 / 5
    Customer Service

Product Details

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About Personal Capital

Get the most advanced technology in personal finance, now available to everyone.


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Personal Capital Reviews Recently Reviewed!


Best-in-class Investment Tracking

Aug 11, 2019
5/5
Overall

5 / 5
Ease of Use

5 / 5
Features & Functionality

3 / 5
Customer Support

5 / 5
Value for Money
Likelihood to Recommend: 10.0/10 Not
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Pros: - Having accounts all in one place to track is incredibly helpful

- Great retirement projections using Monte Carlo simulations that can also take other savings / expense events into account (e.g. college fund)

- Provides great detail on allocation of holdings that makes it much easier to make sure my portfolio is well-diversified

- Brings fund fees to the forefront and highlights the long-term cost, which is important to understand

- Free to use

Cons: - Accounts will stop tracking at times and they're often slow to get this corrected. Have gotten worse with this over time, often need to be prodded to see any sort of action. But the data typically updates without issue once the problem is corrected.

- While not too overbearing, they will contact you with some frequency to try to sell you on their investment services. There is no obligation to use them, however.

- Expense tracking isn't as good as it could be. Categorization of expenses often doesn't work well, no way to split a single expense to associate it with multiple categories (would be useful for things like ATM withdrawals).