# ACH Universal Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about ACH Universal Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more.

Source: https://www.capterra.com/p/204041/ACH-Universal

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# 

 ACH Universal Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on August 24, 2025

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

ACH Universal

## What is ACH Universal?

Create ACH / NACHA files and Canada EFT files quickly and easily. Works with QuickBooks, QuickBooks Online, SQL - and Excel, csv files. A free full working trial copy is available at https://www.treasurysoftware.com/ACH/download.aspx. Unlimited phone support for all trial and subscription licenses. As a Nacha Preferred Partner and Microsoft Partner, their trusted solutions enable clients to create ACH files easily and cost effectively. Call for a demo and/or more info at 866 226-5732.

## What is ACH Universal used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)[Treasury](https://www.capterra.com/treasury-software/)

Overall rating

Based on 3 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

$19.95

Per User, Per Month

Free trial  
available

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## ACH Universal alternatives

Highest Rated

[4.7 (3,479)](https://www.capterra.com/p/153752/Vagaro/reviews/)

Starting price

$23.99

Per User, Per Month

[4.3 (78)](https://www.capterra.com/p/131733/PayStand/reviews/)

Starting price

Contact vendor for pricing

[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting price

Contact vendor for pricing

[3.8 (711)](https://www.capterra.com/p/152638/Epos-Now/reviews/)

Starting price

$349.00

Per User, Per Month

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Data Import/Export

4.7 (3)

100.00% of 3 reviewers that rated this feature as important or highly important

Import and export data to and from software applications

ACH Payment Processing

5.0 (2)

100.00% of 2 reviewers that rated this feature as important or highly important

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Third-Party Integrations

2.5 (2)

50.00% of 2 reviewers that rated this feature as important or highly important

Set up connections to third-party platforms to improve business processes

Activity Dashboard

4.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Data Security

5.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Protect sensitive data for digital privacy

Payment Management

5.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Handling payments and invoices between a company and its vendors or customers

ACH Universal 9 features

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

A record of all activities within the system, including user access, changes made, etc.

Import and export data to and from software applications

Protect sensitive data for digital privacy

Integration with payment gateways to facilitate online transactions

Handling payments and invoices between a company and its vendors or customers

Automated process of charging customers at regular intervals for repeated access or use of a product or service

Set up connections to third-party platforms to improve business processes

Get Advice

We can help you find the software with the features you need.

Features

4.7 (3)

4.7

Based on 3 reviews

## Pricing

Value for money

5.0 (3)

Free Trial

Basic

$19.95

Per User,Per Month

Value for money

5.0 (3)

5.0

Based on 3 reviews

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## Support, customer service and training options

Customer Service

5.0 (3)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

5.0 (3)

5.0

Based on 3 reviews

## User reviews

Overall rating

4.3

Based on 3 reviews

Filter by rating

5(1)

4(2)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

AS

Aaron S.

Accounts Receivable Specialist

Warehousing

### "A crucial, irreplaceable part of our bill pay cycle"

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

March 23, 2026

I use ACH Universal at least once a week and I don't know how I'd be able to process bill payments without it. It does exactly what I need it to do every time and turns what would be a laborious, time-consuming process into one that takes 10 minutes a week.

Pros

ACH Universal is fast, easy to use, and integrates seamlessly with our accounting software, our bank, and our email system. It only takes a few clicks and an entire pay cycle is done.

Cons

When there is an error with ACH Universal it's not always clear what caused it or what the solution is.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

AU

Anonymous User

Gestion de la clientèle

Accounting

### "Outils de paie"

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

6/10

July 17, 2023

Ça me permet de gérer mes données bancaires et les fichiers de paie

Pros

Usage de multiples serveurs tels que :Gmail, Microsoft Outlook.....

Cons

La non autorisation dans tout les paysSauf si on l'accompagne avec un vpn

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

TS

Tammy S.

VP Finance & Corporate Affairs

Individual & Family Services

### "ACH Treasury Universal"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

October 18, 2022

This has been an easy and important software we use twice a month. Easy to make changes and updates and very simple to use.

Pros

This product was easy to set up and move from one Accounting System to another. We used it with QuickBooks first then we moved to Accounting Seed/Salesforce. Very easy to switch between the two systems.

Cons

When we had a computer crash we had a hard time getting the software loaded onto a new device. We lost all the data and had to start over.

Reasons for choosing ACH Universal

We first needed a product that would help us send ACH payments from our QuickBooks Accounting Software and the connection was super simple. Then we moved to Accounting Seed/Salesforce Accounting Software and were able to set it up just as quickly without having to re-enter all the data.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

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