# NMI Payments Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about NMI Payments Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more.

Source: https://www.capterra.com/p/197203/NMI

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# 

 NMI Payments Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

NMI Payments

## What is NMI Payments?

Our mission is to use our expertise to enable more payments, in more ways and more places. We provide ISOs, Fintech Innovators and Technologists the freedom to focus on what they do best, liberating them from restricted payment solutions and giving them access to the latest payment technology now and in the future. Our team spans across the globe, has deep expertise across in-store, mobile, online and self-service payments and has in-depth knowledge of EMV.

## What is NMI Payments used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)[Mobile Credit Card Processing](https://www.capterra.com/mobile-credit-card-processing-software/)

Top alternative

Featured

Overall rating

Based on 5 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Contact vendor  
for pricing

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

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Do you work for NMI Payments?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.nmi.com&name=NMI Payments)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### NMI Payments

4.6 (5)

VS.

[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price

Contact vendor

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.8 (5)

Ease Of Use

4.5 (26,258)

Value For Money

4.7 (3)

Value For Money

4.4 (20,120)

Customer Service

4.5 (4)

Customer Service

4.2 (20,377)

## NMI Payments alternatives

[4.0 (117)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

Starting price

$99.00

Per User, Per Month

[4.5 (1,470)](https://www.capterra.com/p/170673/SumUp-Air/reviews/)

Starting price

$99.00

Per User, Per Month

Highest Rated

[4.9 (82)](https://www.capterra.com/p/276323/Cheddar-Up/reviews/)

Starting price

Contact vendor for pricing

[PayPal](https://www.capterra.com/p/207944/PayPal/)

[4.6 (26,280)](https://www.capterra.com/p/207944/PayPal/reviews/)

Starting price

$0.29

Per User, Per Month

[Learn More](https://www.capterra.com/p/207944/PayPal/)

[View all alternatives](https://www.capterra.com/p/197203/NMI/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Debit/Credit Card Processing

4.8 (4)

100.00% of 4 reviewers that rated this feature as important or highly important

Accept and process credit/debit card transactions

Online Payments

5.0 (4)

100.00% of 4 reviewers that rated this feature as important or highly important

Accept and process online payment transactions

ACH Payment Processing

4.5 (2)

50.00% of 2 reviewers that rated this feature as important or highly important

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Mobile Payments

5.0 (2)

100.00% of 2 reviewers that rated this feature as important or highly important

Clients can submit payments via mobile devices

Recurring/Subscription Billing

5.0 (2)

100.00% of 2 reviewers that rated this feature as important or highly important

Automated process of charging customers at regular intervals for repeated access or use of a product or service

Activity Dashboard

5.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

NMI Payments 48 features

Integrate with a third-party accounting system

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Application programming interface that allows for integration with other systems/databases

Create, manage, and send invoices or bills to customers

Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances

Track and manage adherence to policies for any service, product, process, or supplier

Near-field communication method to share data and process contactless payments

Financial system that helps create and manage physical/digital credit cards and track transaction activities

Accept and process credit card transactions

Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system

Add customized logos and colors to align with company branding

Protect sensitive data for digital privacy

Accept and process credit/debit card transactions

Allows customers to check out with wallet payment methods that digitally store credit and debit cards

Integrates with eCommerce systems

Electronically collect payments for goods or services

Digitally sign online documents

Identify and prevent suspicious activity

Transactions that typically involve face-to-face interactions between the payer and the payee

Captures invoice data and maintains comprehensive records for auditing and reporting purposes

Access software remotely via mobile devices

Hardware device connected to smartphones for processing payments

Clients can submit payments via mobile devices

Manage and handle various international currencies

Manage and support multiple locations

Process payments via multiple modes directly through the application

Accept and process online payment transactions

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

Integration with payment gateways to facilitate online transactions

Send clickable links via text or email to collect payments from customers

Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)

Accept and process customer payments for products or services using hardware and software

Integrates with point of sale (POS) systems

Receive data and information in real time

Active reporting of data and metrics

Automated process of charging customers at regular intervals for repeated access or use of a product or service

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

View and track pertinent metrics to find patterns and gain insights from data

Reports specific to sales analysis for trends and strategies

Analyze the current state of sales data to accurately understand trends and forecast future sales numbers.

