# Sezzle Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Sezzle Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more. Source: https://www.capterra.com/p/195895/Sezzle --- # Sezzle Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Sezzle ## What is Sezzle? Based in Minneapolis, Minnesota, Sezzle is a public-benefit corporation on a mission to financially empower the next generation. Sezzles #1-shopper-rated Buy Now, Pay Later product, trusted by more than 16,000 online merchants, enables millions of shoppers across the United States and Canada to pay for purchases in 4 interest-free installments over 6 weeks. ## What is Sezzle used for? [Payment Processing](https://www.capterra.com/payment-processing-software/) Top alternative Featured Overall rating Based on 52 user reviews Reviews sentiment Positive 79% Neutral 4% Negative 17% Contact vendor for pricing Free trial available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Sezzle?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://sezzle.com&name=Sezzle) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Sezzle 4.1 (52) VS. [4.6 (3,315)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.2 (52) Ease Of Use 4.5 (26,294) Value For Money 4.0 (39) Value For Money 4.4 (20,153) Customer Service 4.0 (42) Customer Service 4.2 (20,410) ## Sezzle alternatives [4.7 (484)](https://www.capterra.com/p/182990/GCPAY/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) Starting price $30.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 92% of reviewers rated it above 4 stars Highest Rated [4.9 (247)](https://www.capterra.com/p/198072/ePayPolicy/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 99% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,316)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) [View all alternatives](https://www.capterra.com/p/195895/Sezzle/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Online Payments 4.2 (37) 54.05% of 37 reviewers that rated this feature as important or highly important Accept and process online payment transactions Debit/Credit Card Processing 4.2 (33) 54.55% of 33 reviewers that rated this feature as important or highly important Accept and process credit/debit card transactions Mobile Payments 4.1 (33) 48.48% of 33 reviewers that rated this feature as important or highly important Clients can submit payments via mobile devices Data Security 3.8 (19) 57.89% of 19 reviewers that rated this feature as important or highly important Protect sensitive data for digital privacy Reporting/Analytics 3.0 (16) 37.50% of 16 reviewers that rated this feature as important or highly important View and track pertinent metrics to find patterns and gain insights from data Sezzle 5 features Protect sensitive data for digital privacy Accept and process credit/debit card transactions Clients can submit payments via mobile devices Accept and process online payment transactions View and track pertinent metrics to find patterns and gain insights from data Get Advice We can help you find the software with the features you need. Features 4.3 (52) 4.3 Based on 52 reviews ## Pricing Value for money 4.0 (39) ### Starting price Contact vendor for pricing Free trial available Value for money 4.0 (39) 4.0 Based on 39 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.0 (42) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.0 (42) 4.0 Based on 42 reviews ## User reviews Overall rating 4.1 Based on 52 reviews Filter by rating 5(34) 4(7) 3(2) 2(2) 1(7) Mentioned topic Sorted by most recent AA Alex A. Residential staff Health, Wellness and Fitness ### "Sezzle review " 4.0 Overall Rating 4.0 4.0 Ease of Use 2.0 2.0 Features 3.0 3.0 Customer Service 2.0 2.0 Likelihood to Recommend 2/10 March 26, 2026 Had a great experience soon as I learned out how to use and function everything I would highly recommend Pros It was good for transferring money super easy to use. Love the credit card payment method. Payment processing. And payment security. Cons Really wasn’t a fan of the customer support and took me a while to get to know how to use everything once I did. It wasn’t bad at all. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JC John C. Engineer Electrical/Electronic Manufacturing ### "Predatory, contract details" 1.0 Overall Rating 1.0 1.0 Ease of Use 2.0 2.0 Features 2.0 2.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 October 18, 2025 This application allows you to use a debit card to set up your account and make a first-time payment. After the first-time payment you MUST add a bank account or be penalized by being charged almost five dollars each time you need to load money onto the account. If you have chosen a “pay in 4 payments purchase”, the fees add up to almost twenty dollars, for a single purchase. When you close the account, any remaining balance will be forfeited. I had twenty-nine dollars and fifty cents in my balance but was unable to spend it because the minimum virtual card that can be created is thirty-five dollars. It seems a virtual card is the only way to spend the balance of the account. I cut my losses and closed my account and forfeited the remaining money. I think this is a predatory arrangement, please be aware of these details before entering into an arrangement with Sezzle. Pros I thought it would help with building a credit score. Cons Predatory, contract details Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. SH Shannel H. Dispatcher Construction ### "Worth a try " 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 September 23, 2025 Easy to work with as long as you make an on time payment. They can raise your credit limit at any time. Pros Very simple process, easy to navigate their system, Can use your bank card and very secure system... Cons Customer service is not the best. If you are a day late you are charged, they do allow you to move your payment once. