--- title: "Ramp Reviews 2026. Verified Reviews, Pros & Cons | Capterra" description: "Is Ramp the right Expense Report solution for you? Explore 220 verified user reviews from people in industries like yours to make a confident choice." source_url: "https://www.capterra.com/p/207081/Ramp/reviews/" page_type: "reviews" language: "en" --- Ramp 4.9 (220) [View alternatives](https://www.capterra.com/p/207081/Ramp/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated August 3rd, 2026 # Reviews of Ramp Ease of use 4.9 Customer Service 4.6 ## Pros and Cons in Reviews James L Director of FinanceComputer Software, 11 - 50 employeesUsed the software for: Less than 6 months. “They have more logical functions as far as integrations and reporting than their competitors, the speed to vendor payment is swift, and they charge in a logical fashion, not some of the inflated rates of other players in the market.“ December 12, 2025 Michael C VP MarketingComputer Software, 51 - 200 employeesUsed the software for: Less than 6 months. “Most of what Ramp does is not built into most business banking accounts so it doesn't really provide much that we don't get with American Express Business account“ July 6, 2026 Eri D FounderAccounting, 2 - 10 employeesUsed the software for: 6-12 months. “Cards were issued and the spend limits were established on the very first day, and all employees quickly managed to navigate through the application with no issues whatsoever.“ May 17, 2026 SK Sarah K People Ops ManagerComputer Software, 201 - 500 employeesUsed the software for: 1-2 years. “Previously, we were issuing physical credit cards from our bank, which made it challenging to get those back or enforce approvals on purchases.“ July 17, 2025 Eri D FounderAccounting, 2 - 10 employeesUsed the software for: 6-12 months. “Regarding security concerns, I find granular control over the card settings useful as it helps to prevent mistakes in advance.“ May 17, 2026 SW Stacey W Accounting ManagerMachinery, 51 - 200 employeesUsed the software for: Less than 6 months. “The user account details and permissions were the one confusing part we ran into with setup.“ October 15, 2025 Hillel G Director of ImplementationHospital & Health Care, 51 - 200 employeesUsed the software for: 1-2 years. “Receipt management and physical card management is very nice to have for employees as well as making virtual cards.“ August 25, 2025 CE Charles E Vice President, Equipment AnalyticsOil & Energy, 201 - 500 employeesUsed the software for: 6-12 months. “It is not fully integrated into our SAP system requiring additional work on our end to transfer work order numbers and service order tracking.“ November 10, 2023 ## Showing most helpful reviews Showing 1-25 of 220 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Pankaj P. Finance Manager Accounting Used the software for: 2+ years ### "Fantastic product easy to use " January 16, 2025 5.0 Ramp Card is very useful and with ramp you can easily record track expenses. It helps in bill and spend management, Expenses management, Travel Management etc. Easy to integrate with accounting software.easy to reconcile. Provide good cashback points. Pros Easy to use, Easily to reconcile balance, Customized reports etc. one of the best business card. Cons I like everything about this. Sometimes support system tale time to resolve issues. Review Source JM Jo M. Director for HR Non-Profit Organization Management Used the software for: 6-12 months ### "Ramp for the Win" July 1, 2025 5.0 We've been using Ramp for 6 months. Implementation was a breeze. Use is easy and intuitive. The product is regularly upgrading. Pros Ease and intuitive design. Each step along the way couldn't be more easy. Seems all our staff has enjoyed using the product. Cons I haven't come across something I don't like. From accounting to individual users we have happy staff. Switched from [Tallie](https://www.capterra.com/p/140782/Tallie/) Cost savings, better features and ease of use. Review Source CC Christina C. Office Manager Accounting Used the software for: 6-12 months ### "Ramp Review" May 29, 2025 3.0 Large companys use this application to help them streamline their business operations. Applications and companies like Ramp help businesses focus on their more important operations. Pros Quick delivery of incoming payments and notification is always ahead of schedule. Very interactive employees and that is always appreciated! Cons The sales employees can be a little persistent in regards to utilizing more of the application. Just not as interested in using it for more. Review Source EH Erin H. COO Medical Devices Used the software for: 1-2 years ### "Great UI, saves lots of time for our small team" March 31, 2025 5.0 Ramp has been great for our small business. Our team is geographically dispersed, but Ramp makes it easy to collaborate on bookkeeping, expense reimbursements, and basic expense reporting. Pros Ramp is easy to use, it integrates well with our internal workflows, and with external systems. Cons I wish the invoice and receipt email capture system worked with more file types. Switched from [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/) Ramp offered better integrations and ease of use. Review Source JV Jeannie V. Operations Manager Consumer Goods Used the software for: 2+ years ### "Ramp is a lifesaver! " April 