Online portal through which end users can access the system, manage tasks, or obtain information

Track the status over time for a request, process, asset, or transaction

Set up connections to third-party platforms to improve business processes

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Monitor or audit historical and current transactions to analyze customer account activities

Interact with data visualization elements, such as charts and graphs, to drill down into data

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Features

4.6 (5)

4.6

Based on 5 reviews

## Pricing

Value for money

4.7 (3)

### Starting price

Contact vendor  
for pricing

Free trial  
not available

Value for money

4.7 (3)

4.7

Based on 3 reviews

## Integrations

[

Shopify](https://www.capterra.com/p/83891/Shopify/)[

Kount](https://www.capterra.com/p/226974/Kount/)[

Biller Genie](https://www.capterra.com/p/176347/Biller-Genie/)[

AUTHVIA](https://www.capterra.com/p/10013767/AUTHVIA/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.5 (4)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.5 (4)

4.5

Based on 4 reviews

## User reviews

Overall rating

4.6

Based on 5 reviews

Filter by rating

5(3)

4(2)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

TS

Tracy S.

Insurance agent

Insurance

### "NMI Payments"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

October 2, 2025

Pros

I love how NMI payments software is well organized and easy to navigate. I highly recommend this software to friends and family.

Cons

I do not have any dislikes or don’t have a least thing about NMI payments. I absolutely love this software.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AU

Anonymous User

secretario escolar

Accounting

### "nmi payments"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

9/10

July 17, 2025

NMI payments, my experience is excellent, I recommend using it, it's very good security of personal information and flexibility with payment methods

Pros

NMI payments, in addition to being excellent, offers excellent security to protect the personal information of each user, in addition to accepting several payment methods

Cons

For me, the biggest disadvantage of NMI payments is the complexity of integration with demanding systems, which becomes complex and sometimes requires someone with technical knowledge to understand the systems. But I still recommend people to use NMI payments.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

CL

Charlene L.

Center Manager

Education Management

### "Payments Made Quick and Easy"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

April 12, 2025

So far my experience with NMI Payments has been positive. It's easy to use and makes business run smooth!

Pros

NMI is both easy to use and easy to navigate! I love the payment link feature and that I can track previous payments by name. It is easy to rerun cards too!

Cons

As of right now there are no notable cons for this service. Any feature that I wasn't certain how to use had an easy to understand video tutorial on the home page!

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

JS

Jordan S.

Office Manager

Consumer Services

### "A smooth payment processor. "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

10/10

January 2, 2025

Overall great experience. We've worked with many processors and NMI seems to be up there at the top with the competition.

Pros

They make it really easy to invoice our clients as opposed to other processors we've used in the past.

Cons

We transitioned from stripe, at first I didn't like the layout on the back end, but you get used to it. I do wish they had client payment portals like stripe though.

Switched from

[Stripe](https://www.capterra.com/p/123889/Stripe/)

Stripe kicked us off platform for being in an industry that is "high risk"

Alternatives considered

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)

Reasons for choosing NMI Payments

they are more friendly with high risk category businesses

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

PP

Paul P.

Manager

Health, Wellness and Fitness

### "Solid debit/credit card processing"

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

0.0

0.0

Likelihood to Recommend

9/10

January 20, 2022

We use NMI for a small number of transactions every day and keep it in place just in case we have outages with other processors. So far we have had no issues at all with NMI.

Pros

The ease of use when getting sales and reporting data is great. The search features are intuitive and just make sense.

Cons

This software really doesn't have any negatives other than the system does timeout rather quickly and you have to log in again.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

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