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. KP Katelynn P. Agent Automotive ### "I enjoy this system" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 4, 2025 Very easy to use. There is always support if you can't figure it out to walk you through it. They also help with any issues you may have. Pros The whole pay in payments offers they give it makes people want to purchase things with the ease of paying in easy payments over time. Everything is secure and protects your information during the transactions. Cons I do not really have anything negative to say about it. Everything works and helps me in my everyday task. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. CM Cassandra M. Admin Accounting ### "Stupid App" 1.0 Overall Rating 1.0 1.0 Ease of Use 2.0 2.0 Features 2.0 2.0 Customer Service 1.0 1.0 Likelihood to Recommend 1/10 June 4, 2025 I returned 2 orders so I could receive the refund back to Sezzle and not have to continue making the payments on those 2 orders. Sezzle applied the refund to 2 other orders that wasn’t even due for a while and I end up with failed payments, then late payments and they dropped my spend power all the way down. All because they applied the refunds to the wrong orders. I contacted customer service and they told me its nothing they could do and hung up. Yeah I could have paid those orders somehow but they normally refund the same order back. Pros Pay anywhere option allows you to use the app more. The app is ok to use until you have issues then you on your own. Cons Customer service was terrible. I had failed payments, and late payments and them dropping my spend power when it was their fault. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. KC Kevin C. Boss Accounting ### "DONT USE THEM" 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 2.0 2.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 April 29, 2025 Had an issue where i was not the one who placed the order. I asked if they could forgive the fees that weree accrued durring the proces of my conflict with the seller. They refused to help in anyway and now i owe more in fees than the whole item even cost. Do not recomend them in any way shape or form. Pros Logo is neat. Thats about the only good thing about them. Took 6 days to have a conversation with them. I guess they can only send 1 email a day. Cons Non-understanding, unforgiving and very hard to comunicate with. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. BB Braydon B. Small business owner Consumer Services ### "Sezzle new user review " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 April 14, 2025 Good experience. I have not used it for long. But every time I have it’s been very helpful Pros Easy to use. Makes shopping easier. Their pay in four is very convenient when I need to buy something and want to spread the payments out. Cons There are lots of adds for products that I don’t need or want. And signing into the app is sometimes a long process. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JS Jennifer S. owner Retail ### "Sezzle is unremarkable!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 6, 2025 My overall experience using the platform has been great and fun to use. I love how I'm able to offer the services to millions of customers and the use of prepaid cards is also available. Pros Sezzle integrates with all shops and makes it a great integration for customers wanting to split payments. Sezzle is easy to use and efficient every day! Cons I don't like the subscription needed to shop but overall there are many other free integrations to the platform. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. KH Kathy H. Practice Manager Veterinary ### "Easy to use pay in 4 program" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 24, 2025 I have used to make Christmas shopping more manageable, and overall have had a great experience with Sezzle Pros Easy to use, easy to update payment method so you aren't charge a credit card fee and can pay with checking account, virtual credit card is fast. You can earn points by making on time payments Cons So far there so good, no cons! There are a lot of emails about updates but not a huge deal Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. SR Shatema R. Owner Consumer Services ### "Easy approvals for payments" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 7, 2025 Pros I love that fact that I get fast approvals when I use it for online shopping. Cons Its not an option for all retailers that I love to shop with Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/195895/Sezzle/reviews/) Popular comparisons [PayPal vs Sezzle](https://www.capterra.com/compare/195895-207944/Sezzle-vs-PayPal)[Venmo vs Sezzle](https://www.capterra.com/compare/195895-222572/Sezzle-vs-Venmo-) [Afterpay vs Sezzle](https://www.capterra.com/compare/195895-229452/Sezzle-vs-Afterpay)  Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)