3, 2025 5.0 Overall- it’s been a breeze to track expenses since switching over to Ramp. Employees receive their monthly spending limit and a virtual and physical card. Then they upload receipts into the system as they use it. The card locks after a certain time if receipts aren’t uploaded. Also you can flag spending after a certain amount. All in all a great system to track employee expenses. Pros This product make employee expense tracking so easy! Cons The set up can be a little tedious but once you are on there it’s very easy to use. Switched from [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) This is a better expense tracking option as we scale Review Source JV Joelle V. Accounting Manager Hospital & Health Care Used the software for: 1-2 years ### "Top Notch Programming if you have QUICKBOOKS!" July 28, 2025 5.0 I love Ramp - wouldn't work our Accounting Team with anything else at this point. Time saving in AP for sure. Pros Ramp is a great way to manage all your credit card transaction in one place as well as have Bill Pay to pay all your bills. You can have invoices emailed right into Ramp saving to time not having to enter each bill individually. Easy to learn - they provide training - it's secure with credit card transactions and they help with any issues. If you have QuickBooks the program is Free, so the value is more than perfect! It sync's with QuickBooks so Accounting is super simple, and the number of users for user interface is not charged either as long as you are syncing with QuickBooks. Its features are above and beyond any other program I looked into. Cons Sometimes it's hard to get tech support to respond as Quickly as I would like - but I am not super patient person when it comes to issues that do come up, but response time is usually within 24 hours. Review Source ET Eric T. Director, Digital Transformation Automotive Used the software for: 1-2 years ### "RAMP: Better Than AMEX" June 12, 2025 5.0 We switched from AMEX to RAMP. This has simplified our processes and increased usability for end-users. Pros Ramp is super easy to use and very intuitive. The ability to submit expenses via email and SMS has eliminated the need for tracking, keeping and trying to keep track of receipts. Cons RAMP is clearly trying to innovate and remain ahead of the curve. The most recent update to the website has overcomplicated the end user experience. Review Source SK Sarah K. People Ops Manager Computer Software Used the software for: 1-2 years ### "Great for remote companies with lots of use cases" July 17, 2025 5.0 Using Ramp has really allowed us to expand who has access to corporate cards and what their use cases and limits are. Previously, we were issuing physical credit cards from our bank, which made it challenging to get those back or enforce approvals on purchases. Ramp has made it really easy for us to customize and streamline credit card access internally. Pros The highlight of Ramp is the ability to issue digital credit cards with varying limits, which empowers our fully remote organization and also makes it easy to issue and rescind cards for new hires or departing employees. Additionally, the receipt submission flow makes it easy for purchases to get reviewed and approved as needed. Cons Honestly, at this point, there's nothing that I like least about Ramp. Our organization has turned off the Gmail auto scan integration, which adds an extra step for receipt submission, but that's an internal complaint :) Review Source HC Harrison C. CEO Financial Services Used the software for: 1-2 years ### "Ramp - Great Offerings, Amazing Value," May 25, 2025 5.0 The overall experience has been tremendous. Fantastic customer support, amazing solutions that accelerate accounting processes, providing invaluable insights into our expenses / payables so we can best forecast our expenses and create value in what we actually do. Pros The UI is outstanding and has tremendously helped my firm track and analyze our expenses and payables to better forecast and plan budgets. Also, the integrations are fantastic and make reporting and automating the accounting process a seamless experience that has allowed people to free up time and create value elsewhere. Cons There are not really any cons to Ramp. It is awesome to see a start-up like Ramp take market share and offer a product that the marketplace needed. There were lots of antiquated offerings, but nothing that met the needs of a 21st Century scaling business. Review Source AK Alina K. People and Talent Lead Information Technology and Services Used the software for: 2+ years ### "Does exactly what it needs to" May 5, 2025 5.0 Pros Ease of use, ability to set up multiple cards/spend and track payments and limits on use. Receipt and transaction verification is simple. Reimbursements and expenses are simple. Integrates with slack and can set up text notifications and send receipts through text. Cons There is nothing I can think of that I do not like about Ramp. Review Source SU Sherri U. Director of Administration Airlines/Aviation Used the software for: 6-12 months ### "Glad We Made The Switch" November 10, 2023 5.0 We have had a very positive experience with Ramp from the start. The implementation team was helpful, organized and made things easy. It has streamlined our acct dept and united all of our departments into