# Zip Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Zip Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more. Source: https://www.capterra.com/p/205873/QuadPay-For-Businesses/reviews --- # Zip Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on August 24, 2025 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Zip ## What is Zip? Zip is an online payment processing software. Users can make purchases from partner merchants and pay in four interest-free installments over six weeks rather than paying the full amount upfront. The software integrates with online stores to display a "Pay with Zip" option during checkout and allow shoppers to split their payment. In-store, Zip leverages QR code technology so that customers can scan and pay right from their app. ## What is Zip used for? [Payment Processing](https://www.capterra.com/payment-processing-software/) Top alternative Featured Overall rating Based on 12 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Contact vendor for pricing Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Zip?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.quadpay.com/for-businesses&name=Zip) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Zip 4.9 (12) VS. [4.7 (484)](https://www.capterra.com/p/182990/GCPAY/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.9 (12) Ease Of Use 4.7 (484) Value For Money 5.0 (11) Value For Money 4.6 (411) Customer Service 5.0 (10) Customer Service 4.8 (449) ## Zip alternatives [4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) Starting price $30.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 92% of reviewers rated it above 4 stars [4.7 (3,631)](https://www.capterra.com/p/153752/Vagaro/reviews/) Starting price $23.99 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [4.1 (127)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Starting price $99.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 76% of reviewers rated it above 4 stars Highest Rated [4.9 (247)](https://www.capterra.com/p/198072/ePayPolicy/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 99% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/205873/QuadPay-For-Businesses/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. ACH Payment Processing 4.8 (5) 80.00% of 5 reviewers that rated this feature as important or highly important Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Debit/Credit Card Processing 4.6 (5) 80.00% of 5 reviewers that rated this feature as important or highly important Accept and process credit/debit card transactions Data Security 5.0 (4) 75.00% of 4 reviewers that rated this feature as important or highly important Protect sensitive data for digital privacy Online Payments 4.7 (3) 100.00% of 3 reviewers that rated this feature as important or highly important Accept and process online payment transactions Activity Dashboard 4.5 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Dashboard to view the status of ongoing processes, identify current incidents and track past activities Mobile Payments 4.5 (2) 0.00% of 2 reviewers that rated this feature as important or highly important Clients can submit payments via mobile devices Zip 11 features Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Dashboard to view the status of ongoing processes, identify current incidents and track past activities Application programming interface that allows for integration with other systems/databases Create, manage, and send invoices or bills to customers Protect sensitive data for digital privacy Accept and process credit/debit card transactions Clients can submit payments via mobile devices Process payments via multiple modes directly through the application Accept and process online payment transactions Upload, track, and submit receipts in a central database View and track pertinent metrics to find patterns and gain insights from data Get Advice We can help you find the software with the features you need. Features 4.8 (12) 4.8 Based on 12 reviews ## Pricing Value for money 5.0 (11) ### Starting price Contact vendor for pricing Free trial not available Value for money 5.0 (11) 5.0 Based on 11 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 5.0 (10) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 5.0 (10) 5.0 Based on 10 reviews ## User reviews Overall rating 4.9 Based on 12 reviews Filter by rating 5(11) 4(1) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent KD Kayla D. Clinical Scheduling Manager Medical Practice ### "Great product" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 5, 2025 It's definitely one of the easier payment methods I have used over the years, I would recommend it over some other's such as Karma Pros It's easy to use, and convenient. It's very user friendly, and it does most of the work for you without having to think too much Cons I don't really have any complaints about it, other than sometimes there can be some freezing/glitching which requires you to exit ad retry, as with any technology. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. PM paulo m. manager Food Production ### "GREAT OPPORTUNITY" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 April 21, 2025 We recomend this for people who needs it to pay bill on time and not to get late fee Pros ths gave us really a great opportunity to make payments when we need them and to be on time Cons we think some times the fees could be a kind of hight probably and a litlle time Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. IV Ilsia V. Collector Health, Wellness and Fitness ### "Def a cool app" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 April 16, 2025 Constantly checking for new updates and messages. Pros The application is easy to use, and it's very user friendly. Cons Nothing, with application more on customer service agent. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JS Jennifer S. owner Retail ### "Zip is amazing for anything!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 6, 2025 My overall experience with Zip has been a breeze and I'm able to find many products and web pages all from the home screen. Zip has been there for me when I needed it the most. Pros Zip is a good platform and has always helped when I need to use it for my shop for my customers. It puts the pressure off for many purchases. Cons I least like that Zip does not accept prepaid cards for down payments. There are times gift cards want to be used but are unable to. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SF Sarah F. Owner Apparel & Fashion ### "Pay in 4 installments with Zip" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 7, 2024 Ive used it for years and it has been great to split payments into 4 installments when money is tight Pros I can Pay in installments for my business and pay in installments for my personal purchases. Cons I dont really have any complaints about the service Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. SB Sarah B. Research Analyst Market Research ### "4 Easy Payments!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 August 18, 2023 Pros QuadPay is definitely one of my go twos beside Klarna, AfterPay, and Sezzle. If you have tried any of those, then you know how this app works, take your final purchase amount, and divide that in four spread across a scale of every other week, or even a matter of months. Cons Not everyone is excepted for QuadPay, so it functions more like Klarna and Affirm, I’m just not sure how I feel about that and that’s why I still feel like after pay wins above all of them. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JL Jessica L. Teacher Education Management ### "Easy to use and trustworthy!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 18, 2022 Pros I used this app to purchase a phone and pay in installments. You give quadpay your debit card number and agree to the monthly payments. Then, you pay the original store you are purchasing a product from a debit card number from quadpay. The item is paid in full and you only make monthly payments. There are so many stores to choose from! Cons I have no suggestions but to please continue to add stores. I love this! Switched from [Klarna](https://www.capterra.com/p/230509/Klarna/) This has more store options. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Tara D. Admin Assistant Automotive ### "Payment plan option for many vendors" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 February 1, 2022 Pros This is great as it allows customers to make interest free payments on purchases. There are so many companies you can use this with and it is easy to search on their website or app. You can use it for in person purchases as well as online purchases which is unique. Cons It is much easier to use for online purchases versus in store purchases. I have had issues in the past with this trying to figure it out. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AU Anonymous User PCA Hospital & Health Care ### "One of the best!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 9, 2021 Enjoyable service to use and love that there are many store options to use it with, both in the actual store or online! Pros The overall experience was amazing! Lots of options to pay both in store and online! Cons Nothing! I had no issues using this software what so ever! Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Tybithie H. CEO Telecommunications ### "Quadpay is an Awesome App" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 19, 2021 I absolutely love QuadPay, although it is now known as ZIP. With the app you get a certain amount that you can spend within the app. Sometimes you can spend more if you are willing to pay a bigger installment payment. They recently started offering the stores that I like to shop at and now allow for you to pay your bills by using the app, which has come in handy because I can pay off my whole cellphone bill and then break it down into payments that are more manageable for me, as opposed to taking my bill out in which the cell phone company will charge you more. It makes it a lot easier for that purpose alone and I highly recommend you try it out for yourself. Also making timely payments also helps your credit score as well. Pros I like that now you can use it to pay some of your bills as well, I like that you can pay for items over time. Cons Sometimes it will take the payment automatically and can cause an overdraft fee to occur with your bank account if you do not have the funds in your account. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JP Jordan P. Self employed Arts and Crafts ### "Great software. " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 October 6, 2021 Pros I like the fact that you can order from any site and chop your payments into 4’s. This software is very easy to use and would highly recommend. Cons The only con would be the spending limit is not so high at first so the purchase would probably be low enough that you would not have to use this software to begin with. Not too big of a con though. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SR Shari R. CEO Marketing and Advertising ### "I Love QuadPay!!!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 29, 2021 Overall, my experience is highly satisfied! Pros I absolutely love QuadPay! It is so easy to use and I am able to purchase so many things thanks to this app’s ability to pay on four installments every two weeks! You can buy just about anything with QuadPay (now known as Zip) and split the total amount into four payments every two weeks! I will forever use QuadPay! Cons There is nothing to dislike about QuadPay! Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)