# Social Security Timing Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Social Security Timing Software - reviews, pricing plans, popular comparisons to other Investment Management products and more. Source: https://www.capterra.com/p/204948/Social-Security-Timing/ --- # Social Security Timing Software Review 2026: Features, Integrations, Pros & Cons Last updated on January 6, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Social Security Timing ## What is Social Security Timing? Software to help clientele optimize their social security claiming strategy with tools such as a What's at Stake feature, breakeven charts, common alternatives, marketing materials, and more. ## What is Social Security Timing used for? [Investment Management](https://www.capterra.com/investment-management-software/) Overall rating Based on 49 user reviews Reviews sentiment Positive 98% Neutral 2% Negative 0% Starting price $49.99 Per User, Per Month Free trial available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Social Security Timing?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.covisum.com&name=Social Security Timing) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Social Security Timing 4.7 (49) VS. [### Morningstar Direct](https://www.capterra.com/p/10027902/Morningstar-Direct/) [4.1 (252)](https://www.capterra.com/p/10027902/Morningstar-Direct/reviews/) Starting Price $49.99 Per User, Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.5 (49) Ease Of Use 3.7 (252) Value For Money 4.8 (49) Value For Money 3.9 (242) Customer Service 4.9 (46) Customer Service 4.2 (248) ## Social Security Timing alternatives [Trade Ideas](https://www.capterra.com/p/253071/Trade-Ideas/) [4.7 (37)](https://www.capterra.com/p/253071/Trade-Ideas/reviews/) Starting price $17.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/253071/Trade-Ideas/) [Human Interest](https://www.capterra.com/p/230513/Human-Interest/) [4.0 (36)](https://www.capterra.com/p/230513/Human-Interest/reviews/) Starting price $80.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 75% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/230513/Human-Interest/) Highest Rated [Avestor](https://www.capterra.com/p/10024787/Avestor/) [5.0 (9)](https://www.capterra.com/p/10024787/Avestor/reviews/) Starting price $600.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/10024787/Avestor/) [DealCheck](https://www.capterra.com/p/205089/DealCheck/) [4.8 (39)](https://www.capterra.com/p/205089/DealCheck/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/205089/DealCheck/) [View all alternatives](https://www.capterra.com/p/204948/Social-Security-Timing/alternatives/) ## FAQs about Social Security Timing Overview ### Which roles and teams benefit most from Social Security Timing? Social Security Timing is most used by financial advisors, planners, and investment professionals who model claiming strategies and compare retirement income outcomes for clients. Firm owners, presidents, partners, and principals use it to support client consultations, strengthen retirement planning recommendations, and add clear, scenario-based guidance to advisory workflows. Answer based on 49 reviews Overview ### What company size and specific industries is Social Security Timing built for? Social Security Timing is designed for financial advisors and advisory firms of any size, especially those serving clients who need Social Security claiming guidance. It fits the financial services industry and is aimed at firms that want software and marketing support to grow their advisory business. Features and Usability ### What are the key features of Social Security Timing? Social Security Timing offers cash management, financial analysis, forecasting, modeling and simulation, portfolio management, and risk management features. It is designed for investment advisors and supports retirement income analysis, Social Security timing scenarios, and portfolio decision support. Pricing ### How much does it cost and what fees or limitations are included? Social Security Timing starts at $49.99 per month per user, with an annual plan priced at $599 per year for each advisor. A free trial is available. The plan includes support, customer success, a printable PDF report, and marketing materials. Answer based on 5 reviews Getting Started and Support ### What training and onboarding options does Social Security Timing offer? Social Security Timing provides live online sessions, webinars, and documentation to help teams get started. Live online sessions and webinars support guided learning, while documentation offers written reference material for self-paced review and step-by-step support. Answer based on 2 reviews Getting Started and Support ### What customer support options does Social Security Timing offer? Social Security Timing provides 24/7 live rep support and chat. Users describe the support team as prompt, friendly, and knowledgeable, often helping with unusual scenarios, custom questions, and unexpected results. Several note quick replies and clear explanations when the software’s output needs review. Answer based on 7 reviews Security ### How does Social Security Timing handle data security and access control? Social Security Timing uses detailed manual entry of Social Security earnings and client scenario inputs rather than reviewer-cited security controls such as permissions or authentication tools. Reviewers emphasize accuracy, usability, and support, but do not mention specific data protection, compliance, or access management features. Manual data entry can also feel time-consuming and tedious. Answer based on 15 reviews Ease of use ### Is Social