one cohesive team. Pros Ease of use. Its organized and simple to learn. Cons There really isnt anything negative yet that weve experienced with RAMP. Alternatives considered [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) Reason for choosing Ramp We had a terrible experience with a syncing issue. Switched from [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) Their customer seevice team was slow to respond to issues and the overall design of their product is considerably behind what RAMP offers. Review Source DW Danny W. Art Director Utilities Used the software for: 2+ years ### "If someone complains about Ramp, they are probably being paid by a competitor." November 10, 2023 5.0 At our company, Ramp replaced the incredibly convoluted Concur system so the expectations were low and Ramp blew them out of the water. With Concur, each expense was a 30-90 second process. Using Ramp I can process all 25 of my expenses in 3 minutes. Pros It is so quick to track expenses and capture receipts. Cons I'm not sure if it is a company option that has been overlooked, but when requesting reimbursement for mileage, I'm required to provide a receipt. That doesn't make sense. I'm having Ramp calculate my mileage so there is no receipt. Switched from [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) Finance department made the decision, but I was happy to help test the process. Review Source pP patti P. Controller Hospital & Health Care Used the software for: Less than 6 months ### "Ramp is a great app for Expense Management" November 10, 2023 5.0 Great experience, automation makes using this application that much more great! Pros The ease of use, the fact that we can sync multiple times a day, and the way we are able to view the transactions in Sage are all great features. Cons I don't have any major negative, we have had very positive feedback from everyone using it. Alternatives considered [Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/) Reason for choosing Ramp The ease of use, the money back on purchases. Review Source AL Andrea L. Finance Director Biotechnology Used the software for: 1-2 years ### "Ramp - more than a restaurant" November 15, 2023 5.0 We were an early adapter and Ramp has been great for our small business Pros Ease of use, multiple virtual cards, ability to assign cards Cons Employee abuse is still an issue, hard to teach financial responsibility Switched from [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/) Divvy budgets were impossible to implement, sales team doesn't understand budgets. Review Source KC Katie C. Account Manager Food & Beverages Used the software for: 6-12 months ### "Great Tool for Business Trips!" February 28, 2025 5.0 I used Ramp for the first time on a work trip to NYC. Normally when I travel I have to find a way to keep track of my expenses while busy and on the go. That way when I return I can make sure I have all the information needed to fill out a spreadsheet to return them. With Ramp I did not have to worry about it. It kept the information for me to reference when I returned. It my trip more enjoyable and productive. Pros It makes keeping track of company expenses very easy! Cons So far so good. I just love that I have all my expenses in one place in stead of having to submit them through a spreadsheet. Review Source SS Sahar S. Owner Food & Beverages Used the software for: 6-12 months ### "Great for small business " November 18, 2024 5.0 Great and professional customer support, very helpful to my business Pros Flexibility and consistency dealing with my financial plan Cons More system updates to keep track with customers needs Review Source ES Elizabeth S. Administrative Assistant Hospital & Health Care Used the software for: Less than 6 months ### "Makes AP Job Easier" December 17, 2024 5.0 This makes my AP job easier! It helps with organization and ability to have all purchases approved. Pros It is very easy to upload receipts and keep everything organized. Cons I don't really have anything have any cons for Ramp. Review Source BH Blake H. CFO Information Technology and Services Used the software for: 1-2 years ### "Game changer for small businesses" October 27, 2023 5.0 Pros Ramp is very intuitive and integrates well with other financial applications. The expense reimbursement platform has eliminated countless hours for our sales and customer service teams to focus on their clients versus administrative work. The internal controls and spend programs on ramp are well documented and places strong internal controls within the accounting department. Cons There is nothing I can say I do not like about Ramp, but only enhancement would be able to pass prepaid amortization journals to QB. If an expense is paid within Ramp via CC or BILL function, it can be coded to prepaid account, but the amortization journals have to be posted in QB. A strong control and time saver would be for Ramp to create the amortization rules and pass via API to QB to post. Reason for choosing Ramp Intuitive, smart and getting smarter and cost effetive Review Source CR Chervonne R. Bookkeeper Office Manager Marketing and Advertising Used the software for: 6-12 months ### "Ramp makes business easier!" November 10, 2023 4.0 Overall, I'd recommend Ramp to other businesses. I wuld like to see Ramp expanded to AR functionality to receive