--- title: "NMI Payments Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about NMI Payments Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/197203/NMI/" page_type: "product" language: "en" --- # NMI Payments Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on August 26, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) NMI Payments ## What is NMI Payments? Our mission is to use our expertise to enable more payments, in more ways and more places. We provide ISOs, Fintech Innovators and Technologists the freedom to focus on what they do best, liberating them from restricted payment solutions and giving them access to the latest payment technology now and in the future. Our team spans across the globe, has deep expertise across in-store, mobile, online and self-service payments and has in-depth knowledge of EMV. ## What is NMI Payments used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Mobile Credit Card Processing](https://www.capterra.com/mobile-credit-card-processing-software/) Overall rating Based on 6 user reviews Reviews sentiment Positive \- Neutral \- Negative \- ### Starting price Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for NMI Payments?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.nmi.com&name=NMI Payments) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### NMI Payments 4.7 (6) VS. [### PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,610)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting Price Contact vendor Starting Price $0.29 Other Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.8 (6) Ease Of Use 4.6 (26,588) Value For Money 4.5 (4) Value For Money 4.5 (20,430) Customer Service 4.6 (5) Customer Service 4.2 (20,687) ## NMI Payments alternatives Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,302)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) [4.7 (2,706)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/170278/Square-Payments-Processing/) [Stripe](https://www.capterra.com/p/123889/Stripe/) [4.6 (3,373)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/123889/Stripe/) [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/) [4.2 (145)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Starting price $99.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 79% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/) [View all alternatives](https://www.capterra.com/p/197203/NMI/alternatives/) ## FAQs about NMI Payments Overview ### What company size and specific industries is NMI Payments built for? NMI Payments is designed for SaaS platforms, software companies, ISOs, banks, and payment facilitators that need payment processing capabilities. The target audience includes organizations of varying sizes, from smaller software businesses to larger financial services and payment infrastructure providers. Features and Usability ### What are the key features of NMI Payments? NMI Payments offers ACH payment processing, credit card processing, debit/credit card processing, and digital wallet payments for online and in-person transactions. It also includes payment gateway integration, API access, recurring/subscription billing, invoicing, fraud detection, PCI compliance, real-time reporting, and third-party integrations. Integrations ### Which third-party tools and platforms does NMI Payments integrate with? NMI Payments integrates with 4 third-party tools, including AUTHVIA, Biller Genie, Kount, and Shopify. These catalog integrations cover payment-related functions across fraud prevention, billing, and ecommerce platforms, giving NMI Payments a focused set of connections for transaction workflows. Getting Started and Support ### What training and onboarding options does NMI Payments offer? NMI Payments provides live online sessions, webinars, documentation, and videos for training. Live online sessions and webinars support guided instruction, while documentation offers written reference material and videos provide self-paced learning resources for teams getting started. Getting Started and Support ### What customer support options does NMI Payments offer? NMI Payments provides email/help desk, FAQ/forum, knowledge base, phone support, 24/7 live rep, and chat. No reviewer feedback is available here to describe response times, helpfulness, or common support frustrations, so only the listed support channels can be confirmed. ## Features AI summary Based on 17,379 Payment Processing reviews Capterra reviewers point to these as the top priorities when choosing payment processing software: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Debit/Credit Card Processing** (**52%**) NMI Payments supports all three of the features reviewers rank highest: **Data Security**, **Online Payments**, and **Debit/Credit Card Processing**. Together, these capabilities help businesses protect sensitive payment information, accept transactions through digital channels, and process card payments efficiently, providing teams with the tools to manage payments securely and serve customers more effectively. Data Security 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Protect sensitive data for digital privacy Online Payments 5.0 (5) 100.00% of 5 reviewers that rated this feature as important or highly important Accept and process online payment transactions Debit/Credit Card Processing 4.8 (5) 100.00% of 5 reviewers that rated this feature as important or highly important Accept and process credit/debit card transactions Payment Fraud Prevention 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Mobile Payments 5.0 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Clients can submit payments via mobile devices ACH Payment Processing 4.5 (2) 50.00% of 2 reviewers that rated this feature as important or highly important Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) NMI Payments 48 features ### All Features - Accounting Integration: Integrate with a third-party accounting system - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - API: Application programming interface that allows for integration with other systems/databases - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Cash Management: Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Contactless NFC: Near-field communication method to share data and process contactless payments - Credit Card Management: Financial system that helps create and manage physical/digital credit cards and track transaction activities - Credit Card Processing: Accept and process credit card transactions - CRM: Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system - Customizable Branding: Add customized logos and colors to align with company branding - Data Security: Protect sensitive data for digital privacy - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Digital Wallet Payments: Allows customers to check out with wallet payment methods that digitally store credit and debit cards - eCommerce Integration: Integrates with