--- title: "B4B Payments Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about B4B Payments Software - reviews, pricing plans, popular comparisons to other Payroll products and more." source_url: "https://www.capterra.com/p/201627/B4B-Payments/" page_type: "product" language: "en" --- # B4B Payments Software Review 2026: Features, Integrations, Pros & Cons Last updated on September 16, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) B4B Payments ## What is B4B Payments? B4B Payments provides forward-thinking payment processing solutions, which enable any size organisation to manage expenses, simplify payroll, reimbursements, and offer employee rewards and incentives. With over 1,000 customers and growing, B4B Payments, voted the Best Prepaid Product of the Year in 2019, operates throughout Europe and North America. ## What is B4B Payments used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Financial Services](https://www.capterra.com/financial-services-software/)[Expense Report](https://www.capterra.com/expense-report-software/) Top alternative Featured Overall rating Based on 12 user reviews Reviews sentiment Positive \- Neutral \- Negative \- ### Starting price Free trial available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for B4B Payments?[Manage this product listing](https://www.g2.com/products/b4b-payments/claim_requests/new?auto=true) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### B4B Payments 4.8 (12) VS. [4.3 (717)](https://www.capterra.com/p/76/Intacct/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.5 (12) Ease Of Use 4.2 (643) Value For Money 4.6 (11) Value For Money 4.0 (550) Customer Service 4.8 (12) Customer Service 4.0 (582) ## B4B Payments alternatives Highest Rated [4.9 (4,881)](https://www.capterra.com/p/172127/Rippling/reviews/) Starting price $8.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 98% of reviewers rated it above 4 stars [Payhawk](https://www.capterra.com/p/200192/Payhawk/) [4.6 (189)](https://www.capterra.com/p/200192/Payhawk/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 92% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/200192/Payhawk/) [Mercury](https://www.capterra.com/p/10035709/Mercury/) [4.9 (58)](https://www.capterra.com/p/10035709/Mercury/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 98% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/10035709/Mercury/) [Spendesk](https://www.capterra.com/p/157515/Spendesk/) [4.7 (228)](https://www.capterra.com/p/157515/Spendesk/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/157515/Spendesk/) ## FAQs about B4B Payments Overview ### Which roles and teams benefit most from B4B Payments? B4B Payments is most used by finance leaders, treasury teams, and payments administrators who need to control spending, manage prepaid card programs, and track transactions efficiently. Executives use it for oversight and cash-flow visibility, while HR, operations, and coordinator roles rely on it to distribute funds and support employee or client payment workflows. Answer based on 12 reviews Overview ### What company size and specific industries is B4B Payments built for? B4B Payments is designed for organizations of any size across any industry, making it suitable for small businesses, mid-market companies, and larger enterprises that need flexible payment processing solutions. Features and Usability ### What are the key features of B4B Payments? B4B Payments offers API access, corporate card management, and multi-currency support for payment operations. It also includes spend control, reimbursement management, and receipt management, plus approval process control, workflow management, and reporting/analytics for tracking expenses, compliance, and transaction activity. Getting Started and Support ### What training and onboarding options does B4B Payments offer? B4B Payments provides in person training, live online sessions, webinars, and documentation to help teams get started. In person and live online formats support guided instruction, webinars provide scheduled learning sessions, and documentation offers written reference material for self-paced review and setup guidance. Getting Started and Support ### What customer support options does B4B Payments offer? B4B Payments provides 24/7 live rep support. Users can contact a live representative at any time for help with account or service issues. No reviewer feedback about support experience is available, so support quality, response speed, and helpfulness cannot be described here. ## Features AI summary Based on 6,715 Payroll reviews According to Capterra reviewers, these are the features buyers prioritize most when evaluating expense report software: - **Payroll Management** (**67%** of reviewers rated this feature as critical) - **Expense Tracking** (**53%**) - **Expense Claims** (**49%**) B4B Payments includes other capabilities that reviewers also rate as important, including **Audit Trail** (**51%**), **Receipt Management** (**49%**), and **Mobile Receipt Upload** (**48%**). Together, these features help businesses keep clear records of spending activity, capture receipts quickly while on the go, and maintain visibility into transaction history, giving teams better control over expense documentation and compliance. Accounting Integration Integrate with a third-party accounting system API Application programming interface that allows for integration with other systems/databases Approval Process Control Manage the process of evaluating documents or requests submitted for approval Audit Trail A record of all activities within the system, including user access, changes made, etc. Channel Management Manage various distribution channels, build relations with channel partners, and track their performance Compliance Management Track and manage