customer payments as well, this way it could be a one stop shop. Today we have to have more than one program t manage all of our accounting needs. Pros Ramp has truly made life with company card, expense tracking and vendor management and payables! Having working in the finance field for 23 years, I have had vast experience with many softwares. Ramp is one of my favorites and is easy to set-up or disable users, track vendor expenses, and reimbursements Cons We are able to manage accounts payable but it does not have accounts receivable functionalty at all. i've asked if this will be added to Ramp's future functionality before we have to purchase an additional package with another firm and have not yet received any feedback nor a response on this piece. ALSO, the latest update is not ideal with moving items that are ready to process to different tabs. I'd like an option to have all items remain in one screen while working through items that we can upload vs. what is missing items from the users Review Source NL Nicholas L. CIO Mechanical or Industrial Engineering Used the software for: 2+ years ### "Ramp is a life saver." November 12, 2023 5.0 Pros We use virtual credit cards to reduce risk when paying online vendors. If one vendor has a data breach I do not need to worry that our other services will experience any downtime due to missed payment while dealing with one bad vendor. I also really like how easy it is for our small business to get new employees up and running with travel expenses. Cons There is something weird going on with the integration with Gusto and everyone in the company keeps being re-assigned to the same department despite manually fixing it every time I see an error. I think the issue is because of how we track people in Gusto, so not really Ramp's problem. Review Source BP Brandon P. GS Construction Used the software for: 1-2 years ### "Ramp is a Game Changer " November 27, 2023 5.0 Pros Ramp is a simple to use everyday credit card for our company. Were able to expense costs, manage the receipts due to the multiple ways we can send in, i.e. email, pictures, Tex message, in the app itself or physically online. Makes the "i lost my credit card receipt" a thing of the past! Cons not much I can say that i don't like about the card, I guess my only issue is that we cant customize the color/ design of the card. would love to see our LOGO on the cards Review Source ZB Zachary B. Director of Finance Construction Used the software for: 6-12 months ### "Excellent tool for spend management" November 10, 2023 5.0 Pros We really like the automatic receipt matching for transactions, the visibility of ensuring that accounting requirements are met, and the real-time tracking of card spending. Cons One of the only struggles that we've had is keeping up with changes to the system. Where to find things is continuously moving and while the system does a decent job of informing us, sometimes it is challenging to find where certain actions have changed (sometimes things have been renamed, other times an action has moved to a different subcategory in the menu bar). Review Source AD Anthony D. Accounting Director Machinery Used the software for: 2+ years ### "TT's " October 25, 2023 5.0 Excellent Pros Easy to use and train employees, plus 2% cash back Cons Changes to software happen without notice. Alternatives considered [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) Reason for choosing Ramp cash back Switched from [Expensify](https://www.capterra.com/p/97594/Expensify/) cash back + CC link Review Source RB Robin B. Operations Director Non-Profit Organization Management Used the software for: 2+ years ### "Ramp Rocks" November 27, 2023 5.0 Pros The ease of use for the cardholders. Employees can take a picture of the receipt real time and enter a memo and department, Cons We can't upload to our Quickbooks Enterprise therefore, every transaction needs to be reentered again. Review Source JR Jessica R. Project Architect Real Estate Used the software for: 1-2 years ### "Simplifies spending procedures and ensures that they do not exceed specified budgets." January 12, 2023 5.0 The issue of spending is very important, and we used to suffer in the past from managing the spending process and obtaining funds as well as approvals, and with Ramp we got rid of all that effort, and transferring money requests, completing payment operations, as well as organizing records became absolutely easy, and tracking operations became easier. Pros The Virtual Ramp Card is great because it accurately sets spending caps, helping employees stick to a spending plan without going over budgets and allowing the accounting department to track expenses and approve or deny them. I like that I can request an emergency spend increase via the mobile app and get approved instantly. I love that Ramp organizes the spending process in every detail. When I make a payment, I receive a message on my phone. Ramp also records directly on the logs the time and amount spent. I can upload the receipt, enter notes, and send it for approval without any complications and within minutes. Cons Ramp is almost flawless, simple and easy to use, and the mobile app is carefully designed and greatly simplifies operations for users. Review Source Similar Products Featured ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.