Security Timing easy to use? Social Security Timing feels easy to use for common planning scenarios and client presentations, especially for financial advisors. Many users find the interface intuitive and helpful for comparing claiming strategies, while some run into friction with printing, customization, breakeven analysis, and unusual pension or retirement cases. Answer based on 12 reviews ## Features AI summary Based on 825 Investment Management reviews According to Capterra reviewers, these are the features buyers prioritize most when evaluating investment management software: - **Performance Metrics** (**38%** of reviewers rated this feature as critical) - **Reporting/Analytics** (**43%**) - **Investments Tracking** (**44%**) Social Security Timing focuses on other capabilities that Capterra reviewers also consider important, including **Portfolio Management** (**39%**). This feature helps businesses organize holdings, review allocation decisions, and manage long-term planning in one place, giving teams a clearer view of portfolio strategy and ongoing investment oversight. Modeling & Simulation 4.8 (4) 75.00% of 4 reviewers that rated this feature as important or highly important Using physical, mathematical, or logical models as a basis for simulations to generate data for managerial or technical decision-making Cash Management Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Financial Analysis Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Forecasting Form predictions based on past and present data/trends For Investment Advisors Used by financial advisors and money managers Portfolio Management Overview of all programs that help compare initiatives, align projects with strategic goals and identify risk Social Security Timing 7 features Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Used by financial advisors and money managers Form predictions based on past and present data/trends Using physical, mathematical, or logical models as a basis for simulations to generate data for managerial or technical decision-making Overview of all programs that help compare initiatives, align projects with strategic goals and identify risk Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties Features 4.5 (49) 4.5 Based on 49 reviews ## Pricing Value for money 4.8 (49) Free Trial Social Security Timing $49.99 Per User,Per Month It includes: - Access to a Client-Facing Presentation - Access to a Direct Mailer Example - Accurate - Benefit Cut Calculator - Easy Social Security Strategy Identification and Comparison - Free Access to Support & Customer Success - Free Marketing Kit: Emails - Graphics & More - Printable PDF Report - Quick - Quick & Easy Data Entry - Videos - View Alternate Social Security Strategies Value for money 4.8 (49) 4.8 Based on 49 reviews ## Support, customer service and training options Customer Service 4.9 (46) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.9 (46) 4.9 Based on 46 reviews ## User reviews Overall rating 4.7 Based on 49 reviews Filter by rating 5(35) 4(13) 3(1) 2(0) 1(0) Mentioned topic Sorted by most recent EW Edward W. Financial Planner Financial Services ### "Social Security Timing " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 8, 2022 The software has a non existent learning cure. However, if there is something that you need to know that the software doesn't calculate, you can call the customer service line. There isn't any of what you get everywhere else. You know the drill, "Your call is important to us, but we will make you hold for an hour. " They answer within 3 rings and are friendly and either have an answer on the spot or will call you back by the end of business that day. Pros This software gives me an accurate calculation of the amount my client will receive, when they apply for Social Security benefits. I can plug the numbers in my other planning software to determine taxes and net income. Cons It will only calculate on someone 40 years of age or older. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. LH Lonnie H. Owner Financial Services ### "My experience with Social Security Timing" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 January 13, 2022 My review is based on my past use of the product. I am not currently using the product. However, I am in the process of considering its use again. Pros The charts were very helpful for the client. Cons Having to enter each year of substantial earnings from the Social Security Statement. But I don't think there is a work around for that. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor January 20, 2022 Hi Lonnie, Thanks for leaving a review of Social Security Timing. We're glad that your clients found the software's charts and graphs helpful. We appreciate your feedback and hope you'll resubscribe. -Lauren DW Don W. Financial Rep Financial Services ### "Social security timing software" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 9, 2021 It helps client clarify what they want to do Pros Gives clear picture to impact of timing the filing of social security benefits Cons I am happy with all aspects, there isn’t anything I dislike. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Response from Vendor August 16, 2021 Hi Don, Thanks for leaving a review of Social Security Timing. We're happy to hear you've found the software helpful for demonstrating the impact of different claiming strategies. We appreciate your feedback. -Lauren Jason B. Wealth Advisor Financial Services ### "Great tool to help clients make informed decision. " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 August 9, 2021 Goes deeper on a subject that has real consequences for client's planning needs. Pros The nuances of Social Security rules and regulations are updated to be accurate for clients needs. Cons New system take some time to become accustomed to vs old. Would be nice to work in toggle switches for early retirement or semi-retirement scenarios. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Response from Vendor August 12, 2021 Hi Jason, Thanks for taking the time to leave a review of Social Security Timing. It's great to hear that the software has been helpful for navigating the different rules and regulations surrounding Social Security. We appreciate your feedback. -Lauren DF Delia F. President Financial Services ### "Live support and flexible scenarios make Social Security Timing a winner" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 4, 2021 Pros I can run scenarios for various filing ages and see break-even calculations. I LOVE the fact that there's support available BY PHONE when I need it. Cons This field seems to require a certain word count to be completed before I can submit my review. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Response from Vendor August 10, 2021 Hi Delia, Thank you for leaving a review of Social Security Timing. It's great to hear that you've found the software helpful for demonstrating different filing scenarios. And we're thrilled you've had great experiences with our expert support team. Thank you for the glowing review. We really appreciate your feedback! -Lauren JD Jody D. Financial Advisor Financial Services ### "Adding Value to your client relationships" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 August 4, 2021 I have been very pleased with the software and the support that I receive when I have issues. Pros I really like that the software looks at the complete SS picture. I work with a lot of School teachers that are affected by the WEP and the GPO. This software helps me help them make smart decisions. Cons It takes a little time to get everything plugged in but I think that because it doesn’t take any short cuts the output is more reliable Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. Response from Vendor August 9, 2021 Hi Jody, Thanks for leaving a review of Social Security Timing. We love that you're using the software to help teachers navigate WEP and GPO. We really appreciate your feedback! -Lauren RP Richard P. President Financial Services ### "Experienced and happy user." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 13, 2021 Helps in retirement planning for coordinating SS benefits timing with other investments to mitigate taxes and increase spendable income. SS is a good strategic tool. Pros It is intuitively user friendly and is useful for experts and novices who want to become Social Security experts. Cons It meets my needs with customers from $100k to $10M so I am satisfied as is. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor May 24, 2021 Hi Richard, Thank you so much for taking the time to leave a review of Social Security Timing. We're thrilled to hear that you've found the software helpful and easy to use. We appreciate the feedback. -Lauren EW Edward W. CFP Investment Management ### "SSI Timing" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 14, 2020 I have used this software to show people the advantage of using other investments to wait on Social Security. This has helped to make sure their money lasts as long as they do. Pros It gives me options, but won't let me do something that won't work with any change in the laws Cons The software is great, but it can't tell you every possible scenario and that is why support is so helpful Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor August 25, 2020 Hi Edward, We are thrilled to have you as part of the Covisum community! Thank you for sharing your kind words with us. It means the world to us and to our entire team! We look forward to serving you again soon! SC Stephen C. President Financial Services ### "Social Security Timing Review" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 14, 2020 Very Helpful, and very useful in my practice Pros The product is easy to use and is paramount in retirement planning Cons I thought it was complete. There is always a learning curve, but that is to be expected Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor July 31, 2020 Hi Stephen, Thank you for the positive review! Covisum appreciates when our customers take time to leave a note about us! We're thrilled you enjoyed Social Security Timing. We like making our customers happy. -Lauren PM Paul M. Pres Financial Services ### "My review of the process to complete a report" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 14, 2020 Helping clients determine best date to take Soc Sec Pros Fairly easy to input Great support at the company to help out Cons Software is good My knowledge is the problem We should have an education tutorial to train us better on this complicated topic Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor July 31, 2020 Hi Paul, Thanks for taking the time to mention your positive experience with our customer support team and leaving this great feedback about Social Security Timing. It's for people like you that we do what we do! If you have any friends looking for a Social Security optimizer, please send them our way - we'll take great care of them. -Lauren [View all Reviews](https://www.capterra.com/p/204948/Social-Security-Timing/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Popular comparisons [Morningstar Direct vs Social Security Timing](https://www.capterra.com/compare/204948-10027902/Social-Security-Timing-vs-Morningstar-Direct)