--- title: "Social Security Timing Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Social Security Timing Software - reviews, pricing plans, popular comparisons to other Investment Management products and more." source_url: "https://www.capterra.com/p/204948/Social-Security-Timing/" page_type: "product" language: "en" publication_date: "2026-10-21" --- # Social Security Timing Software Review 2026: Features, Integrations, Pros & Cons Last updated on October 21, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Social Security Timing ## What is Social Security Timing? Software to help clientele optimize their social security claiming strategy with tools such as a What's at Stake feature, breakeven charts, common alternatives, marketing materials, and more. ## What is Social Security Timing used for? [Investment Management](https://www.capterra.com/investment-management-software/) Top alternative Featured Overall rating Based on 49 user reviews Reviews sentiment Positive 98% Neutral 2% Negative 0% Starting price $49.99 Per User, Per Month Free trial available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Social Security Timing?[Manage this product listing](https://www.g2.com/products/covisum-social-security-timing/claim_requests/new?auto=true) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Social Security Timing 4.7 (49) VS. [4.0 (9)](https://www.capterra.com/p/248341/Yardi-Investment-Manager/reviews/) Starting Price $49.99 Per User, Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.5 (49) Ease Of Use 3.9 (108) Value For Money 4.8 (49) Value For Money 4.0 (84) Customer Service 4.9 (46) Customer Service 4.4 (91) ## Social Security Timing alternatives [3.3 (3)](https://www.capterra.com/p/207519/Sharesight/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 33% of reviewers rated it above 4 stars Highest Rated [4.7 (151)](https://www.capterra.com/p/130149/creatio-ai-crm/reviews/) Starting price $40.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [4.7 (100)](https://www.capterra.com/p/186948/AppFolio-Investment-Management/reviews/) Starting price $650.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 97% of reviewers rated it above 4 stars [MRI Property Management](https://www.capterra.com/p/79570/MRI-Software/) [4.3 (108)](https://www.capterra.com/p/79570/MRI-Software/reviews/) Starting price $5000.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 90% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/79570/MRI-Software/) ## FAQs about Social Security Timing Overview ### Which roles and teams benefit most from Social Security Timing? Social Security Timing is most used by financial advisors, wealth managers, and financial planners who compare claiming strategies and explain retirement income choices to clients. Firm owners, presidents, partners, and managing principals use it to support consistent planning recommendations, while paraplanners and registered representatives prepare Social Security analyses for client meetings. Answer based on 49 reviews Overview ### What company size and specific industries is Social Security Timing built for? Social Security Timing is designed for financial advisors and advisory firms of all sizes that help clients make Social Security claiming decisions. It is especially suited to the financial services sector, where firms want software and marketing support for client guidance and business growth. Features and Usability ### What are the key features of Social Security Timing? Social Security Timing offers cash management, financial analysis, forecasting, modeling and simulation, portfolio management, and risk management features. It is built for investment advisors who need tools to evaluate retirement income timing, test scenarios, and review how Social Security decisions fit within broader financial and portfolio planning. Pricing ### How much does it cost and what fees or limitations are included? Social Security Timing starts at $49.99 per month per user, billed per advisor, or $599 per year on the annual plan. A free trial is available. The plan includes client-facing presentations, a printable PDF report, support and customer success, and a marketing kit. Answer based on 5 reviews Getting Started and Support ### What training and onboarding options does Social Security Timing offer? Social Security Timing provides live online sessions, webinars, and documentation to help teams get started. Live online sessions and webinars support guided instruction and product walkthroughs, while documentation offers written reference material for self-paced learning and later review of features and setup steps. Answer based on 2 reviews Getting Started and Support ### What customer support options does Social Security Timing offer? Social Security Timing provides 24/7 live rep support and chat. Users describe the support team as prompt, knowledgeable, and helpful with unusual scenarios or confusing inputs, often giving clear explanations and quick answers. Some say responses arrive fast and feel courteous, which helps them trust the software. Answer based on 7 reviews Security ### How does Social Security Timing handle data security and access control? Social Security Timing uses manually entered Social Security covered-earnings data to model benefit-timing scenarios and present comparisons to clients. Reviewer feedback does not identify specific data-security measures, authentication options, permissions, or access-control capabilities. Users report that entering annual earnings can be time-consuming, with