adherence to policies for any service, product, process, or supplier B4B Payments 18 features ### All Features - Accounting Integration: Integrate with a third-party accounting system - API: Application programming interface that allows for integration with other systems/databases - Approval Process Control: Manage the process of evaluating documents or requests submitted for approval - Audit Trail: A record of all activities within the system, including user access, changes made, etc. - Channel Management: Manage various distribution channels, build relations with channel partners, and track their performance - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Corporate Card: Manage and track credit cards that are distributed to employees to use for authorized business expenses - Customer Engagement: Initiate interactions with customers by proactively starting conversations or providing informational content - Mileage Tracking: Log miles driven for tax deduction or reimbursement purposes - Mobile Receipt Upload: Scan and upload receipts to a central database using a mobile device - Multi-Currency: Manage and handle various international currencies - Performance Management: Organize and manage the accomplishments and development of employees or performance of applications or systems - Receipt Management: Upload, track, and submit receipts in a central database - Reimbursement Management: Manage compensation for out-of-pocket expenses incurred by an employee, client or another party - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Risk Management: Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties - Spend Control: Set allowances and ensure employees don't spend more than the allotted amounts - Workflow Management: Create, design and manage workflows for repetitive tasks --- Get Advice We can help you find the software with the features you need. Features 4.8 (12) 4.8 Based on 12 reviews ## Pricing Value for money 4.6 (11) ### Starting price Free trial available Value for money 4.6 (11) 4.6 Based on 11 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.8 (12) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.8 (12) 4.8 Based on 12 reviews ## User reviews Overall rating 4.8 Based on 12 reviews Filter by rating 5(9) 4(3) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent NV Navaratnam V. Finance Director Real Estate ### "Great Customer Service Team " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 17, 2020 Excellent customer service staff. Very helpful. Seemly no difference in service before and during Covid-19. Pros The software makes it more user friendly and anyone could use it. Although Xero integration is being worked on it is easy to use the data on Xero. Cons Would like to have Xero integration soon. It will reduce my monthly workload to few minutes every week. Reasons for choosing B4B Payments Low running cost more of a business model. Review source Vendor Referred: This reviewer was invited by the software vendor to submit an honest review. AP Andrea P. CEO Utilities ### "GOOD EXPERIENCE" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 June 16, 2020 Esperienza gradevole, azienda fatta di persone che ti assistono nelle criticità e ti aiutano a superarle. Pros Le API permettono di sviluppare l'infrastruttura secondo proprie esigenze e l'utilizzo degli ambienti risulta essere semplice ed intuitivo Cons Attendiamo che sia migliorato il processo di identificazione per i sistemi di payout con la possibilità di scegliere se caricare i documenti richiesti tramite il pannello istituzionale o tramite l'app B2C. Reasons for choosing B4B Payments stavamo cercando un partner con cui sviluppare una rete commerciale in Italia e le nostre esigenze si sono rivelate compatibili con quelle di B4B Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. MT Megan T. HR Business Parter Legal Services ### "Citation Review" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 May 22, 2020 Pros The dashboard is very clear and easy to use. I like the new release that you can issue a new card on one account once it is expired as that was previously a con that you had to create a new account. The float makes it easy to manage the funds. Cons That you cannot see a balance on a card. When removing the funds ready for the card to be deactivated, you cannot do this in one go you have to reverse each load individual until it says insufficient funds which is time consuming. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. CA Christiana A. Victim of slavery support adviser Non-Profit Organization Management ### "great service" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 15, 2020 I have been using this platform for years now and I have been finding it easy; using B4B has been very easy. the people in the customer service and the people who work around the cards are great, gentle, kind and always helpful when you call for any need. this is a card I will recommend to people as it is very cheap and it is also easy to manage as for organisations and for our clients. Every time I call they find a way to help me out, even in the most hardest moment and desperate moment like this lock-down period Pros great customer service team, easy card to issue and use and easy online platform to handle Cons I can't really underline any cons with this service since I have been using it. Reasons for choosing B4B Payments that was is what we use as n organisation and it is due to how cheap it was Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. AC Adam C. FInance Officer Health, Wellness and Fitness ### "Easy to Use & Issue Prepard Debit Cards - Replaced our old Petty Cash Cheque " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 May 13, 2020 We have now got rid of our old school petty cash cheques and we no longer hold petty cash physical cash at depots, each depot has their own Bread Pre Paid Petty Cash card Pros Very easy to set up and issue cards to different employees and they have never had trouble registering the cards once recieved. Easy to reconcile for accounts purposes Cons Reporting could be better to suit our needs but thats a personal issue to us Reasons for choosing B4B Payments It suited what we needed and enabled us to stop holding cash in our depots ensuring our staffs safety. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. QD Quain D. Finance Officer Accounting ### "B4B Experience" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 May 13, 2020 It's been amazing. Pros It's easy to use. Easy to obtain information and find all transactions. Cons Having to log in to load money on to the card. Sometimes forget to load the card after making payment to the float. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. MW Michelle W. Brand and Content Marketing Manager Management Consulting ### "Fantastic for reward schemes" 5.0 Overall Rating 5.0 5.0 Ease of Use 3.0 3.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 April 24, 2020 I really like the platform. We have had a few issues along the way. but overall I am very happy with the service and the team seem to enjoy the way it all works as well. Pros It is really easy to load, order and manage cards. Balances are visible and controlled centrally. The support team are really friendly and quick to resolve issues. Our team find it really easy to access and use the platform and love that the cards are accepted in most stores. Cons When a card needs to be upgraded I have to ask for the card to be manually added to the list for ID documents to be submitted. All new cards should automatically appear here until the need to upload documents arises. Reasons for choosing B4B Payments N/A Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Response from Vendor April 27, 2020 Thank you Michelle for your review. We greatly appreciate it. LH Lucy H. Payments Administrator Automotive ### "Bread4Scrap is a quick and easy way to pay customers cashless payments!" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 April 18, 2020 I like the system as a business user, it's quick and easy to use to pay our customers, the system is basic but efficient, funds are loaded to our balance a lot quicker now, and this enables me to pay customers quickly But some customers do not appreciate the charges associated, especially the new charge for them checking their balance, as some customers do not own a computer or have internet access to log into the system I used to have a direct contact with Bread4Scrap (\[SENSITIVE CONTENT HIDDEN\]) she was absolutely brilliant, I can not thank her enough for the years of help she has given me with the system! Some customer advisors are hard to understand over the phone, but \[SENSITIVE CONTENT HIDDEN\] was always pleasant and helpful, it's such a shame she has moved departments now, I will really miss her! I have also spoken with \[SENSITIVE CONTENT HIDDEN\] who has also always been very helpful, he has such a friendly voice and seems to be happy to speak with me, this is very reassuring to business users! Overall, I am happy with the system :-) Pros It's quick and easy to use, we log in then pay straight away, so our customers can then use their card to withdraw cash from the cashpoint within minnutes of being paid, they appreciate quick payment! The system itself is simple and straigtforward, and has become even more efficient since partners like ourselves are able to use real time transfers to top up our balance to pay our customers :-) Cons As a business user, it is disappointing that there are no customer services available on Saturday's for partners like ourselves, the only help you can get on a weekend is for lost or stolen cards!!! We are a scrap yard and one of our busiest days is a Saturday, but if a customer needs assistance or a balance transfer onto a new card, we are unable to help them until a Monday morning :-( Reasons for choosing B4B Payments My boss chose the system Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Response from Vendor April 22, 2020 Hi Lucy. Thank you for your review. We really appreciate it. We take feedback seriously, and will look into the potential for providing Saturday customer service in the future. Thank you for working with B4B. SH Scott H. Regional Coordinator Leisure, Travel & Tourism ### "B4B Payments" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 April 17, 2020 Pros All our freelance workers are able to be supported by customer services themselves which takes the pressure off the office to deal with each issue. Cons Difficult to get money off breadcard without being charged Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Response from Vendor April 22, 2020 Thank you for your review Scott, we really appreciate it. We're here to help. If you'd like to discuss any issues when withdrawing funds from your account, please get in touch with our customer service team. MW Matthew W. VP Treasury Military ### "Great" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 April 16, 2020 Pros It is very easy to navigate, and doesn't need a great deal of training. Cons Perhaps more currencies and language capabilities could be added at a later date. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Response from Vendor April 22, 2020 Thanks for the review Matthew, we greatly appreciate it. We are actively looking into adding new languages and currencies. If there's a language in particular you're needing, please feel free to let your account manager know and we can add to our priority list. Thanks! [View all Reviews](https://www.capterra.com/p/201627/B4B-Payments/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.