eCommerce systems - Electronic Payments: Electronically collect payments for goods or services - Electronic Signature: Digitally sign online documents - Fraud Detection: Identify and prevent suspicious activity - In-Person Payments: Transactions that typically involve face-to-face interactions between the payer and the payee - Invoice Management: Captures invoice data and maintains comprehensive records for auditing and reporting purposes - Mobile Access: Access software remotely via mobile devices - Mobile Card Reader: Hardware device connected to smartphones for processing payments - Mobile Payments: Clients can submit payments via mobile devices - Multi-Currency: Manage and handle various international currencies - Multi-Location: Manage and support multiple locations - Multiple Payment Options: Process payments via multiple modes directly through the application - Online Payments: Accept and process online payment transactions - Payment Fraud Prevention: Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - Payment Links: Send clickable links via text or email to collect payments from customers - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - Point of Sale (POS): Accept and process customer payments for products or services using hardware and software - Point of Sale (POS) Integration: Integrates with point of sale (POS) systems - Real-Time Data: Receive data and information in real time - Real-Time Reporting: Active reporting of data and metrics - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Sales Reports: Reports specific to sales analysis for trends and strategies - Sales Trend Analysis: Analyze the current state of sales data to accurately understand trends and forecast future sales numbers. - Self Service Portal: Online portal through which end users can access the system, manage tasks, or obtain information - Status Tracking: Track the status over time for a request, process, asset, or transaction - Third-Party Integrations: Set up connections to third-party platforms to improve business processes - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities - Visual Analytics: Interact with data visualization elements, such as charts and graphs, to drill down into data --- Get Advice We can help you find the software with the features you need. Features 4.7 (6) 4.7 Based on 6 reviews ## Pricing Value for money 4.5 (4) ### Starting price Free trial not available Value for money 4.5 (4) 4.5 Based on 4 reviews ## Integrations [ Shopify](https://www.capterra.com/p/83891/Shopify/)[ Kount](https://www.capterra.com/p/226974/Kount/)[ Biller Genie](https://www.capterra.com/p/176347/Biller-Genie/)[ AUTHVIA](https://www.capterra.com/p/10013767/AUTHVIA/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.6 (5) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.6 (5) 4.6 Based on 5 reviews ## User reviews Overall rating 4.7 Based on 6 reviews Filter by rating 5(4) 4(2) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent TC Torey C. Tournament Administrator Non-Profit Organization Management ### "Easy to Use & Great Support" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 22, 2026 NMI Payments is great! It is easy to use and their team is always responsive when having difficulties. Pros NMI Payments is easy to navigate to find transactions, submit refunds, set up custom carts, and many other features. Cons I cannot think of anything negative to say about NMI, however, it is the only program that I have used for collecting payments. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. TS Tracy S. Insurance agent Insurance ### "NMI Payments" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 2, 2025 Pros I love how NMI payments software is well organized and easy to navigate. I highly recommend this software to friends and family. Cons I do not have any dislikes or don’t have a least thing about NMI payments. I absolutely love this software. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AN Anonymous User secretario escolar Accounting ### "nmi payments" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 July 17, 2025 NMI payments, my experience is excellent, I recommend using it, it's very good security of personal information and flexibility with payment methods Pros NMI payments, in addition to being excellent, offers excellent security to protect the personal information of each user, in addition to accepting several payment methods Cons For me, the biggest disadvantage of NMI payments is the complexity of integration with demanding systems, which becomes complex and sometimes requires someone with technical knowledge to understand the systems. But I still recommend people to use NMI payments. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. CL Charlene L. Center Manager Education Management ### "Payments Made Quick and Easy" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 April 12, 2025 So far my experience with NMI Payments has been positive. It's easy to use and makes business run smooth! Pros NMI is both easy to use and easy to navigate! I love the payment link feature and that I can track previous payments by name. It is easy to rerun cards too! Cons As of right now there are no notable cons for this service. Any feature that I wasn't certain how to use had an easy to understand video tutorial on the home page! Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JS Jordan S. Office Manager Consumer Services ### "A smooth payment processor. " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 10/10 January 2, 2025 Overall great experience. We've worked with many processors and NMI seems to be up there at the top with the competition. Pros They make it really easy to invoice our clients as opposed to other processors we've used in the past. Cons We transitioned from stripe, at first I didn't like the layout on the back end, but you get used to it. I do wish they had client payment portals like stripe though. Switched from [Stripe](https://www.capterra.com/p/123889/Stripe/) Stripe kicked us off platform for being in an industry that is "high risk" Alternatives considered [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) Reasons for choosing NMI Payments they are more friendly with high risk category businesses Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. PP Paul P. Manager Health, Wellness and Fitness ### "Solid debit/credit card processing" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 9/10 January 20, 2022 We use NMI for a small number of transactions every day and keep it in place just in case we have outages with other processors. So far we have had no issues at all with NMI. Pros The ease of use when getting sales and reporting data is great. The search features are intuitive and just make sense. Cons This software really doesn't have any negatives other than the system does timeout rather quickly and you have to log in again. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.