no stated workaround. Answer based on 15 reviews Ease of use ### Is Social Security Timing easy to use for financial advisors? Social Security Timing makes Social Security claiming scenarios accessible for financial advisors through clear inputs, alternative comparisons, and client-ready reports. Advisors value its intuitive workflow and support team, while some find unusual pension cases, breakeven analysis, planning assumptions, printing, and output customization harder to manage. Answer based on 12 reviews ## Features AI summary Based on 877 Investment Management reviews Capterra reviewers highlight these as the investment management features buyers care about most: - **Performance Metrics** (**39%** of reviewers rated this feature as critical) - **Reporting/Analytics** (**43%**) - **Investments Tracking** (**43%**) Social Security Timing focuses on other investment management capabilities that reviewers also value, including **Portfolio Management** (**40%**). This feature gives teams a clearer view of account allocation and long-term planning decisions, helping businesses monitor portfolio strategy and manage investment choices with more confidence. Modeling & Simulation 4.8 (4) 75.00% of 4 reviewers that rated this feature as important or highly important Using physical, mathematical, or logical models as a basis for simulations to generate data for managerial or technical decision-making Cash Management Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Financial Analysis Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Forecasting Form predictions based on past and present data/trends For Investment Advisors Used by financial advisors and money managers Portfolio Management Overview of all programs that help compare initiatives, align projects with strategic goals and identify risk Social Security Timing 7 features ### All Features - Cash Management: Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances - Financial Analysis: Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk - For Investment Advisors: Used by financial advisors and money managers - Forecasting: Form predictions based on past and present data/trends - Modeling & Simulation: Using physical, mathematical, or logical models as a basis for simulations to generate data for managerial or technical decision-making - Portfolio Management: Overview of all programs that help compare initiatives, align projects with strategic goals and identify risk - Risk Management: Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties --- Features 4.5 (49) 4.5 Based on 49 reviews ## Pricing Value for money 4.8 (49) Free Trial [View pricing plan details](https://www.capterra.com/p/204948/Social-Security-Timing/pricing/) Social Security Timing $49.99 Per User,Per Month It includes: - Access to a Client-Facing Presentation - Access to a Direct Mailer Example - Accurate - Benefit Cut Calculator - Easy Social Security Strategy Identification and Comparison - Free Access to Support & Customer Success - Free Marketing Kit: Emails - Graphics & More - Printable PDF Report - Quick - Quick & Easy Data Entry - Videos - View Alternate Social Security Strategies Value for money 4.8 (49) 4.8 Based on 49 reviews ## Support, customer service and training options Customer Service 4.9 (46) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.9 (46) 4.9 Based on 46 reviews ## User reviews Overall rating 4.7 Based on 49 reviews Filter by rating Counts reflect reviews available in this feed. 5(35) 4(13) 3(1) 2(0) 1(0) Mentioned topic Recent reviews first, then most helpful RE Reviewer Wealth Advisor Used the software for: 3-5 years ### "Great tool to help clients make informed decision. " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 August 12, 2021 Goes deeper on a subject that has real consequences for client's planning needs. Pros The nuances of Social Security rules and regulations are updated to be accurate for clients needs. Cons New system take some time to become accustomed to vs old. Would be nice to work in toggle switches for early retirement or semi-retirement scenarios. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. PN Patrick N. Senior Wealth Manager Used the software for: 3-5 years ### "SST User for 10+ Years" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 3, 2020 I have talked with everyone from \[SENSITIVE CONTENT HIDDEN\] and others and EVERYONE is totally focused on excellence and client satisfaction. Pros The product is ALWAYS, ALWAYS, ALWAYS 100% accurate. Even when you think the software "goofed", their customer service team can provide fast and reliable answers that fully explain why the questioned output is correct. They understand ALL the pertinent rules and apply them correctly. Cons I have only recently seen the "new" report format and I do not like it as much as what is now referred to as the "Legacy" format. There are some minor improvements, but other features are now missing. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RM Ricardo M. Director of Planning & Investments Used the software for: 1-3 years ### "Good software but needs some improvements" 3.0 Overall Rating 3.0 3.0 Ease of Use 3.0 3.0 Features 3.0 3.0 Customer Service 5.0 5.0 Likelihood to Recommend 7/10 July 3, 2020 Pros The features are good and the customer service is above average Cons Wish there was an integration with financial planning software as most planning software does not include detailed analysis. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Founder Used the software for: 3-5 years ### "More than just software" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 16, 2020 Confidence, knowing SS Timing has my back makes me confident in guiding my clients. In a world of Customer service robots SS Timing has live courteous people who know their stuff. Pros The software has been very user friendly, it has features I haven't even begun to explore, but it does the most important thing for me which is help create and navigate my clients through all the SS timing alternatives. But more important than the software is the support not only how to use the software but to answer SS questions. I often tell me clients "that because of the complexity of Social Security you may stump me but I can and will get the answers" my first call is then to SS timing and their staff is always courteous and always know their stuff. Cons Their are parts of the software like cash flow etc., that I have other software that does the same thing so they are not useful to me, but that isn't necessarily a negative. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer President Used the software for: 3-5 years ### "Live support and flexible scenarios make Social Security Timing a winner" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 10, 2021 Pros I can run scenarios for various filing ages and see break-even calculations. I LOVE the fact that there's support available BY PHONE when I need it. Cons This field seems to require a certain word count to be completed before I can submit my review. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Financial Planner Used the software for: 3-5 years ### "Social Security Timing " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 10, 2022 The software has a non existent learning cure. However, if there is something that you need to know that the software doesn't calculate, you can call the customer service line. There isn't any of what you get everywhere else. You know the drill, "Your call is important to us, but we will make you hold for an hour. " They answer within 3 rings and are friendly and either have an answer on the spot or will call you back by the end of business that day. Pros This software gives me an accurate calculation of the amount my client will receive, when they apply for Social Security benefits. I can plug the numbers in my other planning software to determine taxes and net income. Cons It will only calculate on someone 40 years of age or older. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Partner Used the software for: 3-5 years ### "Using Social Security Timing" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 3, 2020 We have found the SST program to be the centerpiece of our Retirement Planning Operation. It has a very professional look and is clearly written. Pros We had previously used 2 competing programs, both of which we discontinued after trying SST. SST has a common sense appproach in info entry. Plus, the end product is very accurate AND client friendly. Cons When needed, manual entry is somewhat time consuming. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Financial Consultant Used the software for: 3-5 years ### "SST for Financial Planning Clients" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 July 16, 2020 We're using the product to determine the optimal timing for turning on Social Security for our pre-retirement clients. Pros The scope of modeling is unparalleled for this product. Any scenario that you want to take your client through when it comes to the timing of their social security is possible to show them using this software. It is modeled in a very easy way to present to the client, and compares to other scenarios. If you're on top of your client's retirement goals and transition to fixed income, you'll love the SST product! Cons Getting all of the data entered correctly is the biggest drawback to the product. It's a lot of keystrokes, and the possibility of error exists. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Paraplanner Used the software for: 3-5 years ### "Legacy version" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 3, 2020 We have used this hundreds of times with our financial planning clients. The benefits of what this tool says is tremendous. Pros We started using this about 8 years ago. It has changed the way we look at Social Security completely. The software is super easy to use and understand. There are many good tools inside of the website. I frequently use the intake forms with clients. The customer service when I call is outstanding! These representatives are truly Social Security experts. I never doubt what they are saying when I call, and that says a lot. I have and would continue to recommend Social Security Timing, even at the increased price. It is worth it! Cons I truly have nothing bad to say about the software. Whenever I have questions, I just call and get the answer. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. VR Verified Reviewer President Used the software for: 3-5 years ### "SST Review" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 July 8, 2020 Pros I like to be able to compare the options to a client, and the break-even point is easy to explain Cons I'd like more commentary on emerging issues Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/204948/Social-Security-Timing/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Popular comparisons [Morningstar Direct vs Social Security Timing](https://www.capterra.com/compare/204948-10027902/Social-Security-Timing-vs-Morningstar-Direct)