--- title: "PayNearMe Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about PayNearMe Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/198204/PayNearMe/" page_type: "product" language: "en" --- # PayNearMe Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on August 26, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) PayNearMe ## What is PayNearMe? PayNearMe is the modern and reliable payments platform that lets your customers pay how, when and where they want. Accept cash, debit, credit, ACH and mobile-first payment methods including Apple Pay and Google Pay all with a single platform. PayNearMe builds innovative technology with an emphasis on user experience, customer satisfaction and reliability so you can collect every payment, every time. ## What is PayNearMe used for? [Payment Processing](https://www.capterra.com/payment-processing-software/) Top alternative Featured Overall rating Based on 2 user reviews Reviews sentiment Positive \- Neutral \- Negative \- ### Starting price Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for PayNearMe?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://home.paynearme.com&name=PayNearMe) ## PayNearMe Overview Updated August 2026 AI summary PayNearMe enables businesses of all sizes to accept payments through ACH, debit and credit cards, online, mobile, and in-person channels, with payment gateway integration and recurring billing options. Deployed as a cloud-based solution, it supports a range of payment processing needs, offering flexibility for teams seeking to manage digital and physical transactions efficiently. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### PayNearMe 3.0 (2) VS. [4.7 (3,649)](https://www.capterra.com/p/153752/Vagaro/reviews/) Starting Price Contact vendor Starting Price $23.99 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.5 (2) Ease Of Use 4.6 (26,584) Value For Money 5.0 (2) Value For Money 4.6 (20,426) Customer Service 3.0 (2) Customer Service 4.6 (20,683) ## PayNearMe alternatives [4.7 (484)](https://www.capterra.com/p/182990/GCPAY/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,606)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,302)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [Stripe](https://www.capterra.com/p/123889/Stripe/) [4.6 (3,371)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/123889/Stripe/) [View all alternatives](https://www.capterra.com/p/198204/PayNearMe/alternatives/) ## FAQs about PayNearMe Overview ### What company size and specific industries is PayNearMe built for? PayNearMe is designed for mid-sized and enterprise organizations in lending, collections, mortgage, financial services, utilities, and government sectors. It fits businesses and public agencies that need payment handling for recurring bills, loan repayments, and other payment-related workflows. Features and Usability ### What are the key features of PayNearMe? PayNearMe offers ACH payment processing, debit and credit card processing, online payments, mobile payments, and in-person payments through POS. It also includes payment gateway integration and recurring/subscription billing for handling one-time transactions and scheduled collections across multiple payment channels. Getting Started and Support ### What training and onboarding options does PayNearMe offer? PayNearMe provides in person training, live online sessions, and documentation to help teams get started. In person training supports direct instruction, live online sessions enable guided remote setup, and documentation offers written reference material for self-paced review and ongoing support. Getting Started and Support ### What customer support options does PayNearMe offer? PayNearMe provides chat support for customers who need help with setup, account questions, or payment issues. No reviewer feedback is available in the catalog data, so support experience details such as response speed or helpfulness cannot be assessed here. ## Features AI summary Based on 17,379 Payment Processing reviews Capterra reviewers highlight these as the features buyers value most when choosing payment processing software: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Debit/Credit Card Processing** (**52%**) PayNearMe includes **Online Payments** and **Debit/Credit Card Processing**, giving businesses a way to accept digital transactions and process card payments across common customer checkout methods. However, it does not include **Data Security**. Instead, it offers **Mobile Payments** (**49%**), another feature reviewers consider important. This can help businesses support on-the-go transactions and give teams more flexibility in how they collect payments, helping businesses improve payment convenience and serve customers across more channels. Online Payments 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Accept and process online payment transactions Debit/Credit Card Processing 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Accept and process credit/debit card transactions In-Person Payments 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Transactions that typically involve face-to-face interactions between the payer and the payee ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Mobile Payments Clients can submit payments via mobile devices Payment Gateway Integration Integration with payment gateways to facilitate online transactions PayNearMe 7 features ### All Features - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Debit/Credit Card Processing: Accept and process credit/debit card transactions - In-Person Payments: Transactions that typically involve face-to-face interactions between the payer and the payee - Mobile Payments: Clients can submit payments via mobile devices - Online Payments: Accept and process online payment transactions - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service --- Get Advice We can help you find the software with the features you need. Features 5.0 (2) 5.0 Based on 2 reviews ## Pricing Value for money 5.0 (2) ### Starting price Free trial not available Value for money 5.0 (2) 5.0 Based on 2 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 3.0 (2) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 3.0 (2) 3.0 Based on 2 reviews ## User reviews Overall rating 3.0 Based on 2 reviews Filter by rating 5(1) 4(0) 3(0) 2(0) 1(1) Mentioned topic Sorted by most recent ZD Zach D. Director Sports ### "Great idea and service" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 April 11, 2025 Overall I’ve liked using PayNearMe when I have excess cash and need to use it for various reasons. Pros It’s really easy for me to deposit cash into my online accounts. Cons Sometimes it takes a little long to load the funds. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ER Ernie R. Owner Real Estate ### "Pay Near Me dropped our company after 11 years of using their software and during COVID!! Be Careful" 1.0 Overall Rating 1.0 1.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 June 11, 2021 Pros I do not like this software and would never recommend it again. Cons Our company was one of the first to use Pay Near Me and after 11 years they abruptly dropped us because we were not generating enough revenue as a customer. While they did give us a measly 90-day extension, they forced us during this pandemic to implement and train our staff and customers on a whole new payment system. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.